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The current attitude of banks in various countries towards block
Publish: 2021-04-28 19:42:07
1. Globally, governments have different attitudes towards blockchain and blockchain assets, but on the whole, they are still in the exploration period
European and American countries are actively monitoring. Germany is the first country to recognize bitcoin and other digital assets as private property. The US CFTC (US Commodity Futures Commission) has identified bitcoin as a commodity. The state of New York has issued three bitlicenses
the situation in Asia is different. Japan actively supports it. In April this year, Japan implemented the payment services act, officially recognizing bitcoin as a legal payment method
South Korea is actively monitoring. In July, South Korea's "bitcoin Regulation Act" came out, setting a threshold of 500 million won for investors
China has strict supervision. In September, the people's Bank of China and other seven ministries and commissions jointly issued the "notice on preventing the financing risk of token issuance", which stipulates that in China, trading platforms shall not engage in the exchange business between legal tender and "virtual currency".
European and American countries are actively monitoring. Germany is the first country to recognize bitcoin and other digital assets as private property. The US CFTC (US Commodity Futures Commission) has identified bitcoin as a commodity. The state of New York has issued three bitlicenses
the situation in Asia is different. Japan actively supports it. In April this year, Japan implemented the payment services act, officially recognizing bitcoin as a legal payment method
South Korea is actively monitoring. In July, South Korea's "bitcoin Regulation Act" came out, setting a threshold of 500 million won for investors
China has strict supervision. In September, the people's Bank of China and other seven ministries and commissions jointly issued the "notice on preventing the financing risk of token issuance", which stipulates that in China, trading platforms shall not engage in the exchange business between legal tender and "virtual currency".
2.
As a traditional financial institution, banks are the most active Pathfinder in the field of blockchain. In recent years, many banks at home and abroad have applied blockchain technology to credit, clearing and other fields. The unique trust mechanism of blockchain is regarded by banks as a key technological breakthrough in innovating risk management and simplifying transaction process. However, as an emerging technology, blockchain ecology is still in the process of establishment, and its application is very limited. Many problems still need to be solved graally in the development
"at present, blockchain can't run high-frequency and concurrent transactions, and network speed and computing power can't support it. For example, in the field of payment, if it is online shopping, it can be realized; If it's high-frequency futures trading, it can't be done. " Huang Zhen said
JIANG Peng said that at the beginning of designing the blockchain system, China CITIC Bank carefully demonstrated the business links suitable for the use of blockchain
"from the global experience, it is not suitable to use blockchain to build a large and complex system. Instead of trying to solve all problems with blockchain, we should focus on solving the core problems. It's time-consuming to build a too complex system. The technology is developing so fast that before the old system is finished, it will face the iteration of new technology. " Jiang Peng said
the idea of "only solving core problems" ensures that after the blockchain goes online, the relevant business operations of branches of China CITIC Bank can be upgraded without process transformation
Fan Bin said frankly that it will take time for banks to fully apply the blockchain, and IBM's investment in the blockchain open source community will continue, on the one hand to cultivate the market, on the other hand to compete for the commanding height of the blockchain platform. With the rapid iteration of blockchain technology itself, there is still a lot of imagination for financial institutions to use this new technologythe content comes from Xinhuanet
3.
Blockchain is an important concept of bitcoin. In essence, it is a decentralized database, as well as the underlying technology of bitcoin< br />
4. 1) First of all, it defines the technical value and positioning of the blockchain. As I said at the beginning, the positioning of the blockchain should take the blockchain as an important breakthrough for core technology and independent innovation
2) blockchain, Internet and artificial intelligence should be regarded as technologies of the same height, and blockchain should formally enter our hard science and technology development category
3) pointed out the development and application direction of our blockchain, including the speech that the technology of blockchain has extended to many fields, such as digital finance, Internet of things, intelligent manufacturing, supply chain management, digital asset trading, and so on. In terms of application, there will inevitably be some regulatory or legal problems in the process of application, What are the instructions in this speech? He mentioned that we should implement the rule of law in the management of blockchain, and promote the safe and orderly development of blockchain
4) in the more important point of application and development, it is mentioned that the blockchain is from virtual to real, enabling entity, improving people's livelihood, obtaining instrial advantages, and better serving the development of the whole instrial economy. In fact, through the study of blockchain technology, from one side or the signal released, we express our attitude towards the innovation and leadership of blockchain. We hope that in the development of blockchain, we can first have our own core technology, and we should be a leader in today's fierce international competition
5) it is to enhance the market confidence of the whole blockchain instry, especially for the application and development of the whole blockchain technology. With a great increase in market confidence, it is bound to attract more people in the next period of time, including the capital market and for example, more talents and research applications will enter this field. More capital, more manpower and more other social related aspects, including the rule of law and legislation, will positively promote the application and landing of the whole blockchain technology. These are my four points of view or summary of blockchain technology learning
if you have been concerned about blockchain for a long time, in fact, from the national level, including the 13th five year plan, blockchain technology has been written into the 13th five year plan, which is developed as a parallel technology with artificial intelligence, big data and cloud computing. It has been introced in the second half of 2018, and the office of network information technology has put the blockchain application service on record, From all aspects, it is actually a positive guidance or protection for the development of the whole blockchain
of course, when it comes to blockchain, you may also say that blockchain always thinks of money speculation and so on. In fact, digital currency is only a relatively narrow field in the field of blockchain. We now include support from the mainstream of modern society or the national level, and more support for the application of blockchain technology in the real instry, The core advantage of blockchain technology is decentralization, which can realize point-to-point transaction, coordination and cooperation based on decentralized credit in the distributed system without mutual trust by means of data encryption, timestamp, distributed consensus and economic incentives, so as to solve the common high cost and low cost problems of centralized institutions Low efficiency and data storage insecurity provide solutions
the application fields of blockchain include digital currency, token, finance, anti-counterfeiting traceability, privacy protection, supply chain, entertainment, etc. with the popularity of blockchain and bitcoin, many related top domain names have been registered, which has a great impact on the domain name instry.
2) blockchain, Internet and artificial intelligence should be regarded as technologies of the same height, and blockchain should formally enter our hard science and technology development category
3) pointed out the development and application direction of our blockchain, including the speech that the technology of blockchain has extended to many fields, such as digital finance, Internet of things, intelligent manufacturing, supply chain management, digital asset trading, and so on. In terms of application, there will inevitably be some regulatory or legal problems in the process of application, What are the instructions in this speech? He mentioned that we should implement the rule of law in the management of blockchain, and promote the safe and orderly development of blockchain
4) in the more important point of application and development, it is mentioned that the blockchain is from virtual to real, enabling entity, improving people's livelihood, obtaining instrial advantages, and better serving the development of the whole instrial economy. In fact, through the study of blockchain technology, from one side or the signal released, we express our attitude towards the innovation and leadership of blockchain. We hope that in the development of blockchain, we can first have our own core technology, and we should be a leader in today's fierce international competition
5) it is to enhance the market confidence of the whole blockchain instry, especially for the application and development of the whole blockchain technology. With a great increase in market confidence, it is bound to attract more people in the next period of time, including the capital market and for example, more talents and research applications will enter this field. More capital, more manpower and more other social related aspects, including the rule of law and legislation, will positively promote the application and landing of the whole blockchain technology. These are my four points of view or summary of blockchain technology learning
if you have been concerned about blockchain for a long time, in fact, from the national level, including the 13th five year plan, blockchain technology has been written into the 13th five year plan, which is developed as a parallel technology with artificial intelligence, big data and cloud computing. It has been introced in the second half of 2018, and the office of network information technology has put the blockchain application service on record, From all aspects, it is actually a positive guidance or protection for the development of the whole blockchain
of course, when it comes to blockchain, you may also say that blockchain always thinks of money speculation and so on. In fact, digital currency is only a relatively narrow field in the field of blockchain. We now include support from the mainstream of modern society or the national level, and more support for the application of blockchain technology in the real instry, The core advantage of blockchain technology is decentralization, which can realize point-to-point transaction, coordination and cooperation based on decentralized credit in the distributed system without mutual trust by means of data encryption, timestamp, distributed consensus and economic incentives, so as to solve the common high cost and low cost problems of centralized institutions Low efficiency and data storage insecurity provide solutions
the application fields of blockchain include digital currency, token, finance, anti-counterfeiting traceability, privacy protection, supply chain, entertainment, etc. with the popularity of blockchain and bitcoin, many related top domain names have been registered, which has a great impact on the domain name instry.
5. What is the current attitude of global village towards blockchain and digital currency? At present, the global village has a very good attitude towards chewing out a chain and digital currency.
6. From the published R & D results, there have been some significant progress in the core basic technology fields of blockchain, such as "consensus algorithm", "encryption algorithm", "smart contract situational test". The feature of complete "decentralization" of blockchain is not applicable in the financial field, and distributed and polycentric is expected to become a realistic choice. Blockchain, known as a disruptive technology, will become the key infrastructure of Internet Finance and even the whole financial instry. At present, capital and institutions at home and abroad are speeding up the layout of blockchain technology. Experts said that the rapid development of blockchain technology is becoming a hot spot for investment. This year, the financing amount of blockchain venture projects has exceeded 1.4 billion US dollars
in recent years, the investment field has been paying more attention to blockchain. Since the beginning of bitcoin, blockchain technology has been explored in many application fields. Nasdaq, New York Stock Exchange, Citibank and other overseas financial institutions are also trying to carry out business innovation of blockchain finance, and the development of blockchain technology is also a major focus in China., For reference only!
in recent years, the investment field has been paying more attention to blockchain. Since the beginning of bitcoin, blockchain technology has been explored in many application fields. Nasdaq, New York Stock Exchange, Citibank and other overseas financial institutions are also trying to carry out business innovation of blockchain finance, and the development of blockchain technology is also a major focus in China., For reference only!
7. According to McKinsey's analysis, the impact of blockchain technology is most likely to occur in the main application scenarios of payment and trading banking, capital market and investment banking business
digital currency: to improve the convenience of currency issuance and use, for example, the central bank plans to issue its own digital currency; Cross border payment and settlement: realize point-to-point transaction and rece intermediate costs; Bill and supply chain financial business: rece human intervention, rece costs and operational risks; Securities issuance and Trading: realize quasi real-time asset transfer and accelerate the speed of transaction clearing (European crowdfunding is a typical model); Customer credit investigation and anti fraud: rece the cost of legal compliance and prevent financial crimes.
digital currency: to improve the convenience of currency issuance and use, for example, the central bank plans to issue its own digital currency; Cross border payment and settlement: realize point-to-point transaction and rece intermediate costs; Bill and supply chain financial business: rece human intervention, rece costs and operational risks; Securities issuance and Trading: realize quasi real-time asset transfer and accelerate the speed of transaction clearing (European crowdfunding is a typical model); Customer credit investigation and anti fraud: rece the cost of legal compliance and prevent financial crimes.
8. In addition to the postal service and Weizhong, the Bank of Changsha is now cooperating with a public platform called SMIC blockchain, which seems to be a blockchain loan business.
9. We need to look at the mining income according to the model of the graphics card, and then use the income to look back at the cost time. If it is a low-end graphics card, it may not be able to be found in my life
10. Blockchain... Is the way to integrate resources. It doesn't make much sense. Don't listen to some people's nonsense.
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