Does accumulation fund go to which to handle a center to be ok
Publish: 2021-04-14 01:30:11
1.
Want to pay housing accumulation fund, must be the unit to deal with, the indivial is not able to deposit. In addition, the provident fund is divided into two parts, one is paid by indivials, the other is paid by companies
(1) party and government organs, public institutions or social organizations shall issue the original and of the approval document for the establishment of the unit or the of the legal person certificate; Independent accounting enterprises need to issue the original and of business license; The representative offices or offices of overseas or foreign dispatched offices shall issue a of the registration certificate issued by the local administration for Instry and commerce (2) the original and of the organization code certificate issued by the national quality and technical supervision department (3) a of the ID card of the legal representative or person in charge and the person in charge of the unit
the housing accumulation fund refers to the long-term housing savings deposited by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non enterprise units, social organizations and their employees
extended data:
characteristics
(1) universality: urban employees, regardless of the nature of their work unit, family income and whether they have housing, must pay the housing provident fund in accordance with the regulations
(2) mandatory (policy oriented), if the unit does not register the payment of housing provident fund or does not set up housing provident fund accounts for its employees, the management center of housing provident fund has the power to order it to do so within a time limit. If it fails to do so within the time limit, it can be punished according to the relevant provisions of the regulations, and can apply to the people's court for compulsory execution
(3) welfare, in addition to the housing provident fund deposited by employees, the unit also has to pay a certain amount for employees, and the interest rate of housing provident fund loan is lower than that of commercial loan (4) the housing accumulation fund will be returned to the employees when they retire or lose the ability to work, terminate the labor relationship with the unit, move out of the registered permanent residence or settle down abroad reference materials:
Network housing provident fund
2. Which shop can handle<
the off-site loan of housing provident fund has been fully implemented, and the loan process has been simplified accordingly
1
2. The deposit status is normal, with continuous full deposit of provident fund for more than 6 months (inclusive) and good credit
3. Stable income and the ability to repay loans
4. It has legal and effective housing purchase contract, agreement or house ownership certificate issued by real estate administration department
5. For the purchase of the house, the down payment of no less than 30% of the total price of the house has been paid
6. Those who build, renovate or overhaul houses can pay 30% of the total cost of building, renovating or overhauling houses
7. For the construction and renovation of houses, documents approved by the planning and land administration departments shall be provided
8. For overhauling housing, documents approved by planning management department shall be provided
8. Be able to provide effective guarantee approved by the management center
9. Other conditions stipulated by relevant laws, regulations and policies.
the off-site loan of housing provident fund has been fully implemented, and the loan process has been simplified accordingly
1
2. The deposit status is normal, with continuous full deposit of provident fund for more than 6 months (inclusive) and good credit
3. Stable income and the ability to repay loans
4. It has legal and effective housing purchase contract, agreement or house ownership certificate issued by real estate administration department
5. For the purchase of the house, the down payment of no less than 30% of the total price of the house has been paid
6. Those who build, renovate or overhaul houses can pay 30% of the total cost of building, renovating or overhauling houses
7. For the construction and renovation of houses, documents approved by the planning and land administration departments shall be provided
8. For overhauling housing, documents approved by planning management department shall be provided
8. Be able to provide effective guarantee approved by the management center
9. Other conditions stipulated by relevant laws, regulations and policies.
3. Guangzhou weekend can not handle the withdrawal of provident fund. Prepare to go back home to work, need to draw out all the provident fund, the bank can not handle in the weekend. According to the "notice on issues related to the withdrawal of housing provident fund", you belong to the "termination of labor relations between non city registered permanent residence and units". First of all, you should go to the bank where the housing provident fund is opened and fill in the "application form for withdrawal of housing provident fund", and go to the bank where the relevant certification materials are held to go through the examination proceres.
4. The ownership of the special account of the housing accumulation fund is the management center of the housing accumulation fund as a whole, and the basic account of the enterprise is owned by the enterprise. According to the regulations, the unit that pays the housing accumulation fund must deposit the special account opened by the management center of the accumulation fund in the designated bank. The special fund is used for special purpose and is managed by the management center of the accumulation fund
housing provident fund is a long-term housing fund deposited by units and their employees, which is the main form of monetization, socialization and legalization of housing distribution. Housing accumulation fund system is an important housing social security system stipulated by national laws, which is mandatory, mutual aid and security. The unit must fulfill the obligation to deposit the housing accumulation fund according to law. The housing provident fund deposited by indivial employees and the housing provident fund deposited by units shall be deposited in a special account and owned by indivial employees.
housing provident fund is a long-term housing fund deposited by units and their employees, which is the main form of monetization, socialization and legalization of housing distribution. Housing accumulation fund system is an important housing social security system stipulated by national laws, which is mandatory, mutual aid and security. The unit must fulfill the obligation to deposit the housing accumulation fund according to law. The housing provident fund deposited by indivial employees and the housing provident fund deposited by units shall be deposited in a special account and owned by indivial employees.
5. Draw accumulation fund not area, can do nearby cut?
6. The process of housing provident fund processing is as follows:
1. When applying for housing provident fund loan, the lender shall submit a written application to the bank, fill in the housing provident fund loan application form and truthfully provide the following information:
(1) the deposit certificate of the applicant and his spouse's housing provident fund< (2) proof of identity of the applicant and his / her spouse (i.e. resident identity card, permanent residence booklet and other valid residence certificates), and proof of marital status< (3) proof of stable economic income of the family and other proof of creditor's rights and debts that have an impact on repayment ability< (4) the contract, agreement and other valid documents for the purchase of housing< (5) the list and ownership certificate of the mortgaged and pledged property used for security, the certificate of consent of the person with the right of disposal to mortgage and pledge, and the appraisal certificate of the mortgaged property issued by the relevant department< (6) the provident fund center requires a third-party guarantor to guarantee and pay the guarantee fee, and the borrower, the lender and the third-party guarantor shall jointly sign a third-party contract< (7) other information required by the provident fund center.
1. When applying for housing provident fund loan, the lender shall submit a written application to the bank, fill in the housing provident fund loan application form and truthfully provide the following information:
(1) the deposit certificate of the applicant and his spouse's housing provident fund< (2) proof of identity of the applicant and his / her spouse (i.e. resident identity card, permanent residence booklet and other valid residence certificates), and proof of marital status< (3) proof of stable economic income of the family and other proof of creditor's rights and debts that have an impact on repayment ability< (4) the contract, agreement and other valid documents for the purchase of housing< (5) the list and ownership certificate of the mortgaged and pledged property used for security, the certificate of consent of the person with the right of disposal to mortgage and pledge, and the appraisal certificate of the mortgaged property issued by the relevant department< (6) the provident fund center requires a third-party guarantor to guarantee and pay the guarantee fee, and the borrower, the lender and the third-party guarantor shall jointly sign a third-party contract< (7) other information required by the provident fund center.
7. Housing accumulation fund should go to the housing accumulation fund management center where the employer is located< Article 13 of the regulations on the administration of housing provident fund
the management center of housing provident fund shall set up a special account for housing provident fund in the entrusted bank
the unit should go to the housing provident fund management center to register the payment of housing provident fund, and after the approval of the housing provident fund management center, go to the entrusted bank to go through the proceres for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account
the management center of housing provident fund shall establish a detailed account of employees' housing provident fund to record the deposit and withdrawal of employees' personal housing provident fund
Article 14 a newly established unit shall, within 30 days from the date of its establishment, go to the housing provident fund management center to register the payment of housing provident fund, and within 20 days from the date of registration, go to the entrusted bank to handle the proceres for the establishment of housing provident fund accounts for its employees with the approval documents of the housing provident fund management center
in case of merger, division, cancellation, dissolution or bankruptcy of the unit, the original unit or liquidation organization shall go to the housing provident fund management center to handle the change registration or cancellation registration within 30 days from the date of the above situation, and shall hold the review documents of the housing provident fund management center within 20 days from the date of the change registration or cancellation registration, Go to the entrusted bank to handle the proceres of transferring or sealing up the housing provident fund account for the employees of the unit< Article 15 If an employee is employed, he / she shall go to the housing provident fund management center for deposit registration within 30 days from the date of employment, and go to the entrusted bank for the establishment or transfer of the employee's housing provident fund account with the examination documents of the housing provident fund management center
in case of termination of the labor relationship between the unit and the employee, the unit shall, within 30 days from the date of termination of the labor relationship, go to the housing provident fund management center to handle the change registration, and go to the entrusted bank to handle the transfer or seal up proceres of the employee's housing provident fund account with the approval documents of the housing provident fund management center.
the management center of housing provident fund shall set up a special account for housing provident fund in the entrusted bank
the unit should go to the housing provident fund management center to register the payment of housing provident fund, and after the approval of the housing provident fund management center, go to the entrusted bank to go through the proceres for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account
the management center of housing provident fund shall establish a detailed account of employees' housing provident fund to record the deposit and withdrawal of employees' personal housing provident fund
Article 14 a newly established unit shall, within 30 days from the date of its establishment, go to the housing provident fund management center to register the payment of housing provident fund, and within 20 days from the date of registration, go to the entrusted bank to handle the proceres for the establishment of housing provident fund accounts for its employees with the approval documents of the housing provident fund management center
in case of merger, division, cancellation, dissolution or bankruptcy of the unit, the original unit or liquidation organization shall go to the housing provident fund management center to handle the change registration or cancellation registration within 30 days from the date of the above situation, and shall hold the review documents of the housing provident fund management center within 20 days from the date of the change registration or cancellation registration, Go to the entrusted bank to handle the proceres of transferring or sealing up the housing provident fund account for the employees of the unit< Article 15 If an employee is employed, he / she shall go to the housing provident fund management center for deposit registration within 30 days from the date of employment, and go to the entrusted bank for the establishment or transfer of the employee's housing provident fund account with the examination documents of the housing provident fund management center
in case of termination of the labor relationship between the unit and the employee, the unit shall, within 30 days from the date of termination of the labor relationship, go to the housing provident fund management center to handle the change registration, and go to the entrusted bank to handle the transfer or seal up proceres of the employee's housing provident fund account with the approval documents of the housing provident fund management center.
8. Which area deposit in which area of the provident fund management center for business. Although they are all management centers, the regulations of each management center are different.
9. Look at the location of your unit, that is to say, it depends on where the provident fund account of your employees is opened. If it is interrupted, it depends on where the unit that pays the provident fund to you finally handles the collective sealing up.
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