Deregulation of IMF regulation
1. Insurance agents are commonly known as insurance sellers. At present, there are more than 7 million such people in China. By 2020, the number of agents will exceed 10 million, and the insurance market will be saturated! Why can it increase so fast? Because the insurance company is recruiting every day for 365 days, there is no bottom line. It is almost zero threshold to enter the insurance company. It is said that it is a college degree or above. In fact, you can enter if you want to enter. The training exam is just reciting the answers to multiple-choice questions
this position is not directly recruited by the insurance company, but by the insurance agent. It is commonly known as accepting apprentices and pulling people's heads (pyramid scheme, apprentice billing and pyramid Commission). Why recruit so many people? Because the contract with the insurance company is an agency contract, and the insurance company has the responsibility to pay the basic salary (the insurance company will not give a dime if it doesn't issue a bill, and only when it issues a bill, can it have the basic salary). However, the recruitment of agents generally does not tell the interviewers that they are selling insurance. Instead, they throw out gimmicks: reserve cadres, senior directors, insurance financial consultants, after-sales service of insurance policies, community service of insurance policies, office assistants, etc. that is to say, they are not selling insurance. They can be regarded as cheating and malicious concealment
2. Insurance internal service
is generally recruited by the internal service of insurance companies to provide post service. This is a signed labor contract with basic salary
however, this requirement is very high. With a bachelor's degree and temperament (handsome and beautiful), it is basically impossible for you to achieve your ecation level. The internal work requires strong learning ability. In order to maintain the normal internal operation of the insurance company, connect with the insurance company, insurance agent, customer, insurance leader and finance, and you can only be an agent! Generally, they will encourage you to be an agent in the field, saying that young people need to work hard and challenge more. Internal work is a profession without challenges, and it is not suitable for young people like Mi to do it. Moreover, the insurance company is still recing the internal work and transferring the internal work to the field (the purpose of the company is to rece the cost. It's better for one internal work to do the work of two people, and then increase the salary of this person by 50-70%, so as to rece the cost! The insurance company's income is much greater than that of the in-house staff. Choose two in-house staff, turn off the unprofessional staff, go to the field, and increase the salary of the professional staff. Do you think the professional staff are very satisfied
3. Senior director's personal assistant / manager, director's assistant
the agent with high income has basically reached the director's level. In order to save time, he will ask the personal assistant to make a call, commonly known as the operator. The director will give you a list to call. If you want to know about the insurance, tell him that if he signs successfully, he will give you a little Commission. If not, he will give you a little base salary. There will be a base salary, but the money is privately paid, which has nothing to do with the insurance company. That is to say, it has no legal effect. If the base salary is paid more or less, it depends on his face. If it's not paid to you, you can't help it. Generally, the basic salary is very low, but because of his reputation, he will pay it, sometimes it will take a long time
as the manager director, the insurance company will arrange an assistant post to assign to them. This assistant is relatively reliable, and basically the salary is paid (there is a base salary, but no commission, the Commission is paid by indivials, and the base salary is relatively stable, about 3000-3500). But how many managers and directors can there be in a branch? In total, there are only a dozen. Can it be easy to compete for assistant positions? It's usually done by women with temperament. They will tell you: Assistant clerks have no future, young men are full of vigor and vitality, and they should go out and wander. Today's young people are very good. It's not a dream to have a monthly income of 10000. Then they ask you to train and sell insurance. The trainer will tell you the 10:5:3:1 law of large numbers, collect 2 valid customers a day, 60 lists a month, and visit them one by one. 60 / 19 = 3, Can open 3 single, monthly income exceeds ten thousand! If there is such a good thing, insurance companies will not recruit every day for 365 days. There are more than 300 insurance sellers trained every week. The situation of major insurance companies is different. They are not targeted at an insurance company, but that's about it<
Why do insurance companies look for people every day? Because of the agent, the agent is not only an agent, there is a great probability to become the insurance company's customers
you can go in for training, and the training teacher will brainwash you:
1. Insurance is needed by everyone. It's so sunny and useful. If you don't buy insurance now, you will have no money to cure your illness later. Regret it
in order to work at the end of the month, the master asked the apprentice to write a bill for himself (the first two months must be paid!)
2. How good are your insurance company's signboards and popular procts, so you should buy insurance
also pave the way for you to buy insurance
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conclusion: you are here to make money, not to be a customer to buy insurance yourself! 300 people are recruited to train every week. In name, they sell insurance. In fact, they have to buy their own insurance. About 100 training fees should be paid for training, and about 500 deposit should be paid for work. The insurance companies are similar
companies like Goldman Sachs, IBM and Cisco, as well as organizations like the world economic forum, the IMF and the Bank of England are experimenting with this technology, which shows that this is not a flash in the pan concept, but a reality
Ethereum, an intelligent contract platform, and decent, a decentralized content publishing platform, are the pioneers of blockchain.
a day ago, Sheng Songcheng, counselor of the people's Bank of China and executive vice president of China Europe Lujiazui Institute of international finance, also said that the future of blockchain is to serve the real economy“ If blockchain and virtual currency are combined, and blockchain is mainly focused on virtual currency, I don't think blockchain will have a future. " Sheng Songcheng said
Li Lihui, head of the blockchain research working group of China mutual Finance Association and former president of Bank of China, believes that the future development direction of blockchain is large-scale application. In his view, how to achieve large-scale application depends on four factors: efficiency, cost, reliability and safety, and system
Zhu Min, former vice president of Bank of China, central bank and IMF, and now president of National Institute of finance of Tsinghua University, said at the Boao Forum: "when talking about blockchain, we should first separate blockchain from bitcoin, which is not a concept. As a technology, blockchain is revolutionary and unlimited in the future. Blockchain technology will have great application prospects in the future, and the future is very good. "
"the combination of blockchain and virtual currency has no future"
as early as 2014, Sheng Songcheng published an article in an authoritative journal, explaining that virtual currency is not currency in essence from the origin and essence of currency
in his view, if virtual currency overflows, monetary policy can not be implemented, and monetary policy is one of the main means of macroeconomic regulation and control in the world
according to him, when virtual currency first came out, the attitude of central banks was not unified“ But up to now, we have basically unified our views, at least we do not recognize it as currency, because it will hinder the implementation of the whole monetary policy. " Sheng Songcheng said< As early as November 20, 2013, Yi Gang, who was also vice president of the people's Bank of China, first talked about bitcoin at a forum. At that time, he said that from the perspective of the central bank, it was impossible to recognize the legitimacy of bitcoin in the near future. However, he also believes that bitcoin trading, as a kind of trading behavior on the Internet, ordinary people have the freedom to participate
at that time, Yi Gang's statement was interpreted as good news by some bitcoin investors. They believed that although the regulatory authorities did not recognize the legitimacy of bitcoin, they did not characterize it as illegal and would not directly interfere in the trading of bitcoin. But unexpectedly, the price of bitcoin fell to 4150 yuan the next day.
Asia dollar is a monetary idea put forward by Roberta Mundell, the Nobel Prize winner in economics and known as the "father of the euro". During the 2001 APEC meeting in Shanghai, he predicted: "in the next 10 years, there will be three major currency areas in the world, namely the euro area, the US dollar area and the Asian Currency Area (Asian dollar area)
in the absence of global currency, the establishment of a unified currency in Asia or the Asia Pacific region is the general trend. " His conclusion has brought great hope for the establishment of Yayuan district. However, the economic complexity of Asia makes it difficult to realize the idea of Asian dollar
extended data
Yayuan claims to be a kind of virtual reality encrypted digital currency issued with cultural works as the subject matter, whose value is evaluated by the national authoritative department P>
International Asia dollar is a top upgraded version of the virtual reality encryption digital currency. It adopts the independent R & D international leading block chain encryption and open source code technology, and the manufacturing process is complex. The title and password proction of the crown word can be traced, querying and real-time tracking, like the RMB number and ID number. p>
decentralization, anonymity, no supervision, no borders, cross-border, no issuing institutions, in line with the laws of currency issuance, increase and transaction, the operation mode is very scientific, unique, safe and controllable
About three years ago, celebrities from the Wall Street Journal and the international monetary fund completely ignored the existence of bitcoin and digital currency. Nowadays, the innovation and financial development brought by bitcoin blockchain and other technologies cannot be ignored
The Wall Street Journal recently talked with Christina, the world's most influential financial executive? In a 20 minute interview, Christine Lagarde focused on several factors that affect the current economic world
Christina Lagarde
Lagarde also mentioned the security in the field of digital currency:
as for cryptocurrency and blockchain... We are at the right time and can witness significant development. See how they subvert all walks of life, how they protect the confidentiality of transactions, and how they build communities
she also said:
at present, the development of digital currency is not systematic enough, and it is not enough to pose a threat, and it can not ensure 100% security. But regulators and managers should pay more attention to this instry, because it is easy to become a channel for illegal transactions. We do not want to see these tools appear in the illegal activities of money laundering and terrorist financing
importantly, bitcoin and its related technologies are slowly changing the views of some elites, such as Lagarde. She could have shrugged off the impact of digital currency, but she chose to support the concept and believed that these technologies would become a part of mainstream financial life. Maybe two or three years ago, she thought the opposite. This also proves the continuous development of bitcoin and its technology, and more and more people begin to believe that these technologies will eventually be accepted by the mainstream
As Gandhi said:first they ignore you, then they laugh at you, then they fight you, and finally you win
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