The way of decentralization of banking outlets

1. . I began to understand how large-scale tasks can be accomplished through a decentralized approach with minimal rules; I've learned that not everything has to be planned in advance. The picture of the traffic on the streets of India has always been in my mind: the bustling crowd, the standing cattle, the drilling bicycles, the slow cattle cart, the speeding motorcycles, the huge trucks, the crashing buses - the traffic mixed with sheep and cattle wriggling on the road with only two lanes, but each other is at peace. Asia has given me a new perspective.

2. My evaluation of the development of an instrial park is mainly based on two points: 1. Does the government have any clear favorable policies and financial subsidies and awards? 2. What are the achievements of the instrial park? What is the quality and effect of the landing results
from these two perspectives, I personally think that the Changsha blockchain Instrial Park in Changsha hi tech Zone is well developed. It seems that they are under the management of Changsha urban blockchain Technology Application Association. We can check the favorable policies given by the local government to the relevant enterprises in the instrial park, and then compare them with the policies of other regions. Moreover, their instrial park has made a big move this year, pushing a public service platform of SMIC blockchain to give local enterprises some very positive supporting policies. Moreover, many policy applications are handled directly on the platform, recing the frequency of personnel going out and increasing convenience. In the critical period, it can play a series of positive effects on the society, which is a very good achievement.

3. From the perspective of technology development stage, blockchain technology is still in the early stage. Blockchain was not popular in China at the earliest time, but it has been highly valued at the policy level in China. Blockchain instrial parks in various regions have been implemented one after another, and blockchain applications are also rising. Changsha high tech Zone has officially launched a blockchain project, called SMIC blockchain service platform, which is a government enterprise service platform.

4. The business hours of bank outlets on weekends and the businesses they support may be different. It is recommended that you contact the customer service of the bank to confirm before you go to the bank for business on weekends
the processing time of the three-party bank securities business of securities is generally 9:00-16:00 on the trading day, the bank securities transfer time is 9:00-16:00 on the trading day, and the bank securities transfer time of GF Securities is 8:30:16:00 on the trading day.

5.

Take Jinan Yinhe branch of ABC as an example

in the bright business hall of Jinan Yinhe sub branch, customer guidance area, intelligent service area, precious metal proct display area, cash and non cash service area, VIP service area and other areas are set up respectively to effectively divert all kinds of customers. Customers in the hall leisurely brush micro blog, read news, drink coffee, according to the order of business, the whole business hall in good order

the intelligent robots in the hall and the ATM machines in the self-service area that can deposit and withdraw money only by scanning the face attract most customers to stop and experience. After renovation, Jinan Yinhe sub branch highlights the following three characteristics in terms of "wisdom":

first, the "wisdom" channel access. By making full use of the open, interconnected and intelligent characteristics of information technology, it has realized the efficient collaboration between various electronic channels such as online banking and palm banking, as well as between electronic channels and physical outlets, and provided customers with "one-stop" financial services of "anytime, anywhere, one-point trigger, multi-point docking, and whole process collaboration"

the second is "intelligent" customer experience. From "proct centered" to "customer-centered", intelligent devices such as intelligent guide desk, interactive coffee table and mobile phone on the same screen respect customers' independent choice, improve the technology, intelligence and information added value of proct service, and create a new customer experience

The third is "intelligent" customer management. Based on the application of cloud computing processing technology, face recognition system mines and analyzes massive customer information and transaction data, and has keen insight into customer behavior patterns, consumption concepts and risk information, so as to provide basis for the implementation of accurate customer marketing, proct customization and risk management

extended information:

in the face of the trend of intelligent service instry in the future, Shandong Branch of Agricultural Bank of China continues to deepen the operation transformation of outlets, and carries out the transformation of "intelligent service" to traditional outlets. The service mode of outlets is transformed and upgraded from "counter centered" to "customer-centered". Customers can handle personal business independently, make online appointment and queue up Internet pre filling form, self-service card issuing, etc

at the same time, we should keep up with the upgrading pace of customers' demand for financial services, make full use of financial technology, give full play to the power of financial technology, take the initiative to transform, speed up the construction of smart banking service mode, effectively rece the threshold and cost of financial services, improve financial coverage and availability, practice the concept of Inclusive Finance, and realize their own sustainable development

source of reference materials: People's website - another smart Bank of ABC appears in Quancheng

6. 1. In terms of service objects, it is divided into corporate business and personal business
2. In terms of service procts, corporate business is called wholesale business, and personal business is called retail business
3. Corporate business is the business handled by enterprises, institutions, legal persons, indivial businesses and other customer groups in banks

7. County branch belongs to the grassroots institutions of banks, but there are savings offices, banking offices and offices under the county branch, which are the real grassroots outlets. But now banks generally do not use the name of savings office, banking office, office, they are called XX Branch.

8. The opening bank is the bank where you apply for the card, and the branch is the name of the bank, such as Guangdong branch