Tongren south bus from downtown Tongren
1. Walk about 620m from Tongren district to the municipal Party committee basketball station
2. Take No.3, pass 20 stops, and reach Tongren south station
A certain amount of tailings, aggregate and cement are dry mixed, and then wet mixed by studying the optimal moisture content. Under the action of additives, the block is shaped by the role of the block forming host. After demoulding, natural curing for 7d or 28d can also be selected for curing in the curing kiln. Finally, various kinds of beautiful and practical procts are obtained. The following is the simple process of Yinma understanding
(1) bank card acquiring
bank card acquiring refers to the behavior of collecting monetary funds for bank card merchants through point of sale (POS) terminals. Companies holding bank card acquiring license operate point of sale terminal acquiring business, and there are three major participants in acquiring business: issuing bank, acquiring institution and bank card organization. The business model of acquiring business is: when the cardholder carries out a transaction through POS, the participants of acquiring business will charge a certain handling fee. The standard of service charge is set by the central bank, and the service charge varies according to different instries, ranging from 0.38% to 1.25%. These service charges are the income of the acquiring service participants in the acquiring business On behalf of UnionPay)
(2) online payment
the business scope of online payment license is defined as the transfer of funds between payees and payers through the Internet. Its business scope includes currency remittance, Internet payment (representing very purse), mobile phone payment (representing Alipay), fixed telephone payment, digital TV payment (representing La Carla) and so on. Through online payment, online payment service providers can also charge transaction commission, and the commission rate level is equivalent to that of acquiring business
(3) issuance and acceptance of prepaid cards
prepaid cards refer to the prepaid value of goods or services issued for profit and purchased outside the issuing institution, including prepaid cards issued in the form of cards and passwords by using magnetic stripe, chip and other technologies Representing Alipay)
prepaid card payment in addition to receiving the same payment fee as the online payment and receiving business, the biggest difference is that the prepaid card can achieve capital deposition. The obvious advantage is that prepaid card issuers can earn interest on deposited funds. In addition, prepaid card has a more secret source of income, that is the dead card rate. Dead card is the unused remaining amount in the valid consumption period of prepaid card, which will become the income of prepaid card company. If the dead card income is added, the profit margin of prepaid card is also quite high
the issuance of the third-party payment license allows the electronic payment enterprises to receive the authoritative recognition from the regulatory authorities, standardizes the access threshold for the development of the instry, and provides more convenient, standardized, safe and reliable data support for the selection of agents and cooperative merchants
three categories: Bank, securities and insurance
the common types of securities are stocks, bonds, futures and funds
according to the income, excluding the daily expenses, 20% are deposited in the bank, 70% are invested, and 10% are insured
Investment: generally, the investment risk can be adjusted according to the psychological enrance, for example, people under 40 years old<
60% of them are high risk and high return financial procts, such as stocks, funds, gold, futures, etc. 40% of them buy low-risk insurance such as treasury bonds: first, major illness insurance, second, accident insurance, life insurance, and finally, endowment insurance, children's ecation and other red insurance. If there is social security, it can be reced by a certain proportion, and only need to buy some commercial insurance as a supplement to social security.
airy, Yiguan favors application analysis and foresight favors instry analysis< Chapter 1: market environment analysis of China's third-party payment instry
1.1 policy environment analysis of the third-party payment instry
1.1.1 main regulatory policies of the third-party payment instry
1.1.2 development plan of e-commerce in the 12th Five Year Plan
1.1.3 regulatory environment of the third-party payment application market
1.2 economic environment of the third-party payment instry
1.2.1 correlation between the instry and macro economy Analysis
1.2.2 operation analysis of national macroeconomic environment
(1) analysis of national macroeconomic environment
(2) prediction of national macroeconomic environment
1.2.3 position of instry in national economy
1.3 financial environment of third party payment instry
1.3.1 operation analysis of financial environment
1.3.2 trend analysis of RMB internationalization
1.3.3 operation analysis of payment system
1.4 social environment of third party payment instry
1.4.1 public acceptance
1.4.2 analysis of residents' consumption structure
1.4.3 analysis of residents' payment habits
(1) offline users' payment habits
(2) online users' payment habits
1.4.4 analysis of Internet users' development
(1) Internet users' scale
(2) Internet users' network application behavior
(3) Mobile Internet behavior analysis
(4) Internet user attribute analysis
1.5 technology environment of third-party payment instry
1.5.1 development level of third-party payment system
1.5.2 security level of third-party payment instry
1.5.3 improvement of mobile payment technology environment
(1) rapid development of mobile payment technology
(2) graal maturity of NFC technology
Chapter 2: China's third-party payment instry Analysis of the development status of the tripartite payment instry market
2.1 analysis of the issuance of the third party payment instry license
2.1.1 situation of the issuance of the third party payment license
2.1.2 situation before and after the issuance of the payment license
(1) problems existing in the instry before the issuance of the license
(2) analysis of the impact on the instry after the issuance of the license
2.1.3 application conditions of the payment license
2.2 development of the third party payment instry Exhibition scale analysis
2.2.1 transaction scale of third party payment market
2.2.2 market share of third party payment segmentation
2.2.3 registered account of third party online payment
2.3 overseas business scale analysis of third party payment
2.3.1 development status of cross-border business of third party payment
2.3.2 main modes of cross-border transaction of third party payment Formula
(2) foreign exchange collection and settlement mode of domestic sellers from abroad
2.3.3 number of foreign exchange payment license enterprises of cross-border e-commerce
2.3.4 cross border business service field of third-party payment
2.3.5 cross border business transaction scale of third-party payment
2.4 regional competition pattern of third-party payment instry
2.4.1 by economic region
2.4.2 by province
2.4.3 by business Coverage division
2.4.4 market competition pattern of enterprises in the instry
2.5 third party payment market scale forecast
2.5.1 third party payment online registered account forecast
2.5.2 third party payment market transaction scale forecast
2.5.3 third party payment cross border business scale forecast
Chapter 3: analysis of the development potential of China's third party payment segmentation business
3.1 interconnection The attraction of Internet payment instry
3.1.1 analysis of the scale of Internet payment instry
(1) user scale of Internet payment instry
(2) transaction scale of Internet payment instry
(3) market scale prediction of Internet payment instry
3.1.2 SWOT analysis of Internet payment instry
(1) advantages of Internet payment compared with other payment methods in the third-party payment instry < B R / > (2) disadvantages of Internet payment compared with other payment methods in the third-party payment instry
(3) opportunities of Internet payment compared with other payment methods in the third-party payment instry
(4) threats of Internet payment compared with other payment methods in the third-party payment instry
3.1.3 analysis of Internet payment instry model
(1) gateway payment model Formula
(2) credit but guaranteed payment mode
(3) comparison of payment modes
3.1.4 income source analysis of Internet payment instry
3.1.5 application scenario analysis of Internet payment instry
3.1.6 competition pattern analysis of Internet payment instry
3.2 attraction of mobile payment instry
3.2.1 scale analysis of mobile payment instry
(1) user scale of mobile payment instry
(2) transaction scale of mobile payment instry
(3) market scale forecast of mobile payment instry
3.2.2 SWOT analysis of mobile payment instry
(1) advantages of mobile payment compared with other payment methods in the third-party payment instry
(2) disadvantages of mobile payment compared with other payment methods in the third-party payment instry
(3) advantages of mobile payment compared with other payment methods in the third-party payment instry
Opportunities compared with other payment methods in the payment instry
(4) threats of mobile payment compared with other payment methods in the third-party payment instry
3.2.3 analysis on the profit model of mobile payment instry
(1) exclusive transaction commission model and application
(2) transaction commission sharing model and application
(3) financial institutions dominant model and application
(4) third-party main payment model Guidance mode and application
(5) profit mode of domestic mobile payment instry
3.2.4 status and trend analysis of mobile payment technology
(1) development status of mobile payment technology
(2) development trend of mobile payment technology
3.2.5 application scenario analysis of mobile payment instry
3.2.6 competition pattern analysis of mobile payment instry
3.2.7 overall development trend of mobile payment instry
3.3 attraction of fixed line payment instry
3.3.1 analysis of fixed line payment instry scale
(1) distribution scale of fixed line payment terminal
(2) transaction scale of fixed line payment instry
(3) market scale forecast of fixed line payment instry
3.3.2 SWOT analysis of fixed line payment instry
(1) fixed line payment is different from other payment methods in the third party payment instry (2) the disadvantages of fixed line payment compared with other payment methods in the third-party payment instry
(3) the opportunities of fixed line payment compared with other payment methods in the third-party payment instry
(4) the threats of fixed line payment compared with other payment methods in the third-party payment instry
3.3.3 business model analysis of fixed line payment instry
3.3.4 fixed line payment Instry application scenario analysis
3.3.5 revenue source analysis of fixed line payment instry
3.3.6 competition pattern analysis of fixed line payment instry
3.4 attraction of digital TV payment instry
3.4.1 TV shopping scale analysis
(1) TV shopping channel transaction scale analysis
(2) TV shopping channel market scale prediction
3.4.2 SWOT analysis of digital TV payment instry
(1) Advantages of DTV payment compared with other payment methods in the third party payment instry
(2) disadvantages of DTV payment compared with other payment methods in the third party payment instry
(3) opportunities of DTV payment compared with other payment methods in the third party payment instry
(4) advantages of DTV payment compared with other payment methods in the third party payment instry Threat of mode comparison
3.4.3 analysis of profit model of DTV payment instry
3.4.4 analysis of application scenarios of DTV payment instry
3.4.5 analysis of related business of DTV payment instry
(1) business process
(2) overall development strategy
3.4.6 analysis of DTV payment system
(1) system composition
(2) third party docking capability
(3) Analysis of system characteristics
3.4.7 analysis of competition pattern of digital TV payment instry
Chapter 4: analysis of development potential of other business of third party payment in China
4.1 development potential of prepaid card issuance and acceptance
4.1.1 business environment of prepaid card issuance and acceptance
(1) regulatory environment
(2) technical environment
4.1.2 current situation of prepaid card issuance and acceptance market
/ >4.1.3 sales scale and characteristics of prepaid card
4.1.4 consumption scale and characteristics of prepaid card
4.1.5 application scale of enterprise's prepaid card business
4.1.6 development status of special prepaid card market
(1) issuance of prepaid card by listed companies
(2) payment of prepaid card by leading chain enterprises
(3) analysis of payment characteristics of special prepaid card
4.1.7 development status of general prepaid card market (1) general prepaid card issuers
(2) general prepaid card market size analysis
4.1.8 prepaid card issuance and acceptance system risk
(1) technical risk analysis
(2) operational risk analysis
(3) capital risk analysis
(4) policy risk analysis
4.1.9 prepaid card issuance and acceptance business development prospect
(1) sales channel Diversified channels
(2) more frequent use of various forms of media of prepaid cards
(3) closer combination of prepaid cards and e-commerce business of retail enterprises
4.2 development potential of bank card acquiring business
4.2.1 analysis of current situation of bank card acquiring market
(1) analysis of network acquiring market
(2) analysis of POS acquiring market
(3) analysis of ATM acquiring market
4.2.2 Analysis of commercial bank's acquiring business layout
(1) domestic acceptance market layout
(2) overseas acceptance market layout
(3) Internet payment market layout
4.2.3 analysis of bank card acquiring business competition focus
4.2.4 analysis of bank card acquiring business operation benefit
(1) profit distribution
(2) large gap of market main body benefit
(3) small and medium-sized enterprise benefit Great potential for improvement
4.2.5 risk analysis of bank card acquiring business
4.2.6 development prospect of bank card acquiring business
4.3 development potential of currency exchange business
4.3.1 development status of currency exchange business
4.3.2 risks of currency exchange business
4.3.3 relationship between currency exchange business and banks
4.3.4 competition analysis of currency exchange business
Chapter 5 : Prospect Analysis of application fields of China's third-party payment instry
5.1 structure of application fields of third-party payment instry
5.1.1 transaction status of various application fields
5.1.2 rate level of main application fields
5.2 online retail payment field
5.2.1 online retail transaction scale
5.2.2 development status and Prospect of online shopping instry
5.2.3 online shopping user's preference for payment method < B R / > 5.2.4 online shopping merchant access mode preference
5.2.5 online shopping instry competition analysis
5.2.6 online shopping payment prospect analysis
5.3 aviation ticket payment field
5.3.1 aviation ticket online transaction scale
5.3.2 aviation ticket online payment status
(1) aviation ticket sales mode
(2) aviation ticket marketing means
(3) airline website Attract customers
5.3.3 online travel booking analysis
5.3.4 air ticket payment enterprise competition analysis
5.3.5 air ticket payment prospect analysis
5.4 online game payment field
5.4.1 online game online transaction scale
5.4.2 online game online payment status
5.4.3 online game payment enterprise competition analysis
5.4.4 online game payment prospect analysis
5.4.4 />(1) Payment
(2) online game itself
5.5 field of Telecom payment
5.5.1 scale of Telecom payment online transaction
5.5.2 current situation of Telecom payment online payment
5.5.3 competition analysis of Telecom payment enterprises
5.5.4 prospect analysis of Telecom payment online payment
5.6 field of public utilities payment
5.6.1 public utilities payment network
[illegal mining crime] refers to mining without a mining license in violation of the provisions of the mineral resources law, entering the state planned mining areas, mining areas of great value to the national economy and other mining areas, mining special minerals that are protected by the state regulations without authorization, and refusing to stop mining after being ordered to stop mining, Causing damage or serious damage to mineral resources. The objective aspect of the crime is mainly manifested in the following two aspects: first, the perpetrator has committed the following illegal acts: (1) mining mineral resources without obtaining a mining license; ② Failing to go through the renewal registration according to law at the expiration of the validity period of the mining license, and continuing to exploit mineral resources after the mining license is automatically abolished; ③ Mining mineral resources beyond the mining area specified in the mining license; ④ Mining mineral resources beyond the minerals specified in the mining license (except symbiotic and associated minerals). Second, it refuses to stop mining after being ordered to do so by the land and resources administration department. The so-called serious circumstances refer to the situation that the non mining right holder mines without authorization or mines beyond the approved mining area, and refuses to stop mining after being ordered to stop mining by the mining registration administration authority, resulting in the destruction of mineral resources. The first paragraph of article 343 of the criminal law stipulates that "anyone who, in violation of the provisions of the mineral resources law, mines without a mining license, enters a state planned mining area, a mining area of great value to the national economy, or another person's mining area for mining without authorization shall mine the specific minerals for which protective mining is prescribed by the state, Whoever refuses to stop mining after being ordered to stop mining, thus causing damage to mineral resources, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance and shall also, or shall only, be fined; Whoever causes serious damage to mineral resources shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. "
[crime of destructive mining] refers to the behavior that the mining right holder, in violation of the provisions of the mineral resources law, does not mine in accordance with the mineral resources development and utilization plan approved by the land and resources administration department, adopts destructive mining methods to mine mineral resources, causing serious damage to mineral resources. The subject of destructive mining crime is the mining right holder; The subjective aspect is intentional; The object of the crime is complex, which infringes not only the state ownership of mineral resources, but also the management system of rational development and utilization of mineral resources; The objective aspect is that the actor violates the development and utilization plan of Mineral Resources approved by the Department in charge of Geology and mineral resources and adopts unreasonable mining sequence, mining method or mineral processing technology, resulting in large difference between mining recovery rate, mining dilution rate or mineral processing recovery rate and design requirements, resulting in serious damage to mineral resources. The second paragraph of article 343 of the criminal law stipulates that "Whoever, in violation of the provisions of the mineral resources law, mines mineral resources by destructive mining methods, causing serious damage to mineral resources, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and shall also be fined."
(2) those who enter the state planned mining areas, mining areas of great value to the national economy and other mining areas without authorization
(3) unauthorized mining of specific minerals for which protective mining is prescribed by the state< (1) order to stop mining and compensate for losses. The mined mineral procts and illegal income shall be confiscated and a fine may also be imposed< (2) those who refuse to stop mining and cause damage or serious damage to mineral resources will be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and a fine in accordance with the provisions of the new criminal law, which constitutes the crime of illegal mining< (3) in violation of the provisions of the mineral resources law, those who exploit mineral resources with destructive mining methods, causing serious damage to mineral resources, constitute the crime of destructive mining. They shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and shall also be fined.