Do you want to go to the bank certificate center to make the hou

1. If it's a new house, you usually get the house property certificate three months after delivery. If it's a second-hand house, you can get the house property certificate about one month after transfer
process of house property certificate:
Step 1: sign an entrustment agreement
generally, there is a clause about entrusting the developer to handle the house property certificate in the house purchase contract, which can be regarded as a separate entrustment agreement. In addition, many developers will also require buyers to sign a power of attorney to entrust them to handle the house property certificate in addition to the "house purchase contract", and agree to give them the deed tax and public maintenance fund before moving in
sometimes, developers will entrust special agencies or lawyers to handle the relevant proceres
at this time, you can choose that the developer or agent company only goes through the relevant proceres, and you can pay the deed tax and public maintenance fund by yourself
the second step: pay the agent fee of house property certificate, public maintenance fund, deed tax and stamp tax
when handling the check-in proceres, developers often require to pay these fees. Note:
1. Before paying, please understand the collection standard of these taxes, so as to verify whether the developer's calculation is correct. Please refer to appendix 11 of this book
2. After the payment, be sure to keep the receipt, and ask the payee to stamp the official seal instead of "white note"
the third step: get the house property certificate according to the agreed time
after the developer or agent company pays the above taxes, apply for the house property certificate and register the mortgage, you can get the house property certificate
if the loan bank seizes the house property certificate and the house purchase contract, it is necessary to find an opportunity to carefully check the records on the house property certificate. If there are any errors in the records, it should request to change them in time.

2. China's one belt, one road project, is a hitherto unknown project. It will vigorously promote economic development
infrastructure construction covers Asia, Africa and Europe
this is a worldwide opportunity brought by China's development
countries that feel that they are unable to surpass China are willing to catch the fast train of China's development and take advantage of the opportunity to make a profit
all countries that do not want China to continue to grow and develop are boycotting this project. They are afraid that China will become a world power
for the United States, China is challenging the financial hegemony of the United States
for the whole world, this is a safe haven to avoid the US exploiting the world with us dollars
for China, this institution may be the bridgehead for RMB to enter the world currency in the future
according to common sense, the aiib is rendant, because there are already the world bank and the International Monetary Fund
in fact, the United States has exploited countries all over the world with the help of the International Monetary Fund and the world bank, even its closest allies. Therefore, people naturally flock to the aiib< In the early 1980s, the U.S. used the U.S. dollar hegemony to deprive Japan of 20 years of development achievements. Until more than 30 years later, Japan's economy is still not out of the trough
European countries, South Korea and Singapore in Asia, and countless small countries in the world have been sucked up by the US dollar

3.

Aiib refers to the Asian infrastructure investment bank, which is an inter governmental multilateral development institution in Asia

It is the first multilateral financial institution initiated by China, headquartered in Beijing, with a legal capital of US $100 billion. As of July 13, 2019, the aiib has 100 member states

extended materials:

the establishment of aiib is to deal with the new challenges in the process of globalization, strengthen connectivity, promote economic and social development, improve the ecological environment, and finally eliminate poverty by investing in its members' infrastructure. Therefore, we must adapt to the requirements of the new era. The aiib fully draws on the successful experience of the existing international multilateral development institutions, draws on their strengths, and avoids or as few detours as possible

The core values of aiib are simplicity, honesty and cleanness. From the very beginning, we have been strict with the requirements, insisting on streamlining the organization, eliminating rendancy and strictly preventing bureaucracy; Adhere to honesty and zero tolerance to corruption; Adhere to green development, deal with climate change and implement the Paris Agreement

4. The Silk Road Economic Belt is an unprecedented grand plan for mankind. With China as the core, the project spans Asia, Africa and Europe. This is a huge recovery plan, and of course it needs huge financing channels
Asian banks are too small to be ignored
the BRICs bank is obviously not up to its task
only the world bank and the International Monetary Fund have this capability
one belt, one road, the two institutions are the US's bag. The United States has a vote. He can use the dollar hegemony to destroy the one way plan.
therefore, the establishment of China led aiib is very necessary.

5. According to the provisions of the measures for the administration of commercial housing sales, real estate development enterprises shall, within 90 days from the date of delivery of commercial housing for use, submit the information they need to provide for housing ownership registration to the local real estate administrative department. The real estate development enterprise shall assist the buyer of commercial housing to go through the proceres of land use right change and house ownership registration.
e to the reasons of the developer, the buyer fails to obtain the house property certificate within the time limit agreed in the contract; Or if the buyer fails to obtain the house property certificate within 90 days from the date of delivery of the house, or if the buyer fails to obtain the house property certificate within 90 days from the date of signing the contract, the developer shall be liable for breach of contract< br />

6. After the delivery of commercial housing does not apply for property certificate, will bring great trouble to the future. It is suggested to handle it< Article 12 within 90 days from the date of delivery of the pre-sale commercial housing, the purchaser shall go through the ownership registration proceres with the real estate administration department and the land administration department of the municipal and County People's governments in accordance with the law. The development enterprise shall give assistance and provide necessary supporting documents
if the Purchaser fails to obtain the house ownership certificate within 90 days from the date of delivery of the house for use e to the reasons of the development enterprise, the development enterprise shall bear the liability for breach of contract unless there is a special agreement between the development enterprise and the purchaser
Article 13 If a development enterprise fails to obtain the pre-sale license for commercial housing, it shall be punished in accordance with Article 39 of the regulations on the administration of urban real estate development and operation
Property Law of the people's Republic of China
Article 14 the establishment, change, transfer and elimination of real estate rights, which should be registered according to the law, shall take effect when recorded in the real estate register< Article 15 Unless otherwise provided by law or agreed in the contract, a contract concerning the establishment, alteration, transfer and elimination of the real right of real estate concluded between the parties shall take effect upon the establishment of the contract; If the property right is not registered, the validity of the contract shall not be affected< Article 16 the real estate register is the basis for the ownership and content of the real estate. The real estate register shall be managed by the registration institution< Article 17 the ownership certificate of real estate is the proof that the obligee enjoys the real right of the real estate. The items recorded in the real estate ownership certificate shall be consistent with the real estate register; If the records are inconsistent, the real estate register shall prevail, unless there is evidence to prove that there is an error in the real estate register.

7. 1、 How long the house property certificate will be given after delivery depends on the contract you signed with the developer. The handling of the house property certificate is subject to the contract. You need to check how it is agreed in the contract. If the handling time is beyond the contract, the developer should bear the relevant liability for breach of contract. At the same time, if the project has problems in the certificate and other aspects, it is difficult to smoothly handle the real estate certificate. We suggest that you consult the developer on this issue<

according to the measures for the administration of commercial housing sales issued by the Ministry of construction, real estate development enterprises are required to submit the information they need to provide for the registration of housing ownership to the local real estate administrative department within 60 days after the delivery of commercial housing. Otherwise, if the developer defaults, the time for the owner to get the property right certificate will be delayed. According to the regulations on the administration of urban real estate development and operation and the measures for the administration of urban commercial housing pre-sale, the buyer of the pre-sale contract shall apply for the house property certificate within 90 days from the date of delivery of the commercial housing; The existing house buyer shall apply for the house property certificate within 90 days from the date of signing the sales contract

according to the Convention, the house property certificate for mortgage purchase is issued by the real estate trading center after mortgage and handed over to the bank. People understand that the mortgage of house property certificate is a misunderstanding in the bank, and the developers of house property certificate and land certificate are mortgaged in the mortgage center of the Housing Authority after they handle it. Different cities have different operation methods, In some cities, the original house property certificate and land certificate are stamped with the "mortgaged" seal and handed over to the buyer himself. In some cities, the original house property certificate and land certificate are directly mortgaged in the mortgage center. If you are in the latter situation, you can only go to the mortgage center to get a of the double certificates, After you pay off all the loans, go to the mortgage center to get your original house property certificate and land certificate< According to Article 61 of the construction law of the people's Republic of China, the construction projects delivered for completion and acceptance must meet the specified quality standards of construction projects, have complete engineering technical and economic data and signed project warranty, and have other completion conditions stipulated by the state. Only after the construction project is completed and accepted, can it be delivered for use; Those that have not been accepted or fail to pass the acceptance shall not be delivered for use Article 16 of the regulations on the quality control of construction projects: after receiving the completion report of construction projects, the construction unit shall organize the design, construction, project supervision and other relevant units to carry out the completion acceptance

according to China's construction law, regulations on the management of urban real estate development and operation, measures for the quality management of construction projects and other relevant regulations, the delivery should have the following elements:

(1) after the completion of the real estate development project, it can be delivered for use after passing the acceptance; Those that have not been accepted or fail to pass the acceptance shall not be delivered for use
(2) after the completion of a real estate development project, the real estate development enterprise shall submit an application for completion acceptance to the real estate development department of the local people's government at or above the county level where the project is located< (3) if the real estate development projects of groups such as residential quarters are developed by stages, they can be accepted by stages
(4) the civil engineering, fire control, elevator, gas, civil air defense, planning, environmental protection and other parts of a project must pass the acceptance, which is what we call "comprehensive acceptance", which is the basic condition for housing delivery in commercial housing sales< (5) if the delivery conditions agreed by both parties are lower than the comprehensive acceptance standard, the comprehensive acceptance shall be taken as the delivery condition standard; If the delivery conditions agreed by both parties are higher than the comprehensive acceptance standard, the delivery conditions agreed by both parties shall be the standard.

8.

Delivery is the obligation that the developer must perform to the owner. In fact, the property owner should provide the power of attorney. Otherwise, the developer should fulfill the obligation of delivery. Moreover, the dispute of the entrustment itself should have nothing to do with the owner. The developer is the opposite party of the commercial housing sales contract. So, how many days do you need to apply for the house property certificate after delivery

how long can I get the house property certificate after delivery

1. The term of the contract between the buyer and the developer (commercial housing sales contract) is generally within 365 working days after the delivery of the house

If there is no agreement, if the house has been completed when you sign the house sales contract, the property right certificate will be completed within 90 days from the date of signing the contract

If the house is not completed when you sign the house sales contract, the property right certificate will be completed 90 days after the house is delivered for use. According to the relevant provisions of the Ministry of construction's measures for the administration of urban housing ownership registration, the newly-built housing shall apply for the initial registration of housing ownership within three months after the completion of the housing; The buyer and the Seller shall apply for transfer registration within 30 days

is it necessary to pay off the loan to obtain the house property certificate

then, many people have such a misunderstanding about the loan to buy a house. They think that before the loan is paid off, the house property certificate needs to be mortgaged to the bank and can only be retrieved after the loan is paid off. In fact, it is true that banks have forced borrowers to use house property certificate as collateral, but at present, this situation has been very rare

when the buyer purchases the house through the bank mortgage loan, he should sign the "mortgage contract" and "loan contract" with the bank. After the property right and other relevant certificates are handled, the housing management department will register the house and set the mortgage. Therefore, house buyers need to go to the housing authority to handle the "housing other rights certificate" indicating the mortgage items, and then put the "other rights certificate" in the bank, they can get the house property certificate, but the house property certificate will note that the loan has not been paid off

when the loan is fully paid off, the buyer needs to take the loan settlement certificate issued by the bank to the housing authority for change registration, and at the same time, release the house mortgage and cancel the "other right certificate"

Before signing the house handover certificate, buyers should pay attention to the following issues

First of all, it is the payment status of property fee, water, electricity and coal fee. Buyers can go to the property company to inquire about the payment period of property management fee, and call the hotline of water, electricity and coal and other relevant departments to inquire about the water, electricity and coal fee. It should be noted that property fees, water, electricity, coal and other fees may cause late fees or even fines e to overe, which need to be carefully checked and confirmed before delivery

Secondly, buyers should try their best to check the house in person instead of entrusting others, because others may not know the state of the house. When checking the house, if you encounter the situation of giving away furniture and home appliances, you should check the furniture and home appliances according to the agreement in the house sales contract or agreement

Finally, when the buyers check the house, they should be on the safe side and ask friends with rich knowledge of construction or decoration to check it together, so as to carefully check the quality of the house and the decoration situation, especially the waterproof engineering and pipeline situation of the toilet and kitchen, the waterproof engineering of the roof and gable, and whether the wall behind the large furniture and household appliances is moldy. If the house is heated by water heating, it is suggested that the buyer release water to check the use of water heating pipes

according to the relevant regulations, real estate development enterprises must submit the data needed for housing ownership registration to the local real estate administrative department within 60 days from the date of delivery of commercial housing. The real estate development enterprise shall assist the buyer of commercial housing to go through the proceres of land use right change and house ownership registration

9. The concept of a trader is very clear, that is, a profession that makes profits by managing his position. Whether it's foreign exchange, fixed income, stocks or derivatives, traders do essentially the same job
traders' instinct is to make money, and their value comes from their reputation.