Sale decentralized lending platform
Publish: 2021-04-16 03:01:13
1. Compared with centralized trading platform, what are the advantages and disadvantages of decentralized trading platform
since 2013, many decentralized trading platforms have emerged. Different from the centralized trading platform, the decentralized trading platform does not need to register an account, and can participate in the transaction by using the personal digital asset account
secondly, every transaction of the decentralized trading platform is carried out through the blockchain, and it needs to wait for the confirmation of the blockchain before the transaction is successful. At the same time, the decentralized trading platform is not responsible for keeping users' assets and private key information. On the one hand, it avoids the moral hazard of the trading platform, on the other hand, it requires you to keep your private key well
e to the low liquidity and slow transaction processing of decentralized trading platforms, the total transaction volume only accounts for 0.03% of the global total transaction volume of digital assets. At present, the tokens of airswap, kyber, 0x and omisego can be traded on huobi.pro.
since 2013, many decentralized trading platforms have emerged. Different from the centralized trading platform, the decentralized trading platform does not need to register an account, and can participate in the transaction by using the personal digital asset account
secondly, every transaction of the decentralized trading platform is carried out through the blockchain, and it needs to wait for the confirmation of the blockchain before the transaction is successful. At the same time, the decentralized trading platform is not responsible for keeping users' assets and private key information. On the one hand, it avoids the moral hazard of the trading platform, on the other hand, it requires you to keep your private key well
e to the low liquidity and slow transaction processing of decentralized trading platforms, the total transaction volume only accounts for 0.03% of the global total transaction volume of digital assets. At present, the tokens of airswap, kyber, 0x and omisego can be traded on huobi.pro.
2. I have been playing currency for many years, and I have used many trading platforms. I think the best one to use is gotc decentralized trading platform. First of all, this platform is a truly decentralized trading platform. On this platform, the power to initiate and agree transactions, as well as the power to quote, are in the hands of users, and the platform has no right to interfere or participate in the reconciliation. It's very safe and reliable.
3. The four well-known decentralized loan agreements are compound, Dharma, dydx and maker, We summarize it into three modes:
(1) P2P matchmaking mode
the Xueshuo innovation blockchain Technology Workstation of Lianqiao ecation online is the only approved "blockchain Technology Specialty" pilot workstation of "smart learning workshop 2020 Xueshuo innovation workstation" launched by the school planning, construction and development center of the Ministry of ecation of China. Based on providing diversified growth paths for students, the professional station promotes the reform of the training mode of the combination of professional degree research, proction, learning and research, and constructs the applied and compound talent training system
Dharma and dydx are peer-to-peer agreements to match borrowers and lenders. Therefore, the number of loans and borrowings based on the two agreements is equal
for example, in Dharma, smart contracts act as "guarantors" to evaluate the asset prices and risks of borrowers. The creditor decides whether to loan to the borrower according to the evaluation results provided by the "guarantor". At the same time, when the borrower fails to repay on time, the "guarantor" will automatically carry out the liquidation procere. The maximum borrowing period of Dharma platform is 90 days, and the loan interest is fixed. The lender's funds are locked ring the loan period, and only after matching with the borrower can it start to earn interest
dydx protocol is also a P2P mode, but the main difference between it and other lending platforms is that dydx also supports other transactions besides borrowing and lending, such as futures trading. When a trader opens a position in dydx, he or she will borrow margin and reach an agreement with the lender on the terms through the platform to conct margin trading. Therefore, the target customers of dydx are mainly margin dealers. The interest of the dydx platform is variable, and there is no lock-in period or maximum term for users to borrow money on the dydx platform< The first mock exam mode of BR / > (2) is
take compound as an example, borrowers and lenders trade through the liquid trading pool instead of matching with counterparties. The interest rate of each loan and loan is determined by the liquidity of the pool, that is, the ratio between the total amount of money provided by the lender and the total amount of money demanded by the borrower. Compound doesn't set a fixed loan term, so the lender can deposit the funds into the loan pool, continuously earn interest, and withdraw the assets at any time. The borrower has an unlimited contract period
according to market research, as of February 20, 2021, the total borrowing volume of the decentralized mortgage market hit an all-time high of US $8 billion for the first time. Decentralized lending market is a network system based on smart contract, where cryptocurrency holders can lend their assets / certificates on the chain to others to make profits.
currently, the top three defi protocols in the total amount of borrowing are:
1, compound: the total amount of borrowing is 4446012599 US dollars, accounting for 55.60%
2. Maker: the total amount of borrowing is 2335968433 US dollars, accounting for 29.21%< 3. AAVE V1: the total amount of borrowing is 643772395 US dollars, accounting for 8.05%<
the Xueshuo innovation blockchain Technology Workstation of Lianqiao ecation online is the only approved "blockchain Technology Specialty" pilot workstation of "smart learning workshop 2020 Xueshuo innovation workstation" launched by the school planning, construction and development center of the Ministry of ecation of China. Based on providing diversified growth paths for students, the professional station promotes the reform of the training mode of the combination of professional degree research, proction, learning and research, and constructs the applied and compound talent training system.
(1) P2P matchmaking mode
the Xueshuo innovation blockchain Technology Workstation of Lianqiao ecation online is the only approved "blockchain Technology Specialty" pilot workstation of "smart learning workshop 2020 Xueshuo innovation workstation" launched by the school planning, construction and development center of the Ministry of ecation of China. Based on providing diversified growth paths for students, the professional station promotes the reform of the training mode of the combination of professional degree research, proction, learning and research, and constructs the applied and compound talent training system
Dharma and dydx are peer-to-peer agreements to match borrowers and lenders. Therefore, the number of loans and borrowings based on the two agreements is equal
for example, in Dharma, smart contracts act as "guarantors" to evaluate the asset prices and risks of borrowers. The creditor decides whether to loan to the borrower according to the evaluation results provided by the "guarantor". At the same time, when the borrower fails to repay on time, the "guarantor" will automatically carry out the liquidation procere. The maximum borrowing period of Dharma platform is 90 days, and the loan interest is fixed. The lender's funds are locked ring the loan period, and only after matching with the borrower can it start to earn interest
dydx protocol is also a P2P mode, but the main difference between it and other lending platforms is that dydx also supports other transactions besides borrowing and lending, such as futures trading. When a trader opens a position in dydx, he or she will borrow margin and reach an agreement with the lender on the terms through the platform to conct margin trading. Therefore, the target customers of dydx are mainly margin dealers. The interest of the dydx platform is variable, and there is no lock-in period or maximum term for users to borrow money on the dydx platform< The first mock exam mode of BR / > (2) is
take compound as an example, borrowers and lenders trade through the liquid trading pool instead of matching with counterparties. The interest rate of each loan and loan is determined by the liquidity of the pool, that is, the ratio between the total amount of money provided by the lender and the total amount of money demanded by the borrower. Compound doesn't set a fixed loan term, so the lender can deposit the funds into the loan pool, continuously earn interest, and withdraw the assets at any time. The borrower has an unlimited contract period
according to market research, as of February 20, 2021, the total borrowing volume of the decentralized mortgage market hit an all-time high of US $8 billion for the first time. Decentralized lending market is a network system based on smart contract, where cryptocurrency holders can lend their assets / certificates on the chain to others to make profits.
currently, the top three defi protocols in the total amount of borrowing are:
1, compound: the total amount of borrowing is 4446012599 US dollars, accounting for 55.60%
2. Maker: the total amount of borrowing is 2335968433 US dollars, accounting for 29.21%< 3. AAVE V1: the total amount of borrowing is 643772395 US dollars, accounting for 8.05%<
the Xueshuo innovation blockchain Technology Workstation of Lianqiao ecation online is the only approved "blockchain Technology Specialty" pilot workstation of "smart learning workshop 2020 Xueshuo innovation workstation" launched by the school planning, construction and development center of the Ministry of ecation of China. Based on providing diversified growth paths for students, the professional station promotes the reform of the training mode of the combination of professional degree research, proction, learning and research, and constructs the applied and compound talent training system.
4. For example, the decentralized OTC trading platform of gotc is very good. Many friends around me, including me, especially like to play currency. Recently, they have been playing on this platform. Gotc platform is not owned by any company, and a third party will assist in platform updating and answering related problems. Gotc implements strict risk control management and operates stably.
5. CBC decentralized e-commerce platform aims to use blockchain technology to solve the user privacy security problem of existing e-commerce platform. Blockchain technology will be applied to the transaction data and comments of customers, which can not be tampered with. Token is the currency of the platform, which allows the purchase of goods on the CBC e-commerce platform. Transactions on the platform can not be deleted or modified, which plays a great role in promoting users and guiding businesses. Put an end to the prevalence of counterfeit goods, give users a good sense of trust
CBC is a business model that will change the relationship between consumers and businesses, promote consumer transactions, and lock the terminal. The continuous transaction between consumers and businesses is more active and efficient on the decentralized consumption chain platform than on the existing centralized platform, so that more consumers can reflect their consumption value. There is an exclusive foundation under the CBC platform. As a CBC technology R & D and proct operator, CBC foundation is one of the organizations operating CBC. CBC foundation has the same rights and responsibilities as other organizations.
CBC is a business model that will change the relationship between consumers and businesses, promote consumer transactions, and lock the terminal. The continuous transaction between consumers and businesses is more active and efficient on the decentralized consumption chain platform than on the existing centralized platform, so that more consumers can reflect their consumption value. There is an exclusive foundation under the CBC platform. As a CBC technology R & D and proct operator, CBC foundation is one of the organizations operating CBC. CBC foundation has the same rights and responsibilities as other organizations.
6. Take gotc for example. All records can be queried through blocks, which is true and reliable
the order is linked in seconds, and the transaction is completed in an average of five minutes; Only 0.2% will be charged to platform merchants.
the order is linked in seconds, and the transaction is completed in an average of five minutes; Only 0.2% will be charged to platform merchants.
7. In the decentralized e-commerce platform of CBC, users' value generation behavior will be reflected in the form of CBC token, and token is the share of CBC project. As the operator of the platform, it is the same as users, who get token through labor force and do not participate in any direct profit sharing. Multiple roles of the mall form a community of interests to build and share. The total amount of token is limited, and the circulation is transparent Never issue additional shares. The profits generated by e-commerce platform in shopping and advertising will be used to buy back tokens. This has become a healthy and transparent business model, subverting the Internet Mall that has graally lost its essence, and truly allowing value contributors to participate in value sharing.
8. Before we understand decentralized lending, we need to understand the definition of both sides:
both sides mainly refer to the lender and the borrower, so they are called both sides
the borrower refers to the borrower, and the loan refers to the borrower
decentralized lending refers to matching the borrower and the lender through the past central lending agreement, and then transferring the assets and completing the lending immediately after the confirmation of mortgage and pledge
the decentralized lending protocol provides the platform with the technical basis of standardization and interoperability, and plays the role of security management in the lending process. Compared with the traditional lending model, the decentralized lending model has the following characteristics:
a. the combination of legal currency loan and digital asset loan (stable currency model can be regarded as the combination of legal currency and digital asset)
B. mortgage based on digital assets
C. realize real-time transaction settlement through automation, and rece the actual cost
D. replacing credit review with over mortgage mode also means that it can serve more people who can not use traditional services<
the Xueshuo innovation blockchain Technology Workstation of Lianqiao ecation online is the only approved "blockchain Technology Specialty" pilot workstation of "smart learning workshop 2020 Xueshuo innovation workstation" launched by the school planning, construction and development center of the Ministry of ecation of China. Based on providing diversified growth paths for students, the professional station promotes the reform of the training mode of the combination of professional degree research, proction, learning and research, and constructs the applied and compound talent training system.
both sides mainly refer to the lender and the borrower, so they are called both sides
the borrower refers to the borrower, and the loan refers to the borrower
decentralized lending refers to matching the borrower and the lender through the past central lending agreement, and then transferring the assets and completing the lending immediately after the confirmation of mortgage and pledge
the decentralized lending protocol provides the platform with the technical basis of standardization and interoperability, and plays the role of security management in the lending process. Compared with the traditional lending model, the decentralized lending model has the following characteristics:
a. the combination of legal currency loan and digital asset loan (stable currency model can be regarded as the combination of legal currency and digital asset)
B. mortgage based on digital assets
C. realize real-time transaction settlement through automation, and rece the actual cost
D. replacing credit review with over mortgage mode also means that it can serve more people who can not use traditional services<
the Xueshuo innovation blockchain Technology Workstation of Lianqiao ecation online is the only approved "blockchain Technology Specialty" pilot workstation of "smart learning workshop 2020 Xueshuo innovation workstation" launched by the school planning, construction and development center of the Ministry of ecation of China. Based on providing diversified growth paths for students, the professional station promotes the reform of the training mode of the combination of professional degree research, proction, learning and research, and constructs the applied and compound talent training system.
9. ⚠&# 65039;&# 9888;&# 65039; MGS relocation process:
1, recommender scans QR code to register
2, downloads MGS system
3, activates account
4, real name authentication, and can bind collection QR code
5 by the way. After real name authentication is passed, MGK maps, generates public key, copies public key and completes mapping
6. Go to the old system, pack the data, fill in the public key, verify the identity information, and submit for confirmation
finally, if the MGS data package shows that it has been packed, just wait a few minutes. Go to the new system to see if it has arrived. If it has not arrived for a long time, go to the old MGK system to see whether the data package status is packed or not. If it is not, remap and repackage
1, recommender scans QR code to register
2, downloads MGS system
3, activates account
4, real name authentication, and can bind collection QR code
5 by the way. After real name authentication is passed, MGK maps, generates public key, copies public key and completes mapping
6. Go to the old system, pack the data, fill in the public key, verify the identity information, and submit for confirmation
finally, if the MGS data package shows that it has been packed, just wait a few minutes. Go to the new system to see if it has arrived. If it has not arrived for a long time, go to the old MGK system to see whether the data package status is packed or not. If it is not, remap and repackage
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