How much is the return rate of computing power bee after 90 year
90 = 100 * ((P / F, I, 5) + 100 * 8% * (P / A, I, 5))
measured by interpolation, I = 10.6850%
50630 Yuan e in 90 days
interest = principal * interest rate * cycle, daily interest rate = annual interest rate / 360
then 90 day interest = 50000 * 0.014% * 90 = 630 (yuan)
then 90 day sum of principal and interest = 50000 + 630 = 50630 (yuan)
increasing bank deposit interest
there is an obvious "leverage effect" between interest rate and stock market, which will be related to the increase and decrease of stock market and bank funds. But the rise of interest rate will increase the proction cost of enterprises, restrain the demand of enterprises and indivial consumption, and ultimately affect the performance level of listed companies
for the stock market, the interest rate increase increases the capital cost of investment in the stock market. If the risk-free rate of the market increases, it will affect the risk-free rate of the stock market
However, from the perspective of the range and space of interest rate increase and the development status of China's stock market, the core issue of whether to attract residents' savings to the stock market is: how about the profit-making and security benefits of the stock market? That is to say, if the investment benefit of stock market is higher than that of bank deposit when compared with its security benefit, the choice of stock market will be the main reason for the diversion of savings1. Different concepts
return on investment refers to the value that should be returned through investment, that is, the economic return that an enterprise gets from an investment activity. It covers the profit target of the enterprise. Profits are related to the assets necessary to put into operation, because managers must make profits through investment and existing assets
the yield to maturity is the internal rate of return of the bond investment, that is, the present value of the future cash flow obtained by the bond investment is equal to the discount rate of the current market price of the bond. It is equivalent to the annual average rate of return that investors can obtain when they buy according to the current market price and hold until the maturity, which implies that the cash flow of investment income in each period can be reinvested according to the rate of return to maturity
2. Different calculation methods
return on investment = annual profit or annual profit / total investment × It can be seen from the formula that the enterprise can improve the profit margin by recing the sales cost; Improve the efficiency of asset utilization to improve the rate of return on investment. The advantage of ROI is that it is easy to calculate. The rate of return on investment is often time sensitive - returns are usually based on certain years
yield to maturity = (recovery amount purchase price + total interest) / (purchase price) × Due date) × 100%
like the yield of holding period, the yield to maturity also takes into account the interest income and capital gains and losses. Moreover, since the recovery amount is the face amount, it can be determined accurately when making decisions in advance, which can be used as a reference for decision-making. But the yield to maturity is applicable to bonds held to maturity
3. Different contents
the rate of return on investment covers the profit target of the enterprise. Profits are related to the assets necessary to put into operation, because managers must make profits through investment and existing assets. The rate of return on investment covers the static index to evaluate the profitability, which indicates the annual net income created by the unit investment in the normal proction year of the investment scheme
it is estimated that the highest yield is 4.90%
after the financial proct matures for 51 days, it is estimated that the return of 10000 yuan is 68.47 yuan. The estimated income of RMB 50000 is: 68.47 * 5 = 342.35
after 51 days, your financial proct with RMB 50000 will receive interest of 342.35.
the rate of return should be calculated based on the initial investment 980, that is (1000-980) / 980 = 2.04%, which is also the 90 day rate of return. Annualizing it is the quartic power of 1 + y = (1 + 2.04%). It is not clear why y equals 8.41%. Same solution
90 days, interest = 50000 × 4.7% ÷ 360 × 90 = 587.5 yuan
