It's more expensive to buy a house in the sales center than a
Publish: 2021-05-13 03:38:53
1. If you hold CMB card, you can log in to mobile banking, select "home → all → cross border finance → foreign exchange purchase → foreign exchange purchase entrustment", and click here to handle "foreign exchange purchase"
[warm tips]
1. Valid account opening certificate is ID card (excluding temporary ID card), which can be handled through mobile banking
2. Each domestic indivial has a foreign exchange settlement and sales quota equivalent to US $50000 (inclusive) every year
3. Before purchasing foreign exchange, please read the indivial application for purchasing foreign exchange carefully and fill in the information such as the use of funds according to the actual situation.
[warm tips]
1. Valid account opening certificate is ID card (excluding temporary ID card), which can be handled through mobile banking
2. Each domestic indivial has a foreign exchange settlement and sales quota equivalent to US $50000 (inclusive) every year
3. Before purchasing foreign exchange, please read the indivial application for purchasing foreign exchange carefully and fill in the information such as the use of funds according to the actual situation.
2.
of course not! A lot of times, the price of the intermediary seems to be cheaper than the sales office, but there are a lot of tricks in it. For example, many intermediaries will earn back the price difference in the name of group purchase fees. Careful calculation, in the intermediary to buy a house most of the time than in the sales office to buy cheaper. More importantly, buying a house in an intermediary is not as safe as buying a house in a sales office. There are a lot of news on the Internet. After the intermediary buys a house and pays for it, it may be paid by the staff; Abscond with money;. If you buy a house at the sales office, this rarely happens. First of all, the so-called cheapness of intermediaries can be found in various names in the end; Secondly, it is safer to buy a house at the sales office; Third, the value of intermediary is not to let buyers get cheap, but to let developers rece the cost of sales{ RRRRR}
welcome to leave a message. Do you think it's cheaper to buy a house from an intermediary
3. On the one hand, because the real estate agent knows the lowest price given by the developer, he will give some discount, and there will be discount on the bottom line of the sales department. And the real estate agent's first-hand house pre-sale or cash sale, not to earn intermediary fees from customers, but for their own performance, does not charge customers any commission, the service commission paid by developers. So old customers know that they can get a cheaper price than developers when they buy a house from a real estate agent
, on the other hand, not all intermediaries can get lower prices than the sales offices. It depends on the size of intermediary companies. Some intermediary companies are also very awesome because of their strong promotion, and the opener will give a discount at a corresponding price. There are also some intermediary companies have given developers margin, so developers will also give them some discount prices. Therefore, the new house sold by the real estate agent will be cheaper than that sold by the sales department, and the real estate agent in charge of negotiation will communicate and negotiate in the whole process, and try his best to apply for discount.
, on the other hand, not all intermediaries can get lower prices than the sales offices. It depends on the size of intermediary companies. Some intermediary companies are also very awesome because of their strong promotion, and the opener will give a discount at a corresponding price. There are also some intermediary companies have given developers margin, so developers will also give them some discount prices. Therefore, the new house sold by the real estate agent will be cheaper than that sold by the sales department, and the real estate agent in charge of negotiation will communicate and negotiate in the whole process, and try his best to apply for discount.
4. I'd like to focus on the difference between them.
when buying a house normally, most of us will go to the sales department, because the information about the housing supply, house type and floor is very comprehensive. If we have the information advantage, we will naturally attract most customers. If the intermediary is in the time gap, some people will ask why the sales department has such obvious advantages, Developers need to introce real estate agents. This problem is very easy to understand. First of all, the sales department is absolutely the first sales channel, where customers are also very concentrated. For example, real estate is not a cheap proct that is easy to sell, but it is unrealistic to establish a sales department in every different place, Therefore, we need to introce a second sales channel, that is, real estate agency, through which we can lead in the flow of customers and promote the transaction. This is the fundamental reason for the existence of real estate agency
different prices are the biggest difference
the prices here are not the prices given by the developers respectively, nor how much the sales department sells, nor how much the real estate agents get cheaper. The prices given by the developers are all the same, that is, the prices of each house are the same. Why does Xiaobian say that the prices are the biggest difference, What I mean is that different commissions lead to different final transaction prices. For example, when we go to the sales department to buy a house, we are often hard at work, but we can't even get a 1% discount on the total price of the house price. If we go through the real estate agency, if you can bargain, there is no problem with a 2% to 4% discount, General developers to them is already the lowest discount, but there are still many people do not believe this fact, think that the intermediary will cheat themselves more money, in fact, many times is not like this
some people will not believe that it's cheap to find an intermediary to buy a house, and he doesn't earn my money. How can there be such a good thing in the world? I won't believe that Xiaobian here doesn't mean that you have to go to the intermediary to buy a house. I just objectively explain the differences, advantages and disadvantages between the two, and don't want so much hostility
real estate agents are first-hand housing agents. They don't earn money, but most of what they earn is commissions given by developers. Anyone who has bought a new house from real estate agents before knows that the final transaction price is indeed lower than that of the sales department
speaking of this, if you don't believe it, I still hope you can go and have a look when you buy a house, and you won't be tired if you run a few more houses. After all, I also know that the public's prejudice against real estate agents can't be changed in a day or two. Whether it's a new house or a second-hand house, the ultimate goal of an agent is to close a deal, So developers can give the lowest discount, they will go for the lowest price
when buying a house normally, most of us will go to the sales department, because the information about the housing supply, house type and floor is very comprehensive. If we have the information advantage, we will naturally attract most customers. If the intermediary is in the time gap, some people will ask why the sales department has such obvious advantages, Developers need to introce real estate agents. This problem is very easy to understand. First of all, the sales department is absolutely the first sales channel, where customers are also very concentrated. For example, real estate is not a cheap proct that is easy to sell, but it is unrealistic to establish a sales department in every different place, Therefore, we need to introce a second sales channel, that is, real estate agency, through which we can lead in the flow of customers and promote the transaction. This is the fundamental reason for the existence of real estate agency
different prices are the biggest difference
the prices here are not the prices given by the developers respectively, nor how much the sales department sells, nor how much the real estate agents get cheaper. The prices given by the developers are all the same, that is, the prices of each house are the same. Why does Xiaobian say that the prices are the biggest difference, What I mean is that different commissions lead to different final transaction prices. For example, when we go to the sales department to buy a house, we are often hard at work, but we can't even get a 1% discount on the total price of the house price. If we go through the real estate agency, if you can bargain, there is no problem with a 2% to 4% discount, General developers to them is already the lowest discount, but there are still many people do not believe this fact, think that the intermediary will cheat themselves more money, in fact, many times is not like this
some people will not believe that it's cheap to find an intermediary to buy a house, and he doesn't earn my money. How can there be such a good thing in the world? I won't believe that Xiaobian here doesn't mean that you have to go to the intermediary to buy a house. I just objectively explain the differences, advantages and disadvantages between the two, and don't want so much hostility
real estate agents are first-hand housing agents. They don't earn money, but most of what they earn is commissions given by developers. Anyone who has bought a new house from real estate agents before knows that the final transaction price is indeed lower than that of the sales department
speaking of this, if you don't believe it, I still hope you can go and have a look when you buy a house, and you won't be tired if you run a few more houses. After all, I also know that the public's prejudice against real estate agents can't be changed in a day or two. Whether it's a new house or a second-hand house, the ultimate goal of an agent is to close a deal, So developers can give the lowest discount, they will go for the lowest price
5. Under normal circumstances, developers take land to build buildings, lack of cash flow, in order to raise funds quickly, they will find an intermediary to sign a distribution agreement. Since they find an intermediary as a distribution agent, the developer will give more discounts. There are many intermediary stores and many customers. If they can't sell many sets within a certain period of time, the developer can't give them the money to sign the contract. How much less is one set. Most of the real estate in order to obtain intermediary customers, let the intermediary distribution, intermediary in order to attract customers, under normal circumstances, there will be a discount or discount. Unless you can get the internal price reserved by the real estate company, the price of the intermediary is cheaper than that of the sales office in most cases. Basically, there will be no discount if you go directly to the sales office, unless it's late
the intermediary may appear. In order to complete the sales task, the intermediary may take part of the commission from the developer to the customer, because it not only completes the task, but also has no loss.
the intermediary may appear. In order to complete the sales task, the intermediary may take part of the commission from the developer to the customer, because it not only completes the task, but also has no loss.
6. Whether you need to buy a house
is not necessarily. Different people have different opinions
it mainly depends on whether I need it or not, and whether I am allowed to buy a house
if you really need it and everything is ready, you can buy a house
notes:
I: understand the background and qualification of the developer. It's very important to choose powerful developers. Regular developers are guaranteed in terms of housing quality, contract signing, property right handling, etc
Two: the surrounding environment and supporting facilities of the community. The direction of municipal development directly affects the appreciation of real estate
Three: Community internal planning
1. Whether the location of heating conversion station, garbage disposal room, garage entrance and distribution room has influence on the selected house
2. The deployment of buildings, the possibility of reconstruction, the influence of building spacing and lighting
Four: the investment instry mainly analyzes the proportion of the number of rooms in and around the community, and the owners of self occupied houses look at their personal needs
Five: other such as area error, floor height, net height, property right processing time and so on have been clearly stipulated in the formal commercial housing pre-sale contract. Check the house to check whether the internal wall, floor, roof, door, window, waterproof treatment, external wall, corridor, housing area, shared area are consistent with the contract
precautions for buying a house
1. Geographical location
the first consideration for purchasing a house is whether the geographical location is close to the place where they work. Many first-time home buyers have relatively limited budgets, and most of them are in the early stage of their career, and they all buy houses on their own income
when you consider the amount of loan you need to repay each month, you should also take into account the transportation costs. For example, if you live too far away from work, do you want to consider buying another car? You must take these costs into account in your family budget
finally, you have to consider the possible impact of the property on your lifestyle. For example, if you are an avid coffee lover, you should not buy a property far away from the cafe
2. Price
the premise of purchasing a good real estate is that you can afford it. If you can afford the real estate at the present stage, your future may be easier, because your income will rise in the future
the best way is to go to the bank and consult professionals. They will tell you how much property you can afford at your current income level. At the same time, you should consult a professional mortgage broker and ask for his opinions. Now the loan market is very competitive, you can have many choices
3. Infrastructure
for those who work far away from their homes, proximity to transportation facilities is very important. Proximity to bus, tram, ferry and railway stations will not only bring a lot of convenience to your life, but also provide you with a selling point when you sell the property market. If you're going to drive to work every day, proximity to transportation may not be that important, but it's good
shops: the shops here not only refer to supermarkets or vegetable markets, but also include coffee shops and restaurants, because many people like coffee very much now. If you live in Sydney, you want to be near King Street in Newtown; If it's Melbourne, it's Carlton's Lygon street; If it's Adelaide, it's the paradox of Norwood; Of course, if you like farm food, it might be a good choice to be close to the farm
hospital: even if you are very strong now, you will need a hospital or doctor sometimes, so for the health of yourself and your family, you should choose a place not too far away from the hospital
School: if you already have children or plan to set up a family, it is very important to be close to school, which is a problem you must seriously consider
ideally, if you have children, you should choose to walk to the school property; If your child is old enough to go to high school, it's important to have a property close to a good high school, which will add color to the property when you sell it in the future
4. Changing needs
if you have found your ideal location, you should consider whether the property can adapt to your changing needs
for example, is there room for further expansion at the property office? Can you add a new bedroom, living room or bathroom? If you plan to have children, is there enough space for them to play? How many cars can I park in the parking lot
although it is impossible for us to plan everything, as a first-time home buyer, you must seriously consider whether your property can adapt to your future life
5. Understand the market
a good time to buy a house is when it is difficult to sell a house. Usually, if the house price is in a period of decline and the house market is not confident, it is a good time for house buyers
you should know more about the situation of the following real estate market and the trend of supply and demand in the real estate market, so that you can make the right choice at the right time
6. How to choose the type of real estate
new real estate, repaired real estate or non repaired real estate? There is no unified answer, it depends on your budget, preferences, etc
if you plan to buy a new property and you don't have a good budget, you are likely to buy a property in a marginal area
if you buy a house that has been renovated, someone has completed the renovation work for you. You can move in directly, but you also need to pay for the hard work of others
if you choose to buy a house that has not been renovated, the good thing is that you can make your house appreciate in the short term, and you can decorate it according to your own preference, but you must seriously consider whether you have the ability to renovate it. If you don't do it, this part of the investment will be very high.
is not necessarily. Different people have different opinions
it mainly depends on whether I need it or not, and whether I am allowed to buy a house
if you really need it and everything is ready, you can buy a house
notes:
I: understand the background and qualification of the developer. It's very important to choose powerful developers. Regular developers are guaranteed in terms of housing quality, contract signing, property right handling, etc
Two: the surrounding environment and supporting facilities of the community. The direction of municipal development directly affects the appreciation of real estate
Three: Community internal planning
1. Whether the location of heating conversion station, garbage disposal room, garage entrance and distribution room has influence on the selected house
2. The deployment of buildings, the possibility of reconstruction, the influence of building spacing and lighting
Four: the investment instry mainly analyzes the proportion of the number of rooms in and around the community, and the owners of self occupied houses look at their personal needs
Five: other such as area error, floor height, net height, property right processing time and so on have been clearly stipulated in the formal commercial housing pre-sale contract. Check the house to check whether the internal wall, floor, roof, door, window, waterproof treatment, external wall, corridor, housing area, shared area are consistent with the contract
precautions for buying a house
1. Geographical location
the first consideration for purchasing a house is whether the geographical location is close to the place where they work. Many first-time home buyers have relatively limited budgets, and most of them are in the early stage of their career, and they all buy houses on their own income
when you consider the amount of loan you need to repay each month, you should also take into account the transportation costs. For example, if you live too far away from work, do you want to consider buying another car? You must take these costs into account in your family budget
finally, you have to consider the possible impact of the property on your lifestyle. For example, if you are an avid coffee lover, you should not buy a property far away from the cafe
2. Price
the premise of purchasing a good real estate is that you can afford it. If you can afford the real estate at the present stage, your future may be easier, because your income will rise in the future
the best way is to go to the bank and consult professionals. They will tell you how much property you can afford at your current income level. At the same time, you should consult a professional mortgage broker and ask for his opinions. Now the loan market is very competitive, you can have many choices
3. Infrastructure
for those who work far away from their homes, proximity to transportation facilities is very important. Proximity to bus, tram, ferry and railway stations will not only bring a lot of convenience to your life, but also provide you with a selling point when you sell the property market. If you're going to drive to work every day, proximity to transportation may not be that important, but it's good
shops: the shops here not only refer to supermarkets or vegetable markets, but also include coffee shops and restaurants, because many people like coffee very much now. If you live in Sydney, you want to be near King Street in Newtown; If it's Melbourne, it's Carlton's Lygon street; If it's Adelaide, it's the paradox of Norwood; Of course, if you like farm food, it might be a good choice to be close to the farm
hospital: even if you are very strong now, you will need a hospital or doctor sometimes, so for the health of yourself and your family, you should choose a place not too far away from the hospital
School: if you already have children or plan to set up a family, it is very important to be close to school, which is a problem you must seriously consider
ideally, if you have children, you should choose to walk to the school property; If your child is old enough to go to high school, it's important to have a property close to a good high school, which will add color to the property when you sell it in the future
4. Changing needs
if you have found your ideal location, you should consider whether the property can adapt to your changing needs
for example, is there room for further expansion at the property office? Can you add a new bedroom, living room or bathroom? If you plan to have children, is there enough space for them to play? How many cars can I park in the parking lot
although it is impossible for us to plan everything, as a first-time home buyer, you must seriously consider whether your property can adapt to your future life
5. Understand the market
a good time to buy a house is when it is difficult to sell a house. Usually, if the house price is in a period of decline and the house market is not confident, it is a good time for house buyers
you should know more about the situation of the following real estate market and the trend of supply and demand in the real estate market, so that you can make the right choice at the right time
6. How to choose the type of real estate
new real estate, repaired real estate or non repaired real estate? There is no unified answer, it depends on your budget, preferences, etc
if you plan to buy a new property and you don't have a good budget, you are likely to buy a property in a marginal area
if you buy a house that has been renovated, someone has completed the renovation work for you. You can move in directly, but you also need to pay for the hard work of others
if you choose to buy a house that has not been renovated, the good thing is that you can make your house appreciate in the short term, and you can decorate it according to your own preference, but you must seriously consider whether you have the ability to renovate it. If you don't do it, this part of the investment will be very high.
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