The process of mortgage in real estate trading center
Real estate mortgage registration process
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evaluation
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mortgage registration preparation
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the account manager accompanied the customer to register the mortgage
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the account manager accompanies the customer to collect other warrants
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enter the warehouse
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the real estate registration institution shall complete the real estate registration proceres within 30 working days from the date of accepting the registration application, unless otherwise stipulated by law. It should be noted that the time limit for review does not include the time for announcement, cadastral investigation and correction of information. In other words, if some real estate registration needs announcement, cadastral investigation and correction of information, the time for announcement, cadastral investigation and correction of information is not included in 30 working days
The basic proceres of real estate mortgage registration are as follows:
1. When applying for real estate mortgage registration, the following documents should be submitted to the registration authority:
(1) application for real estate mortgage registration
(2) the identity certificate or legal person qualification certificate of the mortgagor (3) mortgage contract (4) state owned land use certificate, house ownership certificate or real estate certificate (5) the documents and materials that can prove that the mortgagor has the right to set mortgage (6) data that can prove the value of mortgaged real estate (7) other documents deemed necessary by the registration authority2. Accept the application
examine whether the documents submitted by the applicant are true and complete. If the application documents do not meet the requirements, they will not be accepted; If the application documents meet the requirements, it shall be accepted, and the application number and return receipt shall be given. The return receipt shall indicate the documents received, the date of acceptance and the number
(1) if the mortgage registration is approved, the special seal for mortgage shall be stamped on the real estate right certificate and the mortgage record shall be made on the real estate register. The mortgage record should include the mortgagor, the mortgagee, the name, area, value, amount and term of the mortgaged property (2) when the real estate purchased in advance is mortgaged, the special seal for mortgage should be stamped on the sales contract (1) the collection standard of registration fee shall be in accordance with the relevant national or local regulations(2) the real estate right certificate with the special seal for real estate mortgage shall be returned to the mortgagor within the specified time (obtained by the mortgagor with return receipt, identity certificate and payment voucher)
6. Filing
establish land and real estate registration files according to regulations
according to China's "guarantee law", if the parties mortgage the land use right, urban real estate or the factory buildings, trees, aircraft, ships, vehicles of township (town) and village enterprises, as well as the equipment and other movable property of the enterprises, they shall register the mortgaged property, and the mortgage contract shall take effect from the date of registration. If the parties mortgage other property, they may voluntarily register the mortgaged property, and the mortgage contract shall take effect from the date of signing. If a party fails to register the mortgaged property, he may not act against a third party
reference link: real estate mortgage registration - Network
bus route: no.343 → No.203, the whole journey is about 27.4km
1. Walk about 40m from Pingfang district to Pingfang district government station
2. Take no.343, pass 20 stops, and then reach the clothing city station
3. Walk about 10m, and then reach Heilongjiang University (clothing city) station
4. Take No.203, pass 16 stops, and reach the exhibition center station
5, and walk about 170m, Arrive at Hongbo Exhibition Center
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