What's the list to go to the loss center

1. The claim settlement process of an insurance company is generally as follows: accident - Report - Investigation - loss assessment - price assessment - loss assessment - claim assessment - payment
accidents: accidents occur
reporting: general insurance companies require reporting within 48 hours of the incident
investigation: after reporting the case, the insurance company will send investigators to the scene for preliminary investigation to determine whether it belongs to the insurance liability, whether the trace is consistent and whether it is true
damage determination: according to the trace and degree of the damaged parts, the investigation will preliminarily determine the damage on site or directly go to the repair shop, 4S shop and damage determination center to determine the damage
price evaluation: some insurance companies will check the loss at a later stage to see if the price of the actual repair or replacement parts is reasonable
loss assessment: Based on survey and price assessment, a comprehensive conclusion of loss is given
claim verification: after passing the above steps, provide relevant documents (driver's license, driver's license, claim application, traffic police certificate, etc.) to the insurance company's counter. If the certificate is valid, the accident is real and belongs to the insurance liability, the case can be closed at the claim verification stage
payment: after the case is closed, you can get compensation from the insurance company.

2. If you are fully responsible, the insurance company will make a full compensation. If you are not fully responsible, the insurance company needs to make compensation according to the proportion of liability determination.
if you lose the compensation e to the dereliction of ty of the traffic police team, the insurance company will make a full compensation, You can complain to the traffic police team. There are also provisions in the insurance law that property insurance can not make the insured profit, that is, the compensation can not be higher than the actual loss. If you don't have a letter of responsibility for the accident, you can't be sure who are the two parties involved in the accident, how much you have lost or how little you have lost, or even some people choose to pay for themselves, In the insurance company can not get claims. There are traffic police in your compensation, after the accident is solved, will not dect your points.

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4. When the staff ask you what kind of responsibility you have in the accident, the so-called target or the third party, it is based on the responsibility of the accident. Here is an example to show you
car a and car B collided, resulting in traffic accidents. If car a is fully responsible, then car a is the target car. The insurance company of car a is responsible for the loss of car a, car B is the third party car of car a, and the insurance company of car B is responsible for the loss of car a
similarly, if car B is fully responsible, then it happens to be the opposite of car a
if they have the same responsibility or primary and secondary responsibility, then car a and car B are both the subject cars and the third party cars. A is the third party car of B and B is the third party car of A.

5. Unilateral accidents can be reported directly to the insurance company without reporting to the traffic police, and then go to the damage assessment center for pricing
if it is a collision with road facilities, it is necessary to find the road authority, otherwise the traffic police will find you

the boss upstairs, have you operated it yourself? Insurance compensation does not necessarily need the confirmation of accident liability.

6.

P2P is very popular now. When it comes to P2P, we have to mention bitcoin. As for bitcoin, it has an important concept: blockchain

I. what is a blockchain

a blockchain is actually equivalent to a disintermediated database, which is composed of a series of data blocks. Each data block contains the information of a bitcoin network transaction, which is used to verify the validity of the information and generate the next block

in a narrow sense, blockchain is a kind of chained data structure composed of data blocks connected in sequence according to the time sequence, and it can not be tampered with and forged by cryptography

in a broad sense, blockchain is actually a distributed infrastructure and computing method, which is used to ensure the security of data transmission and access

Second, the infrastructure of blockchain

blockchain is composed of data layer, network layer, consensus layer, incentive layer, contract layer and application layer

Third, the purpose of blockchain

blockchain is mainly used to solve the trust and security problems of transactions

7. Can I open the order in different places? Can I open the order in different places? Can I open the order in different places? Can I open the order in different places?

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