Decentralized capital pool

1. The four well-known decentralized loan agreements are compound, Dharma, dydx and maker, We summarize it into three modes:
(1) P2P matchmaking mode

the Xueshuo innovation blockchain Technology Workstation of Lianqiao ecation online is the only approved "blockchain Technology Specialty" pilot workstation of "smart learning workshop 2020 Xueshuo innovation workstation" launched by the school planning, construction and development center of the Ministry of ecation of China. Based on providing diversified growth paths for students, the professional station promotes the reform of the training mode of the combination of professional degree research, proction, learning and research, and constructs the applied and compound talent training system
Dharma and dydx are peer-to-peer agreements to match borrowers and lenders. Therefore, the number of loans and borrowings based on the two agreements is equal
for example, in Dharma, smart contracts act as "guarantors" to evaluate the asset prices and risks of borrowers. The creditor decides whether to loan to the borrower according to the evaluation results provided by the "guarantor". At the same time, when the borrower fails to repay on time, the "guarantor" will automatically carry out the liquidation procere. The maximum borrowing period of Dharma platform is 90 days, and the loan interest is fixed. The lender's funds are locked ring the loan period, and only after matching with the borrower can it start to earn interest
dydx protocol is also a P2P mode, but the main difference between it and other lending platforms is that dydx also supports other transactions besides borrowing and lending, such as futures trading. When a trader opens a position in dydx, he or she will borrow margin and reach an agreement with the lender on the terms through the platform to conct margin trading. Therefore, the target customers of dydx are mainly margin dealers. The interest of the dydx platform is variable, and there is no lock-in period or maximum term for users to borrow money on the dydx platform< The first mock exam mode of BR / > (2) is (3) liquid pool trading
take compound as an example, borrowers and lenders trade through the liquid trading pool instead of matching with counterparties. The interest rate of each loan and loan is determined by the liquidity of the pool, that is, the ratio between the total amount of money provided by the lender and the total amount of money demanded by the borrower. Compound doesn't set a fixed loan term, so the lender can deposit the funds into the loan pool, continuously earn interest, and withdraw the assets at any time. The borrower has an unlimited contract period

according to market research, as of February 20, 2021, the total borrowing volume of the decentralized mortgage market hit an all-time high of US $8 billion for the first time. Decentralized lending market is a network system based on smart contract, where cryptocurrency holders can lend their assets / certificates on the chain to others to make profits.
currently, the top three defi protocols in the total amount of borrowing are:
1, compound: the total amount of borrowing is 4446012599 US dollars, accounting for 55.60%
2. Maker: the total amount of borrowing is 2335968433 US dollars, accounting for 29.21%< 3. AAVE V1: the total amount of borrowing is 643772395 US dollars, accounting for 8.05%<

the Xueshuo innovation blockchain Technology Workstation of Lianqiao ecation online is the only approved "blockchain Technology Specialty" pilot workstation of "smart learning workshop 2020 Xueshuo innovation workstation" launched by the school planning, construction and development center of the Ministry of ecation of China. Based on providing diversified growth paths for students, the professional station promotes the reform of the training mode of the combination of professional degree research, proction, learning and research, and constructs the applied and compound talent training system.

2. Yes, decentralization: no domain name, no server, no central account, no operator, open fund pool, never shut down the network, with chain contract, no real name registration, automatic distribution of benefits, no tampering with the system, no hacker attack

centralization: to apply for a domain name, you need a server, you need a central account, you need an operator, the fund pool is not open, you can close the network at any time, you have no contract on the chain, you need to register your mobile phone number, you need to apply for cash withdrawal, and hackers can attack.

3. Massive data has brought three problems: higher cost of data storage, privacy and data security; The liquidity of data assets. The traditional centralized storage and computing does not solve these three problems well. Since there is the advantage of centralization, there will be the logic of decentralization. Based on decentralization, the world will proce new proction factors and new application ecology. At present, IPFs storage and distributed storage is the representative of decentralized storage, corresponding to the decentralized cloud computing platform represented by xnmatrix and Berkeley.

4. There is no trading platform called MGK in Australia. The management of trading in Australia is still strict. It is very difficult for local companies to obtain a trading platform license, and there are a lot of regulations. It is not allowed for such a platform to store funds without a special license. There is a MGK global trading platform in Malaysia. I don't know if you mean that. If any trading platform looks too good, there must be a problem.

5. It's really deceiving. What I said at the beginning is good. Who has ever seen me fulfill my promise

6. Some friends seem to have talked about it, but I don't think it's reliable. Generally speaking, many Internet frauds rely on virtual currency. Can this avoid the risk of capital settlement? Trading in Porter currency is untraceable and easy to cash out.

7.

The theft of 14.5 million bitcoins in Jiangxi Province was solved, which caused heated discussion among netizens on the Internet. We all know that the current era is an Internet era, and it is also an era of rapid development. There are many people who want to earn money through illegal means, which is not worth advocating. We also hope that everyone can learn this lesson, suspects will also face very severe punishment

we also hope that this lesson can arouse a wake-up call for everyone. If everyone is like them, they will certainly face the disaster of imprisonment. At the same time, we need to pay attention to the fact that no matter how powerful the hacking technology is, there will still be many hot spots left. After all, it is the body, which cannot be separated from legal sanctions, I also hope that they can learn from this lesson, be a good person in their future life, and never violate the law and discipline. I hope everyone can pay attention to this

8.

Vpay wallet selling and buying refers to selling and buying vpay digital assets, similar to bitcoin and other digital assets

Functions and features of vpay:

1. It can support multi currency fast transfer

according to your needs, vpay supports easy and fast transfer of US dollar, RMB, digital assets and other currencies

2. Cross border transfer is faster and lossless

vpay uses the global distributed accounting technology, the whole transfer process is only a few seconds, but does not generate any transaction costs or handling charges

3. Decentralization, point-to-point, whole network circulation

vpay is completely decentralized, realizing the point-to-point seamless combination of global currency and various digital currencies, and truly realizing the whole network circulation

The value of circulation is inexhaustible

According to the economic principle that circulation proces value, combined with the application of integral equation, operational research, multiplication and other sciences, vpay only needs to make the capital circulation in vpay proce value, and then add value, compound interest and multiplication, so that your wealth is inexhaustible

Vpay is a mining machine to excavate digital assets

the digital asset of vpay adopts the reborn coin algorithm, which was initiated by the former senior executive of Google company, Marco Mino. It adopts the original mining mechanism of circulation to generate computing power to develop mobile app wallet application to lock in and develop end users, which are the core competitiveness of vpay

vpay digital assets are mined by circulation computing power. The balance circulation transfer in vpay wallet or our promotion and sharing is equivalent to turning on the mining machine. The system releases corresponding points to each wallet every day according to our contribution value. These points can be converted into our digital assets, which is equivalent to digging out new coins

extended data:

1: the core of vpay Wallet: circulation generates value

2:Vpay is a platform without borders, digital trading platform, international shopping mall platform, like Alipay and WeChat. The difference is that Vpay is developed by the most popular block chain technology in the financial circle since 2017. It can achieve cross border transfer without any spot, and there is no fee. p>

3: vpay wallets can be used to connect with physical businesses in various regions of China and can be consumed with 20% off the balance

4: vpay wallet has the functions of de centralization, de centralized account, point-to-point transaction, global constant issuance, and orderly in and out. It has the attributes of digital currency and has unique advantages such as open source code, constant volume distribution, independent wallet, large market trading, commercial application, etc

5: vpay has operation centers in Cambodia, China, Hong Kong, Vietnam, South Korea and Japan

6: effectively avoid the five risks of the instry:

1. Policy risk: decentralization, no direct recommendation award

2. Cash flow risk: to the central account, no capital pool

3. Promotion risk: saving money in another place also increases value, which is easy to promote

4. Account risk: each account is independent to prevent hackers and embezzlement

5. Network risk: money exists in one's own purse and does not hurt the network

7: there is no direct promotion award, confrontation award, management award and Leadership Award, but the income exceeds all projects and is formal

8: according to the economic principle of value generated by circulation, vpay wallet uses brand-new blockchain technology, combined with the application of integral hash algorithm, equation, operational research, multiplication and other sciences. As long as the "balance" in vpay wallet circulates, it can generate "integral", and then increase compound interest and multiplication, so that your "money" can never be spent! Balance transfer (circulation) generates income

source: vpay Wallet - vpay is the trend of Internet popularity