Apply for credit card at Pacific Card Center of Bank of Communic

1. It is more convenient to apply online and fill in the information
and then print it out and send it to the Bank of communications http://www.bankcomm.com/jh/cn/second.jsp?c=1121231600100&lang=

CMB http://creditcard.cmbchina.com/
after sending it, you can find the application status in the progress query
if you can check it, you will receive the card in about half a month
I wish you success

2. Here you want to find the credit examiner of Bank of communications card center to answer, almost impossible, but it is possible to meet the credit card customer service
they won't tell us the details of the approval process<

I'll answer your question
1 when the application materials you submit arrive at the Credit Card Center, they will be filed
2 the card center will send a short message (the content is roughly the meaning of your card application entering the approval process)
3 first, the system will automatically audit, and only after the audit is passed, can it enter the work audit (there is a scoring system)
4 generally in 3-15 working days, there are three kinds of results in the Card Center audit: direct rejection, telephone credit, no credit card approval
5 there are also several situations that may appear in the telephone credit link: card approval after credit investigation, rejection after credit investigation, and need for your supplementary information (such as fax certificate)

I wish you a smooth card approval!

3. Bank of Communications credit card is generally handled by a salesman. It's better not to go to the counter
if the salesman handles it, you only need to bring your work card or business card and the original of your personal ID card. Then you will be asked to fill out a form, which requires your personal annual income, company fixed line telephone, Guangzhou friend telephone (to find your friend when you can't find you in an emergency), and then wait for the audit. Generally, you can get a credit card in about 40 days.

4. No, it's not a deposit problem. You can still handle the credit card of Bank of communications without the card of Bank of communications. This is not a problem. The number you fill in is useless. The main questions are as follows: 1. Registered permanent residence
2. Ecation background
3. Is the unit foreign-funded or private, state-owned or private, top 500 in the world or the countdown in the city
4. Personal situation, regardless of position, mainly depends on your tax payment, four funds and income (the bank mainly retrogresses your income according to your tax payment, so if it is a foreign enterprise, it will be very high, but private enterprise will be very low, even less than half of your actual income, mainly because of tax and four funds)
5. Family, are you married, There's no house, there's no car, there's no credit.

5. The procere is to download the credit card application form of Bank of communications, fill in it, and then send it to the credit card center with your own information for approval.

6. Credit card business is one of the core business of the bank, and with the development of social economy, more and more in-depth life, affecting all aspects of people's life consumption. Due to its relatively high professional requirements, Bank of Communications Credit Card Center interview, in addition to the basic etiquette required by the general interview, their professional advantages, self introction, you can mainly prepare as follows
first, you should have a comprehensive understanding of the Bank of communications, and understand the basic situation of the bank through its website, news search and other channels
Second, we need to have a deep understanding of the Pacific Credit Card Center of Bank of communications to understand its brand characteristics, advantages and differences from other bank credit cards. Because bank of communications is in the leading position in the credit card instry in recent years, you must have a deep understanding of it
Third, your own understanding and experience of credit cards, such as the cultivation of consumption habits with cards, how to identify cash out and attitude towards cash out (definitely opposed, cash out is very popular but illegal), how to promote credit cards, how to issue targeted credit cards for different groups, and so on. You don't need to be too professional about these problems, but you need to have your own opinions.

7. Good ones can learn. A lot of things have two sides. It depends on how you look at them and how you use them. If you use them well, they will come naturally. If you don't use them well, they will become self defeating!

8. Mine is also from Zhuhai. It's normal

9.

Application process of subsidiary card of Bank of Communications Pacific Credit Card:

1. search "Bank of Communications credit card" on the Internet, enter the official website of Bank of Communications credit card, and click "login" account in the upper left corner

2. under the "credit card application" option, click "card processing". In the pop-up interface, click the application supplementary card in the middle
   

3. in the pop-up page, fill in the information of the main card holder and the received mobile phone verification code. Then click next

4. in the pop-up page, select apply for supplementary card and click. Pop up the page, confirm the main card number and click next

5. pop up the page, fill in the details of the supplementary card applicant, and then click next

6. the pop-up page asks to upload the front and back images of the supplementary card applicant's ID card. After successful upload, confirm and submit the application. After the audit is successful, you can get the supplementary card

10. Bank of communications card center is to handle business services for debit card users
the Pacific Credit Card Center of Bank of communications handles business for credit card users<

bank card classification:

bank card is divided into credit card and debit card

credit card is divided into credit card and quasi credit card

credit card refers to the credit card that the issuing bank gives the cardholder a certain amount of credit, within which the cardholder can consume first and repay later

quasi credit card refers to a credit card in which the cardholder deposits a certain amount of reserve fund according to the requirements of the bank. When the reserve fund is insufficient for payment, the cardholder can overdraft within the credit limit specified by the issuing bank

debit cards are divided into transfer cards, special cards and stored value cards according to their functions. A debit card cannot be overdrawn

the transfer card has the functions of transfer, cash access and consumption

a special card is a debit card that is used in a specific area and for special purposes (it refers to the purposes other than department stores, catering and entertainment instries). It has the functions of transfer and cash deposit and withdrawal

the stored value card is a prepaid wallet debit card in which the bank transfers the funds to the card for storage according to the cardholder's requirements and directly dects the money from the card ring the transaction.