De administration of provident fund management center

1. Most of them belong to the public service department, not to the administrative department of civil servants< The full name of "Shengong" refers to the civil service management law. It refers to the management of units entrusted or authorized by the government with the ability of administrative law enforcement and personnel not belonging to the civil service series, with reference to the civil service law. The staff of the participating units should be analyzed in detail. The staff who pass the examination of the central and provincial civil servants (participating units) are not civil servants in the strict sense, but they are managed in accordance with the civil servant law in terms of recruitment, promotion, assessment and retirement
there are differences between civil servants and the staff of reference civil servant management units. All civil servants use the Administrative Establishment (special establishment of politics and law), most of them participate in the public service (and a few mass organizations such as the Federation of trade unions, the Communist Youth League, women's federations and so on that refer to civil servant management use the Administrative Establishment) and ordinary institutions use the institution establishment, There are essential differences between the status and nature of the staff in the general establishment and the Administrative Establishment (special establishment of politics and law). The staff in the general establishment need to pass the examination before they can be transferred to the public participation units and the party and government organs, while the civil servants and the staff who pass the examination can be transferred to each other
civil servants are different from public employees only in terms of their establishment, one is administrative establishment, the other is career establishment.

2. You only need to contact the original unit and ask them to cancel your provident fund account from the company's management system. After the cancellation, it means that your current provident fund account is not in any company, so you can go to cancel the account and withdraw it in full. Some of our company's outgoing colleagues who are in a hurry to cancel the account and withdraw it will directly talk to the company's management department, as long as they don't hang it on the company, I can handle it at any time
more exciting content comes from lawyers in Qing http://china.findlaw.cn/qing

3. If the name, legal person (or person in charge) and office address of the registered unit have been changed, it should go to the housing provident fund management center for registration within 30 days from the date of change, and hold the audit data of the housing provident fund management center within 20 days from the date of registration

4. According to Article 24 of the regulations on the administration of housing provident fund, employees can withdraw the balance of their housing provident fund account under one of the following circumstances:
1. Purchase, construction, renovation or overhaul of self occupied housing
2
3. Rent exceeds a certain proportion of the family's wage income when renting self occupied housing
4
5
6. The employee dies or is declared dead
7
8. Totally or partially losing the ability to work and terminating the labor relationship with the unit
9. Other situations stipulated by the management committee according to relevant laws and regulations
summary: Article 25 of the Regulations stipulates that if an employee withdraws the balance in the housing provident fund account, his unit shall verify it and issue a withdrawal certificate. Employees shall apply to the management center of housing accumulation fund for drawing housing accumulation fund with drawing certificate. The management center of housing provident fund shall make a decision on whether to withdraw or not within 3 days from the date of accepting the application, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment proceres.

5. Transfer 2 times: Kunshan 101 road
→
Kunshan 132 road
→
Kunshan 25 road loop, the whole journey is about 20.0km
1. Walk from Huaqiao middle school to Guangming Xincun station
2. Take Kunshan 101 Road, pass 4 stops,
to Lujia middle school station
3. Walk about 190m to Lujia Luqian Road Station
4. Take Kunshan 132 Road, pass 4 stops,
arrive at Yongli packaging station
5. Walk about 440 meters to Zhuhai Road (Kunshan) station
6. Take Kunshan No.25 ring line, pass 8 stops,
arrive at AVIC City Station
7. Walk to Kunshan sub center of Suzhou housing provident fund management center

6. According to the regulations on the management of housing provident fund, if an employee needs to withdraw the balance in the housing provident fund account, he should first verify it by his unit, and then apply to the housing provident fund management center with the relevant withdrawal certificate. The management center shall, within 3 days after accepting the application, examine and approve the application according to the conditions for withdrawing and using the housing provident fund, make a decision on whether to withdraw or not, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment proceres. In addition to the ID card and a , the employee should also submit the corresponding supporting materials according to different situations. The details include:
(1) if it is necessary to withdraw the provident fund when purchasing a self occupied house, the original and a of the house purchase contract (or contract), house purchase invoice (or receipt, deposit book of the building supplying bank) shall be provided. If the house is rebuilt or overhauled, the original and one of the house safety appraisal certificate or relevant certificate, real estate certificate, invoice or receipt for purchasing building materials issued by the house safety appraisal institution shall be provided. When an employee purchases, builds, renovates or overhauls his / her own house, if he / she needs to apply for the withdrawal of the housing provident fund of his / her spouse and his / her immediate blood relatives in the same room, he / she shall, in accordance with the prescribed proceres, go to the provident Fund Management Center for approval with his / her marriage certificate or household register and the above-mentioned relevant certificates
(2) if the principal and interest of the house purchase loan are to be repaid, the house purchase contract (or contract), the house purchase invoice (or receipt, the deposit book of the building supply bank), the original and a of the loan contract, and the registration form for the installment withdrawal of the housing provident fund shall be provided
(3) for the payment of rent, provide the proof of salary and income of family members, household register, original and of lease contract, and registration form of phased withdrawal of provident fund issued by the unit
(4) for those who are retired, a retirement certificate shall be provided
(5) in case of total loss of labor capacity and termination of labor relationship with the unit, the certificate issued by the labor department or hospital shall be provided< (6) if the registered permanent residence is moved out of the city or county where the registered permanent residence is located, the registered permanent residence book or the certificate issued by the local police station shall be provided; Residence booklet, exit passport and visa shall be provided for those who go abroad to settle down
(7) in case of death or declaration of death of an employee, the heirs or bequests of the employee who apply for withdrawal shall provide household register, legal inheritance identity certificate, bequest letter, judgment document, etc
(8) in case of termination of labor relationship between employees who are not registered in the city and their units, the certificate of termination of labor relationship shall be provided when applying for withdrawal.

7.

To apply for housing provident fund loan, you need to go to the housing provident fund center to apply for housing provident fund loan with relevant materials. Taking Zhengzhou housing provident fund as an example, according to the "housing provident fund loan instructions" issued by Zhengzhou housing provident fund center on the loan proceres:

1, arrange the number to go through the loan proceres (pre housing) or identify the loan qualification (second-hand housing)

The borrower and the guarantee company go through the guarantee and mortgage proceres

3. The borrower and the bank sign the loan receipt and entrustment dection agreement

4. The entrusted bank of housing provident fund management center issued loans

5. The guarantee company informs the borrower to get the entrusted loan contract and mortgage contract

extended information:

provisions on materials required for loan in the "instructions for housing provident fund loan":

1. Two copies of ID cards of the borrower, spouse and co owner (if any) respectively

2. Two copies of the household register of the borrower, spouse and co owner (if any)

3. Taxi practitioners should provide copies of their qualification certificates

4. Two copies of the borrower's marriage certificate (with relevant agreement attached)

5. Four originals of commercial housing sales contract Two copies of the contract information record abstract

6. Original of down payment invoice (second-hand house is fund supervision payment voucher) and 2 copies

7. Two copies of real estate registration certificate

8. One of state owned land use certificate (all)

9. One of commercial housing pre-sale license

10. One original of the bank card used by the borrower for repayment

8. Provident fund has a special provident fund management center, where there are banks set up to handle provident fund business. It's not that you want to go to any institution of ICBC or CCB to extract the fund. To extract the fund, you need to issue relevant materials. The specific provisions are different in each place. You can consult the fund management center, which is generally extracted by the unit for the indivial. Now the provident fund is not connected to the whole country. If you work in Beijing and go to Shanghai, all the provident fund in Beijing will be withdrawn at one time. After you go to Shanghai, you will pay the provident fund again in Shanghai, because the proportion of each place and unit is different. If an enterprise pays the provident fund for its employees, the provident fund should be paid to the provident fund management center. The way may be to deposit a check in the same city or a fixed debit business in a small amount system (that is, the provident fund management center, the enterprise's Bank of deposit and the enterprise sign a tripartite agreement. The provident fund management center dects money from the enterprise's bank account on a regular basis every month, and there is no need for the enterprise to issue another check to run errands, Every month, as long as the enterprise account has enough funds, after the successful dection, the bank will make a receipt to the enterprise.

9. Conditions of housing fund loan:
1. All employees who normally deposit housing fund in the housing fund management center and purchase or build their own housing within the administrative region of the city can apply for housing fund indivial housing loan (the borrower is the housing buyer and the employee who is paying housing fund)
2. The borrower and his / her spouse have valid identification
3. The required proportion of down payment has been paid, the down payment + loan amount = the total house price, and the house price has not been paid off
4. The borrower has deposited the housing provident fund continuously, on time and in full for more than 6 months after opening the deposit account, and has not paid the housing provident fund for more than 4 months in the near future
5. The family has stable income, good reputation and the ability to repay the loan principal and interest
6. Agree to provide loan guarantee approved by housing provident fund management center
7. The borrower and his / her spouse have no outstanding housing provident fund loan or large amount of debt.