Can I get the provident fund from the administrative service cen
Publish: 2021-04-19 04:16:28
1. In general, the government affairs service center of the local government will have corresponding windows to handle business
you can submit the application directly or call 12329 to inquire about the specific location and materials you need.
you can submit the application directly or call 12329 to inquire about the specific location and materials you need.
2. Withdrawal is the balance of the provident fund account, the balance of the provident fund account is divided into company deposit and indivial deposit.
3.
The relevant departments handling the withdrawal of provident fund shall handle the withdrawal proceres of provident fund
according to Article 25 of the regulations on the administration of housing provident fund, if an employee withdraws the balance in the housing provident fund account, his unit shall verify it and issue a withdrawal certificate
employees should apply to the housing provident fund management center for withdrawing the housing provident fund with the withdrawal certificate. The management center of housing provident fund shall make a decision on whether to withdraw or not within 3 days from the date of accepting the application, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment proceres
extended data:
1. The management center of housing provident fund performs the following ties:
1
2. Responsible for recording the deposit, withdrawal and use of employees' housing provident fund
Responsible for the accounting of housing provident fund To examine and approve the withdrawal and use of housing provident fund Responsible for the maintenance and return of housing provident fund To compile the report on the implementation of housing accumulation fund collection and use plan To undertake other matters decided by the housing provident fund management committee (2) in case of any of the following circumstances, employees can withdraw the balance in their housing provident fund account:1
(2) retired or retired 3. Totally losing the ability to work and terminating the labor relationship with the unit (4) emigration and settlement5
6. The rent exceeds the prescribed proportion of family wage income
according to item 2.3.4, if the employee housing provident fund is withdrawn, the employee housing provident fund account shall be cancelled at the same time
if the employee dies or is declared dead, the heirs and bequests of the employee can withdraw the balance in the employee's housing provident fund account; If there is no heir or bequeath, the balance in the employee's housing provident fund account shall be included in the value-added income of the housing provident fund
reference materials: Yueyang provident fund management center - regulations on housing provident fund management
4. The business process of withdrawing housing provident fund is as follows:
1. The employee shall submit an application for withdrawing housing provident fund to the unit with the withdrawal certificate, and the unit shall issue the withdrawal application in plicate after verification. The employees of the centralized storage account shall apply to the sub center or the management department for issuing the application for withdrawal
2. With the application form for withdrawal and other withdrawal application materials, employees apply for withdrawal of housing provident fund at the sub center or the management department where the housing provident fund is deposited. The sub center or the management department issues the withdrawal notice, and the employees sign to confirm the withdrawal amount
3. On the same day, the employee shall go to CCB to handle the payment proceres with two copies of withdrawal application and three copies of withdrawal notice approved and confirmed by the sub center or management department
4. The employee will return one of the withdrawal notice after the payment confirmation of CCB to the unit as the unit bookkeeping voucher
extraction conditions
housing consumption extraction includes one-time extraction and monthly extraction
1. One time withdrawal: including purchase of commercial housing, price limited commercial housing, targeted sales (resettlement) of affordable housing, private housing, public housing and other self owned housing; Build, rebuild and overhaul self owned housing on rural collective land
2. Monthly withdrawal: including repaying the principal and interest of housing loan; To pay the rent of the economic rental housing with allocation or * * rent subsidy
extraction of non housing consumption includes withdrawal of account cancellation and monthly withdrawal
1. Withdrawal of account cancellation: including retirement and retirement; The registered residence workers are 60 years old and 55 years old. To settle in foreign countries, Hong Kong, Macao and Taiwan; Totally lose the ability to work, mostly lose the ability to work or have severe disability (grade one or two disability) and terminate or terminate the labor relationship with the unit; Receiving unemployment insurance benefits; The employees who are sentenced to criminal punishment, whose registered permanent residence is moved out of the city, or whose registered permanent residence is not in the city leave the city, and dissolve or terminate the labor relationship with their units; The housing accumulation fund account has been transferred to the centralized sealed account for at least two years or terminated the labor relationship with the original unit for at least two years; To work outside the administrative area of the city and establish and deposit housing accumulation fund locally; The employee dies or is declared dead. Compared with the original extraction policy, the registered residence of the agricultural household workers who had reached the age of 60 years old, the age of 55 full of women and the work outside the administrative area of the city and the two reasons for the establishment and payment of housing provident fund were increased.
2. Monthly withdrawal: including those included in the minimum living security or special poverty relief of urban residents in the city; Family members suffering from major diseases (including myocardial infarction, uremia, leukemia, liver cirrhosis, aplastic anemia, rheumatic heart disease, cerebral vascular malformation, cerebrovascular accident, necrotic intestinal obstruction, liver atrophy, severe compound trauma, severe electric injury, various cancerous lesions) are hospitalized. Compared with the original withdrawal policy, the reasons for being included in the scope of special poverty relief are increased.
1. The employee shall submit an application for withdrawing housing provident fund to the unit with the withdrawal certificate, and the unit shall issue the withdrawal application in plicate after verification. The employees of the centralized storage account shall apply to the sub center or the management department for issuing the application for withdrawal
2. With the application form for withdrawal and other withdrawal application materials, employees apply for withdrawal of housing provident fund at the sub center or the management department where the housing provident fund is deposited. The sub center or the management department issues the withdrawal notice, and the employees sign to confirm the withdrawal amount
3. On the same day, the employee shall go to CCB to handle the payment proceres with two copies of withdrawal application and three copies of withdrawal notice approved and confirmed by the sub center or management department
4. The employee will return one of the withdrawal notice after the payment confirmation of CCB to the unit as the unit bookkeeping voucher
extraction conditions
housing consumption extraction includes one-time extraction and monthly extraction
1. One time withdrawal: including purchase of commercial housing, price limited commercial housing, targeted sales (resettlement) of affordable housing, private housing, public housing and other self owned housing; Build, rebuild and overhaul self owned housing on rural collective land
2. Monthly withdrawal: including repaying the principal and interest of housing loan; To pay the rent of the economic rental housing with allocation or * * rent subsidy
extraction of non housing consumption includes withdrawal of account cancellation and monthly withdrawal
1. Withdrawal of account cancellation: including retirement and retirement; The registered residence workers are 60 years old and 55 years old. To settle in foreign countries, Hong Kong, Macao and Taiwan; Totally lose the ability to work, mostly lose the ability to work or have severe disability (grade one or two disability) and terminate or terminate the labor relationship with the unit; Receiving unemployment insurance benefits; The employees who are sentenced to criminal punishment, whose registered permanent residence is moved out of the city, or whose registered permanent residence is not in the city leave the city, and dissolve or terminate the labor relationship with their units; The housing accumulation fund account has been transferred to the centralized sealed account for at least two years or terminated the labor relationship with the original unit for at least two years; To work outside the administrative area of the city and establish and deposit housing accumulation fund locally; The employee dies or is declared dead. Compared with the original extraction policy, the registered residence of the agricultural household workers who had reached the age of 60 years old, the age of 55 full of women and the work outside the administrative area of the city and the two reasons for the establishment and payment of housing provident fund were increased.
2. Monthly withdrawal: including those included in the minimum living security or special poverty relief of urban residents in the city; Family members suffering from major diseases (including myocardial infarction, uremia, leukemia, liver cirrhosis, aplastic anemia, rheumatic heart disease, cerebral vascular malformation, cerebrovascular accident, necrotic intestinal obstruction, liver atrophy, severe compound trauma, severe electric injury, various cancerous lesions) are hospitalized. Compared with the original withdrawal policy, the reasons for being included in the scope of special poverty relief are increased.
5. Get it from the housing provident fund management center
I Proceres
1. Financial appropriation unit:
applicant provides relevant withdrawal basis ------ preliminary examination by the person in charge of the branch office ------ verification by the person in charge of the business office ------ approval by the director of the center ------ summary report by the finance department to the Finance Bureau to verify the appropriation ------ payment by the finance department:
2. Non financial appropriation unit:
applicant provides relevant withdrawal basis ------ preliminary examination by the person in charge of the business office ------ center Director's approval: -
2.
extraction of required materials
A,
purchase of self occupied housing: indivial application, unit certificate, purchase contract and invoice (see the original and )
b,
retirement: indivial application, unit certificate, retirement approval (original and )
C,
on the job death: identity certificate of the client, Extraction person, unit certificate, death certificate (original and )
D,
self built and self occupied housing: indivial application, unit certificate, building approval proceres (original and of permit construction certificate)
e,
reconstruction and overhaul of self occupied housing: indivial application, unit certificate, original and of relevant approval proceres
F,
Exit settlement: indivial application, unit certificate, Certificate of exit Residence:
G,
repayment of principal and interest of house purchase loan: indivial application, unit certificate
III. withdrawal and use of provident fund:
1,
purchase and construction of self occupied housing or renovation and overhaul of self occupied housing
2
3. Totally losing the ability to work and terminating the labor relationship with the unit to which they belong
4. After terminating the labor relationship with the unit to which he belongs, he has not changed his job for five years
5
6. The registered permanent residence has moved out of the administrative region of the city or county, and the housing accumulation fund system has not been established in the place where the registered permanent residence has moved in
7. Other housing consumption stipulated by the provincial people's government.
I Proceres
1. Financial appropriation unit:
applicant provides relevant withdrawal basis ------ preliminary examination by the person in charge of the branch office ------ verification by the person in charge of the business office ------ approval by the director of the center ------ summary report by the finance department to the Finance Bureau to verify the appropriation ------ payment by the finance department:
2. Non financial appropriation unit:
applicant provides relevant withdrawal basis ------ preliminary examination by the person in charge of the business office ------ center Director's approval: -
2.
extraction of required materials
A,
purchase of self occupied housing: indivial application, unit certificate, purchase contract and invoice (see the original and )
b,
retirement: indivial application, unit certificate, retirement approval (original and )
C,
on the job death: identity certificate of the client, Extraction person, unit certificate, death certificate (original and )
D,
self built and self occupied housing: indivial application, unit certificate, building approval proceres (original and of permit construction certificate)
e,
reconstruction and overhaul of self occupied housing: indivial application, unit certificate, original and of relevant approval proceres
F,
Exit settlement: indivial application, unit certificate, Certificate of exit Residence:
G,
repayment of principal and interest of house purchase loan: indivial application, unit certificate
III. withdrawal and use of provident fund:
1,
purchase and construction of self occupied housing or renovation and overhaul of self occupied housing
2
3. Totally losing the ability to work and terminating the labor relationship with the unit to which they belong
4. After terminating the labor relationship with the unit to which he belongs, he has not changed his job for five years
5
6. The registered permanent residence has moved out of the administrative region of the city or county, and the housing accumulation fund system has not been established in the place where the registered permanent residence has moved in
7. Other housing consumption stipulated by the provincial people's government.
6. 1. The following materials need to be prepared
a purchase of self occupied housing: indivial application, unit certificate, purchase contract and invoice (see the original and keep a )
b retirement: indivial application, unit certificate, retirement approval (original and )
C in service death: identity certificate of the consignor, unit certificate of the consignor and death certificate (original and )
d self built and self occupied housing: indivial application, unit certificate, building approval proceres (original and of permit to build certificate)
e renovation and overhaul of self occupied housing: indivial application, unit certificate, original and of relevant approval proceres
F exit settlement: indivial application, unit certificate, exit settlement certificate
G repayment of principal and interest of house purchase loan: indivial application, unit certificate
2. How to use the provident fund
purchasing or building self occupied housing or rebuilding or overhauling self occupied housing; Retired or retired; Completely losing the ability to work and terminating the labor relationship with the unit to which he belongs; After terminating the labor relationship with the unit to which he belongs, he has not changed his job for five years; Going abroad or settling down abroad; If the registered permanent residence is moved out of the administrative region of the city or county, and the housing accumulation fund system is not established in the place where the registered permanent residence is moved in; Other housing consumption stipulated by the provincial people's government
If an employee dies or is declared dead, the heirs or bequests of the employee can withdraw the balance of the employee's housing provident fund account. If the funds needed for the purchase or construction of self occupied housing, or for the renovation or overhaul of self occupied housing are withdrawn from the employee's own housing provident fund account, and the balance is insufficient, the employee may withdraw the balance from the spouse, parents or children's housing provident fund account, subject to the written consent of the person to be withdrawn
If an employee withdraws the balance stored in the housing provident fund account, he / she should apply to the management core with the relevant certification materials issued by the unit and go to the management core for handling
the content of this article comes from: Complete Book of financial laws and regulations of the people's Republic of China: including relevant policies, China Law Press
a purchase of self occupied housing: indivial application, unit certificate, purchase contract and invoice (see the original and keep a )
b retirement: indivial application, unit certificate, retirement approval (original and )
C in service death: identity certificate of the consignor, unit certificate of the consignor and death certificate (original and )
d self built and self occupied housing: indivial application, unit certificate, building approval proceres (original and of permit to build certificate)
e renovation and overhaul of self occupied housing: indivial application, unit certificate, original and of relevant approval proceres
F exit settlement: indivial application, unit certificate, exit settlement certificate
G repayment of principal and interest of house purchase loan: indivial application, unit certificate
2. How to use the provident fund
purchasing or building self occupied housing or rebuilding or overhauling self occupied housing; Retired or retired; Completely losing the ability to work and terminating the labor relationship with the unit to which he belongs; After terminating the labor relationship with the unit to which he belongs, he has not changed his job for five years; Going abroad or settling down abroad; If the registered permanent residence is moved out of the administrative region of the city or county, and the housing accumulation fund system is not established in the place where the registered permanent residence is moved in; Other housing consumption stipulated by the provincial people's government
If an employee dies or is declared dead, the heirs or bequests of the employee can withdraw the balance of the employee's housing provident fund account. If the funds needed for the purchase or construction of self occupied housing, or for the renovation or overhaul of self occupied housing are withdrawn from the employee's own housing provident fund account, and the balance is insufficient, the employee may withdraw the balance from the spouse, parents or children's housing provident fund account, subject to the written consent of the person to be withdrawn
If an employee withdraws the balance stored in the housing provident fund account, he / she should apply to the management core with the relevant certification materials issued by the unit and go to the management core for handling
the content of this article comes from: Complete Book of financial laws and regulations of the people's Republic of China: including relevant policies, China Law Press
7. Extraction conditions
Housing:
1. Purchase, construction, renovation and overhaul of self occupied housing
2. Repayment of the principal and interest of house purchase loan
3. Non housing:
extraction conditions of non housing provident fund
first, the employee has paid in full for three consecutive months, and he or she and his or her spouse have no own housing and rent in the deposit city, Can draw both sides housing accumulation fund to pay rent
Second, public rental housing can be fully withdrawn according to the actual rent expenditure
thirdly, to rent commercial housing, all localities should determine the withdrawal amount according to the local rent level and housing area< 1. ID card; 2
2. My local bank card of Bank of China, China Construction Bank and instrial and Commercial Bank of China
3. Application form for drawing housing provident fund with the administrative seal of the unit If both husband and wife withdraw, they need to provide the proof of their relationship and a )
withdrawal process
1. The employee should apply to the unit for withdrawing the housing provident fund with the withdrawal voucher. The unit should verify it and issue the application form for drawing housing provident fund with the administrative seal of the unit (this item is not required if the labor relationship with the unit is terminated)
2. Employees should apply to the central window of the housing provident fund or the county management department for withdrawing the housing provident fund with the withdrawal voucher and the application form for withdrawing the housing provident fund issued by the unit with the administrative seal of the unit
3. If the withdrawal is approved, the central window or the county management department shall handle the withdrawal proceres
withdrawal time
1. Only one withdrawal can be made in a provident fund year (i.e. the withdrawal can only be made after an interval of more than 12 months)
2. If the employee withdraws the housing provident fund for the purchase, construction, renovation or overhaul of self occupied housing, the withdrawal of housing provident fund shall be handled within one year after the signing of the purchase contract or agreement or the issuance of the construction project planning permit.
Housing:
1. Purchase, construction, renovation and overhaul of self occupied housing
2. Repayment of the principal and interest of house purchase loan
3. Non housing:
extraction conditions of non housing provident fund
first, the employee has paid in full for three consecutive months, and he or she and his or her spouse have no own housing and rent in the deposit city, Can draw both sides housing accumulation fund to pay rent
Second, public rental housing can be fully withdrawn according to the actual rent expenditure
thirdly, to rent commercial housing, all localities should determine the withdrawal amount according to the local rent level and housing area< 1. ID card; 2
2. My local bank card of Bank of China, China Construction Bank and instrial and Commercial Bank of China
3. Application form for drawing housing provident fund with the administrative seal of the unit If both husband and wife withdraw, they need to provide the proof of their relationship and a )
withdrawal process
1. The employee should apply to the unit for withdrawing the housing provident fund with the withdrawal voucher. The unit should verify it and issue the application form for drawing housing provident fund with the administrative seal of the unit (this item is not required if the labor relationship with the unit is terminated)
2. Employees should apply to the central window of the housing provident fund or the county management department for withdrawing the housing provident fund with the withdrawal voucher and the application form for withdrawing the housing provident fund issued by the unit with the administrative seal of the unit
3. If the withdrawal is approved, the central window or the county management department shall handle the withdrawal proceres
withdrawal time
1. Only one withdrawal can be made in a provident fund year (i.e. the withdrawal can only be made after an interval of more than 12 months)
2. If the employee withdraws the housing provident fund for the purchase, construction, renovation or overhaul of self occupied housing, the withdrawal of housing provident fund shall be handled within one year after the signing of the purchase contract or agreement or the issuance of the construction project planning permit.
8. If you work in the new area, you need to go to the Bank of China in Baolong to get it
9.
can be taken out on Alipay. P>
methods and steps to extract the provident fund from Alipay software are as follows:
1, first open Alipay, and enter " in the search bar. Zhejiang provincial provident fund;, Alipay will directly show the life of Zhejiang's provident fund, and click on the service
10. Apply for extraction of housing provident fund can be agent, need to write a declaration can< 1. To withdraw the housing provident fund, an employee should first apply to the unit, and then fill in the housing provident fund collection form (in plicate) and the housing provident fund withdrawal list (in plicate), with the official seal and financial seal
2 The handler or employee of the deposit unit shall take the original and of his / her ID card, the application for withdrawal of housing provident fund, the detailed statement for withdrawal of housing provident fund and the original and of relevant supporting materials to the provident fund center for withdrawal
3. The handler or employee shall return the transfer check to the financial department of the unit, The financial department shall pay cash to the employees according to the amount listed
2. Withdraw the accumulation fund materials
1. For the purchase of new commercial housing, provide the house ownership certificate or the house purchase contract and payment certificate filed by the real estate administrative department
2. For the purchase of second-hand housing, provide the house purchase agreement or the house ownership certificate filed by the real estate administrative department Certificate of deed tax payment
3. For the construction and renovation of houses, the approval documents of the planning department for the construction and renovation of houses and the certificate of payment are provided
4. For the overhaul of self occupied houses, the certificate of house safety appraisal, the certificate of house ownership, the certificate of project budget and final accounts and the certificate of payment issued by qualified institutions are provided
5, Provide the house purchase contract, loan contract and repayment certificate issued by the bank registered by the real estate administrative department
6. Provide the house lease contract, rent invoice and family income certificate registered and filed by the housing administrative department
7 A certificate of retirement or a certificate issued by the labor and personnel department,
8, or a person who has settled abroad, provides proof of registered residence cancellation or exit settlement.
9, death or declared death shall be provided by the legal heir or the legate to the death certificate of the depositor or the death certificate, the identity card of the successor or legate, the right of inheritance or the right to be bequeathed, Notarial certificate
10. For those who enjoy the minimum living security, provide the minimum living security certificate issued by the Civil Affairs Department
11. For those who completely or partially lose the ability to work and terminate the labor relationship with the unit, provide the labor ability appraisal certificate issued by the human resources and social security department Extended information:
conditions for withdrawing provident fund
1. Valid withdrawal certificate for purchase, construction, renovation and overhaul of self owned housing
2. Valid withdrawal certificate for retirement and retirement
3, Those who terminate labor relations with their units hold valid withdrawal certificates
4. Those who settle in foreign countries, Hong Kong, Macao and Taiwan hold valid withdrawal certificates
5. Those who repay the principal and interest of housing loans hold valid withdrawal certificates
6. Those who are included in the minimum living security of urban residents in the city and pay rent hold valid withdrawal certificates
7 When an employee is sentenced to a penalty while in service, the employee's housing accumulation fund has been transferred to the centralized sealed up account for two years and has not been reemployed, the employee's registered permanent residence has moved out of the city, and the employee who is not registered permanent residence in the city has left the City and terminated the labor relationship with his unit
2 The handler or employee of the deposit unit shall take the original and of his / her ID card, the application for withdrawal of housing provident fund, the detailed statement for withdrawal of housing provident fund and the original and of relevant supporting materials to the provident fund center for withdrawal
3. The handler or employee shall return the transfer check to the financial department of the unit, The financial department shall pay cash to the employees according to the amount listed
2. Withdraw the accumulation fund materials
1. For the purchase of new commercial housing, provide the house ownership certificate or the house purchase contract and payment certificate filed by the real estate administrative department
2. For the purchase of second-hand housing, provide the house purchase agreement or the house ownership certificate filed by the real estate administrative department Certificate of deed tax payment
3. For the construction and renovation of houses, the approval documents of the planning department for the construction and renovation of houses and the certificate of payment are provided
4. For the overhaul of self occupied houses, the certificate of house safety appraisal, the certificate of house ownership, the certificate of project budget and final accounts and the certificate of payment issued by qualified institutions are provided
5, Provide the house purchase contract, loan contract and repayment certificate issued by the bank registered by the real estate administrative department
6. Provide the house lease contract, rent invoice and family income certificate registered and filed by the housing administrative department
7 A certificate of retirement or a certificate issued by the labor and personnel department,
8, or a person who has settled abroad, provides proof of registered residence cancellation or exit settlement.
9, death or declared death shall be provided by the legal heir or the legate to the death certificate of the depositor or the death certificate, the identity card of the successor or legate, the right of inheritance or the right to be bequeathed, Notarial certificate
10. For those who enjoy the minimum living security, provide the minimum living security certificate issued by the Civil Affairs Department
11. For those who completely or partially lose the ability to work and terminate the labor relationship with the unit, provide the labor ability appraisal certificate issued by the human resources and social security department Extended information:
conditions for withdrawing provident fund
1. Valid withdrawal certificate for purchase, construction, renovation and overhaul of self owned housing
2. Valid withdrawal certificate for retirement and retirement
3, Those who terminate labor relations with their units hold valid withdrawal certificates
4. Those who settle in foreign countries, Hong Kong, Macao and Taiwan hold valid withdrawal certificates
5. Those who repay the principal and interest of housing loans hold valid withdrawal certificates
6. Those who are included in the minimum living security of urban residents in the city and pay rent hold valid withdrawal certificates
7 When an employee is sentenced to a penalty while in service, the employee's housing accumulation fund has been transferred to the centralized sealed up account for two years and has not been reemployed, the employee's registered permanent residence has moved out of the city, and the employee who is not registered permanent residence in the city has left the City and terminated the labor relationship with his unit
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