How to return the student loan to the Funding Center

1.

Student origin student loan repayment way

(1) prepayment

students can apply for prepayment on the system at any time, no time limit

The system will automatically determine the corresponding interest settlement date and calculate the principal and interest receivable according to the time when students apply for prepayment

2. Students should apply for prepayment from October 16 to November 30, and the interest will be calculated until December 20 (interest settlement date), and students should repay before December 20

students can log in to the student online service system or apply for prepayment at the county-level Funding Center, and choose to settle a loan contract or partial prepayment (the principal should be more than 500 yuan (inclusive) and an integral multiple of 100 yuan). If the funds are insufficient, it will be regarded as giving up the application for prepayment automatically, and the application can be continued next month

note: 1, after application, you need to visit the nearest County subsidy center as soon as possible or recharge the account in Alipay account. p>

2. It is not allowed to apply for the same loan contract twice in the same month

(two) normally repaid the

landing student online system, inquired the current repayment amount, and repaid the full amount of funds to the Alipay account through Alipay within the first 5 days of the repayment date (December 20th or September 20th). Alipay dected the corresponding amount from the student Alipay account on the basis of the loan management system dection instruction. After three working days, students can log in to the student online service system to check whether the repayment is successful

extended data:

precautions for prepayment

1. Before prepayment, you should carefully check your own amount of repayment, so as not to have enough repayment ability. An important step in prepayment is to submit an "application for prepayment". At present, applications can be submitted through the student online service system or the local county-level Funding Center from January to October and before the 10th of December every year

2. If the loan is returned in advance, the repayment principal must be more than 500 yuan and an integral multiple of 100 yuan. The original repayment account is the prepayment account by default. If you need to change it, you need to submit a change application through the student online service system

student origin credit student loan network

2. Yes, the funding center should be simpler.

3.

After the students graated, they asked to repay the loan. The student source student loan is repaid through Alipay account. It should be noted that the normal repayment date of student source loan is before December 20, and the repayment date of the last year is before September 20. If overe, remember to repay as early as possible, and Alipay can pay for overe payment 20 days a month. Br />

borrowers apply for loans to the student financial assistance management center of the Ecation Bureau of the county (city, district) of their household registered residence (hereinafter referred to as "county level Funding Center"), fill out the loan application form, and provide the following materials:

1, loan students and the common household account book (original) and ; p>

2. The original and of the ID card (or valid ID card) of the student and the co borrower

3. The freshmen shall present the college admission notice and its ; The student in the University shall present the student card and the certificate of the place of origin of the borrower of credit student loan issued by the University in which the student borrows

extended data:

the student source student loan support object must meet the following conditions:

1, with the nationality of the people's Republic of China

2

3. Freshmen or college students who have been formally admitted by full-time ordinary colleges, higher vocational schools and colleges that have been approved to set up and implement higher diploma ecation according to the relevant provisions of the state, and have obtained true, legal and effective admission notice

4, the registered residence of students before their admission to school, and their parents (or other legal guardians) registered residence in the city, county (city, district); p> The family has financial difficulties, and the income they can get is not enough to cover the basic expenses for completing their studies in school

according to the "measures for the management of risk compensation of student origin credit student loan":

Article 3 the risk compensation of student origin credit student loan implements balance reward and deficit sharing. If the risk compensation exceeds the loss of credit student loan in the place of origin, the excess part will be awarded to the county-level student financial aid management center by China Development Bank; If it is lower than the loss of credit student loan in the place of origin, the insufficient part will be shared 50% by China Development Bank and county financial department respectively

Article 4 the risk compensation received by China Development Bank shall be recognized as deferred income, and shall be included in the current profit and loss when the loss of credit student loan in the place of origin is recognized. If the recognized loss of credit student loan in the place of origin is recovered later, the deferred income shall be recovered accordingly

Article 5 the credit student loan risk compensation balance reward and deficit sharing work should be carried out once a year, calculated by the province (autonomous region, municipality directly under the central government, and city with separate planning)

Article 6 the risk compensation that can be used for balance reward includes: (1) the risk compensation corresponding to the settled credit student loan contract in the place of origin. In order to guard against the overall risk of credit student loan, this part of funds should be withdrawn annually

(2) to use the risk compensation corresponding to the unsettled credit student loan contract in a certain proportion in advance. This part of the fund should be dected in the final settlement of the balance incentive and deficit sharing amount

Article 7 the annual withdrawal method of risk compensation corresponding to the settled student source credit student loan contract and the proportion of risk compensation used in advance corresponding to the unsettled student source credit student loan contract shall be determined by the head office of China Development Bank in consultation with the national student financial assistance management center

Article 8 the annual total amount and distribution plan of the credit student loan risk compensation balance incentive fund (hereinafter referred to as the balance incentive fund) in the place of origin of students shall be examined and formulated by the provincial branch of China Development Bank in consultation with the provincial student financial aid management center, and shall be reported to the provincial financial department and the Ministry of ecation for the record

Article 9 the research and formulation of the annual total amount and distribution plan of the surplus incentive funds should comprehensively consider the factors such as the contract amount of the settled credit student loan in the place of origin, overe principal and interest, the expected risk of the unsettled credit student loan in the place of origin, and the loan management situation of the county student financial aid management center

Article 10 the balance of the incentive fund shall be paid by the provincial branch of China Development Bank to the county-level ecation administrative department according to the distribution plan after filing. The provincial student financial aid management center is responsible for collecting the loss sharing funds of risk compensation that should be borne by local governments and allocating them to China Development Bank in full and in time

4. I'm still on the Internet. 1, the normal repayment: the money will be returned to the designated Alipay, automatic payment in December 20th every year. The year when the loan matures is August 31 or September 20, and the specific date can be found in the system
2, early repayment: login student online service system - submit advance payment information - deposit the money in the designated Alipay account of the loan - automatic payment of the system
the borrower can submit an early repayment application every day, and the date of application is corresponding to the different repayment days, specifically:
1 month -9 month and December, 15 days before the month (inclusive). The interest shall be calculated to the 20th day of the current month, and the application shall be submitted after the 15th day of the current month (excluding), and the interest shall be calculated to the 20th day of the next month; The application shall be submitted from October 1 to 15, and the interest shall be calculated until October 20; The application will be submitted from October 16 to November 30, and the interest will be calculated until December 20
3, active Repayment: after applying for repayment in advance, log in with any Alipay, find the student loan repayment mole in the application center, enter the ID number and the designated Alipay account, then you can make the repayment.
after repayment, you can check whether the repayment is successful at the beginning of the next month.

5. If it's a student loan, you can repay it according to the loan contract. If you apply for prepayment, you can only dect the money after the application is passed. As long as you deposit the money in the repayment card, there will be no overe situation< This is the case with student loans

students must apply to the bank through the school after the start of the new school year (the specific time is clearly stipulated by each school). The bank does not directly accept the loan application of indivial students. In principle, the handling bank will accept the application for national student loan once a year<

the credit student loan in the place of origin is applied, approved and issued annually. Before the beginning of the new semester, students should apply to the student financial aid management center of the county (city, district) where their families are. The county-level student financial aid management center is responsible for the qualification examination of the applications submitted by students. The bank is responsible for the final approval and issuance of the loan

What are the requirements for applying for national student loan? What about student loans

(1) college students (including higher vocational students), second bachelor's degree students and graate students with financial difficulties< (2) having full capacity for civil conct (minors applying for national student loan must be approved by their legal guardian in writing)

(3) honest and trustworthy, law-abiding, no violation of laws and regulations< (4) study hard and finish their studies normally

(5) e to the family's financial difficulties, the funds that I and my family can raise are not enough to pay for their basic study and living expenses ring their study period

the application conditions for the student loan for student origin is the same as above, and the attached one is:

(6) the student's household registration before entering school, and the registration of her parents (or other legal guardians) are all in the county (city or district).

materials to be provided for applying for national student loan:

1< 2. Copies of student ID card and ID card (minors must provide valid ID card of legal guardian and written consent to apply for loan)

3< 4. The proof of the financial difficulties of their families from the civil affairs departments of townships, towns and streets and the administrative departments of ecation at the county level. The students themselves bear the legal responsibility for the authenticity of the proof materials they provide

5. Other supporting documents and materials required by banks or schools<

preliminary examination of the school
the school institutions shall conct qualification examination on the application materials submitted by students for national student loan, and be responsible for their integrity, authenticity and legality. The preliminary examination will be completed within 20 working days after receiving the student loan application
after the completion of this work, the school organization will conct a five-day publicity and correct the problematic applications
after the preliminary examination is correct, the school institutions shall, within 10 working days, affix official seals on the qualified loan applications for confirmation, inform the students of the examination results, and prepare the "National Student Loan Student audit information form"<

Bank approval
the handling bank shall complete the signing work within 15 working days after receiving the loan contract and loan receipt uniformly submitted by the school, and deliver the signed loan contract to the school organization within 5 working days. After receiving the loan contract and receipt, the school institution shall return the loan to the student for safekeeping within 5 days<

sign the contract
after the loan application is approved, the school will organize the students to fill in and sign the loan contract and receipt within 10 working days according to the loan student list provided by the handling bank, and submit them to the handling bank
sign a contract with the handling bank
the handling bank shall complete the signing work within 15 working days after receiving the loan contract and loan receipt uniformly submitted by the school, and deliver the signed loan contract to the school organization within 5 working days
how to sign the loan contract of national student loan with the handling bank

after the student loan application has passed the examination and approval of the school and the bank, the school will organize the students to fill in and sign the loan contract and loan receipt. The school shall inform the parents or their legal guardians of the borrowing students of their application or loan information in time< The bank will handle a debit card or current passbook for each student< br />
 &# 160;&# 160;&# 160;&# 160; The national student loan implements the mode of one-time application, one-time credit extension and installment payment, that is, students can sign loan contracts for more than one academic year at a time with the bank, but the bank should issue the loan by year. Loans for tuition and accommodation expenses within one academic year shall be granted by the bank at one time; The bank (or school) will issue the loan for the cost of living in a school year to the students monthly by 10 months.

6. Repayment is now returned online. Before graation, a specific Alipay account is given to you. Then you place money regularly in the account number, and the bank does not go directly.

7.

1. Submit the application for prepayment

if you have the intention of prepayment, you can log in to the student online system or university independent center before the 10th of each month to submit the application for prepayment. When submitting the application, it is necessary to fill in the application form for prepayment of university student loan of China Development Bank

extended data:

precautions for prepayment of student loan:

1. Prepayment of student loan only accepts one-time prepayment, and partial prepayment is not accepted

2. Prepayment should be applied cautiously according to one's repayment ability, because once applied, it can't be cancelled

3. After applying for prepayment, the system will first dect the prepayment principal and then the normal loan interest

4. Prepayment time: 1-10 days from January to October and 1-10 days from December (i.e. all months except November)

5. The loan students should submit the prepayment application in the "prepayment application" of the student origin loan information system of China Development Bank

6, 10 days before the month of application, 20 days before the month, it must be returned to Alipay according to the principal and interest of the loan in advance or through the local student financial assistance management center. p>

Network - Student Loan

8.

After the students graated, they asked to repay the loan. The student source student loan is repaid through Alipay account. It should be noted that the normal repayment date of student source loan is before December 20, and the repayment date of the last year is before September 20. If overe, remember to repay as early as possible, and Alipay can pay for overe payment 20 days a month. p> Application materials (1) loan proof materials (1) for the freshmen who enrolled in 2009 and the students who have opened the student loan in the place of origin, the provincial and municipal students who have opened the student loan in Colleges and universities in the province, and the qualification identification of students with financial difficulties has been completed by the local ecation authorities in advance, and the students who have passed the pre application examination, It is necessary for the graating middle school or university to issue the provincial and municipal certification materials for opening the credit student loan in the place of origin

2. For the students from other provinces and cities who have opened the student source loan, the loan certificate should be issued by the University

(2) identification materials: ID cards of students and co borrowers, original and of household register (guardians can also use military card or armed police card as valid certificates)

2. Admission notice or student card. Freshmen with the original and of the admission notice, students with the original and of the student card

borrowers

borrowers apply for loans to their family registered residence students' funding management center of the county (city, district) Ecation Bureau (hereinafter referred to as "county level Funding Center"), fill out the loan application form, and provide the following materials:

1, loan students and family borrowers' household booklet (original) and ; p>

2. The original and of the ID card (or valid ID card) of the student and the co borrower

3. The freshmen shall present the college admission notice and its ; The student in the University shall present the student card and the certificate of the place of origin of the borrower of credit student loan issued by the University in which the student borrows

expansion data:

student origin credit student loan confirmation form

fill in the form:

1, this table is eligible for the family financial difficulties of ordinary college freshmen and students, before entering school in the county (city, district) to the National Development Bank to apply for student loan application approval form. Students applying for student loans should truthfully fill in all kinds of information listed in the form

2, the location of the registered residence of the borrower should be the county (city or district). The borrower must be a student who has been formally admitted by a general university or higher vocational school recognized by the national ecation authorities at all levels and has obtained a true, legal and effective admission notice; It is true that the families of the borrowing students are poor families, so the borrowing students should be honest and trustworthy, abide by the law, and have no record of breaking the law and discipline

Co borrowers mainly refer to the parents of the borrowing students. If the borrower is an orphan, the co borrowers are other legal guardians or natural persons with full civil capacity who voluntarily bear the repayment responsibility with the students

The borrowing students should choose the time limit to apply for loans according to the admission institutions and professional ecation system. The upper limit of loan term is "school years + 10 years", the longest is no more than 14 years, and the shortest is no less than 6 years

5. Qualification examination unit: township (sub district office) examination opinions need to be stamped with official seal

student source loan refers to the student loan granted by China Development Bank to the eligible freshmen and students in Colleges and universities with financial difficulties. Its purpose is to help the students with financial difficulties to pay the tuition, accommodation and other expenses ring their study in school

among the loan objects, the students from poor families refer to the college students who can't afford the basic cost of study and life ring their study period with the funds they and their families can raise. Students and their parents (or other legal guardians) are the co borrowers, who share the responsibility of repayment

at present, the national credit student loan policy has been actively experimented in many provinces and cities in China, and most cities have begun to implement the credit student loan policy. To apply for the national student loan, students need to consult the local ecation administrative department for specific matters related to applying for the credit student loan

9. Weian, the gifted warrior God, died in the end.