The house mortgage has to go to the real estate center

1. Housing Authority is a state organ that manages housing registration information. Housing mortgage registration needs to be recorded in the real estate register. Therefore, it should go to the housing authority for mortgage registration.

2.

1、 What kind of mortgage can be used for bank mortgage loan

1.1

real estate. The first thing that bank mortgage can be used to mortgage is real estate, such as personal housing, family housing, real estate factories, shops, etc. With real estate mortgage loan, generally need to evaluate first, after evaluation, can loan to 78% of the evaluation price

1. 2

3. Appreciation is certain. It's just a matter of speed and range, which are very low

4.

when handling the real estate mortgage registration, both parties should bring the following relevant legal documents: 1. Copy of business license; 2. The identity certificate or legal representative certificate of the mortgaged party; 3. If it is handled by an agent, there should be a power of attorney from the legal representative or the party concerned; 4. Loan contract (main contract); 5. Mortgage contract; 6. Property right certificate of the mortgaged property (including state owned land use right certificate and house ownership certificate); 7. If the mortgaged property is owned by a joint venture or a joint stock company, there shall be a resolution of the board of directors approving the mortgage; 8. In case of repeated mortgage, the written document of the former mortgagee agreeing to re mortgage shall be provided; 9. If it is the mortgage of the joint property, the written documents agreed by all the joint owners shall be provided; 10. The mortgagor shall have a written document stating that the mortgaged property provided by him has no legal defects; 11. Other legal documents related to mortgage

5. In the process of housing mortgage registration, the borrower needs to get the loan contract, real estate certificate, personal identity certificate and other materials to the housing authority for housing mortgage registration. After the completion of the registration, the Housing Authority will issue the mortgage certificate. At this time, the real estate mortgage loan is really completed, and the property right of the house will also belong to the mortgage agency

as for the mortgage registration fee, different regions charge different fees, generally 80-100 yuan per set. If the mortgage registration is handled with the mortgage loan of the future house, it will involve different mortgage registration fees, which shall be subject to the local housing authority

in addition, after paying off the real estate mortgage loan, don't forget to go to the housing authority for cancellation of mortgage registration. Only after cancellation of mortgage registration, the house belongs to the owner, and there is no charge for cancellation. Housing mortgage bank loan proceres:

1. Need to open a current deposit account in the bank's business institutions

2. Please fill in the loan application form as required and submit the application form and the required materials according to the instructions of the bank

3. The banking operators or designated lawyers shall conct home visits to investigate the authenticity, legality and integrity of the information provided

4. After approval, the bank will notify the approval result and sign the loan contract

5. Go through insurance, mortgage registration, notarization and other proceres according to the situation< 6. The bank transfers the loan directly to the account agreed in the contract< Please repay the principal and interest according to the loan contract.

6. A very important indicator is the amount of hot money and the ratio to the US dollar, as well as the money lost in the market circulation

7. Take no.343 bus at Pingfang district government station, pass 16 stops to Harbin mechanical and electrical engineering school station, walk about 10 meters to clothing city station, transfer to No.209 bus, pass 21 stops to convention and Exhibition Center Station. Network map
< p class = "f-aid" style = "margin: Auto;" > This data comes from the network map, and the final result is subject to the latest data of the network map

8. First of all, the loan house uses the house property certificate as the collateral, and then goes to the bank to apply for a loan.
secondly, after the house property certificate comes down, you have to go to the real estate hall to go through the mortgage proceres.

9. Take the
real estate certificate
original. There are several owners on the real estate certificate, all of them are called, all of them take their ID cards to the land and resources department, and also bring the information given to you by the bank.