Is it necessary for both parties to drive to the loss determinat
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hope to help you.
Yes
if the damage assessment of a traffic accident requires the presence of the perpetrator, if the insurance company of the vehicle causing the accident makes full compensation, the perpetrator may not go, but the insurance company of the vehicle causing the accident must have someone present and approve the damage assessment of the 4S shop or the repair shop before the vehicle can be repaired. Otherwise, the injured party will repair the vehicle directly, and the other party or the insurance company of the other party will think that the repair shop should not be replaced, It's very troublesome if you don't recognize the cost of repairing the car. You have to go to the price bureau to determine the loss
therefore, after a vehicle accident, it is better for both parties and the insurance company to arrive at the scene to confirm that the cost of determining the loss is not false, and then the vehicle can be repaired
extended data:
points for attention of vehicle damage assessment in traffic accidents:
1. Vehicles and articles in traffic accidents shall be kept by the public security organs in a unified manner. After inspection and identification, the loss price assessment shall be entrusted to the price things. When appraising the price loss of vehicles and goods, all parties shall be present. For the vehicles and goods involved in the insurance, the parties shall also inform the insurance company to send personnel to be present (those who fail to be present for no reason shall be punished as absent)
In principle, the appraisal conclusion should be made within 7 days after the accident. In case of special circumstances, it can be extended for 7 days with approval3. If the party concerned is not satisfied with or has any objection to the confirmed appraisal conclusion, he can apply to the accident department of traffic Publicity Department of traffic police detachment for re appraisal within 5 days after receiving the appraisal letter of vehicle and object loss price in road traffic accident, and make a re appraisal conclusion within 10 days
The price appraisal conclusion of vehicle and object loss in road traffic accident will come into effect after being confirmed by the public security traffic management departmentsource of reference: Network - vehicle damage assessment
source of reference: Network - traffic accident
There is no need for car owners to be present when settling claims. Some insurance companies need to meet the insured in person when settling claims. If the owner is required to be present, the surveyor of the insurance company will tell the party at the scene of the accident. The insurance company will determine the loss and settle the claim according to the responsibility division of the accident and the insurance purchased by the vehicle
according to Article 21 of the regulations on compulsory liability insurance for motor vehicle traffic accidents, if the insured motor vehicle has a road traffic accident, which causes personal injury or death and property loss of the injured persons other than the insured and the insured, the insurance company shall make compensation within the limit of the compulsory liability insurance for motor vehicle traffic accidents according to law. The loss of road traffic accident is caused by the victim intentionally, and the insurance company will not compensate
Article 23 compulsory liability insurance for motor vehicle traffic accidents shall be subject to a unified liability limit throughout the country. The liability limit is divided into death and disability compensation limit, medical expenses compensation limit, property loss compensation limit and the insured's liability limit in road traffic accidents The limit of liability of compulsory insurance for motor vehicle traffic accident liability shall be stipulated by the insurance regulatory agency of the State Council in conjunction with the Public Security Department of the State Council, the health department of the State Council and the Agricultural Department of the State Council
extended information:
Article 76 of road traffic safety law of the people's Republic of China, in case of traffic accident of motor vehicle causing personal injury or property loss, the insurance company shall compensate within the scope of compulsory third party liability insurance of motor vehicle; (1) in case of traffic accidents between motor vehicles, the party at fault shall be liable for compensation; If both parties are at fault, they shall share the responsibility in proportion to their respective faults
(2) if a traffic accident occurs between a motor vehicle and a non motor vehicle driver or pedestrian, and the non motor vehicle driver or pedestrian is not at fault, the motor vehicle party shall bear the liability for compensation; If there is evidence to prove that the driver or pedestrian of a non motor vehicle is at fault, the compensation liability of the motor vehicle party shall be appropriately reced according to the degree of fault; If the motor vehicle party is not at fault, it shall bear no more than 10% of the compensation liabilitythe loss of traffic accident is caused by the intentional collision of non motor vehicle drivers and pedestrians with motor vehicles, and the motor vehicle party shall not be liable for compensation