How long does it take to get to the quick claims center

1.

Vehicle insurance fast claims, need to provide by the traffic police issued by the accident identification and vehicle damage repair invoice and claim application, as well as the driver's license, driving license, the insured's ID card, insurance policy can be insured

(1) original insurance policy, claim application, property loss list, technical appraisal certificate, accident report, ambulance expense invoice, necessary account books, documents and certificates of relevant departments

(2) other certificates and materials that can be provided by the applicant and the insured to confirm the nature, cause and degree of loss of the insured accident

(3) if the applicant and the insured fail to perform the obligation of providing documents as stipulated in the preceding paragraph, which makes it impossible for the insurer to verify the loss, the insurer shall not be liable for the part that cannot be verified

2. The most basic materials for vehicle insurance claim settlement are: claim application form, repair invoice, insurance loss order, original repair list of repair unit, driver's license and of driver's license

3. If the loss is relatively small and the insurance company has determined the loss at the scene, then the insurance company will come to the scene for investigation, provide complete information, settle the claim quickly, and provide nothing afterwards, and the insurance company will pay the claim directly to the insured within three days

extended data

automobile insurance claims involves a wide range of work, and the situation is relatively complex. In the process of compensation handling, especially in the process of vehicle accident investigation, we must put forward e requirements and adhere to certain principles

First, we should establish the guiding ideology of serving the insured and adhere to the principle of seeking truth from facts, which embodies the economic compensation function of insurance in the whole process of claim settlement. When an automobile insurance accident occurs, the insurer should try his best to avoid expanding the loss, minimize the impact caused by the disaster accident, timely arrange the repair of the accident vehicle, and ensure the basic recovery of the original technical performance of the vehicle, so that it can be put into proction and operation as soon as possible

In order to ensure the continuous proction and operation of transportation proction units (including indivial transportation households) and the stability of people's life, the compensation cases should be handled in time and the compensation should be paid

Second, abide by the contract, keep promise and act in accordance with the law. Therefore, when dealing with compensation cases, the insurer must strengthen the concept of legal system, act in strict accordance with the terms and conditions, pay for the compensation that should be paid, and pay enough according to the compensation standards and regulations; For the loss that does not fall within the scope of insurance liability, we should not make excessive compensation. At the same time, we should explain the truth to the insured. For the part of refusing compensation, we should stress facts and evidence

2.

Take ping an automobile insurance as an example: the claim settlement process can not be operated by other agents, and it needs to be handled by the applicant himself

vehicle insurance fast claim process

1. Call 95511 to report the accident

call 95511-9 to report the accident immediately after the accident, and the claim officer will arrange assistance according to the accident situation

2. Accident investigation

confirm accident insurance liability, loss situation and cost, and recommend loss repair scheme

3. Confirm the loss repair plan and select the repair method of the damaged property, including the selection of vehicle repair plant, etc; In line with the fast claim conditions, customers can go through the fast claim channel, which is completed in 4 steps

4. After the claim information is reviewed, the case is closed. Ping An through bank transfer, the compensation payment to complete the claim. Car owners who meet certain conditions can enjoy immediate payment of compensation

< H2 > extended information:

Ping'an has opened a fast compensation channel for car owners who meet the following conditions:

1. Pure car damage accident

2

3. The accident responsibility is clear, and the claim materials are effective and safe

4. The invoice and claim settlement materials agreed to be collected and submitted by Ping'an express compensation Co., Ltd

3. Car friends, if the handling process of this accident has passed the traffic police's responsibility identification, and issued a letter of responsibility identification, and it's time to claim for compensation from the insurance company, you can fill in the relevant insurance documents and provide the corresponding original documents before your business trip. And the applicant is the name of you or your family. Your family can make a claim to the insurance company

4. Whether there is time limit for quick settlement of claims after traffic accidents can be explained from two aspects. On the one hand, if the insured fails to provide relevant materials in time and handle insurance claims in time, the limitation period of action for the insured to claim compensation from the insurer is two years, calculated from the date when he knows or should know the occurrence of the insurance accident. On the other hand, it means the time for the insurer to give the insurance claim. If there are relevant requirements, the insurer should check whether it belongs to the insurance liability in time after receiving the request for payment of insurance benefits from the insured; If the fast claim procere is adopted, the insurance claim shall be settled within three days after the insured provides complete information. If the circumstances are complicated, the approval shall be made within 30 days, unless otherwise stipulated in the insurance contract
1. If the insurer considers that the evidence and information about the claim provided by the insured are incomplete, it shall timely inform the applicant and the insured to provide supplementary information at one time
2. The insurer shall inform the insured of the verification result; If it is an insurance liability, it shall perform the obligation to compensate for the insurance benefits within 10 days after reaching an agreement with the insured to pay the insurance benefits. Where there is an agreement on the time limit for payment of insurance benefits in the insurance contract, the insurer shall perform the obligation of payment of insurance benefits in accordance with the agreement. After the insurer has made the verification in accordance with the provisions of the preceding paragraph, it shall, within three days from the date of verification, issue a notice of refusal to pay the insurance benefits to the insured and explain the reasons
3. If the insurer cannot determine the amount of payment within 60 days from the date of receiving the claim for payment of insurance benefits and relevant certificates and materials, it shall pay in advance according to the amount that can be determined by the existing certificates and materials; After the insurer finally determines the amount of payment, it shall pay the corresponding difference.

5. In order to smooth the road and simplify the handling process of traffic accidents, the traffic management department simplified the handling proceres of both parties in the above situations. The two parties in the accident went to the rapid processing center nearby to solve the problem. Instead of the traffic police team's accident responsibility confirmation letter and compensation certificate, it was replaced by the rapid processing center's agreement, loss order and compensation certificate, with only full responsibility / no responsibility, Different from ordinary traffic accidents, compulsory traffic insurance is used to compensate for the loss of one's own car for the same accident in the rapid processing center.

6.

1. Can't settle the claim quickly! Because the parties do not arrive at the "claim center" within 24 hours, they can not use the fast claim, that is, it is invalid

2. If you are a driver with certain experience in accident handling, it should be a very simple thing to settle a claim with an insurance company if your vehicle has purchased vehicle damage insurance and no dectible additional insurance. You don't have to deal with it that way

3. In the future, if you have a single liability accident, you can report it in two forms: one is that you can report it to the insurance company immediately, and it is up to them to decide whether the surveyors are present for the investigation; Now the advertisement of Ping An company is that no more than 10000 yuan of car damage can be paid in 24 hours; However, in reality, no more than 3000 yuan of vehicle damage can be issued to the traffic police accident liability certificate

The second way is to report the case afterwards. Can be carried out by four s shop agent, can also be reported by their own, can get the insurance company's claims. However, before repairing the car, it must be approved by the loss assessor of the insurance company before it can be repaired. This is the prerequisite for claims settlement

now you can go to the insurance company and report the number they gave you, so that they can determine the damage of the damaged car

extended data:

the coverage of compulsory traffic insurance is different from other commercial automobile insurance. Compulsory traffic insurance mainly compensates for casualties in traffic accidents, while most other automobile insurance compensates for vehicle injuries

therefore, the stipulation that compulsory traffic insurance can settle claims quickly is different from that of other commercial automobile insurance. If your car is insured with Ping An auto insurance, you can directly call Ping An auto insurance to answer the questions about the fast claim settlement of traffic compulsory insurance, and the professionals of Ping An auto insurance will give you a detailed answer

Network - claims

7.

Insurance editor to help you answer, more questions can be answered online

the first thing a motor vehicle owner should do in case of a motor vehicle accident is to make a phone call to report the accident and protect the scene. He can take photos of the accident in private -- go to the 4S shop where the insurance is insured or wait for the 4S shop to tow the car -- by the owner of the motor vehicle or the person authorized by the accident, the receptionist at the 4S station, the driver of the car, the driver of the car, the driver of the car, the driver of the car, the driver of the car The loss assessors of the insurance company jointly determine the loss of the vehicle - the insurance company issues the relevant loss assessment report according to the results, and the motor vehicle enters for maintenance - the owner needs to provide the vehicle related materials and insurance materials to the 4S store - the owner can leave after the vehicle maintenance is completed, and the authorized 4S store providing the maintenance service directly asks the insurance company for the maintenance fee, The indemnity will be remitted directly to the 4S shop account by the insurance company
one sentence process: first report the case, then survey it, then three parties determine the loss, then repair it, and finally get the claim
among them, traffic control department, 4S shop and insurance company need to be informed. Investigation is a rough preliminary investigation concted by the relevant responsible personnel of the insurance company to determine whether the accident is true, whether the traces of the accident are consistent with the description, and whether the accident is within the scope of claims. To determine the loss, you need to go to a qualified 4S store or the loss location of an insurance company, and all three parties should be present. For the rest, the car owner just needs to wait for the car to be repaired and then he can leave. He only needs the 4S store to contact the insurance company unilaterally. Are there many steps
then, what are the materials that need to be provided in the process of rapid claim settlement of auto insurance? In the case of no casualties, it is necessary to prepare 1 claim application 2 original and plicate of driver's license 3 original and plicate of vehicle driving license 4 valid traffic accident proof 5 traffic accident compensation mediation 6 original bills for various related expenses 7 court judgment in case of litigation 8 owner's ID card, etc
in the process of claim settlement, the owners of motor vehicles need to actively cooperate with the insurance company's workflow. There are two things to be reminded here. First, in some small accidents, car owners will choose to be private, but even if they are private, they must keep relevant photos and evidence. Second, the repair must go to the 4S shop authorized by the insurance company. The insurance company will not pay for the expenses incurred by the self repair
notice for fast claim procere of auto insurance: there are four ways to report a case: telephone, web page, direct to insurance company, and claim agent. Time limit for reporting: the owner of a motor vehicle needs to inform the traffic management department within 24 hours and the insurance company within 48 hours. No claim will be made after expiration
finally, the traffic accident is not only the problem of claim settlement, but also the problem of drivers themselves. The idea of claim settlement is neither to be afraid of trouble but to be selfish, nor to seek the insurance company for any minor scratch. Motor vehicle owners should actively cooperate when the cooperation is needed, and simplify the treatment after the simplification. In this way, we can not only ensure that our own auto insurance claims proceres are smooth, but also convenient for others