Do you need the owner to go to the claim center

1.

Contact the insurance

1. According to Article 76 of the road traffic safety law of the people's Republic of China, the liability for compensation shall be negotiated by itself or under the guidance of the insurance company's personnel who investigate and determine the loss

If there is no insurance claim, it can be negotiated and performed under the principle of equality and voluntariness

(1) after reporting the case to the insurance company, go to the nearest traffic accident quick claim center or the place designated by the insurance company for accident loss investigation, loss determination and claim settlement

(2) obtain the confirmation letter of traffic accident loss issued by the investigators after the accident loss survey

(3) fill in the insurance claim form according to the regulations, and according to the agreement with the insurance company, go to the quick claim center to handle the insurance claim with the relevant materials

extended data:

1. It is not suitable to evacuate from the scene in five cases of traffic accidents

2. Vehicles carrying explosives, flammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease pathogens and other dangerous goods

3. The motor vehicle has no license plate, no inspection mark, no insurance mark, or the motor vehicle driver has no valid driving license

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5. The driver had drinking, taking psychotropic drugs or narcotic drugs controlled by the state and other immovable situations

The parties concerned should protect the scene and immediately report to the police:

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2. The parties have disputes about the facts or causes

3. The motor vehicle has no license plate, no inspection mark and no insurance mark

4. Vehicles carrying explosives, inflammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease sources and other dangerous goods

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3.

After the occurrence of a vehicle accident, it is not necessary for the owner to apply for insurance, but the insured to apply for compensation. Generally, the following processing should be operated by the owner himself. You can't be yourself when you get out of danger, but you must have the owner's bank card number when you settle the claim, so that the insurance company can make the payment, if it's not the owner's valid certificate
the main process of auto insurance claim settlement is as follows:

1. report: after a traffic accident, the owner should inform the traffic police within 24 hours and the insurance company within 48 hours

2. survey: before the arrival of insurance company personnel, car owners need to protect the scene. In particular, we should properly keep the accident documents issued by the traffic police department, and we can take as many photos of the scene as possible

3. loss determination and price evaluation: This is the key link of claim settlement. If the vehicle is seriously damaged and needs to be disassembled and inspected before the loss can be determined or there are multiple accidents, the damaged vehicle must go to the loss determination center to determine the loss according to the requirements of the insurance company. After the loss is determined, the vehicle can be sent to the repair shop for repair

4. documents: the vehicle owner should submit the necessary documents to the insurance company within 10 days after the completion of the accident, including the accident notice, loss order, repair invoice, accident certificate, etc

5. audit: the insurance company will audit the materials in time after receiving them

6. close a case: if it meets the requirements, the insurance company will pay compensation in time and close the case

4. no need. But I have to bring my driving license, and I need to have my driving license when I claim.

5. It depends on who is the insured. If the owner is the insured, it needs to be handled by the owner

if you are the insured, you do not need the owner to handle it You can buy insurance as long as you have an insurable interest. As the insured, he will be compensated when he needs to settle the claim in case of an insured accident.)

6.

1. The insured must apply for compensation

policy basis: Article 18 of compulsory liability insurance for motor vehicle traffic accidents: in case of traffic accidents, the insured shall apply for compensation from the insurer

When the insured claims, the following materials shall be provided to the insurer:

(1) insurance policy for compulsory insurance

(4) the accident certificate issued by the traffic management department of the public security organ, or the relevant legal documents and other certificates issued by the people's court and other institutions

(5) if the insured chooses to handle the traffic accident through self negotiation in accordance with the relevant laws and regulations, it shall provide an agreement to record the situation of the traffic accident in accordance with the provisions on traffic accident handling proceres

(6) proof of the degree of the victim's property loss, proof of the degree of personal disability, relevant medical certificate, and relevant loss list and expense documents

(7) other certificates and materials related to the confirmation of the nature, cause and degree of loss of the insured accident

7. If the owner himself is the insured, he must be insured to sign at the scene. If he doesn't, he should write a power of attorney

8.

Insurance editor to help you answer, more questions can be answered online

vehicle insurance claims owners do not have to be present, but they need a of the owner's ID card and power of attorney, as well as the ID card of the handler, and the claims can only be paid to the owner's own bank account

9. After the occurrence of a vehicle accident, it is not necessary for the owner to apply for insurance, but the insured to apply for compensation. Generally, the following processing should be operated by the owner himself. You can't be yourself when you get out of danger, but you must have the owner's bank card number when you settle the claim, so that the insurance company can make the payment, if it's not the owner's valid certificate. The process of claim settlement of vehicle insurance is as follows:

report: after a traffic accident, the owner should inform the traffic police within 24 hours and the insurance company within 48 hours
survey: before the arrival of insurance company personnel, car owners need to protect the scene. In particular, we should properly keep the accident documents issued by the traffic police department, and we can take as many photos of the scene as possible
loss determination and price evaluation: This is the key link of claim settlement. If the vehicle is seriously damaged and needs to be disassembled and inspected before the loss can be determined or multiple accidents occur, the damaged vehicle must go to the loss determination center to determine the loss according to the requirements of the insurance company. After the loss is determined, the vehicle can be sent to the repair shop for repair
documents: the vehicle owner should submit the necessary documents to the insurance company within 10 days after the completion of the accident, including the accident notice, loss order, repair invoice, accident certificate, etc
audit: the insurance company will audit the materials in time after receiving them
close a case: if it meets the requirements, the insurance company will pay compensation in time and close the case
[policy basis]

"compulsory liability insurance clauses for motor vehicle traffic accident"

Article 18 in case of traffic accident of the insured motor vehicle, the insured shall apply for compensation from the insurer. When claiming for compensation, the insured shall provide the insurer with the following materials:

compulsory insurance policy
claim application issued by the insured
valid identification of the insured and the victim, driving license of the insured motor vehicle and driver's license
the accident certificate issued by the traffic management department of the public security organ, or the relevant legal documents and other certificates issued by the people's court and other institutions
if the insured chooses to handle the traffic accident through self negotiation in accordance with relevant laws and regulations, it shall provide an agreement to record the situation of the traffic accident in accordance with the provisions on traffic accident handling proceres
proof of the degree of the victim's property loss, proof of the degree of personal disability, relevant medical certificate, and relevant loss list and expense documents
other certificates and materials related to the confirmation of the nature, cause and degree of loss of the insured accident.

10. This is a Swedish coin. The face value is one crown
carlxvigustaf Sveriges Konung is the Swedish king of Gustav
for sverige tiden: Swedish: transaction use
1kr is the face value of 1 Krone
look at the coins of Nordic countries, Denmark, Norway, Sweden, all have this kind of lettered crown design.