Process of going to loss determination Center

1.

The 4S shop's loss determination process of the accident car:

1. First of all, it is necessary to call the police, because the surveyors of the insurance company need to determine the responsibility of the accident from the scene of the accident. Therefore, after a traffic accident, not only can not leave the scene of the accident, but also need to protect the scene of the accident in time< Secondly, after the insured's accident is handled, the information required for the claim shall be submitted to the insurance company within 10 days, including the confirmation of traffic accident liability, mediation, judgment and repair invoice, medical expense invoice, case, proof of work delay fee, identity of the insured, insurance policy, of ID card, of driving license Driver's license and other information

these data are submitted to the insurance company, which will calculate and settle the claim

Thirdly, the insurance company will inform the vehicle owner to collect the insurance compensation, and the payee also needs to carry relevant documents, including the original of the insurance policy, the original of the insured's ID card or household register. If it is necessary to entrust others to collect the insurance compensation, the leader needs to carry the ID card and the letter of authorization issued by the insured. The longest period of validity of the indemnity is within two years from the date of reporting the accident

Finally, it is necessary to go to the same place to determine the loss and repair. If it has been confirmed with the surveyor in the early stage that the amount of loss is determined according to the maintenance method of the 4S shop, never go to an ordinary repair shop for maintenance. Because the insurance company reconfirms the loss amount according to the standard of the repair factory actually selected by the customer, it is likely to proce unnecessary expenditure burden

extended information:

using three moves can effectively avoid the dispute of vehicle insurance loss determination:

first, the dispute of loss determination can be discussed and solved

the dispute of maintenance price is the most prominent problem between vehicle owners and insurance companies. It is often the case that the maintenance cost given by the maintenance factory is higher than the loss amount approved by the loss assessor. If the insured does not recognize the loss amount determined in the loss order, he may refuse to sign on the loss order for confirmation

at this time, e to the failure of both parties to reach an agreement on the repair items and amount, the loss order issued by the insurance company has no effect on the insured, and the vehicle owner has the right to request the relevant proceres to re determine the loss and ask the evaluation center of the third party to intervene in the evaluation

Second, determine the repair method in advance

generally speaking, the insurance company's treatment of damaged parts of the vehicle is mainly repair, if the damaged parts can not be repaired, the damaged parts can be replaced. As a car owner, in order to avoid hidden dangers in the future, most of them tend to replace the parts directly after they are damaged

therefore, before or ring the maintenance, it is suggested that the insured should negotiate with the loss assessor in time to determine the maintenance method, so as to ensure that they can obtain the corresponding compensation

Third, go to the same place for fixed loss repair.

in addition to the above two items, if the car owner has confirmed with the surveyor that the amount of loss should be determined according to the repair method of the 4S shop in the early stage, do not go to the ordinary repair shop for repair after the fixed loss, so as to avoid the Insurance Company re determining the amount of loss according to the repair shop standard actually selected by the customer, So that the owners themselves have unnecessary expenditure burden

reference source: People's website - how to solve the problem of vehicle use in one minute and how to deal with the accident quickly

reference source: people's website - how to avoid the dispute of vehicle insurance loss determination

source of reference: network auto insurance claim process