The insurance company told me to go to the famous car repair cen
in addition, the compensation for vehicle damage is generally made by both parties who are responsible. According to your description, it seems that you are fully responsible for the accident, but the other party is not, right? If the other party is irresponsible, then all the claims will be paid out of your own insurance. You say that the maximum amount of your insurance is 50000 yuan, then the maximum limit is 50000 yuan. If the amount exceeds this limit, you need to pay by yourself. Similar to what you said, I'm afraid your car has basically lost its maintenance value. You can apply for appraisal. If your car is identified as a total loss, that is, it has lost its maintenance value, then the insurance company can compensate you according to the scrapping of the car e to the accident, but the maximum amount of compensation will not exceed 50000 yuan. The insurance company can only compensate you for the money. It's impossible to get a car for you
if both of you are responsible, your insurance company will compensate for the part that belongs to you and the other party's Insurance Company will compensate for the part that belongs to the other party
in addition, it is suggested that when you buy vehicle insurance in the future, you'd better buy it according to the purchase price of your vehicle. The purchase price of Santana 3000's new car is about 100000 yuan. When you buy insurance, it's most appropriate to cover vehicle loss insurance according to 100000 yuan
pure manual typing, hope to help you.
A few days ago, when my friend's car was waiting for the traffic lights, it was rear ended by a car behind him, which led to the rear lights, rear bumper and some small decorative parts of the car being hit. After calling the police, the traffic police investigated the scene of the accident, and finally decided that the driver who rear ended was responsible for it, so the other party immediately contacted his insurance company to determine the damage and compensate, After the loss was fixed, the loss assessor gave me a mobile phone number and asked me to contact the repair shop for repair. When the repair was finished, the compensation amount would be directly transferred to the company's account. My friend wanted to go to the 4S shop for repair. As a result, the loss assessor fooled him into repairing in the repair shop, So my friend called and asked me if there was something fishy about the loss assessor doing this? In this issue, let's talk about the relationship between the claim adjuster and the repairman; Business & quot
when we encounter a vehicle accident, if it is not big, we can directly ask the insurance company to compensate, and we can choose the repair shop by ourselves; If the accident is relatively large, it's better to choose the local 4S shop for repair. Never go to the repair shop designated by the claims adjuster for repair. As long as you encounter the situation designated by the claims adjuster, you can either go to the 4S shop for repair directly or call the CIRC directly for complaint
Hello, generally, the main process of claim settlement in 4S shop is as follows
1. Report the accident after the motor vehicle is out of danger
2. Repair the motor vehicle at 4S station
3. The owner or authorized person of the motor vehicle, the receptionist of 4S station and the loss assessor of the insurance company jointly determine the loss
4. The insurance company issues the loss assessment report and the motor vehicle repair
5. The owner provides relevant information to the 4S shop
6. After the car is repaired, the owner picks up the car and leaves, authorizes the 4S store to claim compensation from the insurance company on behalf of the owner, and the compensation is paid to the 4S store's account.
you can refer to:
hope it can help you.
extended reading: [insurance] how to buy, which is good, hand in hand to teach you to avoid these "pits" of insurance
auto insurance claim process:
1. Report: first, report to the public security organ. You can choose to report immediately or afterwards. Prepare your own materials, and generally report to the police station where the accident happened. Secondly, after the public security organ reports the case, it should immediately report the case to the insurance company, which should not exceed 48 hours after the accident
2. Determine the loss: after reporting the case to the insurance company, you are required to determine the loss within 48 hours. If you are not free at work, drive your car near the company and wait for the insurance company to come. Simple car damage is to take photos, look at the accident list, and then open the loss order. If you have any objection to the amount of claim issued by the loss determination personnel, you'd better negotiate clearly on the spot
3. Repair: after the loss order is available, you can find a repair shop to repair the car at any time. If you still have to pay a certain proportion of the repair fee, you can negotiate with both parties
4. Claim: after the car has been repaired, it is convenient to make an invoice to the insurance company's office and submit a claim application. It is suggested that the insurance company should make bank transfer.
to answer your question,
1
Yes, but if there is any excess loss, you should bear it yourself So it's better to do as I said above)
2
you are fully responsible, so the normal process is: determine the loss to the other party --- repair (you pay the repair fee in advance) --- take the invoice --- settle the claim
What can I do? Is it a loss or a repair
in case of a vehicle accident, many insurance companies will not be able to leave the scene if the amount of loss is less than 5000 yuan e to a unilateral accident. As long as you go to the designated loss determination center, it will be OK. Many 4S stores cooperate with insurance companies to become loss determination centers. If both parties can determine the party responsible for the accident, the fully responsible party will be responsible for the claim, and the loss will be determined by the fully responsible party's Insurance Company or the cooperative 4S shop. As the third party, they have the right to specify the repair site by themselves. Of course, only those who have the repair ability recognized by the insurance company can provide the invoice to you for reimbursement
The customer has the right to choose the maintenance unit on his own. He does not have to go to the repair shop designated by the insurance company for maintenance. It is unreasonable for insurance companies to do so. As long as the repair amount does not exceed the actual value of the vehicle insurance, the insurance company must pay. If the insurance company designates a maintenance unit, it can ask for written information and complain to the local CIRC or instry association
the insurance company said that the main reason for not cooperating with the repair shop was that the two sides could not reach an agreement on the amount of maintenance. In this case, the insurance company and the repair shop should negotiate to solve the problem. If the insurance company proposes to replace the repair shop, the cost of the trailer should be borne by the insurance company. However, if the repair shop asks the customer for additional compensation such as parking fee, the customer can also refuse and transfer it to the insurance company
extended data:
when claiming from an insurance company, the data to be provided are as follows:
Maintenance invoice, driver's license, driver's license, ID card, compulsory traffic insurance policy, bank account number, traffic police accident certificate are required for non-human injury cases, and self negotiation letter of both parties can also be provided for double car accident loss less than 10000 yuan, In case of material damage, the invoice shall be provided
in addition to the traffic police accident identification, maintenance invoice or material damage invoice, driver's license, driving license, ID card and bank account number, the injured person's medical record, invoice, hospitalization list, diagnosis certificate, inspection report and salary list should be provided, and the disability grade certificate should also be provided in case of injury or disability
with the rapid development of electronic procts, our commonly used computers are also updated very quickly; Therefore, e to the updating and upgrading of computer hardware, many parts of the hardware that can still be used are eliminated; This is a great pity; However, it is necessary to accept it.
therefore, in many cases, we may think a little or do a DIY; Maybe you can find that they can be used in other ways; For example, there are many stores; Square, 160; Leisure dance venues and other places, &; May need to use music; Why don't we combine the obsolete hardware into a music player; Playing music is a program that the antique 686 computer can complete; This is a hundred times more convenient than a VCD / DVD with several large packages of music discs; You don't have to change the disc every time you change the music; Or because they need new music, they make new CDs or buy CDs; Maybe it's also a good use.
next, of course, I'll talk about the topic of diary. The internal hardware of the computer host, part of which is the secondary use of DIY
in fact, computer power supply is very useful for DIY enthusiasts. It can be used as low-voltage safety power supply; An electronic DIY enthusiast&# 160; A safe low-voltage multi voltage adjustable regulated power supply is essential; If you transform it, it must be a good tool for you. Of course, you can also transform it into many voltage stabilized power supplies,
then the following is a brief introction and pictures of my transformation of the old computer power supply into 12V battery charger and voltage adjustable voltage stabilized power supply; First, of course, safety; Because the power supply is composed of high voltage and low voltage circuits; So the internal circuit is high voltage, we must pay attention to safety&# 160; The circuit structure of PC power supply adopts the switch power supply which is widely used nowadays; Switching power supply is widely used; The circuit is complicated; At the same time, switching power supply is composed of switching circuit professional IC chip and transistor; It is a high efficiency and reliable power supply; Although the self-protection function of the circuit structure is particularly perfect; But when you open the shell; When power on debugging, also be careful; Otherwise, it will be & quot; It's a big deal
if the circuit is understood as a high-voltage part, &; The output part of rectifier filter, &? 160; And the control circuit part; Perhaps this can better understand the circuit structure, the general control part of the circuit is more complex, most of the PC power supply is based on TL494 + LM339 chip control; But for many people; This may be a problem; In fact, I can't fully understand the origin and development of the circuit; But we can know the whole process and structure; Of course, don't & quot; Cold heart & quot&# 160; You only need to know a general circuit or a few circuit principles; You can do this DIY