In case of an accident, you can go to the claim center in a few

1.

Contact the insurance

1. According to Article 76 of the road traffic safety law of the people's Republic of China, the liability for compensation shall be negotiated by itself or under the guidance of the insurance company's personnel who investigate and determine the loss

If there is no insurance claim, it can be negotiated and performed under the principle of equality and voluntariness

(1) after reporting the case to the insurance company, go to the nearest traffic accident quick claim center or the place designated by the insurance company for accident loss investigation, loss determination and claim settlement

(2) obtain the confirmation letter of traffic accident loss issued by the investigators after the accident loss survey

(3) fill in the insurance claim form according to the regulations, and according to the agreement with the insurance company, go to the quick claim center to handle the insurance claim with the relevant materials

extended data:

1. It is not suitable to evacuate from the scene in five cases of traffic accidents

2. Vehicles carrying explosives, flammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease pathogens and other dangerous goods

3. The motor vehicle has no license plate, no inspection mark, no insurance mark, or the motor vehicle driver has no valid driving license

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5. The driver had drinking, taking psychotropic drugs or narcotic drugs controlled by the state and other immovable situations

The parties concerned should protect the scene and immediately report to the police:

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2. The parties have disputes about the facts or causes

3. The motor vehicle has no license plate, no inspection mark and no insurance mark

4. Vehicles carrying explosives, inflammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease sources and other dangerous goods

2. The insured knows or should know the occurrence of the insured accident. 3. I'll tell you that you can't claim for more than two years. Some insurance companies misunderstand the claim period. 1. The claim time limit of property insurance is generally two years. The two-year rule is to make a little less claim. It should be understood early. If the difference is not too big, there is no time limit requirement, which proves that you have exercised your right to claim. As for what materials you submitted and did not claim within 2 years, it is deemed that you have given up your right to claim. 2. When you're in danger. I've reported it to the insurance company. I suggest that we should bear some losses. We can sue them. At that time, the "wage bank statement" should be used to calculate the cost of work delay...

3.

If the injury is minor and does not constitute disability, the claim can be settled after discharge. If it constitutes a disability, the claim can be settled after the disability level appraisal is made. Some patients still need later treatment. For example, the steel nail can be taken out only one year after fracture surgery, and the later treatment fee can be identified through the appraisal center. After getting the later treatment fee appraisal, the claim can be settled without waiting for a year

we also need to pay special attention to the diagnosis of the injury, so as to avoid the follow-up assessment of disability and compensation e to the doctor's incomplete or even wrong record of the disease. At the same time, if the injured person has paid the medical expenses, he must get the original invoice of medical expenses when he is discharged. If he cannot get the original invoice of medical expenses, he must ask the hospital or the vehicle side to issue a written certificate for the amount of medical expenses paid by the user

extended data:

precautions:

Article 17 of the full text of judicial interpretation of compensation for personal injury: the victim suffered personal injury, the expenses for medical treatment and the income reced e to missed work, including medical expenses, missed work expenses, nursing expenses, transportation expenses, accommodation expenses, hospitalization food subsidies, and necessary nutrition expenses, The person liable for compensation shall make compensation

if the victim is disabled e to injury, the compensation obligors should also compensate for the necessary expenses for increasing living needs and the income loss caused by the loss of working ability, including disability compensation, disability assistive devices, the living expenses of the dependents, as well as the necessary rehabilitation expenses, nursing expenses and follow-up treatment expenses actually incurred e to rehabilitation nursing and continuing treatment

4.

nursing fee refers to the cost that the victim's ability of action and self-care has decreased to a certain extent e to health and other reasons after the road accident, and needs to be accompanied and nursed by his family or other relatives, and compensated by the person responsible for the accident according to certain standards. If you really need nursing after discharge, you can still calculate the nursing fee. The nursing period and the degree of nursing dependence can only be determined by the forensic appraisal institution. The period of nursing care should be calculated until the client recovers the ability of self-care. If the patient cannot take care of himself completely after discharge and still needs to continue nursing, the medical institution must issue a medical order certificate or diagnosis certificate to determine the nursing time and number of nurses. For those who still need nursing dependence after more than 3 months, they should apply to the appraisal institution to determine whether the client needs nursing. If the person concerned is unable to recover the ability of self-care e to disability, a reasonable nursing period may be determined according to his age, health status and other factors, but the longest period shall not exceed 20 years. The nursing level should be determined according to the degree of nursing dependence and the preparation of assistive devices for the disabled. Legal basis: Interpretation of the Supreme People's Court on Several Issues concerning the application of law in the trial of cases of compensation for personal injury Article 21 nursing expenses shall be determined according to the income of nursing staff, the number of nursing staff and the period of nursing. If the nursing staff have income, it shall be calculated according to the provisions of delay fee; If nursing staff have no income or employ nursing workers, it shall be calculated according to the labor remuneration standard of local nursing workers engaged in the same level of nursing. In principle, the number of nursing staff is one, but if the medical institution or appraisal institution has a clear opinion, the number of nursing staff can be determined by reference. The period of care should be calculated until the victim recovers the ability of self-care. If the victim is unable to recover the ability of self-care e to disability, a reasonable period of care may be determined according to his age, health status and other factors, but the longest period shall not exceed 20 years. The level of care should be determined according to the degree of nursing dependence and the preparation of assistive devices for the disabled

5. Ask for compensation within one year from the date of last treatment and lodging
Shaoxing traffic accident lawyer Hao Xiaoqing answers for you

6. The insurance period of compulsory motor vehicle traffic accident liability insurance is one year. For traffic accidents occurring within the validity period of insurance, there is no compulsory limit on the specific insurance claim time after the completion of the accident report. However, the compulsory liability insurance of motor vehicle traffic accident carries out a unified liability limit nationwide. The specific liability limit is divided into death and disability compensation limit, medical expenses compensation limit, property loss compensation limit and the insured's liability limit in road traffic accidents. If the accident compensation is completed or has exceeded the limit of compensation, the insurance claim shall be handled in time
in case of road traffic accident of the insured motor vehicle, which results in personal injury or property loss of the vehicle's personnel and the injured persons other than the insured, the insurance company shall make compensation in accordance with the law within the scope of compulsory insurance liability limit for motor vehicle traffic accident liability
in case of road traffic accident, the insured shall apply for compensation from the insurance company. The insurance company shall, within one day from the date of receiving the compensation application, inform the insured in writing of the certificates and materials related to the compensation that need to be provided to the insurance company
the insurance company shall, within 5 days from the date of receiving the certificates and materials provided by the insured, verify whether the insurance liability belongs to the insurance liability and inform the insured of the result; If it does not belong to the insurance liability, the reasons shall be explained in writing; For those who are subject to insurance liability, the insurance premium shall be compensated within 10 days after reaching an agreement with the insured.

7. If the vehicle damage cost is less than 5000, if the information is complete and the responsibility is clear, you can get it in 3 working days. Compensation is to provide you with the invoice and list of car repair, and major accidents may be re surveyed! The medical expenses to be audited are generally in accordance with the regulations of serious illness medical insurance. Generally, class a drugs are fully compensated, class B drugs are partially compensated, and class C drugs are not compensated. In addition, the corresponding work delay expenses are compensated according to the certificates provided by the tax payers. If they can not be provided, they can only compensate for the local minimum income standard. Your question is a bit general, and I can only answer here, if necessary, Can be described in detail~ I try my best to help~

8.

After receiving the claim for compensation or payment of insurance benefits from the insured or the beneficiary, the insurance company shall make verification in time and inform the insured or the beneficiary of the result of verification. It shall not delay the compensation for any reason

The claim application includes the request for payment of insurance benefits and relevant certificates and materials. The period of advance payment of claims stipulated in Article 26 of the insurance law is also calculated from the date when the applicant, the insured or the beneficiary provides complete information{ RRRRR}

but in any case. Within 60 days after receiving the complete claim information, the insurance company must make a decision on whether to compensate and the amount of compensation. If the time limit has expired and the insurance accident is more complicated or the amount of insurance money is difficult to determine, for example, the disabled in the accident need a long time for treatment, so the determination of medical expenses needs a long time. The insurance company shall pay in advance according to the minimum amount that can be determined by the existing certificates and materials; After the insurer finally determines the amount of compensation or payment of insurance benefits, it shall pay the corresponding difference

the provision of advance payment is based on the compensation nature of insurance, which aims to enable the insured to resume proction and life in time, so as to safeguard the legitimate rights and interests of the insured or the beneficiary. The provision of advance payment in the insurance law is consistent with the provision of advance execution in the civil procere law

2. The stage from the agreement on compensation or payment of insurance benefits to the actual payment of insurance benefits

the insurance company shall perform the obligation of compensation or payment of insurance benefits within 10 days after the agreement on compensation or payment of insurance amount is reached between the insurance company and the insured or the beneficiary. Generally speaking, non huge insurance benefits can be paid on the spot or within 1-3 days after reaching an agreement

9.

Normal is 2 years, after the deadline, the insurance company will not accept, to claim only through litigation

According to the regulations on compulsory liability insurance for motor vehicle traffic accidents, Article 28 in case of road traffic accidents, the insured shall apply for compensation from the insurance company. The insurance company shall, within one day from the date of receiving the compensation application, inform the insured in writing of the certificates and materials related to the compensation that need to be provided to the insurance company

Article 29 An insurance company shall, within five days from the date of receiving the certificates and materials provided by the insured, verify whether the insurance liability belongs to the insurance liability and notify the insured of the result; If it does not belong to the insurance liability, the reasons shall be explained in writing; For those who are subject to insurance liability, the insurance premium shall be compensated within 10 days after reaching an agreement with the insured

extended data:

according to the regulations on compulsory liability insurance for motor vehicle traffic accidents:

Article 21 in case of road traffic accident of the insured motor vehicle, which causes personal injury or property loss to the vehicle's personnel and the victims other than the insured, The insurance company shall make compensation within the scope of compulsory liability insurance for motor vehicle traffic accident liability according to law. The loss of road traffic accident is caused by the victim intentionally, and the insurance company will not compensate

Article 22 under any of the following circumstances, the insurance company shall pay the rescue expenses in advance within the scope of the compulsory liability insurance for motor vehicle traffic accidents, and have the right to recover from the person causing the accident:

(1) the driver has not obtained the driving qualification or is drunk

(2) causing accidents ring the period of theft and robbery of the insured motor vehicle

(3) the insured intentionally creates a road traffic accident

under any of the circumstances listed in the preceding paragraph, the insurance company shall not be liable for the property losses of the victims caused by road traffic accidents

Article 23 compulsory liability insurance for motor vehicle traffic accidents shall be subject to a unified liability limit throughout the country. The liability limit is divided into death and disability compensation limit, medical expenses compensation limit, property loss compensation limit and the insured's liability limit in road traffic accidents

The limit of liability of compulsory insurance for motor vehicle traffic accident liability shall be stipulated by the insurance regulatory agency of the State Council in conjunction with the Public Security Department of the State Council, the health department of the State Council and the Agricultural Department of the State Council

Article 24 The State shall establish a social relief fund for road traffic accidents (hereinafter referred to as the relief fund). Under one of the following circumstances, the funeral expenses and part or all of the rescue expenses of the victims in the road traffic accident shall be paid by the rescue fund in advance, and the rescue fund management organization shall have the right to recover from the person responsible for the road traffic accident:

(1) the rescue expenses exceed the liability limit of the compulsory insurance for motor vehicle traffic accident liability

(2) the motor vehicle causing the accident does not participate in the compulsory liability insurance for motor vehicle traffic accidents

(3) escaping after causing a traffic accident