Mortgage the loan house to the Citizen Center

1. 1. It's not the same thing
2. Karma refers to the karma that hinders the cultivation of the right fruit, such as human sin. Karma refers to the set of results caused by personal past, present or future actions, which will change your future. For example, if you have been doing bad things, then your future may go to prison. This is the change of karma to you,.

2. This is the division of authority of national administrative functional departments. Each department has its own division of responsibilities. The administrative approval service center is to handle mortgage, so you need to come here. There's no reason for this. It's like calling 119 when you find a fire, 110 when you find a bandit or police, and 120 when you find that you need first aid. That is to say, regulations.

3. When the loan comes down, the general house has been mortgaged by the lending bank. Of course, you can find it in the real estate center. You don't need to consider whether the mortgage is good or not. You must mortgage it. If you don't repay the loan, the house belongs to the bank, and you can repay the loan by auction.

4. Hello, the house property certificate loan, should go to the bank to handle, mortgage is. It has nothing to do with the Civic Hall. Ordinary people to the bank loan as long as the work proof and income proof or mortgage proof.

5. No< The loan conditions of mortgage loan:
1
2. Have stable economic income, the ability to repay the loan principal and interest, and no bad credit record
3
4. If the new house is used as the maximum mortgage, it must have a legal and effective house purchase contract, the age of the house is less than 10 years, and a down payment of not less than 30% of the total price of the house purchased is available or paid; For those who have purchased and applied for the house mortgage loan, the original house mortgage loan has been repaid for more than one year, the loan balance is less than 60% of the mortgage housing value, and the house used as mortgage has obtained the house ownership certificate, and the house age is less than 10 years
5. Be able to provide effective guarantee recognized by the lending bank
6. Other conditions stipulated by the lending bank.

6.

when handling the real estate mortgage registration, both parties should bring the following relevant legal documents: 1. Copy of business license; 2. The identity certificate or legal representative certificate of the mortgaged party; 3. If it is handled by an agent, there should be a power of attorney from the legal representative or the party concerned; 4. Loan contract (main contract); 5. Mortgage contract; 6. Property right certificate of the mortgaged property (including state owned land use right certificate and house ownership certificate); 7. If the mortgaged property is owned by a joint venture or a joint stock company, there shall be a resolution of the board of directors approving the mortgage; 8. In case of repeated mortgage, the written document of the former mortgagee agreeing to re mortgage shall be provided; 9. If it is the mortgage of the joint property, the written documents agreed by all the joint owners shall be provided; 10. The mortgagor shall have a written document stating that the mortgaged property provided by him has no legal defects; 11. Other legal documents related to mortgage

7.

The basic proceres of real estate mortgage registration are as follows:

1. When applying for real estate mortgage registration, the following documents should be submitted to the registration authority:

(1) application for real estate mortgage registration

(2) the identity certificate or legal person qualification certificate of the mortgagor

(3) mortgage contract

(4) state owned land use certificate, house ownership certificate or real estate certificate

(5) the documents and materials that can prove that the mortgagor has the right to set mortgage

(6) data that can prove the value of mortgaged real estate

(7) other documents deemed necessary by the registration authority

2. Accept the application

examine whether the documents submitted by the applicant are true and complete. If the application documents do not meet the requirements, they will not be accepted; If the application documents meet the requirements, it shall be accepted, and the application number and return receipt shall be given. The return receipt shall indicate the documents received, the date of acceptance and the number

(1) if the mortgage registration is approved, the special seal for mortgage shall be stamped on the real estate right certificate and the mortgage record shall be made on the real estate register. The mortgage record should include the mortgagor, the mortgagee, the name, area, value, amount and term of the mortgaged property

(2) when the real estate purchased in advance is mortgaged, the special seal for mortgage should be stamped on the sales contract

(1) the collection standard of registration fee shall be in accordance with the relevant national or local regulations

(2) the real estate right certificate with the special seal for real estate mortgage shall be returned to the mortgagor within the specified time (obtained by the mortgagor with return receipt, identity certificate and payment voucher)

6. Filing

establish land and real estate registration files according to regulations

< H2 > extended data:

according to China's "guarantee law", if the parties mortgage the land use right, urban real estate or the factory buildings, trees, aircraft, ships, vehicles of township (town) and village enterprises, as well as the equipment and other movable property of the enterprises, they shall register the mortgaged property, and the mortgage contract shall take effect from the date of registration. If the parties mortgage other property, they may voluntarily register the mortgaged property, and the mortgage contract shall take effect from the date of signing. If a party fails to register the mortgaged property, he may not act against a third party

reference link: real estate mortgage registration - Network