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Why work in the bank credit card center

Publish: 2021-04-04 02:57:19
1. As far as I know,
the credit card center of a bank is not in the charge of the local bank, but in the charge of the head office. Generally speaking, they don't work in the bank. They should rent an office building and have no uniform to wear
as the name suggests,
it's the place where credit cards are run. It's your job to run a credit card. You just went there, and you must be doing business. Sometimes it's a lip service to run activities, go to large shopping malls, and let people run credit cards.
I don't think it's easy to do it. In this instry, every bank basically has a credit card policy, and the cards give points, Give small gifts, and send QQ members
people with better conditions have several credit cards in their hands, but most of them don't use them. Those who don't have credit cards just don't have enough conditions< It's not easy to do. It's not to dampen your enthusiasm. In the current financial crisis, it's good to do something. You can do it well
I tell you a trick, that is, you go to a person who works in a bank and ask him to apply for your bank's credit card. As for you, you have to mobilize your colleagues to apply for their bank's card for mutual benefit!! Because you don't work as hard as people outside, you have enough conditions. Generally, I can approve
you have a lot of tasks, but I work more freely
that's all I know!! Do it well
2. Each bank credit card will have its own characteristics. It depends on which aspects to choose. Generally, the threshold of joint-stock commercial banks is relatively low:
1. Advantages of CMB credit card:
1
2 and Internet banking are powerful, easy to operate and support Alipay;
3. There are often super value group buying goods with more activities and patterns
4. All cards have one bill (convenient for repayment)< Disadvantages:
1. The points policy is very inhumane (20 yuan for one point, not zero)
2. The shortest interest free period is 18 days
3< Second, the advantages of Bank of Communications credit card are as follows:
1
2. 56 days long interest free period
3
4. YP card can withdraw 100%; Direct approval of 5000 quota for undergraates
5, support Alipay, net pay limit is high ($10000). Disadvantages:
1
2. Each card needs to be repaid separately, and the total consumption of all cards will not be automatically counted
3. Points are not always valid
4. SMS charges, you can pay 48 a year with your card, and you dare to pay the annual fee
5. Repayment is not very convenient
6. The points of YP card are calculated independently and cannot be exchanged for mileage< Third, the advantages of ICBC credit card are as follows:
there are more than 10000 or 30000 outlets, which is the bank with the most outlets in China
2, support Alipay, and can achieve unlimited amount;
3. There is no service charge for local cash withdrawal
4. The amount of international cards of different brands is independent< Disadvantages:
1
2. Poor service attitude
3. There is no 800 phone, and 400 is not open to indivial users< Four, CCB credit card
advantages:
1, more network points
2. Compared with the other three state-owned banks, the application threshold is lower
3. The service charge for cash withdrawal is low (0.5%)< Disadvantages:
1
2. Each card needs to be repaid separately, and the total consumption of all cards will not be automatically counted.
3. Search: what do you do in the bank credit card center? What's the treatment? Is it prepared by the bank?
4. If it's a performance pay job, as mentioned above, it's really not so good. If it's the same salary and welfare as the general bank staff, it's very good.
5. There are many positions in the Credit Card Center,
customer service,
credit investigation,
business card printing,
it,
business management,
debt collection,
counterfeit investigation,
legal litigation,
accounting department,
comprehensive administration,

several. I just came out
it's not worth the money
for regular employees, the salary is low, but there are other benefits. For employees who are dismissed, the salary has a relatively high commission, but there are no other benefits such as holiday expenses, year-end bonus and supermarket card

the salary of customer service is almost the same, but the pressure is great, and the three shifts are very hard. You often can't have a holiday ring the Spring Festival. If you are a local, you usually have to give up the quota of asking for leave to other places ring big festivals

several other departments are fake and commonly known as the pension department. Except for the legal department

if you want to do comprehensive administrative management, you can find other units later. I feel that if I go to another position, I will not do it one day. The experience there can't help you find a job...

it depends on what you think.
6. There are a minimum of several hundred yuan, a card from 10 yuan to 30 yuan, VIP level can reach 50-100 yuan, 20-30 tasks a month, do not sign a contract with the bank, generally with a third party company. After the probation period, social insurance will be paid. If you have a wide range of contacts and strong communication skills, you can try, earn a lot and train people. But if you can't, you'll leave in three months.
7. There are several kinds of work in the Credit Card Center. For example, the promotion of credit cards mentioned by you is one of them. Similarly, the credit card center is also responsible for solving customer problems. For example, the case of risk management mentioned by you is because it is necessary to provide financial proof for handling credit cards, so someone needs to do this work.
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