Hangzhou West Lake to downtown
Hangzhou is divided into ten districts, including Shangcheng District, Xiacheng District, Gongshu District, Jianggan District, Xihu District, Binjiang District, Xiaoshan District, Yuhang District, Fuyang district and Lin'an district. The most prosperous area in Hangzhou is Xihu District
Xihu District has a very famous Zijingang science and Technology City, which has good location conditions and instrial foundation. It aims to build Zhejiang innovation factor cluster area, national digital information instry innovation center and national listed enterprise cluster area. In the future, Zijin Zhongchuang town and Yungu Unicorn Instrial Park will be the main instrial platforms, with digital information as the leading instry, and focus on building a whole ecological chain of enterprise development integrating "incubation, development and growth, taking root and taking off"
In addition, Hefang Street is also worth visiting. It is one of the streets that can best reflect the historical and cultural features of Hangzhou, and it is also an integral part of West Lake's declaration of world historical and cultural heritage. Its restoration and transformation reproces the historical context of Hangzhou, leaving a valuable historical and cultural heritage for Hangzhou. There are many snacks in it, which make tourists forget to returnall kinds of suites are spacious enough so that the family will not feel crowded when they check in, and the luggage can still walk freely when they are put away. Most importantly, it has complete supporting facilities, including the Grand Canal shopping center, Venetian theater, Parisian cafeteria and the Paris tower, which has been reced to twice the size.
in addition, we need to correct one of your problems! Every city has some prosperous areas with good location and good houses. The actual auction price is almost the same as the appraisal price, or even higher than the appraisal price. You can't get much advantage. Only those poor location of the FA Pai house, the community is very old and dilapidated, a lot of local similar houses, such a house will be cheap.
Xinhua news agency
a citizen in Foshan successfully auctioned a judicial auction house, but because the original owner refused to move for more than two years, he could not collect the house
as the year was approaching, the auction house appeared frequently. These judicial auction houses, with the advantage of obviously lower than the market price, have attracted the attention of many investors. However, it is not so easy to pick up the "leak". Mr. Da, a native of Foshan, has been bothered by the auction house he bought for more than two years: a double certificate house was auctioned because of the default of supply. Mr. Da obtained the property right of one of the houses through auction, but the original owner refused to hand over the house. Therefore, Mr. Da sued the original owner, Miss Mai, to the court
Last weekend, the reporter learned from Nanhai court in Foshan that the judge held that Ms. Mai's house was auctioned by the people's court to repay the debt because she failed to fulfill the money payment obligation decided by the people's court. After the house was auctioned, Miss Mai lost the property right of the house, and the house belonged to Mr. da. Miss Mai should deliver the house to the new owner within a reasonable period of timeArticle / Guangzhou Daily reporter Chen Yufeng and Chen Xinyu
[event]
the house property was auctioned off
Ms. Mai bought 1401 and 1402 units of 10 buildings in Yueyuan community, Liheng Road, Zhou Village, Lishui Town, Nanhai District, Foshan in 2008. According to Ms. Mai, the total area of the two apartments was about 120 square meters, which was the popular double certificate room at that time. In other words, the two apartments were connected, but there were two sets of sales contract and house property certificate. At that time, the total price of units 01 and 02 was about 700000 yuan, and miss Mai's down payment was about 390000 yuan. She borrowed 310000 yuan from the bank and paid off 3532 yuan a month in 10 years
In 2009, Ms. Mai accepted the room. After more than a year, Ms. Mai's house appeared water seepage phenomenon, bathroom kitchen cabinet door damp moldy. In the meantime, Ms. Mai claimed that she had consulted with the property management for many times on maintenance matters The reporter also contacted the person in charge of the property management of the building last week“ Our maintenance record shows that Miss Mai made the maintenance request in 2011, but according to the company's regulations, the warranty period for interior decoration of hardbound rooms is 2 years. Miss Mai's house was delivered in November 2008, which has exceeded the warranty period. " However, the property management still sent staff to repair Miss Mai's water pipes free of charge However, soon, the old problems of Miss Mai's house appeared again. The property management said that it had exceeded the warranty period and could not repair it free of charge. Miss Mai thinks that the developer sold her "substandard procts" and hopes that the developer will compensate her. But the developers did not meet her requirements. So, Miss Mai thought of an idea - cut for, want to force developers to give compensation According to Ms. Mai, she stopped repaying loans to banks around 2011. After that, the bank asked her for money, but miss Mai ignored it. A few months later, the bank filed a petition against Ms. Mai to Baiyun District Court in Guangzhou, demanding that the 1401 unit in Ms. Mai's name be sealed up and auctioned. The request was accepted by the courton December 25, 2012, the bank entrusted an auction company to auction room 1401 under Miss Mai's name. In April 2013, Mr. Da won the property at the highest price of 365000 yuan. Therefore, the property right of room 1401 was transferred to Mr. da
"I didn't know that the court agreed to auction my property and transfer it." Ms. Mai insisted that her property was transferred without her knowledge. According to the house purchase contract held by Miss Mai, Mr. Da won the 1401 unit with an area of 80.85 square meters. At that time, the purchase price of Miss Mai was 451144 yuan
[stalemate]
for more than two years, the new owner Wang Fangxing sighed
in the confirmation letter of auction, the auction company clearly pointed out that room 1401 and miss Mai's room 1402 could be used together. This is an obstacle to Mr. Da's final House closing
because of the result of the auction, Ms. Mai could not accept the fact that her 1401 room was transferred to Mr. Da's name. Therefore, when Mr. Da came to collect the house, Ms. Mai refused to move. As a last resort, Mr. Da applied to Baiyun District Court for compulsory enforcement, but Baiyun District Court refused to enforce the property because it indicated in the auction notice that the property was "not to be auctioned by Ji" (not to be auctioned by Ji, that is, there are still people living in the house)
after more than two years of stalemate, Mr. Da took Ms. Mai to court again in 2015. Nanhai District People's Court of Foshan City accepted the case and delivered a judgment on December 30 last year
The Nanhai court held that the defendant, Miss Mai, was entrusted by the people's court to auction her house to repay her debt because she failed to fulfill the money payment obligation decided by the people's court. After the house was auctioned, Miss Mai lost the property right of the house, and the house belonged to Mr. da. Miss Mai shall deliver the house to Mr. Da within a reasonable period of time. If Miss Mai's refusal to deliver constitutes malicious possession, Mr. DA has the right to ask her to return the possession and compensate for the loss of the house not delivered for use. Therefore, Mr. Da sued Ms. Mai to move out and return the house and compensate for the use fee ring the period of possession, which was supported by the courtreporter's investigation
the year is approaching, and the disposal of non-performing assets bank auction collateral is increasing
the reporter visited the intermediary company near the real estate yesterday and found that the current market price of the second-hand house of the real estate is about 11000 yuan / m2, that is to say, Mr. Da bid for the house with 365000 yuan, and the market price is about 880000 yuan. It can be seen that the purchase of judicial auction house is quite attractive. With the coming of the new year, this kind of auction house is not uncommon in the market
the reporter noticed that since 2015, the auction information in the circle of friends of many bank employees has increased, and the auction prices of many houses are more than 60% of the market price, which seems very attractive
for example, an independent villa on yujingwan Avenue, Yuhai East County garden, Ronggui street, Shunde District is used as bank collateral. The building area is 551.68 square meters, the garden area is 289.34 square meters, and there are parking spaces on the ground floor. The reporter noticed that the real estate had been auctioned for three times, and it had to be sold at a reserve price of 3.64 million yuan. Some auction shops, the first price of more than 6 million yuan, the final starting price of more than 2 million yuan to sell, the price dropped by more than 4 million yuan
"the transaction price at which the bank and the debtor negotiate to dispose of the collateral by themselves is mostly between 20% and 70% of the market price. Because it is an auction, there are more requirements, and the final transaction price will certainly be lower than the market price, so as to attract buyers." According to some people in the banking instry, since last year, there has been an increase in the disposal of collateral by banks, with a certain increase in all banks“ These are the ways banks deal with non-performing assets. " According to people in the banking instry, the main reason for real estate to be auctioned is that the borrowing enterprises or indivials have difficulties in repaying their funds on time. They need to negotiate with the bank to realize the collateral or the court to implement the auction to realize the collateral to repay the loan. At present, there are very few indivial mortgage loan owners' default, most of which are the mortgage disposal caused by the owners' failure to repay the real estate mortgage loan
"some owners mortgage their real estate to the bank when they are in trouble, but they can't get enough money in the end, so the bank can only auction it." A bank employee disclosed
[warning]
for auction properties that do not pay attention to the risk of house closing
although the auction house can be bought at a price lower than the market price, people in the banking instry also remind that they need to pay attention to the risk when participating in this kind of real estate auction“ At present, there are not too many restrictions on the buyer's qualification to participate in the auction, and the main problem is the financial strength. " According to people in the banking instry, in the court led auction, all require a one-time payment within a certain period of time after the auction. When the bank negotiates with the buyer, most of the time, the bank will require a one-time payment. Only for the customers with better qualifications, the bank can provide loan support
"when people participate in the auction, they need to measure whether their funds are enough. They should not place their hopes on bank loans. Otherwise, if bank loans can not be approved, the deposit will be confiscated." According to the bank, before the auction, the bidder should pay a deposit of 10% of the auction price. For example, for a house with more than 1 million yuan, the deposit is as high as 100000 yuan
in addition, people from banks remind that in the auction house, if the property is not handed over, we should pay attention to the risk of house collection, otherwise it is easy to cause subsequent legal disputes
"after all, as the collateral of the bank, it is possible that the auctioneer only obtains the property right, while the house is still used by others for various reasons. In order to actually own it, it must be obtained through legal proceedings and other channels." For example, some people in the banking instry say that there are also leases for some auction properties. Therefore, it is suggested that non professionals should consult more professionals before participating in the auction to avoid misunderstanding and taking unnecessary risks
[Extension]
it is not advisable to cut off the supply at will, with great legal risk
(the above answers were published on January 18, 2016, and the current relevant house purchase policies should be subject to the actual situation)
for more real estate information, policy interpretation and expert interpretation, click to view
to put it simply, the assets under the assets of state-owned enterprises should be traded in the property right exchange, and the names of the provinces are different. If it belongs to inventory, there is no need to enter the market
property rights transactions are generally divided into: physical assets, that is, equipment belonging to fixed assets, real estate, enterprise vehicles and so on
it's all decided by SASAC. You can consult the local SASAC first.