The Credit Card Center asked me to negotiate

1. Did you get the subpoena? How long do you expect? How much money do you owe now

2. If you don't pay back after the time limit, the bank will remind you to negotiate how to repay and when to repay according to your previous card usage. If you keep dragging on, you may submit it to the public security organ for filing.

3. Entrapment? The word "landlord"
first of all, since overe has been caused, credit problems must exist
secondly, the bank is very smart. The customer service is obviously shirking responsibility, because you want to repay the loan on your own initiative Think for yourself). Because this is the work of the legal department or the collection department
again, because the owner's credit card is only a few thousand overe, it's not easy to trap people. To let you go to the counter is actually to let you know how to negotiate. Because the most important thing for banks is to recover money and minimize losses
1. You have not gone through legal proceres. 2. Your overe amount has not reached the collection target of the bank, and the money will not be paid to you for the time being. If you have money, you should take the initiative to deal with it. Sometimes it's also a way to deal with it in bank outlets
because not yet

4. No
banks have no right to do so. It's impossible to get rid of the money whether they go or not! The more you delay, the greater the cost!

5. If you are overe for more than three months, it is very likely that you will be safe within three months

6.

If the bank asks you to negotiate, it shows that there is still room for maneuver. If the bank does not even negotiate with you, then you can only play with the court, so you must negotiate with the bank

according to Article 196 of the criminal law of the people's Republic of China, "malicious overdraft" belongs to the crime of credit card fraud

according to Article 196 of the criminal law on the crime of credit card fraud, credit card fraud activities:

if the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and shall also be fined not less than 20000 yuan but not more than 200000 yuan

If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years and shall also be fined not less than 50000 yuan but not more than 500000 yuan

If the amount is especially huge or if there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment and shall also be fined not less than 50000 yuan but not more than 500000 yuan or be sentenced to confiscation of property

If you are convicted of credit card fraud, you will be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years and a fine of not less than 50000 yuan but not more than 500000 yuan

so don't play missing when your credit card is overe< br />

7. That is to discuss why the bank has no right to detain the detainee. You are not a prisoner, and the public security has to do it. The person who owes the credit card should pay it back as soon as possible, or you will have no hope of getting a loan or house loan in the future

8. The third party should be an outsourcing collection company,

9.

Hello, if CMB's credit card is inconvenient for full repayment, it's really impossible to handle installment with cash. If it is inconvenient for you to repay the bill in full, there are two ways for you to choose:
1. Installment of bill (cardholders holding only business card, business card (including financial business card), purchasing card, Ana guarantee card or subsidiary card can not apply): interest free period with service charge. Handling charge of each period = total amount of each period × The minimum charge for each period is 5 yuan. The benchmark rates for each period are as follows: 0.9% for each period of 3 periods, 0.75% for each period of 6 periods, 0.70% for each period of 10 periods, 0.66% for each period of 12 periods, 0.68% for each period of 18 periods, and 0.68% for each period of 24 periods. (if the total amount of each period is 800 yuan, the repayment amount is 800 / 6 = 133.33 yuan, The interest of each period is 800 * 0.75% = 6 yuan) http://creditcard.cmbchina.com/ , click "credit financing" - "bill installment" to query
2. Minimum repayment: no service charge but no interest free period. If you pay the minimum payment before the final payment date, but it is less than the full amount, you will not be able to enjoy the interest free repayment period. Interest will be charged from the bookkeeping day (generally the second day after consumption) for all current consumption, with daily interest of 0.05% until you have paid off

according to the regulations of the people's Bank of China, all card issuing banks are required to upload the customer's consumption and repayment records on a regular basis, which can not be tampered with. It is recommended to repay on time and keep a good credit record

if you have any questions about CMB's credit card, you can add QQ customer service (4008205555) or wechat (Credit Card Center of China Merchants Bank) for consultation. Thank you for your attention and support

10. You've met a liar! The accent on the phone must be out of town! Credit card overe, first of all, the bank directly to you, if the amount is large, the public security will intervene! After being put on file by the public security, go to the procuratorate, and then the court!