Shanghai emergency center to Wuhan
With the development of Internet finance, more and more people are involved in financial activities. The full coverage, low cost and fast transmission speed of the Internet enable more people to experience financial services. This also fully reflects the essence of "finance for the people". Only truly serving people is the most fundamental attribute of financial instruments. Of course, in the composition of investment and financing parties, the investor link is particularly important. The investor's mentality and the degree of examination of Internet financial procts will determine the future return on investment, the realization of investment income, and the future of all development. Today, through the "five pieces of advice to investors", we will explain investors' financial mentality and what "psychological risks" investors should avoid
Thirdly, the drowning people are all Huishui people. The original text is: "those who are good at riding fall on horses, those who are good at water drown in water, those who are good at drinking get drunk, and those who are good at fighting die.". Often feel good about themselves, experienced investors, will eventually walk away, encounter risks. In psychology, it belongs to the source of experience, investors get information according to the previous investment experience and their own operating experience. To put it bluntly, I have experience. I'm an "old driver". I've invested a lot in this mutual fund platform. I'll pay back the money normally and invest in a new platform. According to my experience, I don't think there will be any problems. The "self-confidence" shown by investors is a sense of superiority, and this sense of superiority is like a "hotbed" graally occupying the investor's psychology, so that investors have a kind of "how can we capsize in the gutter" mentality. However, the operation mode, composition mode and financial attributes of mutual fund platform are different. Investors must analyze specific problems, and never make blind judgments based on previous experience. Do not apply the previous investment experience to unfamiliar models. Once blind judgment occurs, it is not only the investment deviation, but also the trap of "fraud" packaging
Fourth, small collection is happy, big collection is bad, and strong collection is dead.
a group of special investors are active in Hujin platform, which aim to pay less principal in exchange for larger investment income. This group of investors is called the "wool party", commonly known as the "wool collecting party". They are always at the forefront of activities on the platform and "welfare" on the new platform. Many "wool parties" are organizations, and there are also minority organizations or indivials who collect wool. However, these "wool parties" often focus on the welfare of the platform and do not carefully study the operation mechanism of the platform itself“ The attitude of the "wool party" is to "do one vote" and leave. Anyway, the time is short, and I will leave after collecting. Even if there is a risk, I can withdraw ahead of time. I think that's what most of the "wool party" think. In psychology, this is called replacement psychology, which is to replace the direction of safety and so-called profit, believing that profit is more important than safety. But without the stability and security of the platform, where can we make a profit? If a platform is shut down one day after it goes online, will the "wool party" be hit by thunder
more reliable internet financial projects:
fifthly, the elderly can not "muddle headed" investment
many elderly people now also carry out mutual financial or offline financial management, because the elderly retire at home and have savings. As they get older, they need financial income to subsidize their family, pension and even medical expenses. Many mutual fund platforms and offline financial management platforms regard the elderly as the main target group of customers. The elderly are generally budget minded. Apart from paying attention to whether the income is high or not, whether the platform is large or not, and whether it is close to home, it is not convenient for them to redeem. But it ignores the risk of non payment brought by platform compliance and platform operation. Many "Ponzi schemes" make use of the old people's one-sided psychology to cheat them. Therefore, the elderly investment can not be "confused". Before investing, we must ask our children and discuss with their families. We must not pursue "one-sided" high income, convenient access, and let our hard-earned money go to nothing
I think many investors have experienced these five psychological states in the investment process. As long as it is involved in financial activities, the risk is inevitable. Investors should not only do a good job in risk control of the platform, but also do a good job in their own risk control, grasp their own mentality, construct rational and reasonable investment goals, and tailor their own investment methods and strategies. A stable and healthy investment is based on a reasonable basis. Investors should not be greedy for temporary profits and damage their long-term interests
if you still fail in the second chance test, the test will be terminated and you will have to pay again to make an appointment.
If the applicant fails to pass the subject 2 examination, he / she needs to pay the make-up examination fee for the subject 2 examination to the vehicle management office within 10 days, and then he / she can make an appointment for the make-up examination again after an interval of 10 days
according to Article 44 of the regulations on the application and use of motor vehicle driver's license:
each subject shall be examined once, and those who fail in the examination may take a make-up examination. If the applicant fails to take the make-up examination or fails to pass the make-up examination, the examination shall be terminated, and the applicant shall make an appointment for the examination again, but the appointment for the examination of subject 2 and subject 3 shall be made 10 days later
if the subject 3 fails to pass the common sense test of safe and civilized driving, the road driving skill test results that have passed are valid
within the validity period of learning driving certificate, the number of appointment tests for road driving skills test in subject 2 and subject 3 shall not exceed five times. If the fifth appointment examination is still unqualified, the scores of other subjects that have passed the examination will be invalid
extended data:
according to Article 36 of the regulations on the application and use of motor vehicle driver's license:
the vehicle management office shall arrange the examination according to the appointed examination room and time. After passing the subject one test, the applicant can make an appointment for the road driving skills test in subject two or subject three
where conditions permit, the applicant can make an appointment for the road driving skill test of subject 2 and subject 3 at the same time, and the test can be concted continuously after the appointment is successful. After passing the road driving skill test of subject 2 and subject 3, the applicant can take the common sense test of safe and civilized driving of subject 3 on the same day
the applicant can book the road driving skill test in subject 2 and subject 3, and if the vehicle management office cannot arrange the test within 60 days, the applicant can choose other examination rooms in the province (autonomous region or municipality directly under the central government) to book the test
the vehicle management office should use the national unified examination appointment system, and use the Internet, telephone, service window and other ways for applicants to make appointment for the examination
After subject 2 is suspended, you should pay the make-up examination fee and make an appointment for the examination within 10 days. The number of scheled tests for road driving skill tests in subjects 2 and 3 shall not exceed five. If the fifth appointment examination is still unqualified, the scores of other subjects that have passed the examination will be invalid. Relevant laws and regulations are as follows:
"Regulations on application and use of motor vehicle driver's license"
Article 44 each subject shall be tested once, and those who fail to pass the examination may take a make-up examination. If the applicant fails to take the make-up examination or fails to pass the make-up examination, the examination shall be terminated, and the applicant shall make an appointment for the examination again, but the appointment for the examination of subject 2 and subject 3 shall be made 10 days later. If the subject 3 fails to pass the common sense test of safe and civilized driving, the passing road driving skill test results are valid
within the validity period of learning driving certificate, the number of appointment tests for road driving skills test in subject 2 and subject 3 shall not exceed five times. If the fifth appointment examination is still unqualified, the scores of other subjects that have passed the examination will be invalid
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extended data:
regulations on application and use of motor vehicle driver's license
Article 40 in case of applying for a motor vehicle driver's license for the first time or increasing the number of permitted driving models, the applicant shall make an appointment for examination subject 2, which shall meet the following requirements:
(1) apply for examination of small cars, small automatic cars, low-speed trucks, three wheeled cars For the disabled special small automatic transmission passenger car, wheeled self-propelled mechanical vehicle, trolley bus and tram, the examination shall be made ten days after obtaining the driving certificate
(2) those who apply for the driving license of large buses, tractors, city buses, medium-sized buses and large trucks shall make an appointment for the test 20 days after obtaining the driving certificate Article 43 If an applicant is unable to attend the examination according to the appointment time for some reason, he / she shall apply to cancel the appointment one day in advance. If the applicant fails to attend the examination according to the appointment time, it shall be determined that the examination is unqualifiedI'll make an appointment for you after 20, and the driver's school can pay you the make-up test fee first, so you can call to discuss it
because there is a friend in the second group of our department who paid the driver's school money after the make-up test, which was paid by the driver's school before