What does the real estate transaction center need to release the
After paying off the mortgage, the bank will issue a settlement within 1-3 working days, make an appointment for bank repayment one week in advance, and then go to the real estate trading center to cancel the mortgage with the information given to you by the bank and your ID card, and cancel the mortgage about a week later. Clear proceres, with clear proceres, go to the real estate bureau, then you can complete the real estate mortgage, then you can carry out other transfer proceres
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if the real estate certificate is not transferred through the real estate agency, the terms of the contract and the breach of contract must be clearly written. When signing the contract, the parties named on the seller's real estate certificate must be present (if they are married, they need to be present and signed by both husband and wife, even if there is only one person's name on the real estate certificate)
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after the application materials are ready, you must go to the real estate bureau to fill in some forms and an inventory contract. The amount on the inventory contract must be the same as that on the signed contract
after the application materials of real estate transfer are submitted to the real estate bureau, the real estate bureau will give a receipt to pay taxes according to the date specified on the receipt, which generally takes about 15 working days. After paying the property transfer tax, you can get the property certificate
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1. You need to settle the bank loan, then get the settlement certificate and other warrants of the house in the bank, and then go to the housing management trading center to handle the release of the mortgage. When you get the real estate certificate, you can handle the transfer with the court's judgment or other certificates
2. If the loan has been paid off, you can directly obtain other warrants of the property with the bank's repayment certificate, and then apply to the housing authority for mortgage cancellation registration, and then you can transfer the ownership.
(2) mortgage of bank's credit: to pay off the loan, bring with you the supporting materials provided by the bank, usually including the of the business license of the bank, the of the legal person, the of the client, other rights certificates, etc., as well as the cancellation of the house property certificate in the transaction
2. Common mortgage process
(1) prepared materials: original house property certificate, of house property certificate amount, ID card, marriage certificate (marriage certificate or single certificate or divorce certificate), income certificate, social security details, etc
(2) make an appointment with the bank to sign a mortgage or loan contract with the bank (both the husband and wife of the property owner on the house property certificate are required to go to the bank with their ID cards)
(3) after the mortgage is approved, register the mortgage with the housing exchange
(4) take out the property right certificate of mortgage registration at the housing exchange, and then send the property right certificate of mortgage registration back to the bank, waiting for the loan
(5) generally, the mortgage loan is about one month (30 working days)
3. The process of releasing the mortgage
usually, after the bank's loan is settled, it can apply for cancellation and mortgage registration in the real estate management department. After the bank's proceres are completed, it will give the following information to the customer:
(1) the certificate of the house
(2) other certificates of title
(3) application for registration of cancelled mortgage (the content of which is: customer XXX's Bank loan has been settled, and now entrusts_________ The registration of the cancelled mortgage shall be handled; Pay attention to fill in the name of the client in the third space. The client can be himself or another person
take the above things and the of the client's ID card to the real estate mortgage management window, hand in these materials, and you will receive a receipt. Two working days later, the client will take the receipt and the original ID card to get the property right certificate, that is, cancel the mortgage.