How long does it take to go to the real estate registration cent

1.

When signing the house mortgage contract, the following aspects should be made clear:

2.

After paying off the mortgage, the bank will issue a settlement within 1-3 working days, make an appointment for bank repayment one week in advance, and then go to the real estate trading center to cancel the mortgage with the information given to you by the bank and your ID card, and cancel the mortgage about a week later. Clear proceres, with clear proceres, go to the real estate bureau, then you can complete the real estate mortgage, then you can carry out other transfer proceres

1. if the real estate certificate is not transferred through the real estate agency, the terms of the contract and the breach of contract must be clearly written. When signing the contract, the parties named on the seller's real estate certificate must be present (if they are married, they need to be present and signed by both husband and wife, even if there is only one person's name on the real estate certificate)

2. after the application materials are ready, you must go to the real estate bureau to fill in some forms and an inventory contract. The amount on the inventory contract must be the same as that on the signed contract
   after the application materials of real estate transfer are submitted to the real estate bureau, the real estate bureau will give a receipt to pay taxes according to the date specified on the receipt, which generally takes about 15 working days. After paying the property transfer tax, you can get the property certificate

3.

It can be lifted on the same day

go to the bank counter to print the "loan settlement certificate", go to the loan center (file center) to get the real estate certificate and cancel the mortgage registration information (or the front desk Department of the bank can get it directly), and take my ID card and the above information to the property registration department to cancel the mortgage registration. Different bank processes are slightly different, you can consult the handling bank for details

if the loan in the Bank of China has been paid off, for the housing loan that has been mortgaged, when all the loan principal and interest have been paid off, the borrower can go to the real estate trading center in the area where the real estate is located for mortgage cancellation with the bank's loan settlement certificate and the real estate other rights certificate. Please consult the staff of the agency for the specific time

extended data:

generally, banks can repay in advance after one year of repayment, and the date of release is about 15-30 working days. If it's a home buyer and he or she pays for the seller's repayment, it's better to keep evidence. In addition to making it clear what the payment is for, he or she should also keep snacks ring the conversation. If possible, make a recording or video. Prepare for no trouble in the future

when buying a house with loan, the buyer should sign a mortgage agreement with the bank, which is to protect the rights and interests of the bank. Once the buyer fails to repay the loan normally, the bank has the right to take back the house. And after the buyers pay off the loan, we must remove the housing mortgage registration in time

4.

5 ~ 10 working days

release of mortgage refers to the act of releasing the mortgage on the mortgaged goods by means of repaying the loan

mortgage loan refers to the loan that the borrower obtains from the bank with a certain amount of collateral. It is a kind of loan form of commercial banks. The collateral usually includes negotiable securities, State bonds, various stocks, real estate, bill of lading, trestle bill or other documents proving the ownership of goods. When the loan matures, the borrower must repay it in full, otherwise the bank has the right to deal with its collateral as a kind of compensation. Among them, the mortgaged property refers to the property that has been used as collateral

there are many ways to release the mortgage, such as providing additional mortgage and the third party providing guarantee

extended information:

to solve the mortgage, first you need to apply to the bank, and then you need to bring the following materials to the real estate registration center to understand the mortgage

there are eight steps to apply to the bank for mortgage relief:

① call the lending bank to inquire about the prepayment, including whether to pay the penalty and how much the penalty is

(2) to apply for prepayment from the lending bank

(3) repayment (the payment should be made before the agreed time, which should not be three days before or after the repayment date.)

(4) go to the loan bank to handle the settlement proceres the next day after the repayment, and print the interest list (which can offset indivial income tax)

(5) get the materials of mortgage release from the post loan management center of the bank

(6) go to a guarantee company (no need to go for commercial loans, no need to go for provident fund loans without signing a guarantee agreement at that time)

(7) release the mortgage at the real estate registration center

(8) file and release

note: different banks may have different regulations, and the details shall be subject to the regulations of the lending bank

3. Materials required for mortgage release:

1. Application for cancellation of registration (with the official seal of the bank or mortgagee)

2. Cancel the mortgage registration agreement (stamped with the official seal of the bank or mortgagee)

3. Bank power of attorney (with official seal of bank or mortgagee)

4. Original house ownership certificate

5

6. The original and of the trustee's ID card

note: different regions may have different policies, please consult the local real estate center for details

5. As for the time of real estate registration, we know that it has been five years since the first real estate certificate was issued on March 1, 2015. I would like to ask, so far, how long does it take for our real estate registration? Just now you have introced how long it will take to rece the real estate registration time in the future. What kind of goal should we achieve? Thank you< According to the Interim Regulations on real estate registration promulgated by the State Council, real estate registration should be completed within 30 working days. Unified registration of immovable property has been effective in implementing the "Internet plus" reform and optimizing the business environment of the State Council in recent years, and has taken many effective measures, such as running at most, integrated management, especially "Internet + real estate registration". On the basis of ensuring the quality of registration, the departments in charge of natural resources at all levels should further rece the processing time by streamlining materials, optimizing processes, and sharing information, so as to make the masses have more sense of gain. By the end of 2018, the time for general registration and mortgage registration is basically within 10 days and 5 days in the eastern region, within 12 days in the central region, and no more than 15 days in the western region

generally speaking, the national registration period is less than 15 days, and the national mortgage registration period is less than 7 days. At present, the business environment assessment of the world bank generally recognizes this aspect, and our ranking in the world is also relatively high. In order to completely solve the problem of time-consuming and difficult real estate registration, the masses still hope to speed up. According to the requirements of the masses, the State Council's "notice" has set a new goal. By the end of 2019, the process should be optimized in place, the quality of real estate registration data and related information should be significantly improved, and the information of relevant departments should be used for real estate registration in cities above prefecture level, To get it through sharing

for example, when an enterprise handles real estate registration, it needs information about instrial and commercial registration, and it does not need to relevant certificates repeatedly. We are connected with the market supervision department to share information. Indivials need to verify their identity information when they register. We directly connect with the public security department to ensure accurate registration. The general registration and mortgage registration time of all cities and counties in China should be reced to 10 working days and 5 working days by the end of this year. By the end of 2020, the real estate registration data should be further improved, the quality should be further improved, and the registration time should be reced to 5 working days. This requires further strengthening of information technology such as "Internet plus", and strives to complete the five year registration time compression 2/3 proposed by the State Council in two years ahead of schele, and rece the task target within 5 working days. thank you.

6.

According to the time limit for external work of the real estate supervision office, the mortgage registration shall be completed within 7 days from the date of receiving all the documents

according to & quot; Guarantee Law of the people's Republic of China; Article 41 stipulates that real estate mortgage shall be registered, and the mortgage contract shall take effect from the date of registration

process of real estate mortgage registration:

(1) when applying for mortgage registration, the following documents should be submitted to the registration authority:

1. Application for real estate mortgage registration

2. The identity certificate or legal person qualification certificate of the mortgagor

3

4. State owned land use certificate, house ownership certificate or real estate certificate

The documents and materials that can prove that the mortgagor has the right to set mortgage

6. The data that can prove the value of the mortgaged real estate

Other documents deemed necessary by the registration authority

(2) accept the application

examine whether the documents submitted by the bank loan applicant are true and complete; if the application documents do not meet the requirements, it will not be accepted; If the application documents meet the requirements, it shall be accepted, and the application number and return receipt shall be given. The return receipt shall indicate the documents received, the date of acceptance and the number. Except for provident fund loans

(3) examine and verify the real estate right status applied for transfer registration from the real estate register, and reject the transfer registration application in case of any of the following circumstances:

(1) the nature of the source of ownership is to restrict housing mortgage (including welfare housing, low profit housing, administrative allocation land, land price rection or exemption) without the consent of relevant departments

(2) according to urban planning, the government decides to take back the land use right

(3) the judicial organ or administrative organ decides to seal up or restrict the real estate rights in other forms according to the law

(4) joint ownership of real estate without the written consent of other joint owners

(5) the ownership is controversial

(6) the transfer is prohibited by laws, regulations or municipal or district government regulations

if the application for registration is rejected, the applicant shall be informed in writing within the specified time from the date of acceptance of the application

After finding out the right status of the real estate applying for mortgage registration from the real estate register or computer records, check whether the following documents are true, complete and effective:

(1) identification

(2) real estate certificate or other real estate right certificates

(3) whether the mortgage registration application is filled in as required

(4) whether the mortgage contract conforms to the relevant laws and regulations

If it meets the requirements after verification, it shall be approved and registered, and the mortgage parties shall be informed

(4) registration 1. If the mortgage registration of housing loan is approved, the special seal for mortgage shall be stamped on the real estate right certificate and the mortgage record shall be made on the real estate register. The mortgage record should include the mortgagor, the mortgagee, the name, area, value, amount and term of the mortgaged property

When the real estate purchased in advance is mortgaged, the special seal for mortgage should be stamped on the sales contract

(5) certification of registration fee

2. The real estate right certificate with the special seal for real estate mortgage shall be returned to the mortgagor within the specified time (the mortgagor shall get it with the return receipt, identity certificate and payment voucher)

(6) filing. Establish land and real estate registration files according to regulations

< H2 > extended data:

materials for real estate mortgage registration

1. Copy of business license

2. The identity certificate or legal representative certificate of the mortgagor

3. If it is handled by an agent, there should be a power of attorney from the legal representative or the party concerned

4. Loan contract (main contract)

5. Mortgage contract

6. The property right certificate of the mortgaged property (including the certificate of state owned land use right and the certificate of house ownership right)

If the mortgaged property is owned by a joint venture or a joint stock company, there should be a resolution of the board of directors approving the mortgage

8. In case of repeated mortgage, the written document of the former mortgagee agreeing to re mortgage should be provided

9. If it is the mortgage of the joint property, the written documents agreed by all the joint owners should be provided

The mortgagor should have a written document stating that the mortgaged property provided by him has no legal defects

Other legal documents related to mortgage

< H2 > source of reference: Internet real estate mortgage

7. Generally, banks need to make an appointment for repayment one month in advance, and then they can go to the bank for repayment. A week after repayment, the bank will issue other warrants, and then you can take them to the housing authority to release the mortgage. Different banks have different requirements. To be specific, you can also call the bank that handled the loan at that time

I hope my answer can help you and wish you a happy life!