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Can I exchange commemorative coins at the coin exchange center

Publish: 2021-05-04 19:10:14
1. There is no bug ~ brush money brush experience and so on. Once a bug comes out, it will be sealed. Even if you use it, it will be sealed for ten days and a half months. If it is heavy, it will be sealed forever. Why~
2. In general, you can use commemorative coins to exchange RMB in the bank. After all, commemorative coins and RMB are equivalent, but many banks do not exchange them. I once went to the bank to exchange commemorative coins issued with bank coins, but the bank did not exchange them for me, saying that they did not have this business. What I want to say is, let's take commemorative coins to the bank to exchange for RMB. It's better to take commemorative coins to the market for trading, maybe we can get higher RMB.
3. Commemorative coin is also the legal currency of the country, which has the same purchasing power as other legal currencies, so it can be exchanged at the same face value in any domestic bank. However, commemorative coins have specific cultural value and collection value because they commemorate a specific event, so their intrinsic value is often higher than the face value, so their issuing price is also higher than the face value. It's a bit of a loss to go to the bank for face value exchange. It's better to go to the money exchange market for business. The price will be much higher.
4. China's commemorative banknotes can only be converted into RMB of the same denomination in the bank, which is not cost-effective

commemorative banknotes will have a certain collection value, and there will be a certain premium when they are sold in the local post currency card market. How much money can be sold depends on the variety and preservation of the commemorative notes.
5.

Commemorative currency is legal currency, which can be circulated according to the face value of commemorative currency, can be stored and exchanged in commercial banks, and commercial banks cannot refuse

take instrial and Commercial Bank of China as an example, precautions for booking exchange:

1. When exchanging, you need to hold a valid certificate for booking registration. If the certificate information is inconsistent with the booking registration information, you cannot exchange it; Repeated exchange, going to non appointment outlets or handling exchange ring non exchange period will not be accepted

2. Customers should prepare enough cash and exchange the reserved commemorative coins at one time. In case of insufficient exchange, you need to sign the statement that "I am willing to exchange only * commemorative coins, and will automatically give up the exchange of the remaining commemorative coins"

3. In order to ensure the normal and orderly exchange of commemorative coins, the customer can exchange commemorative coins on behalf of others. In principle, each person can act for 4 people each time, and the original escort documents of the agent and the principal must be provided

4. All information related to appointment shall be subject to the records of ICBC computer system

5. In order to avoid the phenomenon of centralized exchange after booking, customers can go to the booking outlets for exchange at any business hours ring the exchange period. During the exchange process, customers should abide by the guidance arrangement of on-site staff of outlets to avoid queuing congestion

extended materials:

methods for distinguishing the true and false commemorative coins

before purchasing China precious metal commemorative coins, consumers should first check whether they are the theme procts of China Gold Coin Corporation issued by the people's Bank of China. As long as they are issued by the state, they must be announced by the people's Bank of China. Consumers can check the theme on the official website of the people's Bank of China. If they can't find it in the above channels, they are mostly counterfeit

Second, the authenticity can be identified by the issuing elements of precious metal commemorative coins in China

the main issuing factors of precious metal commemorative coins are theme, pattern, denomination, material, style, specification, issuing quantity, issuing time, appraisal certificate, etc

Thirdly, the authenticity can be identified by the process quality characteristics of precious metal commemorative coins in China

1, sandblasting effect

real coin: most precious metal commemorative coins issued in China adopt sandblasting process with specific specifications, which can be subdivided into uniform sandblasting, graal sandblasting, multi-level sandblasting, reverse sandblasting, decorative grid sandblasting and other effects, presenting a uniform, delicate and Matt effect. Counterfeit money: the sand blasting process of counterfeit precious metal commemorative coins on the market is rough, most of them have only one level, which can not give people a uniform and delicate feeling

Real coin: precious metal commemorative coin adopts strict relief design and modeling process. The front and back reliefs of all specifications of precious metal commemorative coin are clear, and the text strokes are neat. Counterfeit: counterfeit precious metal commemorative coins often lose relief, especially in the part near the clear edge, with rough strokes and uneven surface

3. Color printing effect

real coin: the real color precious metal commemorative coin has full color, uniform ink distribution, accurate alignment with the relief on the bottom, and no offset or exposure. Counterfeit money: counterfeit color precious metal commemorative coin ink uneven distribution, easy to appear partial color, white and other phenomena

4, material and weight

real coins: the gold and silver commemorative coins issued in China conform to the financial instry standards of the people's Republic of China (gold and silver coins), mostly made of pure gold and silver, and the weight tolerance and size tolerance are strictly controlled. Counterfeit money: most counterfeit gold and silver commemorative coins are made of copper plated gold, low quality silver and other materials, which greatly reces the cost and completely loses the value preservation function of precious metals

5, special anti-counterfeiting technology

real coin: for specific precious metal commemorative coin projects, we have applied special anti-counterfeiting technology, including invisible carving, laser illusory color, color changing ink, oblique wire teeth, full tooth interval half teeth, etc., showing a unique effect. Counterfeit currency: the counterfeit precious metal commemorative coin does not have similar anti-counterfeiting technology or the anti-counterfeiting pattern is not clear. Consumers can identify it by referring to the issuance notice of the people's Bank of China

6. Generally speaking, it is not realistic to exchange the same amount of RMB in commemoration of graation. Because in fact, the issue of commemorative coins is also for the country. Can have a sum of idle money in hand.
7. The wechat customer service system of China Merchants Bank uses IMCC, which is worth recommending. The success of China Merchants Bank's wechat operation should be attributed to IMCC.
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