Is it dangerous to go to China Credit Card Center for negotiatio

1. Malicious overdraft of credit card is a kind of fraud. There is nothing wrong with the bank going through the judicial procere. You can first consult a lawyer to help you sue the bank, and also make a good fund planning to avoid trouble.

2. Overe half a year will let you negotiate with the bank repayment, if not repayment, the next step the bank will go to the public security bureau to file a case, the charge is credit card fraud, if to this step is not solved, it is your business, this is not alarmist, you do not have to repay the loan, only the exception of credit card, you can be charged with fraud!

3. Hello
this is to ask you to repay. It's better to negotiate with more installments and no penalty interest, so your pressure will be much less
good luck

4. If you don't pay back after the time limit, the bank will remind you to negotiate how to repay and when to repay according to your previous card usage. If you keep dragging on, you may submit it to the public security organ for filing.

5. Is the overe card sealed? Is it still working? If you can use it, you can help. If you can't use it, you can seal the card. At this time, you can call to discuss how to repay the money. You can also go to the bank. If you don't pay attention to it for a long time, they will come to you. Credit card is different from others. I dare to sue you,

6. It's a little difficult, but you can try, or borrow money to pay it back first

7. You can only quickly borrow money to repay, otherwise once the prosecution, you are not on, it will be sentenced; If overe, there will not only be a 5% overe fine for the minimum outstanding part, but also a penalty interest for the full amount of the bill (the daily interest is 0.05%, which will be calculated on the day of consumption, and the interest will be recovered monthly until the principal and interest are paid off), but also a bad credit record in the credit reference center of the people's Bank of China, which will seriously affect the quality of credit within five years

8. First, the bank will not report the case easily. The amount is on the one hand, and on the other hand, the bank just wants you to pay back the money as soon as possible.
Second, don't worry. Communicate with the bank and say that there isn't so much cash now. Don't force me to commit suicide. It's not good for you either. I'll apply for instalments and pay it back in a short period of time.
Third, you are now on the blacklist of credit investigation, It will have a great impact on the future house purchase and bank loans.
Fourth, after this time, don't use the credit card. The bank money is not so easy to borrow

9. If the Credit Card Center negotiates with you for repayment processing, it is suggested that you show that you are in a difficult situation and are unable to pay other money now. In fact, the bank is also trying to understand your personal situation. If you do not show that you are in a difficult situation, they will let you pay liquidated damages step by step.

10. You can go to the police station to negotiate. You are a debt dispute. It's not a criminal case. Don't be afraid.