If you go to the citizen center, you can get the provident fund
Publish: 2021-05-11 17:00:12
1.
On the withdrawal of provident fund, the Ministry of housing and urban rural development has given the relevant provisions
the following conditions are required to receive the housing provident fund:
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when purchasing, constructing, rebuilding and overhauling the owner occupied housing with ownership
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when they retire or reach the retirement age
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completely lose the ability to work, and terminate the labor relationship with the unit
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when the registered permanent residence is moved out of the city or settled abroad
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it can be extracted when the non local staff are transferred out of the city
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when employees repay the principal and interest of house purchase loan, they can withdraw the balance of housing provident fund to offset
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when an employee dies or is declared dead, the heirs or bequests of the employee can withdraw the balance of the dead employee's housing provident fund account, and the employee's housing provident fund account will be closed at the same time
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Application (APPROVAL) form of indivial drawing housing provident fund
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the original and of my ID card (the original and of marriage certificate must be provided for husband and wife to extract it)
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provide the required supporting materials
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go to the provident fund center for audit
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wait for extraction notification< br />
drawing process of housing provident fund:
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smelting gold: gold coin 200 thousand, smelting essence 540, gold ore 24, smelting basic property increased from 25% to 35%.
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smelting pig iron: gold coin 50 thousand, smelting essence 80, pig iron 8, after smelting the basic property increases 15%.
smelting silver: gold coin 100 thousand, smelting essence 240, silver ore 8, smelting basic property increased from 15% to 25%.
smelting gold: gold coin 200 thousand, smelting essence 540, gold ore 24, smelting basic property increased from 25% to 35%.
smelting Purple Gold: gold coin 500 thousand, smelting essence 540, purple gold ore 20, smelting after the foundation property increased from 35% to 50%, crit +20.
smelting gold: Gold Coin 1 million, smelting essence 540, and gold gold ore 8, after smelting, the base property increased from 50% to 80%, and +20 hit. For more strategies, you can go to the hot blooded zone of quji.com.
3. 1. The general provident fund is divided into municipal provident fund and provincial provident fund. It depends on what kind of provident fund you belong to
2. At present, many places can only lower this part to each area, and it can be handled in the area of the home.
2. At present, many places can only lower this part to each area, and it can be handled in the area of the home.
4. Can handle, over there's the external window weekend all go to work
5. Just do B2
6. Please first determine whether you are a provincial or municipal provident fund. If it is a municipal provident fund, the extraction methods and methods are as follows:
A: extraction conditions:
1. Housing consumption
1. Purchase, construction, renovation and overhaul of self occupied housing; 2. Repaying the principal and interest of housing loan owned by property right; 3. Second, non housing consumption
1. Retirement or retirement; 2. Completely or partially lose the ability to work, and terminate the labor relationship with the unit; 3. The registered permanent residence workers in this city have not been reemployed for more than five years after the termination of labor relations with their units, or the male has reached the age of 50 or the female has reached the age of 45; 4. The employees who are not registered in this city fail to reemploy in this city after terminating the labor relationship with their units; 5. Enjoy the urban minimum living security; 6. Going abroad and settling down abroad; 7. The employee dies or is declared dead< 1. If the employee withdraws the housing provident fund by signing for the bank certificate of deposit, select "bank certificate of deposit" in the "withdrawal method" column of the "withdrawal method" in the "Hangzhou housing provident fund withdrawal application form". If it meets the withdrawal requirements after verification, Hangzhou housing provident fund management center shall issue the withdrawal approval form, and the employee or agent shall sign for the bank time deposit certificate with the designated bank based on the withdrawal approval on that day. This extraction method is only limited to the window of "citizen's home" and the riverside management department
2. If the employee withdraws the housing provident fund by his / her own passbook transfer, select "passbook transfer" in the "withdrawal method" column of "Hangzhou housing provident fund withdrawal application form", and fill in the account name as his / her bank card or passbook account number. If it meets the withdrawal conditions, Hangzhou housing provident fund management center will directly pay the housing provident fund withdrawn by the employees to the designated account. At present, the method of passbook transfer is limited to the passbook or debit card of ICBC or CCB
3. If the employee withdraws the housing provident fund to pay the down payment for house purchase and needs to transfer the fund to the selling unit, select "other transfer" in the "withdrawal method" column of "Hangzhou housing provident fund withdrawal application form", and fill in the name of the payee (which must be consistent with the selling unit in the house purchase contract), the name of the deposit bank and the account number. If it meets the withdrawal conditions after verification, Hangzhou housing provident fund management center will transfer the housing provident fund withdrawn by the employees to the payee<
C: declaration process:
employees fill in the application form for withdrawal of housing provident fund in Hangzhou (with official seal) → handle it at the counter of the center with their own identity certificate and relevant supporting materials → the counter of the center is approved If the customer chooses the bank deposit receipt as the withdrawal method, he / she should go to the bank cashing counter to go through the cashing proceres)
if the withdrawal condition is that the employee dies or is declared dead, the property co owner, heir or bequeee should fill in the application form for withdrawal of Hangzhou housing provident fund (with official seal) → by the property co owner The identity certificate of the successor or the donee shall carry the relevant supporting materials to the counter of the service outlets of the center (except Xiasha management department) → the center shall examine and approve the bank cashing proceres → the bank cashing is successfully completed<
D: application materials
(a) purchase, construction, renovation and overhaul:
1. Fill in the application form for withdrawal of Hangzhou housing provident fund (with official seal). 2、 The original and copies of the following certification materials should be provided for the purchase, construction, reconstruction and overhaul of self occupied housing: 1. Purchase of commercial (affordable) housing, provide commercial housing sales contract and purchase invoice (or receipt of collection from local tax supervision); 2; 2. Purchase second-hand house (stock house), provide house transfer contract and deed tax payment certificate; 3. Purchase public housing, provide public housing sale agreement and purchase invoice (or local tax supervision receipt); 4. If the house is relocated or expanded, the agreement for relocation or expansion and the purchase invoice (or receipt for collection made by local tax supervision) shall be provided; 5. For the construction or reconstruction of self occupied housing, the construction project planning permit or village and town planning and construction permit and other building permits and the invoice for purchasing materials shall be provided; 6. For overhauling houses, the appraisal report of dangerous houses, the construction project planning license and the invoice for purchasing materials issued by the housing appraisal agency shall be provided. 3、 Applicant identity information, according to the following requirements to provide information: (1) housing provident fund withdrawal proceres should generally be handled by the staff themselves, I must provide the original ID card and a 2 If an employee entrusts another person to handle it on his / her behalf, he / she shall provide his / her identity documents according to the following requirements: 1. If the employee entrusts the agent of the deposit unit to handle it, the original ID card of the agent of the unit and the original ID card of the employee himself / herself. 2. If an employee entrusts his / her immediate family members (parents, spouses and children) to handle the affairs on his / her behalf, the immediate family members shall present the ID card of the employee and his / her client, the certificate of direct family relationship (such as marriage certificate, household register with the same address or the certificate of relationship issued by the local police station), and the original and of the above information. 3. If an employee entrusts another person to handle the matter, the agent shall issue a of his ID card, the original of the trustee's ID card, and the original of the notarial certificate of entrustment at the same time. 4、 If the buyer's immediate family needs to withdraw, the original and of the proof materials shall be provided according to the following requirements: when the employee withdraws the insufficient balance of his / her housing provident fund account, and his / her spouse, parents and children apply for withdrawing the housing provident fund according to the regulations, he / she shall provide his / her ID card, marriage certificate or household register and other valid proof of kinship< (b) repaying the principal and interest of the housing loan owned by the property right:
1. Fill in the application form for drawing housing provident fund in Hangzhou (with official seal). 2、 For repaying the principal and interest of the housing loan owned by the property right, the original and of the house purchase contract, loan guarantee contract and the repayment certificate issued by the bank shall be provided (the repayment certificate shall be sealed by the bank and include the following elements: the name of the borrower, loan contract number, repayment account number, repayment date and repayment amount; If the listed elements are incomplete on the bank printed voucher, the missing elements shall be added when the bank seals; In case of partial prepayment, the repayment amount shall be listed in the repayment details record). 3、 Applicant identity information, according to the following requirements to provide information: (1) housing provident fund withdrawal proceres should generally be handled by the staff themselves, I must provide the original ID card and a 2 If an employee entrusts another person to handle it on his / her behalf, he / she shall provide his / her identity documents according to the following requirements: 1. If the employee entrusts the agent of the deposit unit to handle it, the original ID card of the agent of the unit and the original ID card of the employee himself / herself. 2. If an employee entrusts his / her immediate family members (parents, spouses and children) to handle the affairs on his / her behalf, the immediate family members shall present the ID card of the employee and his / her client, the certificate of direct family relationship (such as marriage certificate, household register with the same address or the certificate of relationship issued by the local police station), and the original and of the above information. 3. If an employee entrusts another person to handle the matter, the agent shall issue a of his ID card, the original of the trustee's ID card, and the original of the notarial certificate of entrustment at the same time. 4、 If the buyer's immediate family needs to withdraw, the original and of the proof materials shall be provided according to the following requirements: when the employee withdraws the insufficient balance of his / her housing provident fund account, and his / her spouse, parents and children apply for withdrawing the housing provident fund according to the regulations, he / she shall provide his / her ID card, marriage certificate or household register and other valid proof of kinship
if you meet the above conditions and have all the above information ready, you can go directly to the second floor of the Citizen Center (the intersection of Jiefang Road and Fuchun road in Qianjiang New City) to get the number. As long as you have all the information, you can get it in a few minutes. The money transferred to the card can arrive at the account immediately, which is very convenient. The service window of the civic centre is also open on weekends
if you don't understand, you can check the listed provident fund website: http://www.hzgjj.gov.cn/
A: extraction conditions:
1. Housing consumption
1. Purchase, construction, renovation and overhaul of self occupied housing; 2. Repaying the principal and interest of housing loan owned by property right; 3. Second, non housing consumption
1. Retirement or retirement; 2. Completely or partially lose the ability to work, and terminate the labor relationship with the unit; 3. The registered permanent residence workers in this city have not been reemployed for more than five years after the termination of labor relations with their units, or the male has reached the age of 50 or the female has reached the age of 45; 4. The employees who are not registered in this city fail to reemploy in this city after terminating the labor relationship with their units; 5. Enjoy the urban minimum living security; 6. Going abroad and settling down abroad; 7. The employee dies or is declared dead< 1. If the employee withdraws the housing provident fund by signing for the bank certificate of deposit, select "bank certificate of deposit" in the "withdrawal method" column of the "withdrawal method" in the "Hangzhou housing provident fund withdrawal application form". If it meets the withdrawal requirements after verification, Hangzhou housing provident fund management center shall issue the withdrawal approval form, and the employee or agent shall sign for the bank time deposit certificate with the designated bank based on the withdrawal approval on that day. This extraction method is only limited to the window of "citizen's home" and the riverside management department
2. If the employee withdraws the housing provident fund by his / her own passbook transfer, select "passbook transfer" in the "withdrawal method" column of "Hangzhou housing provident fund withdrawal application form", and fill in the account name as his / her bank card or passbook account number. If it meets the withdrawal conditions, Hangzhou housing provident fund management center will directly pay the housing provident fund withdrawn by the employees to the designated account. At present, the method of passbook transfer is limited to the passbook or debit card of ICBC or CCB
3. If the employee withdraws the housing provident fund to pay the down payment for house purchase and needs to transfer the fund to the selling unit, select "other transfer" in the "withdrawal method" column of "Hangzhou housing provident fund withdrawal application form", and fill in the name of the payee (which must be consistent with the selling unit in the house purchase contract), the name of the deposit bank and the account number. If it meets the withdrawal conditions after verification, Hangzhou housing provident fund management center will transfer the housing provident fund withdrawn by the employees to the payee<
C: declaration process:
employees fill in the application form for withdrawal of housing provident fund in Hangzhou (with official seal) → handle it at the counter of the center with their own identity certificate and relevant supporting materials → the counter of the center is approved If the customer chooses the bank deposit receipt as the withdrawal method, he / she should go to the bank cashing counter to go through the cashing proceres)
if the withdrawal condition is that the employee dies or is declared dead, the property co owner, heir or bequeee should fill in the application form for withdrawal of Hangzhou housing provident fund (with official seal) → by the property co owner The identity certificate of the successor or the donee shall carry the relevant supporting materials to the counter of the service outlets of the center (except Xiasha management department) → the center shall examine and approve the bank cashing proceres → the bank cashing is successfully completed<
D: application materials
(a) purchase, construction, renovation and overhaul:
1. Fill in the application form for withdrawal of Hangzhou housing provident fund (with official seal). 2、 The original and copies of the following certification materials should be provided for the purchase, construction, reconstruction and overhaul of self occupied housing: 1. Purchase of commercial (affordable) housing, provide commercial housing sales contract and purchase invoice (or receipt of collection from local tax supervision); 2; 2. Purchase second-hand house (stock house), provide house transfer contract and deed tax payment certificate; 3. Purchase public housing, provide public housing sale agreement and purchase invoice (or local tax supervision receipt); 4. If the house is relocated or expanded, the agreement for relocation or expansion and the purchase invoice (or receipt for collection made by local tax supervision) shall be provided; 5. For the construction or reconstruction of self occupied housing, the construction project planning permit or village and town planning and construction permit and other building permits and the invoice for purchasing materials shall be provided; 6. For overhauling houses, the appraisal report of dangerous houses, the construction project planning license and the invoice for purchasing materials issued by the housing appraisal agency shall be provided. 3、 Applicant identity information, according to the following requirements to provide information: (1) housing provident fund withdrawal proceres should generally be handled by the staff themselves, I must provide the original ID card and a 2 If an employee entrusts another person to handle it on his / her behalf, he / she shall provide his / her identity documents according to the following requirements: 1. If the employee entrusts the agent of the deposit unit to handle it, the original ID card of the agent of the unit and the original ID card of the employee himself / herself. 2. If an employee entrusts his / her immediate family members (parents, spouses and children) to handle the affairs on his / her behalf, the immediate family members shall present the ID card of the employee and his / her client, the certificate of direct family relationship (such as marriage certificate, household register with the same address or the certificate of relationship issued by the local police station), and the original and of the above information. 3. If an employee entrusts another person to handle the matter, the agent shall issue a of his ID card, the original of the trustee's ID card, and the original of the notarial certificate of entrustment at the same time. 4、 If the buyer's immediate family needs to withdraw, the original and of the proof materials shall be provided according to the following requirements: when the employee withdraws the insufficient balance of his / her housing provident fund account, and his / her spouse, parents and children apply for withdrawing the housing provident fund according to the regulations, he / she shall provide his / her ID card, marriage certificate or household register and other valid proof of kinship< (b) repaying the principal and interest of the housing loan owned by the property right:
1. Fill in the application form for drawing housing provident fund in Hangzhou (with official seal). 2、 For repaying the principal and interest of the housing loan owned by the property right, the original and of the house purchase contract, loan guarantee contract and the repayment certificate issued by the bank shall be provided (the repayment certificate shall be sealed by the bank and include the following elements: the name of the borrower, loan contract number, repayment account number, repayment date and repayment amount; If the listed elements are incomplete on the bank printed voucher, the missing elements shall be added when the bank seals; In case of partial prepayment, the repayment amount shall be listed in the repayment details record). 3、 Applicant identity information, according to the following requirements to provide information: (1) housing provident fund withdrawal proceres should generally be handled by the staff themselves, I must provide the original ID card and a 2 If an employee entrusts another person to handle it on his / her behalf, he / she shall provide his / her identity documents according to the following requirements: 1. If the employee entrusts the agent of the deposit unit to handle it, the original ID card of the agent of the unit and the original ID card of the employee himself / herself. 2. If an employee entrusts his / her immediate family members (parents, spouses and children) to handle the affairs on his / her behalf, the immediate family members shall present the ID card of the employee and his / her client, the certificate of direct family relationship (such as marriage certificate, household register with the same address or the certificate of relationship issued by the local police station), and the original and of the above information. 3. If an employee entrusts another person to handle the matter, the agent shall issue a of his ID card, the original of the trustee's ID card, and the original of the notarial certificate of entrustment at the same time. 4、 If the buyer's immediate family needs to withdraw, the original and of the proof materials shall be provided according to the following requirements: when the employee withdraws the insufficient balance of his / her housing provident fund account, and his / her spouse, parents and children apply for withdrawing the housing provident fund according to the regulations, he / she shall provide his / her ID card, marriage certificate or household register and other valid proof of kinship
if you meet the above conditions and have all the above information ready, you can go directly to the second floor of the Citizen Center (the intersection of Jiefang Road and Fuchun road in Qianjiang New City) to get the number. As long as you have all the information, you can get it in a few minutes. The money transferred to the card can arrive at the account immediately, which is very convenient. The service window of the civic centre is also open on weekends
if you don't understand, you can check the listed provident fund website: http://www.hzgjj.gov.cn/
7. Service hours of citizen's home: 9:00-12:00 a.m. and 13:30-17:00 p.m. from Monday to Sunday Only the withdrawal of housing provident fund will be handled on weekends. The deadline for the withdrawal of housing provident fund is 4:00 p.m. on legal holidays, which will be notified separately.)
8. Now we need to make an appointment to withdraw the provident fund, which also saves a lot of time. It's very simple to make an appointment. Log in the personal account in Shenzhen provident fund website, which has the appointment function, and you can choose the area and time
9. The transfer service point of Hangzhou citizen center can not handle the withdrawal of provident fund. The withdrawal of provident fund needs to be handled in Hangzhou provident fund management center and its branches
I. specific processing location:
1. Railway Sub Center
address: 2nd floor, building 3, No. 12, Huancheng East Road, Shangcheng District, Hangzhou (only for railway system business processing)
bus lines: No. 21, No. 39, No. 88, No. 90, No. 116, No. 140, No. 188, No. 210, No. 222, No. 90, No. 300, No. k528, No. 900, No. B2, No. k525
2 Address: window 1-20, second floor, l building, citizen center, 311 Xinye Road, citizen's home, Qianjiang New Town
bus routes: No.1 Branch, No.6 branch, no.b2, no.k96, no.k105, no.k106, no.k84, no.k108, no.566
3. Xiasha management department
address: East Building, citizen center, No.600 Jinsha Avenue, Xiasha, Hangzhou
bus routes: No.366, no.373, No.375, no.376, no.377, No. 782, No. 865
4. Binjiang management department
address: West 1st floor, Haiyue building, No. 788, Danfeng Road, Binjiang District, Hangzhou
bus lines: k114, k107, k194, branch B, 6, k300, K115
2. Processing time:
1. Collection and extraction service hall, Office hours of "citizen's house" in Qianjiang New Town:
9:00-12:00 a.m. 2:00-5:00 p.m. (only for withdrawal on weekends)< 2. Office hours of Xiasha management department:
8:30 am to 11:30 PM: 1:30 pm to 4:30 PM (no office on weekends)
3. Office hours of Binjiang management department:
8:30 am to 12:00 pm: 2:00 pm to 5:00 pm (no office on weekends).
I. specific processing location:
1. Railway Sub Center
address: 2nd floor, building 3, No. 12, Huancheng East Road, Shangcheng District, Hangzhou (only for railway system business processing)
bus lines: No. 21, No. 39, No. 88, No. 90, No. 116, No. 140, No. 188, No. 210, No. 222, No. 90, No. 300, No. k528, No. 900, No. B2, No. k525
2 Address: window 1-20, second floor, l building, citizen center, 311 Xinye Road, citizen's home, Qianjiang New Town
bus routes: No.1 Branch, No.6 branch, no.b2, no.k96, no.k105, no.k106, no.k84, no.k108, no.566
3. Xiasha management department
address: East Building, citizen center, No.600 Jinsha Avenue, Xiasha, Hangzhou
bus routes: No.366, no.373, No.375, no.376, no.377, No. 782, No. 865
4. Binjiang management department
address: West 1st floor, Haiyue building, No. 788, Danfeng Road, Binjiang District, Hangzhou
bus lines: k114, k107, k194, branch B, 6, k300, K115
2. Processing time:
1. Collection and extraction service hall, Office hours of "citizen's house" in Qianjiang New Town:
9:00-12:00 a.m. 2:00-5:00 p.m. (only for withdrawal on weekends)< 2. Office hours of Xiasha management department:
8:30 am to 11:30 PM: 1:30 pm to 4:30 PM (no office on weekends)
3. Office hours of Binjiang management department:
8:30 am to 12:00 pm: 2:00 pm to 5:00 pm (no office on weekends).
10. Withdrawal conditions
1. Pay the housing provident fund on time and in full for more than one year
2< 3. Except for the trusteeship staff, the housing provident fund account should be deposited normally
4. If an employee has one of the following situations, he / she can withdraw the balance in the housing provident fund account:
withdraw materials
1. His / her ID card and
2. Withdrawal application form
3, The original and of the certificate shall be issued (check the original and keep the ):
Housing:
note: for the entrusted transaction, the power of attorney, the ID card and of the client and the ID card and of the client shall be provided
withdrawal process
1. When an employee applies to his / her unit for withdrawal of housing provident fund, his / her unit shall verify the application and affix his / her seal on the application for withdrawal of housing provident fund
2. With the application form and relevant proceres, employees can apply for housing provident fund in the center. The center shall make a decision on whether to approve the withdrawal or not within two days from the date of acceptance
3. If the withdrawal is approved by the center, the housing provident fund withdrawn by the employee shall be transferred to the unit of the withdrawer or the deposit account opened by the withdrawer in a commercial bank after the approval of the center; If the withdrawal is not allowed, the center shall inform the applicant of the reasons for not allowing the withdrawal
4. The staff transferred to the centralized storage account shall, according to the relevant provisions of the measures, carry relevant materials directly to the center to handle the withdrawal proceres
partial withdrawal:
1. For the purchase, construction, renovation and overhaul of self occupied housing, employees can withdraw the balance stored in their own housing provident fund account. If the balance stored in their own housing provident fund account is insufficient, they can withdraw the balance stored in their spouses, parents and children's housing provident fund account at the same time, but the total amount shall not exceed the amount of purchase, construction, renovation and overhaul The cost of overhauling self occupied housing
2. For repaying the principal and interest of the housing loan, before the loan is paid off, the employee can withdraw the balance stored in his / her housing provident fund account. If the balance stored in his / her housing provident fund account is insufficient, he / she can withdraw the balance stored in his / her spouse, parents and children's housing provident fund account at the same time, but the total amount shall not exceed the repayment amount of principal and interest of the current period of the loan
3. If the rent exceeds the specified proportion of the family wage income, the employee can withdraw the balance stored in his / her housing provident fund account. If the balance stored in his / her housing provident fund account is insufficient, he / she can withdraw the balance stored in his / her spouse's housing provident fund account at the same time, but the total amount shall not exceed the specified proportion of rent, That is: payment of rent withdrawal = (monthly housing rent - monthly family income) × 15%) × The number of months to pay the rent<
withdrawal time
If an employee meets one or more withdrawal conditions, he / she can withdraw the housing provident fund for many times, and the withdrawal time should be more than one year (calculated from the withdrawal application date, the same below). Cancellation of housing provident fund accounts and management center unless otherwise specified.
1. Pay the housing provident fund on time and in full for more than one year
2< 3. Except for the trusteeship staff, the housing provident fund account should be deposited normally
4. If an employee has one of the following situations, he / she can withdraw the balance in the housing provident fund account:
withdraw materials
1. His / her ID card and
2. Withdrawal application form
3, The original and of the certificate shall be issued (check the original and keep the ):
Housing:
note: for the entrusted transaction, the power of attorney, the ID card and of the client and the ID card and of the client shall be provided
withdrawal process
1. When an employee applies to his / her unit for withdrawal of housing provident fund, his / her unit shall verify the application and affix his / her seal on the application for withdrawal of housing provident fund
2. With the application form and relevant proceres, employees can apply for housing provident fund in the center. The center shall make a decision on whether to approve the withdrawal or not within two days from the date of acceptance
3. If the withdrawal is approved by the center, the housing provident fund withdrawn by the employee shall be transferred to the unit of the withdrawer or the deposit account opened by the withdrawer in a commercial bank after the approval of the center; If the withdrawal is not allowed, the center shall inform the applicant of the reasons for not allowing the withdrawal
4. The staff transferred to the centralized storage account shall, according to the relevant provisions of the measures, carry relevant materials directly to the center to handle the withdrawal proceres
partial withdrawal:
1. For the purchase, construction, renovation and overhaul of self occupied housing, employees can withdraw the balance stored in their own housing provident fund account. If the balance stored in their own housing provident fund account is insufficient, they can withdraw the balance stored in their spouses, parents and children's housing provident fund account at the same time, but the total amount shall not exceed the amount of purchase, construction, renovation and overhaul The cost of overhauling self occupied housing
2. For repaying the principal and interest of the housing loan, before the loan is paid off, the employee can withdraw the balance stored in his / her housing provident fund account. If the balance stored in his / her housing provident fund account is insufficient, he / she can withdraw the balance stored in his / her spouse, parents and children's housing provident fund account at the same time, but the total amount shall not exceed the repayment amount of principal and interest of the current period of the loan
3. If the rent exceeds the specified proportion of the family wage income, the employee can withdraw the balance stored in his / her housing provident fund account. If the balance stored in his / her housing provident fund account is insufficient, he / she can withdraw the balance stored in his / her spouse's housing provident fund account at the same time, but the total amount shall not exceed the specified proportion of rent, That is: payment of rent withdrawal = (monthly housing rent - monthly family income) × 15%) × The number of months to pay the rent<
withdrawal time
If an employee meets one or more withdrawal conditions, he / she can withdraw the housing provident fund for many times, and the withdrawal time should be more than one year (calculated from the withdrawal application date, the same below). Cancellation of housing provident fund accounts and management center unless otherwise specified.
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