How does Flextronics provident fund calculate

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1. Provident fund loan calculator is used to calculate the amount of loan to be paid each month, the total interest to be paid and so on. It is divided into equal principal repayment, equal principal and interest repayment and free repayment

Equal principal is a kind of repayment method of loan. During the repayment period, the total amount of loan is divided equally, and the same amount of principal and interest are paid every month. Because the monthly repayment principal and interest amount are fixed, so the interest is less and less

Calculation formula of equal principal loan: monthly repayment amount = (loan principal / repayment months) + (principal - accumulated amount of returned principal) × Monthly interest rate

Equal principal and interest refers to a repayment method of house purchase loan. During the repayment period, the same amount of loan should be paid every month × Monthly interest rate × 1 + monthly interest rate) ÷［ Free repayment means that when you apply for housing provident fund loan, the management core of housing provident fund will give you a lower repayment amount according to your loan amount and term. In the future, you can combine your own economic situation on the premise that the monthly repayment amount can not be less than the lower repayment amount, Arrange monthly repayment

7. Housing provident fund loan interest rate: the first housing provident fund loan generally carries out the benchmark interest rate, the second housing provident fund loan mostly carries out the high benchmark interest rate of 10%, the annual interest rate for five years and below is 2.75%, and the annual interest rate for more than five years is 3.25%

8 The formula of loan amount of provident fund: the wage base of monthly deposit of provident fund by application lender and joint application Lender × Repayment coefficient × 12 months × Loan period

9. Among them, the wage base varies greatly e to different indivials and companies. The formula is: monthly payment amount of the borrower / monthly payment proportion of the borrower

The loan repayment coefficient actually refers to the ability coefficient to repay the loan, that is, the proportion of your own loan repayment amount in your salary

2. The monthly housing reserve is composed of two parts, which are paid by the employee himself and paid by the unit for the employee; My average monthly salary of last year; It is the base and the deposit ratio stipulated by the policy. That is: (1) the monthly deposit amount of the employee's housing provident fund
= the employee's average monthly salary in the previous year × The proportion of housing provident fund for employees 2) The monthly deposit amount of housing provident fund paid by the unit for the employees =
the average monthly salary of the employees in the previous year × Unit housing provident fund deposit ratio. The ratio of the average monthly wage of the employee in the previous year to the average monthly wage of the local society, if the ratio is less than 60%, the minimum shall be 60% of the average monthly wage of the local society, if the ratio is higher than 300%, the maximum shall be 300%. The deposit ratio (which may vary from place to place) ranges from 5% to 12% in Zhejiang. For regions and employers that do not implement the housing subsidy system and implement the monetization reform of housing distribution by increasing the deposit proportion of housing provident fund, the deposit proportion can be appropriately increased, but the maximum is not more than 20%. The above calculation method is for your reference. The housing provident fund is the most practical national subsidy policy for the ordinary wage earners to realize their expectations of buying a house. It can bring us many benefits to learn more about its use. I recommend you to go to the financial ecation community to have a look. There will be a lot of risks, uses, precautions, proceres and steps about the housing provident fund, Even need to bring what materials are very clear, should be helpful to you.

3. There are 45 minutes of training first, then warm-up, and finally simulation training. Like the performance of the Latvian Pavilion of the World Expo, the more relaxed you are when flying, the better control you have

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5. Changsha, Hunan, Taishan, Shandong, Shunyi, Beijing, experience once 200, others you ask yourself, hope to help you

6. In Mianyang Science and Technology Museum in Sichuan Province, there are
in the original Expo site, there will be a pavilion, However, it should be demolished
and the wind tunnel flight experience center of Shanghai international circuit (Jiading international circuit)
operation time: any indivial from Tuesday to Friday and Sunday
team on Saturday and holiday (telephone reservation is required)
ticket price: 280 yuan / person for indivial
Team 260 yuan / person

7. If you want to do wind-driven flight, then your own physical fitness must be better, control ability is also stronger, regular sports talents can try.

8. Apart from the take-off and landing, the captain carefully taught me how to operate the whole process. Before I went to play, I didn't expect that the captain would be so kind after I went there. He patiently explained and operated the specific operation. After several weightlessness on the way, I would never forget this super exciting feeling in my life.