Why do people go to the physical examination center
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2. If there is any abnormality after physical examination, you can find the corresponding departments and doctors for further investigation at any time, and the interpretation results are mostly carried out by experienced specialists
disadvantages
1. The environment and service are poor. As the hospital mainly sees doctors, the environment and service are relatively poor compared with the physical examination center
2. Due to the long time, the hospital is not a professional organization for physical examination, so all kinds of examination items may not be concentrated on one floor, resulting in the physical examinees will spend more time in the process of physical examination
advantages of professional physical examination institutions
1. Good environment, guidance ring physical examination, address after physical examination, report sending, report interpretation, etc. The physical examination queue is long and needs to be dredged. Overall, the service is much better than that of the hospital. For example, Aikang Guobin has its own app. Appointment, reminder and report interpretation are all done through the app, which is very convenient
2. For large-scale chain physical examination centers, they have wide coverage all over the country, uniform data and easier horizontal comparison.
According to the current medical insurance policy in many parts of China (including Beijing), physical examination cannot be included in medical insurance reimbursement
However, there is a prerequisite: the accumulated amount of personal account must reach a certain "threshold", and only the part above the "threshold" can be used to pay for health examination. At present, the "threshold" is 2951 yuan (2) the regulations of the current medical insurance measures in Shenzhen: if the accumulated amount of the personal account of the insured in the first level of basic medical insurance exceeds 5% of the average salary of the on-the-job employees in the city in the previous year, the excess part can be used to pay the following expenses:1
2. The basic medical expenses and local supplementary medical expenses paid by myself and their spouses and immediate family members who have participated in the basic medical insurance in the city when they visit the designated medical institutions
3. The expenses of physical examination and vaccination for myself and their spouses and immediate family members who have participated in the basic medical insurance in the city< Third, Shenzhen has adjusted the basic medical insurance benefits of the insured since 2014, and the overall level has been improved. One of the adjustments is to lower the "threshold" for personal accounts to be used for family assistance. Shenzhen's current policies and regulations can be used to pay for the health examination and vaccination expenses of the insured's "spouses and immediate family members who have participated in the city's basic medical insurance"
Fourth, the current provisions of the medical insurance measures in Shenzhen: since there is no indivial account for children's medical insurance, if the total amount of the indivial account of the insured exceeds 2951 yuan, the excess part can not only pay for the children's basic medical expenses and local supplementary medical expenses, but also pay for their physical examination and vaccination expenses
extended data
the main contents of social insurance are as follows:
1. Endowment insurance
a social insurance system in which workers get certain economic compensation material help and services from the government and society after they reach the legal retirement age
Medical insurance is a social insurance system established according to the affordability of finance, enterprises and indivials to ensure the basic medical needs of employees. All employers, including enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises and private enterprises), government organs, institutions, social organizations, private non enterprise units and their employees, are required to participate in basic medical insurance3. Work related injury insurance
the state and society shall provide necessary material assistance to the injured, disabled and deceased's living dependents after the workers suffer from accidental injury e to work reasons and in the process of work, or occupational diseases caused by exposure to st, radiation, toxic substances and other occupational hazards
4. Unemployment insurance
the system of providing material assistance to workers who temporarily interrupt their sources of living e to unemployment. All kinds of enterprises and their employees, institutions and their employees, social organizations and their employees, private non enterprise units and their employees, and employees with whom the state organs have established labor contract relations should apply for unemployment insurance
5. Maternity insurance according to the law, the material assistance provided by the state or society when the working women temporarily interrupt their work and lose their normal source of income e to giving birth to children
