Financial technology is not blockchain Internet

1.

blockchain technology has the advantages of being difficult to tamper with and easy to trace. It can play a role in identity information management, trust mechanism construction, and credit information chain of small and micro enterprises

here is an example of a bank in Nanping:

e to the outbreak of online business, the original offline signing method has been unable to meet the needs of the rapid change of the banking business, and the bank's digital construction is imminent, but the bank's risk control department has strict compliance requirements:

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online business data sensitive privacy, Is the transmission secure

does the electronic signature have legal effect

can electronic evidence be accepted by the court

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these concerns have become obstacles for banks to introce e-contracts and carry out business digital transformation

after adopting the unique ENA initiative forensics patent technology of the "real hammer" trusted electronic evidence platform, a bank in Nanping, through the clean server of the notary office, online carries out real-time preservation, storage and certification of the electronic data of the target system, records the whole process of the electronic data from generation, transmission to storage, and finally the notary office issues the forensics preservation report with official seal, The effectiveness of the documents is notarial documents, which can be directly accepted by the court. Because the report is issued by the notary office, it has more credibility than the self certification of the third-party E-contract platform, which solves the concerns of the risk control department of the bank at one stroke. The whole process is online and automated, and the front-end customer operation has no perception

at the same time, combined with the back-end case system of "real hammer" and the outsourcing execution service, the bank realized the rapid dispute resolution of Internet business. It not only ensures the compliance and effectiveness of the electronic contract signing process, but also solves the problem that the bank cases are scattered all over the country and the cost of legal business trip is high; The litigation cycle is long and there is no efficient disposal channel

2. Blockchain belongs to it technology, and finance is an application direction of blockchain
the core advantage of blockchain technology is decentralization, which can realize point-to-point transaction, coordination and cooperation based on decentralized credit in a distributed system without mutual trust by means of data encryption, time stamp, distributed consensus and economic incentive, so as to solve the high cost and low cost of centralized institutions Low efficiency and data storage insecurity provide solutions
the application fields of blockchain include digital currency, token, finance, anti-counterfeiting traceability, privacy protection, supply chain, entertainment, etc. with the popularity of blockchain and bitcoin, many related top domain names have been registered, which has a great impact on the domain name instry.

3. < UL >

the st entering the dial of Swarovski watch is usually e to the graal infiltration ring long-time wearing. If you only enter the fine st, you don't need to clean it without affecting the appearance and use. However, if the st with a certain length, such as hair or acrylic fiber, enters the watch dial, attention should be paid to it, because such st is extremely likely to cause the watch to stop working

when we find that the Swarovski watch is sty, we should not easily open the back cover of the Swarovski watch for cleaning. We should promptly send it to the Swarovski customer service center [30th floor, Tianjin International Financial Center, 136 Chifeng Road, Heping District] for cleaning, and regularly do the waterproof test and travel time accuracy test to ensure its normal operation

at the same time, we should also pay attention to the Swarovski watch not to come into contact with chemicals in our daily life. Waterproof watch can prevent cold water but not hot water, so don't take a bath with it. Avoid water vapor to ensure its waterproof effect. After adjusting the Swarovski watch, remember to restore the watch head and press it tightly to prevent st from entering

4. Shenzhou information is not bad. It has b-end scenes, deep accumulation, comprehensive service content, and price advantages

5.

The main differences between financial technology and science and technology finance are as follows:

first, the core components are different

the technologies involved in financial technology are characterized by fast update and iteration, cross-border and mixed operation, which is the superposition and integration of Frontier disruptive technologies such as big data, artificial intelligence, blockchain technology and traditional financial business and scene. It mainly includes four core parts: big data finance, artificial intelligence finance, blockchain finance and quantitative finance

Science and technology finance is an important part of national science and technology innovation system and financial system, which is composed of government, enterprise, market, social intermediary and their behavior activities in the process of science and technology innovation financing

Second, different ways of operation

financial technology mainly uses artificial intelligence technology to deal with problems in the financial field, including stock price prediction, evaluation of consumer behavior and willingness to pay, credit scoring, intelligent investment advisor and chat robot, insurance underwriting and claims settlement, risk management and stress testing, financial supervision and identification monitoring, etc

there are two traditional channels of science and technology finance, one is government funds to establish funds or master funds to guide private capital into science and technology enterprises, the other is diversified equity financing channels of science and technology enterprises. It includes government support, technology loan, technology guarantee, equity investment, multi-level capital market, technology insurance and technology leasing

extended data :

the basic composition of financial technology:

the technology involved in financial technology has the characteristics of fast update and iteration, cross-border and mixed operation, which is the superposition and integration of Frontier disruptive technologies such as big data, artificial intelligence, blockchain technology and traditional financial business and scene. It mainly includes four core parts: big data finance, artificial intelligence finance, blockchain finance and quantitative finance

big data finance focuses on the acquisition, storage, processing, analysis and visualization of financial big data. Generally speaking, financial big data and core technologies include basic layer, data storage and management layer, computing layer, data analysis and visualization layer

The

data analysis and visualization layer is mainly responsible for simple data analysis, advanced data analysis (overlapping with artificial intelligence) and visual display of corresponding analysis results. Big data finance is often committed to the use of Internet technology and information communication technology to explore new financial business models of financing, payment, investment and information intermediary

AI finance mainly uses AI technology to deal with problems in the financial field, including stock price prediction, evaluation of consumer behavior and willingness to pay, credit scoring, intelligent investment advisor and chat robot, insurance underwriting and claims, risk management and stress testing, financial supervision and identification monitoring, etc

6. I think it belongs to financial technology

7. Ha ha ha, that's interesting., But there is no official saying that. As a matter of fact, I also think that Ping An technology has developed so far, and can get a share in finance, Internet and technology
first of all, Ping An technology has a strong Ping An financial empire; Secondly, artificial intelligence, cloud computing, blockchain and intelligent cognition are the four core technologies; In recent years, Ping An has also been emphasizing the need to be an ecosystem. At present, Ping An's technology business covers finance; Medical treatment; Automobile; Real estate and smart city. Such a company that can form cross instry ecological synergy and interconnection within the group certainly has its own unique advantages, and its market potential is not unlimited.

8. Financial technology can be understood as: using cutting-edge technology means including artificial intelligence, credit reference, blockchain, cloud computing, big data, mobile Internet, etc., to serve the instry of improving financial efficiency. The science and technology finance is based on finance, and it uses financial innovation to efficiently and controllably serve the financial formats and financial procts of science and technology innovation and entrepreneurship
the difference between financial technology and science and technology finance lies in

1 different foothold

the foothold of financial technology is science and technology, which has the attribute of infrastructure to provide science and technology services for financial business. Besides, there are military science and technology, biological science and technology, etc

the foothold of science and technology finance is finance, that is, financial formats, services and procts used to serve science and technology innovation, which is a typical representative of finance serving the real economy. There are also the concepts of consumer finance, three rural finance and so on<

2 inconsistent goals

the goal of developing financial science and technology is to use the means of science and technology to improve the overall efficiency of finance

the goal of developing science and technology finance is to promote science and technology innovation and entrepreneurship through the innovation of financial services<

3 different participants

the main body of financial technology is technology driven enterprises represented by technology enterprises, Internet enterprises and Internet financial enterprises with partial technology

the main body of science and technology finance is the financial instry represented by traditional financial institutions and Internet finance<

4 there are differences in the ways of implementation

the way to realize financial technology innovation is technological breakthrough

the way to realize the innovation of science and technology finance is the research and development of financial procts<

5 specific procts are also completely different

specific procts of financial technology include: third party payment, big data, financial cloud, blockchain, credit reference, AI, biological wallet, etc

the specific procts of technology finance include: investment and loan linkage, technology insurance, technology credit, intellectual property securitization, equity crowdfunding, etc.

9. The CFA qualification certificate timely adjusted the examination content and included fintech into the examination scope. It shows that CFA qualification examination is flexible and keeps pace with the times. At the same time, this is the CFA qualification examination, as a well-known examination in the financial field, the best response to the development and changes in the financial field and the social demand for high-quality and compound financial talents
fintech is a word made up of two English words: finance and technology. However, there is no clear definition of what fintech is. It is often summarized as high-tech that can change the traditional financial operation mode, especially represented by cloud computing, big data, artificial intelligence, AI and other technologies
in 2019, fintech was added to the CFA first level examination syllabus: the new content of fintech was added to the portfolio management, which changed from one session to two sessions. The original reading chapters changed in order, but the old knowledge points of the investigation remained unchanged, only a whole reading was added to the final section of the subject, and four Los of fintech were added.