How many days can I go to the claim center after being hit by a
accident number to the claim center to issue the accident confirmation letter, then drive the car to the 4S store and inform the insurance company to fix the loss
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1. According to Article 76 of the road traffic safety law of the people's Republic of China, the liability for compensation shall be negotiated by itself or under the guidance of the insurance company's personnel who investigate and determine the loss
If there is no insurance claim, it can be negotiated and performed under the principle of equality and voluntariness (1) after reporting the case to the insurance company, go to the nearest traffic accident quick claim center or the place designated by the insurance company for accident loss investigation, loss determination and claim settlement(2) obtain the confirmation letter of traffic accident loss issued by the investigators after the accident loss survey
(3) fill in the insurance claim form according to the regulations, and according to the agreement with the insurance company, go to the quick claim center to handle the insurance claim with the relevant materials
extended data:
1. It is not suitable to evacuate from the scene in five cases of traffic accidents
2. Vehicles carrying explosives, flammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease pathogens and other dangerous goods
3. The motor vehicle has no license plate, no inspection mark, no insurance mark, or the motor vehicle driver has no valid driving license
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5. The driver had drinking, taking psychotropic drugs or narcotic drugs controlled by the state and other immovable situations
The parties concerned should protect the scene and immediately report to the police:1
2. The parties have disputes about the facts or causes
3. The motor vehicle has no license plate, no inspection mark and no insurance mark
4. Vehicles carrying explosives, inflammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease sources and other dangerous goods
If the injury is minor and does not constitute disability, the claim can be settled after discharge. If it constitutes a disability, the claim can be settled after the disability level appraisal is made. Some patients still need later treatment. For example, the steel nail can be taken out only one year after fracture surgery, and the later treatment fee can be identified through the appraisal center. After getting the later treatment fee appraisal, the claim can be settled without waiting for a year
we also need to pay special attention to the diagnosis of the injury, so as to avoid the follow-up assessment of disability and compensation e to the doctor's incomplete or even wrong record of the disease. At the same time, if the injured person has paid the medical expenses, he must get the original invoice of medical expenses when he is discharged. If he cannot get the original invoice of medical expenses, he must ask the hospital or the vehicle side to issue a written certificate for the amount of medical expenses paid by the user
extended data:
precautions:
Article 17 of the full text of judicial interpretation of compensation for personal injury: the victim suffered personal injury, the expenses for medical treatment and the income reced e to missed work, including medical expenses, missed work expenses, nursing expenses, transportation expenses, accommodation expenses, hospitalization food subsidies, and necessary nutrition expenses, The person liable for compensation shall make compensation
if the victim is disabled e to injury, the compensation obligors should also compensate for the necessary expenses for increasing living needs and the income loss caused by the loss of working ability, including disability compensation, disability assistive devices, the living expenses of the dependents, as well as the necessary rehabilitation expenses, nursing expenses and follow-up treatment expenses actually incurred e to rehabilitation nursing and continuing treatment
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reader anonymous: my friend Miss Zhang ran into an old lady at an intersection. After the accident, she called the police and sent her to the hospital before the police arrived. At the same time, she called her colleagues and asked them to come to help deal with the accident and drive the car back. As a result, they didn't understand what Miss Zhang meant and drove the car back when they arrived at the scene of the accident. The next day, when Miss Zhang reported to the insurance company about the claim of the third party liability insurance, the insurance company said that she would not pay compensation. Excuse me: how can miss Zhang get compensation from the insurance company? Lawyer Wang's reply: if Miss Zhang's car has a traffic accident in the process of using, which causes the third party to be injured, the insurance company shall bear the civil liability for compensation to the third party in accordance with the "measures for handling road traffic accidents" and the provisions of the insurance contract. However, the insurance company has the right to refuse compensation for the accident and escape of the insured vehicle according to the motor vehicle insurance terms. Although Miss Zhang left the scene of the accident, she did not deliberately escape. However, after the incident, she should go to the public security department immediately to report the incident, explain the course of the accident and ask for handling. In addition, Miss Zhang needs to bring the vehicle insurance policy and driver's license to the insurance company to report the accident in writing, fill in the report registration form, and get the certificate and notice of accident. Because her car was moved away from the scene before the traffic police arrived, when the police determine the responsibility for the accident, they will determine that she is fully responsible, that is, she will bear 100% of the losses that meet the requirements, and she will bear all the medical expenses of the injured and the repair expenses of the car, and then she can settle the claim to the insurance company according to the vehicle insurance contract. According to the provisions of the motor vehicle insurance terms, the dectible rate of the insurance company is 20% when it is fully responsible. Therefore, your friend can not get full compensation. The specific compensation formula is: the amount of compensation of the insurance company = the amount of compensation that should be paid x (1-dectible rate). Your friend can wait for insurance company to handle insurance claim by accident notice, accident certificate, vehicle repair order, vehicle repair invoice, diagnosis certificate of the injured, receipt of rescue and treatment and other expenses, traffic accident confirmation letter, mediation letter of traffic accident damage compensation and salary certificate of the injured. Wang Bulin, lawyer of Guangzhou Jinpeng law firm
nursing fee refers to the cost that the victim's ability of action and self-care has decreased to a certain extent e to health and other reasons after the road accident, and needs to be accompanied and nursed by his family or other relatives, and compensated by the person responsible for the accident according to certain standards. If you really need nursing after discharge, you can still calculate the nursing fee. The nursing period and the degree of nursing dependence can only be determined by the forensic appraisal institution. The period of nursing care should be calculated until the client recovers the ability of self-care. If the patient cannot take care of himself completely after discharge and still needs to continue nursing, the medical institution must issue a medical order certificate or diagnosis certificate to determine the nursing time and number of nurses. For those who still need nursing dependence after more than 3 months, they should apply to the appraisal institution to determine whether the client needs nursing. If the person concerned is unable to recover the ability of self-care e to disability, a reasonable nursing period may be determined according to his age, health status and other factors, but the longest period shall not exceed 20 years. The nursing level should be determined according to the degree of nursing dependence and the preparation of assistive devices for the disabled. Legal basis: Interpretation of the Supreme People's Court on Several Issues concerning the application of law in the trial of cases of compensation for personal injury Article 21 nursing expenses shall be determined according to the income of nursing staff, the number of nursing staff and the period of nursing. If the nursing staff have income, it shall be calculated according to the provisions of delay fee; If nursing staff have no income or employ nursing workers, it shall be calculated according to the labor remuneration standard of local nursing workers engaged in the same level of nursing. In principle, the number of nursing staff is one, but if the medical institution or appraisal institution has a clear opinion, the number of nursing staff can be determined by reference. The period of care should be calculated until the victim recovers the ability of self-care. If the victim is unable to recover the ability of self-care e to disability, a reasonable period of care may be determined according to his age, health status and other factors, but the longest period shall not exceed 20 years. The level of care should be determined according to the degree of nursing dependence and the preparation of assistive devices for the disabled
