Decentralization of banking online stores
Publish: 2021-04-16 18:53:55
1. Sharing from regional TV network: in a system with many nodes, each node has a high degree of autonomy. Nodes can connect freely to each other to form a new connection unit. Any node may become the stage center, but it does not have the mandatory central control function. The influence between nodes will form nonlinear causality through the network. This open, flat and equal system phenomenon or structure is called & quot; Decentralization & quot;.
2. From the perspective of technology development stage, blockchain technology is still in the early stage. Blockchain was not popular in China at the earliest time, but it has been highly valued at the policy level in China. Blockchain instrial parks in various regions have been implemented one after another, and blockchain applications are also rising. Changsha high tech Zone has officially launched a blockchain project, called SMIC blockchain service platform, which is a government enterprise service platform.
3.
Difference: the sub branch business department is a part of the sub branch, because in addition to the business department, there are also institutions such as the general department and customer service department. The sub branch business department of each district of the bank deals with the general business, which is the same as that of the sub branch. The company should go to the branch to open an account. It makes no difference to ordinary people
example:
(1) for example, the head office of ABC is the core bank of ABC
(2) branch is the small leader of each region. For example, Luoyang Branch of Agricultural Bank of China, then other branches of Agricultural Bank of China in Luoyang are managed by this branch, as long as the cards do not go out of the branch management scope, they are not cross regional
(3) a branch is a branch, and the sales department and the branch are at the same level
extended data
sub branches are mainly responsible for the approval of some projects and the business inspection of subordinate institutions. Such as: bank account opening license issued, loan card issued approval
The specific responsibilities are as follows:1. Implement the steady monetary policy and support the economic development of the jurisdiction
2. Carry out foreign exchange management according to the authorization to maintain the order and stability of foreign exchange in the jurisdiction
3. Specifically responsible for the withdrawal, safekeeping, destruction and accounting of damaged bonds of RMB issuance funds, handling cash deposit and withdrawal business of commercial banks, and organizing anti-counterfeiting work of RMB
Maintain the normal operation of payment and clearing system Managing the national treasury To carry out financial statistics and organize financial and economic statistical investigation7. To guide the deployment of anti money laundering work in the financial instry, and to be responsible for the fund monitoring of anti money laundering
Manage the credit instry and promote the establishment of social credit system Prevent systemic financial risks and maintain financial stability4. Nowadays, bank managers graally realize the importance and urgency of network layout. In the central area of economically developed cities, we can often see the fierce competition for the gold position of major banks. At the same time, e to historical reasons, even in cities of general development level, major banks often have dozens or even hundreds of business outlets. With the development and change of regional economy, it has become an urgent problem for banks to re allocate and adjust the existing outlets which are not suitable for the new environment.
5. 1. Staff can enter the network independently. The working hours are all before 8:30 or 8:00. They all come early and late. 2 All outlets open at 8:30. 3 The escort car usually arrives before 9 o'clock. After arriving, the escort will send the money to the vault (in the bank) and pay the account. 4 Keep accounts, clear accounts and money. There's nothing else to do.
6. For reference: work summary of banking business department in the first half of the year
according to the work requirements of the Party committee of the bank, the main work items of our department in the first half of 2010 are summarized, and the work arrangement in the second half of the year is reported as follows<
I. work summary in the first half of the year. In order to continuously improve the overall service level of our bank and truly promote the comprehensive development of various branches' businesses with service work, in April this year, in accordance with the guidance of the new branch Party committee and on the basis of the original service work management measures, our Department revised and issued the new "civilized and high quality service management office law of * * bank * * branch". Compared with the old method, the new management method embodies the distinct characteristics of paying equal attention to service management and business development, and closely combining them. The terms of the measures are fine and operational, which is more in line with the actual management work of our bank. Jiyi
after its draft, it was promulgated and implemented at the bank wide Conference on civilized and high quality service held in mid April 2010
after the promulgation of the new measures, our department immediately arranged the service supervision group of our department and all staff of the organizations under our jurisdiction to study the detailed rules of the Measures seriously, and instructed special personnel to check and self inspect them according to the newly revised "service specification for business outlets" of the head office. For the service software and hardware problems found in the self inspection, those that can be rectified shall be rectified immediately; If it is unable to rectify at the moment, it shall communicate with the trade union of the superior bank in time and work together with the functional departments of the branch to study and solve the problem. At the same time, our department also engaged external service supervision agencies to conct explicit and covert inspections on the service status of all agencies under its jurisdiction according to the requirements of the new measures, and reported the inspection situation on a monthly basis. Although the measures have only been implemented for two months, from the service inspection results in the first half of the year, our service quality and the overall level of
have been significantly improved
in the first half of this year, while doing a good job in the daily management of services, our ministry also assigned some institutions to actively participate in the civilized and high-quality service competition organized by the provincial Banking Association and the civilized Office of the municipal Party committee The provincial service supervision group and the provincial first inquiry responsibility system inspection group have achieved good results in the acceptance and inspection of our service
2. Business skills training and testing
organizing the business skills training and testing of front-line employees within the jurisdiction is another key work of our department. In view of the fact that the provincial it blueprint system is ready to go online in September this year, branch e-classrooms are used for blueprint training, and it is unable to organize centralized skill training for all employees of the bank, our department issued a notice to the whole department at the beginning of the year, requiring all institutions to break up into parts, organize their employees to strengthen skill training, and strive to meet the head office acceptance test with excellent results. From June 9 to 18, in accordance with the general arrangement of the provincial labor union, our department also organized a skill test for branch employees. More than 500 employees of the whole bank participated in the test, with more than 40 actual tests and more than 800 actual participants. This evaluation also achieved a relatively
ideal result. According to statistics, more than 200 employees have reached the level of first-class experts with different skills, and the qualification rate of all employees under the jurisdiction is nearly 100%
3. External publicity work
while doing a good job in daily work, our department also undertakes part of the external publicity work of the branch, timely submit all kinds of work news of the branch to the website and internal electronic publications of the head office, provincial bank and branch in the form of pictures and texts, so as to expand the influence of the branch and enhance the popularity of our bank. According to incomplete statistics, in the first half of the year, our bank issued nearly 20 manuscripts to the media outside the bank, with a publishing rate of 100%
it should be noted that at the end of last year, our bank was rated as a model of advanced unit of spiritual civilization by Liaoning provincial Party committee and provincial government. At the beginning of this year, the Publicity Department of the municipal Party committee came to our bank on behalf of the provincial government to hold a plaque awarding ceremony. Our department firmly grasped this opportunity, not only did a good job in reception, preparation and internal publicity work, but also fully cooperated with Liaoning Daily news station reporter's news interview with our bank, and expanded our bank's influence on the outside world by issuing a news interview with our bank in Liaoning Daily< According to the work arrangement of the Party committee of the branch, in March this year, our department actively contacted the physical examination hospital and organized the whole staff to conct centralized physical examination. And according to the results of the inspection, focus on organizing employees to vaccinate against hepatitis B. at present, the work is still in progress
in May this year, according to the requirements of the Party committee, our department was also responsible for organizing the bidding and inspection of employees' service contractors. At the end of May, we completed the signing of the order contract and the quantitative work of more than 1200 employees in the bank< According to the unified deployment of the provincial Party Affairs Department, in the first half of the year, our department also actively organized all Party branches in the bank to strictly control the party affairs, carefully select activists and participate in the party joining training of the municipal organ Working Committee. At present, all the 11 activists who have participated in the training have successfully completed their courses, and the candidates who plan to recruit new ones have been reported to the Party committee of the branch< In the first half of this year, our department mainly organized and arranged the following large-scale cultural and sports activities in order to build a harmonious corporate cultural environment and activate the cultural life of employees
on the eve of the Spring Festival, the bank organized and held the 2010 annual commendation meeting for double pioneers and double excellence and the Spring Festival Gala; At the beginning of March, in order to commemorate the international working women's day on March 8, she organized all female employees of the bank to hold a calligraphy, painting and photography competition; 5
in the middle of this month, we organized all employees of the bank to carry out the "green pact" theme mountaineering activities, etc. The success of the above activities greatly enhanced the centripetal force of the staff and the cohesion of the branch Party committee, and achieved the expected results
7. Other work
in the middle of June, the provincial Bank of China held the provincial business skills competition in 2010, and designated our bank to undertake the whole process. According to the instructions of the Party committee of the branch, our department has invested a lot of time and manpower from the early preparation to the smooth development of the activity. After the activity, the work of our department has been praised and praised by the party committees of provincial banks and branches< The main problems in the first half of the year are as follows: 1. Although our department has revised the very detailed service management methods, in the daily management, the evaluation line is still rough and the evaluation precision needs to be strengthened
2. In the 2010 business skills competition held by the provincial Bank of China, our bank only won the fourth place in the group total score, which does not match our positioning in the whole province, and the staff's business skills training needs to be strengthened.
according to the work requirements of the Party committee of the bank, the main work items of our department in the first half of 2010 are summarized, and the work arrangement in the second half of the year is reported as follows<
I. work summary in the first half of the year. In order to continuously improve the overall service level of our bank and truly promote the comprehensive development of various branches' businesses with service work, in April this year, in accordance with the guidance of the new branch Party committee and on the basis of the original service work management measures, our Department revised and issued the new "civilized and high quality service management office law of * * bank * * branch". Compared with the old method, the new management method embodies the distinct characteristics of paying equal attention to service management and business development, and closely combining them. The terms of the measures are fine and operational, which is more in line with the actual management work of our bank. Jiyi
after its draft, it was promulgated and implemented at the bank wide Conference on civilized and high quality service held in mid April 2010
after the promulgation of the new measures, our department immediately arranged the service supervision group of our department and all staff of the organizations under our jurisdiction to study the detailed rules of the Measures seriously, and instructed special personnel to check and self inspect them according to the newly revised "service specification for business outlets" of the head office. For the service software and hardware problems found in the self inspection, those that can be rectified shall be rectified immediately; If it is unable to rectify at the moment, it shall communicate with the trade union of the superior bank in time and work together with the functional departments of the branch to study and solve the problem. At the same time, our department also engaged external service supervision agencies to conct explicit and covert inspections on the service status of all agencies under its jurisdiction according to the requirements of the new measures, and reported the inspection situation on a monthly basis. Although the measures have only been implemented for two months, from the service inspection results in the first half of the year, our service quality and the overall level of
have been significantly improved
in the first half of this year, while doing a good job in the daily management of services, our ministry also assigned some institutions to actively participate in the civilized and high-quality service competition organized by the provincial Banking Association and the civilized Office of the municipal Party committee The provincial service supervision group and the provincial first inquiry responsibility system inspection group have achieved good results in the acceptance and inspection of our service
2. Business skills training and testing
organizing the business skills training and testing of front-line employees within the jurisdiction is another key work of our department. In view of the fact that the provincial it blueprint system is ready to go online in September this year, branch e-classrooms are used for blueprint training, and it is unable to organize centralized skill training for all employees of the bank, our department issued a notice to the whole department at the beginning of the year, requiring all institutions to break up into parts, organize their employees to strengthen skill training, and strive to meet the head office acceptance test with excellent results. From June 9 to 18, in accordance with the general arrangement of the provincial labor union, our department also organized a skill test for branch employees. More than 500 employees of the whole bank participated in the test, with more than 40 actual tests and more than 800 actual participants. This evaluation also achieved a relatively
ideal result. According to statistics, more than 200 employees have reached the level of first-class experts with different skills, and the qualification rate of all employees under the jurisdiction is nearly 100%
3. External publicity work
while doing a good job in daily work, our department also undertakes part of the external publicity work of the branch, timely submit all kinds of work news of the branch to the website and internal electronic publications of the head office, provincial bank and branch in the form of pictures and texts, so as to expand the influence of the branch and enhance the popularity of our bank. According to incomplete statistics, in the first half of the year, our bank issued nearly 20 manuscripts to the media outside the bank, with a publishing rate of 100%
it should be noted that at the end of last year, our bank was rated as a model of advanced unit of spiritual civilization by Liaoning provincial Party committee and provincial government. At the beginning of this year, the Publicity Department of the municipal Party committee came to our bank on behalf of the provincial government to hold a plaque awarding ceremony. Our department firmly grasped this opportunity, not only did a good job in reception, preparation and internal publicity work, but also fully cooperated with Liaoning Daily news station reporter's news interview with our bank, and expanded our bank's influence on the outside world by issuing a news interview with our bank in Liaoning Daily< According to the work arrangement of the Party committee of the branch, in March this year, our department actively contacted the physical examination hospital and organized the whole staff to conct centralized physical examination. And according to the results of the inspection, focus on organizing employees to vaccinate against hepatitis B. at present, the work is still in progress
in May this year, according to the requirements of the Party committee, our department was also responsible for organizing the bidding and inspection of employees' service contractors. At the end of May, we completed the signing of the order contract and the quantitative work of more than 1200 employees in the bank< According to the unified deployment of the provincial Party Affairs Department, in the first half of the year, our department also actively organized all Party branches in the bank to strictly control the party affairs, carefully select activists and participate in the party joining training of the municipal organ Working Committee. At present, all the 11 activists who have participated in the training have successfully completed their courses, and the candidates who plan to recruit new ones have been reported to the Party committee of the branch< In the first half of this year, our department mainly organized and arranged the following large-scale cultural and sports activities in order to build a harmonious corporate cultural environment and activate the cultural life of employees
on the eve of the Spring Festival, the bank organized and held the 2010 annual commendation meeting for double pioneers and double excellence and the Spring Festival Gala; At the beginning of March, in order to commemorate the international working women's day on March 8, she organized all female employees of the bank to hold a calligraphy, painting and photography competition; 5
in the middle of this month, we organized all employees of the bank to carry out the "green pact" theme mountaineering activities, etc. The success of the above activities greatly enhanced the centripetal force of the staff and the cohesion of the branch Party committee, and achieved the expected results
7. Other work
in the middle of June, the provincial Bank of China held the provincial business skills competition in 2010, and designated our bank to undertake the whole process. According to the instructions of the Party committee of the branch, our department has invested a lot of time and manpower from the early preparation to the smooth development of the activity. After the activity, the work of our department has been praised and praised by the party committees of provincial banks and branches< The main problems in the first half of the year are as follows: 1. Although our department has revised the very detailed service management methods, in the daily management, the evaluation line is still rough and the evaluation precision needs to be strengthened
2. In the 2010 business skills competition held by the provincial Bank of China, our bank only won the fourth place in the group total score, which does not match our positioning in the whole province, and the staff's business skills training needs to be strengthened.
7. The business department refers to the organization directly under the larger branch to handle business, and its function is the same as that of general business outlets. However, because some larger branches have more departments and relatively more business, they can not simply handle business in the name of branches. Therefore, it is called XX Branch business department
1. It is divided into company business and personal business from the service object
2. In terms of service procts, corporate business is called wholesale business, and personal business is called retail business
3. The business of a company is all kinds of business handled by enterprises, institutions, indivial businesses and other customer groups in the bank.
1. It is divided into company business and personal business from the service object
2. In terms of service procts, corporate business is called wholesale business, and personal business is called retail business
3. The business of a company is all kinds of business handled by enterprises, institutions, indivial businesses and other customer groups in the bank.
8.
the working hours of CCB are from 8:30 a.m. to 5:00 p.m China Construction Bank is one of the four largest banks in China, through which we can handle a lot of business. The business coverage of China Construction Bank is generally in residents' savings deposits, credit card business, foreign exchange business, personal housing mortgage business, etc
this is based on each region, because there are subtle differences in working hours in different regions and branches. Of course, generally speaking, if you want to handle personal savings business, the business processing time from Monday to Friday is 8:00 a.m. to 5:00 p.m. and on weekends is 9:00 a.m. to 4:30 p.m. If you want to deal with corporate business, the processing time from Monday to Friday is 8:30 to 12:00 in the morning, and the processing time on weekends is 1:30 to 5:00 in the afternoon
with the further development of the Internet era, many businesses can be handled online in the Internet era, it is convenient for every user to travel and work. We can check online in advance to see if we can handle business online, and then choose to go to fixed outlets to handle business
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