Decentralized public offering platform
warm tips: the above explanations are for reference only, without any suggestions. There are risks in entering the market, so investment should be cautious. Before making any investment, you should make sure that you fully understand the nature of the investment and the risks involved in the proct. After a detailed understanding and careful evaluation of the proct, you can judge whether to participate in the transaction
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1. Cultural and entertainment chain: the cultural and entertainment chain takes advantage of the characteristics of blockchain, such as decentralization, openness, information tampering, and so on. It claims to build an "IP asset exchange", issue its own token for a high-quality IP, solve the problems of realization, protection, and management of the cultural and creative IP instry, and build a weakly centralized, traceable, digital, and capitalized cultural and creative instry ecosystem. But in fact, when they enter their community, the nature of the swindler will be exposed. They promise to go to the major exchanges such as Shanghuo coin, promise that the opening price will not be less than 2 times of earnings, promise that they will only go up but not go down, promise that they will not break, promise that they will not attract funds, promise to carry out pull propaganda, and hope to raise the vigilance
2. Ant chain (antc): ant chain is antc. It claims to be the token of decentralized digital asset trading system, and publicizes a of antc white paper in various wechat and QQ groups. Many people mistakenly believe that antc is raising money for fraud, There is no investment value at all
the "genuine" ant chain, which has been replaced by an impostor, is a company committed to building an intelligent transportation network through digital assets and blockchain ecosystem. It is located in Boston, USA. however, the company has only launched the ant bike
3. Sharing chain Mall: sharing chain is known as an intelligent, credible, open and decentralized credit data value platform based on sharing economy. It is the underlying structure based on sharing economy built by blockchain technology. As long as consumers shop in the mall, they can get the special benefits of the mall
4. Posevo (POF): posevo environmental protection token, which has been publicized since January 2018, is called POF for short. It has issued 700 million pieces in constant volume and will never be added. The issuing period is 4 years. The development source code is Ethereum erc-20, and the original issuing unit price is 1 RMB / piece. Take static income as an example: angel investment of 1000-20000 yuan. Return 3% of the investment amount every day, ending with a total of 3 times of the investment amount. For example, if the investment is 1000 yuan, return 3% of the investment amount every day = 30 yuan, return 100 days in total, and return 3000 yuan to the investor. It is the pyramid selling mode. After investigation, mesworth token did not use any blockchain technology, nor did it log on to any exchange as mentioned in the publicity
historical background
bitcoin is one of the first currencies to realize the concept of "cryptocurrency". In 1998, Wei Dai first expounded the concept of "cryptocurrency" in cypherpunks mailing list. Based on the basic concept of money, which is used to pay for goods, services and debt or any form of records in a given country or economy, bitcoin is a new form of money. Its original design is to integrate the idea of not relying on the central authority, using the principle of cryptography to control the issuance and transaction of money
in 2009, Satoshi Nakamoto published the first bitcoin specification and its proof of concept in the cryptography mailing list. At the end of 2010, Nakamoto claimed that he had transferred to other affairs and left the project. The creator of bitcoin never revealed his true identity, but left his invention to the world. Today, the origin and motivation of the invention of bitcoin is still a mysterious story
since 2010, many developers have devoted themselves to this project, and the bitcoin community has grown rapidly. Between June and July 2011, bitcoin suddenly gained media attention, leading to large-scale buying. The resulting bubble led to the continued decline in the price of bitcoin in the second half of 2011. After that, the price of bitcoin graally rose to the height of 2011
in order to regulate, protect and promote the development of bitcoin, the bitcoin foundation was established on September 27, 2012. Nowadays, with the increasing number of bitcoin users, bitcoin economy is developing rapidly
technical features
any network like bitcoin has the following basic features:
bitcoin can be transferred between any node of the network
the transaction is irreversible
the use of block chain avoids the occurrence of double consumption
the transaction will spread out in a few seconds and pass validation in 10 to 60 minutes
transaction processing and currency issuance are carried out through mining
bitcoin can be received at any time whether it is online or not<
economic rules
the whole bitcoin network jointly implements the following rules:
the total amount of bitcoin issued is about 21 million
a bitcoin can be divided into 8 decimal places, with a total of about 21 × 1014 monetary units
transaction costs are very low and most of them are free
statistics
bitcoin network has been running continuously for more than 48 months. In the past year, bitcoin's security features have attracted attention and developed significantly. As of April 2013:
the longest block chain has more than 232000 blocks
one of the largest distributed computing networks in the world, with more than 65 trillion hashes per second
there are 50000 transactions every day, with a total amount of several million US dollars
the total value of bitcoin in circulation exceeds US $1.3 billion
there is only one major security incident in the protocol, which was resolved in August 2010
other information can be referred to:
Network: http://ke..com/view/5784548.htm
bitcoin official website: http://bitcoin.org/zh_ CN/
Yfi is the token of year.finance project, which is jokingly called "Uncle" by netizens. Year.finance is a decentralized financial platform. Recently, the word "decentralized finance" is also very popular in the coin circle, that is, defi
The goal ofyear.finance is very simple, it is an aggregation platform for the loan platform to service the profit output data of different procts, and it obtains the highest profit output in the contract transaction interaction by rebalancing the data
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extended data:
1. The total number of yfi is small:
the total number of yfi issued is only 30000. At present, more than 50% of yfi tokens are locked in different liquidity mining pools. The number of yfi flowing (tradable) outside is less than 15000. The quantity is rare, and the price is high
2. Yfi token allocation:
generally, the token allocation of a project includes founder holding, team holding, private placement, public offering, working capital and other aspects, which together will basically exceed 50% of the total amount of tokens. When these shares are unlocked, it will cause certain selling pressure
3. Hot spot of defi + project Hype:
when yfi was born, it was in the hottest period of defi, and a series of operations of the project side attracted a lot of heat. To sum up, it can be seen that yfi is actually an ordinary defi project. The reason why the recent popularity is so high is that in addition to the large increase, it is the super high unit price of 220000 yuan. Although the unit price of yfi is high, its market value is not particularly prominent. The circulation market value is about 2-4 billion yuan, which is more than 200 billion yuan compared with that of bitcoin
in 2009, it was 7 cents a piece,
now the price is more than 20000
if we had invested 700 yuan to buy 10000 bitcoins at that time, would it be 2.6 billion now?
Gaobo globe is a global common platform to socialize innovation. It's a decentralized way to build and run new companies, a real sharing economy
Gaobo is a completely decentralized platform based on blockchain, and all social processes are implemented by smart contract system to ensure complete transparency and integrity. When a project is profitable, most of the profits are shared by the project contributors, and the rest are equally distributed to all members of Gaobo community in the form of universal basic income (UBI)
Gaobo aims to propose solutions to the defects of the current innovation mode. The platform realizes ideas and concepts through six stages:
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concept: the inventor releases an idea as a new project on the platform
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verification: the project is verified by affirmative vote, negative vote and cryptocurrency bet from the community
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election: the project leader is elected by the community democratic election to manage the implementation of the idea
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Planning: the project leader develops a plan and roadmap for the realization of the idea, and creates vacancies for other members to join the project team
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financing: carry out crowdfunding activities to finance the development of the project. The investor receives the project token, thus obtains the governance right, obtains the project dynamic and shares the project profit. These funds are transferred to the project wallet, which is completely transparent to investors, thus minimizing the risk of funds being used for invalid and fraulent purposes
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implementation: the project team uses the funds raised to implement the idea, and the authorization of these funds needs to be approved by the investors. Project token holders can vote on new project management to self destruct the project or accelerate funding authorization
if investors have stock accounts, they can invest in funds through the securities trading accounts and capital accounts of securities companies. There are many kinds of funds here, especially the large securities companies such as galaxy, Huaxia and Cathay Pacific, which sell almost all kinds of funds on a commission basis, like a "fund supermarket", and there is no need to open special accounts
2. Bank over the counter trading is suitable for conservative investors seeking stability
If a securities company is a large fund supermarket, then a bank is a small fund supermarket. The major banks will issue a variety of fund procts as agents. Relying on the advantages of a wide range of retail customers and numerous outlets, they have become a major center for the public to buy funds. But when buying funds in banks, they can't enjoy the preferential rate and convenient data query service, which is more suitable for seeking stable conservative investors
3. Fund online transaction: low rate, convenient and fast
fund companies have preferential online direct selling rate, most subscription fees can be reced by 40%, and can be operated 24 hours, and fund conversion can also be carried out
first of all, you need to bring your ID card to the bank required by the fund company to apply for a bank card. Most fund companies that open online fund transactions have two payment methods: opening an account with the bank card account number of the designated bank and opening an account with the bank Unicom business of the instrial bank. There is no need to pay the transfer fee when using the bank card of the bank designated by the fund company to subscribe / subscribe the fund, but there is a certain transfer fee when using the card of instrial bank to subscribe / subscribe the fund
after opening a card and establishing an account, you need to open the transfer function of this account. Only after this function is opened can you make all online fund transfers. If you originally have a bank card of the relevant bank, you can directly open the transfer business at the counter of the bank (the amount of transfer is less than or equal to 5000 yuan, 2 yuan for each transaction; 5000 yuan to 50000 yuan, 3 yuan for each transaction; 5 yuan for each transaction from 50000 yuan to 100000 yuan; More than 100000 yuan (8 yuan per transaction).
Most of their career is less than three years, especially in bear market
the turnover of fund managers is undoubtedly particularly noticeable this year. According to the statistics of Galaxy Securities Fund Research Center, in the first half of this year, the fund managers of 136 funds changed, and 71 people of at least 30 fund companies left their posts. So far, 232 of the 615 fund managers on record are no longer fund managers
it is not only fund managers but also senior managers of fund companies who leave their posts. In June alone, 10 fund companies announced the change of executives, involving 16 executives. If we extend our vision to 2008, another five fund companies, including China Europe, Soochow and Nanfang, have issued the change notice involving the company's general manager, inspector general and other senior executives
behind the high frequency of leaving and job hopping is the "three-year itch" of the fund manager's tenure cycle. Statistics show that over the past decade, there have been 611 fund managers in history, and 423 of them have a term of office within three years. That is to say, nearly 70% of fund managers have a public offering career of no more than three years
among fund managers, only 29 fund managers from 21 fund companies, such as Changsheng, Cathay Pacific and harvest, have been employed for more than five years; Among them, only seven fund managers of Huaxia, Huaan, Fuguo and other seven fund companies have worked for more than seven years
Wang Yawei, the manager of Huaxia Large Cap Fund, Lin Tongtong, the manager of HSBC Jinxin Longteng fund, and Shang Zhimin, the fund managers of Huaan Hongli and Anshun funds, became the top three fund managers with the service life of 10.06 years, 9.91 years and 8.95 years respectively, while Wang Yawei was the only one with more than 10 years of service. Behind the turnover of fund managers and the change of senior executives, the loss of instry elites is highlighted
in June, Jiang Zuoliang, the investment director of e-fonda, who is known as the godfather of fund managers, washed his hands and quit the public fund instry. Jiang Zuoliang's departure once aroused a lot of emotion in the instry. As one of the "old men" of e fund company, Jiang Zuoliang once participated in the preparation of e fund company, and successively served as fund branch of e fund company, fund manager of e fund company with steady growth, general manager of investment management department, investment director and vice president of e fund company
before Jiang Zuoliang, many "heavyweights" in the fund instry had changed. On May 23, Southern Fund announced that Xu Xiaosong, deputy general manager of the company, resigned. At the beginning of the year, Deng Zhaoming, another deputy general manager of southern fund, also announced his resignation
on one hand is the withdrawal of the instry elite, on the other hand is the general decline of the qualification of fund managers. Li Wei, an analyst at Galaxy Securities Fund Research Center, said in a recent research report that most of the current fund managers are "novices". Of the 383 fund managers, 115 have less than one year of working experience, accounting for nearly one third. The average working time of all fund managers is only 485 days, just over a year, and the shortest time limit for a round of economic cycle is more than five years
What's more worrying is that there are many post-80s fund managers in such a hurry. These fund managers are called "rookie" by the instry. It is these "rookies" who manage billions and tens of billions of fund assets. The bear market comes unexpectedly and "young talents" wrestle more
"are our assets still safe?" In the era of market turbulence, faced with more and more "rookie" managers controlling public funds, Jimin is worried about whether the performance can be guaranteed
worrying is not groundless. According to the data of Galaxy Securities Fund Research Center, in the market environment of increased risk since this year, the average performance of 32 stock funds with current fund managers in office for more than three years is about 20% higher than that of similar funds. The fund managers with more than 5 years of relevant experience have less risk of performance fluctuation, while the fund managers with more than 8 years of relevant experience have more stable performance of excess return
Li Wei, an analyst at Galaxy Securities, pointed out that from the current situation, the brain drain of fund managers of public funds is accelerating, and investors should pay close attention to the influence of fund managers when investing in funds. Li Wei said that although the change of fund managers will proce certain uncertainty risks to fund performance, it is not a wise investment choice to blindly follow star fund managers and frequently switch fund varieties. In fact, from the data so far this year, for funds, the continuous appointment of fund managers is more important for the stable performance of funds
therefore, when investors choose funds considering the influence of fund manager factors, they may as well tend to consider the stability of the team, avoid some investment varieties with frequent or recent drastic changes in fund managers, and prefer to invest in relatively stable varieties