Which is better for Internet finance to be decentralized

1. Centralized exchange and decentralized exchange have their own advantages and disadvantages, and the difference is very obvious. Let's take a look at the centralized exchange first. To put it bluntly, the trading mechanism of the centralized exchange is actually similar to our traditional stock trading
the first step is to register (open an account) and set the password. The second step is user authentication (KYC). The third step is to recharge. Here comes the key. The third step is the most important. Because you need to charge money to your address in the exchange before you can trade money in the exchange. The address of the exchange is actually a wallet address, but the ownership of the wallet is not the user, but the exchange, that is to say, the private key of the address, you don't have it!!! Do you understand the meaning

well, after recharging, the transaction is finished. The user submits the instruction (hanging order) to the server, and then the exchange will be responsible for matching the transaction, which is exactly the same as the stock. The last is cash withdrawal (withdrawal of currency). Users can send instructions to transfer the currency from the exchange address to their wallet address. The above is the trading mechanism of the centralized exchange. In these steps, all actions will have costs. No matter you recharge, trade or withdraw money, gas and handling charges can't escape
then let's look at the decentralized exchange. The trading mechanism is different from the centralized exchange. The first step is to register (open an account) and set the password. It doesn't make any difference. But then it's a little different. KYC is not used. But because there is a private key, the ownership of this address is completely controlled by the user. The second step is recharging. This is not very different from the centralized exchange. You still have to make your own gas
after recharging, we can also trade in the decentralized exchange. Users can also register orders, and exchanges will also be responsible for matching transactions, but the matching is done by smart contracts. Finally, cash withdrawal (withdrawal of currency) is initiated. After withdrawing currency, users can directly transfer the currency from the address of the exchange to their wallet address. This step is the same as that of the centralized exchange
the above is the trading mechanism of centralized and decentralized exchanges, and the difference between them is also obvious. Because all currencies in the central exchange are under its control, the trading efficiency is very high, and it is similar to the stock trading process, convenient and suitable for most users. Conversely, the risk lies in this. If the exchange itself loses its integrity or is attacked by hackers, the user's capital (currency) is not guaranteed
all the transaction processes of decentralized exchanges are completed by smart contracts, so the transaction efficiency is relatively low (TPS of blockchain technology has always been a soft rib), but relatively, the capital (currency) is completely in the hands of users, so the security is relatively high. In addition, there are also KYC, where KYC is needed for centralization, but not for decentralization, and the security of personal information is relatively high. Compared with the decentralized exchange, the advantages of the centralized exchange lie in the trading depth and the number of users, which are unmatched by the decentralized exchange
therefore, centralization and decentralization have their own advantages and disadvantages. It depends on the user's own choice. They like convenient, centralized, secure and decentralized.

2. From the perspective of Internet development, decentralization is the form of social relationship and content generation formed in the process of Internet development, and is a new network content proction process relative to "centralization"
with the diversification of network service forms, the decentralized network model becomes more and more clear and possible. After the rise of Web2.0, the services provided by Wikipedia, Flickr, blogger and other network service providers are decentralized. Any participant can submit content, and Internet users can create or contribute content together
decentralization is a phenomenon or structure, which can only appear or exist in a system with many nodes or in a group with many indivials-- Cloud financial services for you

3. Hello, it's a great honor to be here to answer your question. The following are some of my views on this issue. If there are any mistakes, please point them out. Start all
and enter the column
almost every supporter of encryption start-ups has a trend, that is, to use the decentralized value of blockchain technology to sell their business fundamentals

in this paper, we will explain the differences between decentralized financial agreement business and traditional business:

we will mainly discuss two aspects:

1) what is the real meaning of defi

2) what are the types and main differences of defi platforms< Users of traditional financial systems often want to build a system that is easier to access, more transparent, lower transaction costs and less dependent on intermediaries. To build such a more equitable financial system, banks, loans and derivatives must undergo fundamental changes. In addition, a decentralized ecosystem, such as defi, is needed. It promotes P2P lending, eliminates centralized control, and provides users with financial freedom

recently, in the field of cryptocurrency, there are many discussions about defi. It provides financial services to the world: loans, derivatives and other procts. Moreover, the role of traditional financial intermediaries has weakened, or even failed to play a role. Proponents of a decentralized financial system see defi as a good alternative to traditional lending. Some have called it the future of borrowing

defi is built on public blockchains such as bitcoin network and Ethereum. It has become one of the "core drivers" on the Ethereum network. By using unlicensed distributed networks, the defi platform converts financial procts into untrusted protocols that can be accessed by anyone anywhere in the world. People who don't have an account in the bank can also use the defi solution to loan and borrow assets, as well as to trade with financial instruments

open source platforms provide users with great benefits, including transparency, cheap cross-border transactions, no credit checks and less censorship. Anyone can carry out financial activities because there is no geographical restriction<

the degree of decentralization of defi

in recent months, the introction of defi solutions has proliferated. They have different models and their degree of decentralization is also different. Compared with other models, some defi models have poor dispersion. This is because only a few of their components are decentralized, while the rest are still centrally controlled by the company

the establishment of agreement, non trust, price supply, determination of interest rate, provision of liquidity of margin call and start-up of margin call are the key components of defi agreement. They determine the degree of decentralization

if there are a large number of decentralized components, then the defi protocol is more decentralized than other models. Such a protocol will give users complete control over their digital assets and get rid of centralized control. So far, there is no single defi protocol that disperses all components

each defi protocol is assigned a category according to the number of distributed components:

centralized finance (cefi)

defi solutions are usually unmanaged, which means that users can control their funds and be responsible for their security. Instead, cefi is hosted. The central system is responsible for keeping the assets of users and ensuring the safety of users' funds

when it comes to loans or loans, users can't control any aspect of funds. The interest rate is determined by the central government, and the liquidity of margin call is provided by the central system or authorities. Cefi procts use centralized price supply, and it is also permitted to issue margin call. Thank you very much for your patience. If you have any help, please accept it. I wish you a happy life! thank you!

4. In a sense, mutual fund is a business instry, and blockchain is a technology. Can we put it another way? Is there any advantage over pawnbroking over computerized accounting? Then, from the perspective of relevance, blockchain must be combined with instry scenarios. The characteristics of blockchain storage determine that it can be organically combined with Internet Finance and banking, such as transfer record tracing, data query record, etc. you will find that although blockchain technology is decentralized, if the roles in the instry are recognized to join a blockchain, Then this blockchain graally loses the significance of zhongjinhua. As many instry internet platforms say, there is no middleman to earn the price difference, and the platform is even the middleman. If you prefer technology, the social market in the current window period of blockchain is good. In the Guangmao application scenario, Hujin is just one. If you focus on the financial instry business, blockchain will serve as a more meaningful tool for you

5. Yes, IEX currency is the digital currency issued by iexotc platform, which is used as the trading medium of other digital currencies, and is also the equity certificate of iexotc's profit and dividend. IEX coins are issued based on Ethereum network, and the contract is open, with a limit of 100 million. Users can bring the purchased IEX to their private Ethereum wallet

6. Choose what Internet finance can, as long as you can make money is king, gold online, provide interest free funding

7. First of all, from the perspective of the lowest cost and the highest efficiency, third, Ali's small loan and yu'ebao mode have a good development prospect at present! This is the competition of market efficiency, which does not belong to the competition in the traditional sense. The competition in the traditional sense refers to the competition of resources and management, and the competition of talents depends on the former two; This is the effect of micro world amplification. How to understand it? This economic model is actually a kind of ideological economy. It is the proct of the development of virtual economy and science and technology information technology to a certain stage. It is suitable for the virtualization of people's internal needs. It will continue to expand in the future, but it may stop when it reaches a certain stage, However, I personally think that without mutation, it will continue to move forward in the next 20 to 30 years, with broad prospects. Another point of view is to discuss Internet currency, which is also called virtual currency. In fact, the emergence of bitcoin is a problem. This problem is the relationship between the two-dimensional structure of virtual network expanding to three-dimensional structure or even four-dimensional structure and the degree of virtualization of our real economy, So in the future, there may be a kind of network virtual world currency, which is also suitable for economic development. To a certain extent, the currency in the real world, that is, paper money, has been a part of virtualization, that is, electronic currency. However, this kind of currency or paper money is credit currency, regardless of what kind of currency, its essence is a kind of resource claim, It is a manifestation of the will of the money owner, and the root of it is resources. This kind of resources is the real owner of money, first of all, it has the ability to create resources. Therefore, we find that the deficit of the US government and other governments is very high, and the fundamental reason is that the right to issue paper money is limited, But the real owner of resources is not the U.S. government. Europe has such a high debt, and Japan has such a high debt. In the final analysis, I don't think China has the right to allocate resources. Therefore, our Chinese government has such a high currency circulation that there is no hyperinflation, and it is also a money broker system when hot money continues to flow in, It is a kind of reserve issue, that is, the allocation right of resources behind it. This ability to use resources is a kind of credit currency reserve system, but at present, no economist has been able to form a theoretical system. Therefore, China's economic model will continue to develop, and it is unlikely that there will be too much fluctuation and the possibility of shutdown. Then, it can be inferred that in the future, the dimension of the network world will graally expand, forming a complex hierarchical structure system. Naturally, a network will link the world together. In the future, technological progress will inevitably proce a locally recognized network currency, and finally each country will follow, According to the amount of network resources, we can allocate money or have the ability and authority to make money, so as to create world currency. World currency can be highly virtualized currency, which can only be used in the network, but there is still a lot of imagination space to replace the real paper money. This design prototype will appear in about 50 years, The world's monetary system is bound to be highly virtualized, and paper money will become a subsidiary currency The above is a summary of my recent research, for reference only)

8.

Internet Finance entered the public view starting from the "balance treasure" in 2013. With the huge user scale of Alipay, the Celestica Monetary Fund jumped to become the largest Monetary Fund in the country. By the end of the first quarter of 2014, the assets of management reached about 550000000000 yuan, which also enabled financial companies, Internet Co, and electronic business companies to witness the power of Internet finance. Since then, Internet banking and Internet insurance have been approved and established one after another, a large number of P2P platforms have emerged, and financial institutions such as trusts, securities companies and funds have also begun to lay out Internet finance

in recent years, the national financial authorities have successively issued such documents as the Interim Measures for the supervision of Internet insurance business, the administrative measures for the network payment business of non bank payment institutions, the implementation plan for the special rectification of Internet financial risks, and the notice on matters related to the centralized deposit of all customer reserves of Payment institutions, Strict supervision of Internet finance requires all platforms to control risks and truly make technology serve the people. Some large Internet Financial platforms are also implemented in strict accordance with the regulations, and have achieved compliance operation. Under the premise of compliance, they continue to enrich proct types, improve technical experience, and truly enable customers to enjoy safe and convenient Internet financial services

for our ordinary users, first of all, we should consider security, not be inced by high interest, and try to choose a compliant operation platform and a leading Internet platform, so as to be safe and assured

9. Samsung S9 mobile phone does not support DEX function. Applicable models are Galax S8 and Galax S8 +
Samsung DEX docking station is similar to Microsoft Windows 10 continuum docking station
1. The overall design of Samsung DEX is very compact. Although the fuselage is small, it provides very rich interfaces, including Ethernet interface, HDMI interface, type-C power interface and two USB interfaces
2. The USB interface can be used to connect the mouse and keyboard, and can also be used to read the files of the U disk and other mobile hard disks. The top of Samsung DEX adopts a "sliding cover" design, which looks like a mobile phone base by sliding and pushing. When using, you can directly insert the Samsung S8 / S8 + into it
3. The use environment of Samsung DEX is not very complex, but it needs to prepare the monitor, HDMI data cable, keyboard and mouse. Of course, the monitor, keyboard and mouse you already have are applicable, even the wireless keyboard and mouse can be used
4. For wiring, use HDMI to connect with the monitor, and then connect to the power supply. If the keyboard and mouse are wired, you can directly plug in two USB interfaces
note: it should be noted here that Samsung DEX power supply specifications support three input powers of 9V / 1.67a (15W), 9V / 2A (18W) and 12v2.1a (25W), respectively. The Bank of China version will provide a 9V / 1.67a (15W) charger and a set of charging cable in the package box.