Go to 4S or claim center
After a car accident, some insurance companies require the car owner to drive to a designated repair shop instead of a 4S shop to determine the damage. If they do not comply with their requirements, they may face the situation of difficult claims settlement
going to a loss center is different from a 4S store, and the price is different. Of course, if you can choose to fix the damage and repair in the 4S shop, you must do it in the 4S shop
on the one hand, they are more confident about 4S stores; On the other hand, the parts used or replaced by the 4S store are also guaranteed. But the difference may be paid by the car owners themselves. Auto insurance not only introces the related contents of auto insurance for you, but also provides professional online insurance of auto insurance procts
Case: a new car was asked to go to the repair shop to fix the damage.
Mr. Chen of Dongcheng bought a new car in November last year, but he had a small collision with other cars ring the new year's day this year, and the paint was scratched on the rear of the car. As the car was not damaged, the owners of both sides called the insurance company. After writing the insurance policy, the staff of the insurance company told Mr. Chen to go to the designated repair shop to fix the loss. At that time, Mr. Chen said that the car was still a new car. Of course, he had to drive to the 4S store to fix the loss. The staff member told them that the insurance company staff were not resident in the 4S shop, so it was inconvenient. Mr. Chen thinks that the insurance is also bought in the 4S store. How can there be no staff in the store? At Mr. Chen's insistence, the car went back to the 4S shop to fix the loss“ At that time, I couldn't figure out why the people of the insurance company had to ask me to go to the repair shop to fix the loss. Later, I learned that because the cost of the repair shop was lower than that of the 4S shop, the people of the insurance company wanted you to drive to the repair shop. "
reminder: the loss and repair should be in the same place
in fact, in the process of daily driving, it is inevitable that some minor accidents will occur. When encountering some major accidents, car owners should pay attention to them and adhere to their own principles. For example, if they can choose to do the loss and repair in the 4S shop, they must do it in the 4S shop. On the one hand, they will be more assured of the 4S store; On the other hand, the parts used or replaced by the 4S store are also guaranteed. And in the claims of auto insurance, we should try our best to avoid the dispute of determining the loss of auto insurance
in general, after the accident, the staff of the insurance company go to the site to confirm and fix the loss at the 4S store. After the amount is determined, they don't go to the ordinary repair shop for repair. In this way, the insurance company can avoid re determining the amount of loss according to the repair shop standard actually selected by the customer when making a claim, which makes the car owner have unnecessary expenditure burden.
