How to get to Ruzhou provident fund center

1. Transfer 2 times: Kunshan 101 road
→
Kunshan 132 road
→
Kunshan 25 road loop, the whole journey is about 20.0km
1. Walk from Huaqiao middle school to Guangming Xincun station
2. Take Kunshan 101 Road, pass 4 stops,
to Lujia middle school station
3. Walk about 190m to Lujia Luqian Road Station
4. Take Kunshan 132 Road, pass 4 stops,
arrive at Yongli packaging station
5. Walk about 440 meters to Zhuhai Road (Kunshan) station
6. Take Kunshan No.25 ring line, pass 8 stops,
arrive at AVIC City Station
7. Walk to Kunshan sub center of Suzhou housing provident fund management center

2. http://rzgjj.cn/
Ruzhou housing provident fund management center

3. Personal provident fund query
(1) query content:
query provident fund account balance, my provident fund loan information (including loan amount, loan balance, loan period, current overe amount)
(two) provides the following elements:
enter the ID number of employees (or personal provident fund account) and password.
(3) query method:
by calling (12329), according to the voice prompts
you can also go to the provident fund management center with your ID card to find the staff for manual inquiry,
you can also go to the accounting department or entrust the company for inquiry
or landing on the local provident fund website, landing with ID number and password.

4. The following are the conditions for withdrawing the housing provident fund, which can be directly handled in the housing provident fund management center if the conditions are met, and the balance in the housing provident fund account can be withdrawn if the employee has one of the following circumstances:
1
2
3
4
5
6. The employee dies or is declared dead
7
8. Totally or partially losing the ability to work and terminating the labor relationship with the unit
9. Other situations stipulated by the management committee according to relevant laws and regulations< The business process of withdrawing housing provident fund is as follows:
1. The employee shall submit an application for withdrawing housing provident fund to his unit with the withdrawal certificate, and the unit shall issue the withdrawal application in plicate after verification. The employees of the centralized storage account shall apply to the sub center or the management department for issuing the application for withdrawal
2. With the application form for withdrawal and other withdrawal application materials, employees apply for withdrawal of housing provident fund at the sub center or the management department where the housing provident fund is deposited. The sub center or the management department issues the withdrawal notice, and the employees sign to confirm the withdrawal amount
3. On the same day, the employee shall go to CCB to handle the payment proceres with two copies of withdrawal application and three copies of withdrawal notice approved and confirmed by the sub center or management department
4. The employee will return one of the withdrawal notice after the payment confirmation of CCB to the unit as the unit bookkeeping voucher.

5. If an employee has one of the following circumstances, he / she can withdraw the balance of his / her housing provident fund account:
1. He / she purchases, builds, renovates or overhauls his / her own housing
2
3. Totally losing the ability to work and terminating the labor relationship with the unit
4
5
6. The rent exceeds the prescribed proportion of the family's wage income. In accordance with the provisions of items 2, 3 and 4 of the preceding paragraph, the account of the employee's housing provident fund shall be cancelled at the same time when withdrawing the employee's housing provident fund. If an employee dies or is declared dead, the heirs and bequests of the employee may withdraw the balance of the employee's housing provident fund account; If there is no heir or bequeath, the balance in the employee's housing provident fund account shall be included in the value-added income of the housing provident fund. In addition to the above purposes, local provident fund centers also have other circumstances, please consult the local provident fund center
the following materials are required to withdraw the housing provident fund:
1. If the balance in the housing provident fund account is withdrawn, the unit concerned shall verify it and issue the withdrawal certificate
2. Employees should apply to the housing provident fund management center for withdrawing the housing provident fund with the withdrawal certificate. The management center of housing provident fund shall make a decision on whether to withdraw or not within 3 days from the date of accepting the application, and notify the applicant
3. If the withdrawal is approved, the payment proceres shall be handled at the entrusted bank
local provident fund centers have different conditions and proceres for withdrawing provident fund. Please consult local provident fund centers.

6. 1. First of all, you didn't say which city you are from or where you live, so no one can help you
2. You can enter "housing provident fund management center" in the network map by yourself to find out where the management center is and what buses are nearby.

7. 1. You can call the hotline 12329
2
3
4.

8. In the housing provident fund center,
there will be an external hotline
you can inquire through 114.

9.

On the withdrawal of provident fund, the Ministry of housing and urban rural development has given the relevant provisions

the following conditions are required to receive the housing provident fund:

1. when purchasing, constructing, rebuilding and overhauling the owner occupied housing with ownership

3. when they retire or reach the retirement age

4. completely lose the ability to work, and terminate the labor relationship with the unit

5. when the registered permanent residence is moved out of the city or settled abroad

6. it can be extracted when the non local staff are transferred out of the city

7. when employees repay the principal and interest of house purchase loan, they can withdraw the balance of housing provident fund to offset

8. when an employee dies or is declared dead, the heirs or bequests of the employee can withdraw the balance of the dead employee's housing provident fund account, and the employee's housing provident fund account will be closed at the same time

< / OL >

drawing process of housing provident fund:

1. Application (APPROVAL) form of indivial drawing housing provident fund

2. the original and of my ID card (the original and of marriage certificate must be provided for husband and wife to extract it)

3. provide the required supporting materials

4. go to the provident fund center for audit

5. wait for extraction notification< br />

10. The calculation method and formula of equal principal is very simple:
monthly repayment amount = monthly repayment principal + monthly repayment interest
monthly repayment principal = total loan amount / loan months
monthly repayment interest = loan principal balance * loan monthly interest rate (loan monthly interest rate = annual interest rate / 12)
balance of loan principal = total amount of loan - months of repayment * monthly repayment principal
the calculation method of equal principal and interest is a little complicated, and there is a prescription in it. Specific formula:
monthly repayable amount = loan principal × Monthly interest rate × 1 + monthly interest rate) ^ repayment months / [(1 + monthly interest rate) ^ repayment months-1]
total repayment amount = repayment amount of each installment * repayment months.