No responsible party to claim Center

1.

Take ping an automobile insurance as an example: the claim settlement process can not be operated by other agents, and it needs to be handled by the applicant himself

vehicle insurance fast claim process

1. Call 95511 to report the accident

call 95511-9 to report the accident immediately after the accident, and the claim officer will arrange assistance according to the accident situation

2. Accident investigation

confirm accident insurance liability, loss situation and cost, and recommend loss repair scheme

3. Confirm the loss repair plan and select the repair method of the damaged property, including the selection of vehicle repair plant, etc; In line with the fast claim conditions, customers can go through the fast claim channel, which is completed in 4 steps

4. After the claim information is reviewed, the case is closed. Ping An through bank transfer, the compensation payment to complete the claim. Car owners who meet certain conditions can enjoy immediate payment of compensation

< H2 > extended information:

Ping'an has opened a fast compensation channel for car owners who meet the following conditions:

1. Pure car damage accident

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3. The accident responsibility is clear, and the claim materials are effective and safe

4. The invoice and claim settlement materials agreed to be collected and submitted by Ping'an express compensation Co., Ltd

2. The first is to negotiate with the other party, let the other party handle as soon as possible, and explain that if the insurance company does not compensate for missing the claim time, the loss of the other party is also very difficult to claim.

3. There are three formal ways to deal with this matter:

1. Call your own insurance company, ask the insurance company to compensate in advance, and then transfer your rights and interests to the insurance company, so that your insurance company can go to the other party for recovery. According to Article 60 of the insurance law, "if an insured accident is caused by a third party's damage to the subject matter of the insurance, the insurer shall subrogate the insured to claim compensation against the third party within the scope of the amount of compensation from the date of compensation."

2. Call the insurance company of the other party, explain to them that the other party is lazy in compensation, and ask the insurance company of the other party to pay you the compensation directly. According to the first and second paragraph of Article 65 of the insurance law, "the insurer may directly compensate the third party for the damage caused by the insured of the liability insurance according to the provisions of the law or the contract

if the insured of liability insurance causes damage to the third party and the liability of the insured to the third party is determined, the insurer shall directly compensate the insurance money to the third party at the request of the insured. If the insured is negligent in making the claim, the third party shall have the right to directly claim compensation from the insurer for the part that should be compensated. "

3. Go to the traffic police team to get the contact information and relevant information of the other party's car owner, and bring a lawsuit to the people's court. The court will decide that the other party should compensate you, and then the court will execute it

all the above methods are supported by relevant laws and cases. In addition, the fact that the other party is a hit and run, you can also reflect it to the other party's insurance company, so that he can not claim normally.

4.

Contact the insurance

1. According to Article 76 of the road traffic safety law of the people's Republic of China, the liability for compensation shall be negotiated by itself or under the guidance of the insurance company's personnel who investigate and determine the loss

If there is no insurance claim, it can be negotiated and performed under the principle of equality and voluntariness

(1) after reporting the case to the insurance company, go to the nearest traffic accident quick claim center or the place designated by the insurance company for accident loss investigation, loss determination and claim settlement

(2) obtain the confirmation letter of traffic accident loss issued by the investigators after the accident loss survey

(3) fill in the insurance claim form according to the regulations, and according to the agreement with the insurance company, go to the quick claim center to handle the insurance claim with the relevant materials

extended data:

1. It is not suitable to evacuate from the scene in five cases of traffic accidents

2. Vehicles carrying explosives, flammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease pathogens and other dangerous goods

3. The motor vehicle has no license plate, no inspection mark, no insurance mark, or the motor vehicle driver has no valid driving license

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5. The driver had drinking, taking psychotropic drugs or narcotic drugs controlled by the state and other immovable situations

The parties concerned should protect the scene and immediately report to the police:

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2. The parties have disputes about the facts or causes

3. The motor vehicle has no license plate, no inspection mark and no insurance mark

4. Vehicles carrying explosives, inflammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease sources and other dangerous goods

5.

It's necessary

a fast processing order within 2000 yuan can be insured. More than 2000 yuan requires the traffic police to change the certificate of identification. The prerequisite for the traffic police to change the accident identification letter is to issue the loss order. So after the first quick processing. After the other party's fixed loss exceeds 2000. It's normal to have to change the order again. And only in person. If you want to act as an agent, you need to write a power of attorney and a of both sides' ID cards. The details depend on the requirements of the traffic police of the claims center

automobile damage assessor (collision damage assessment) is a professional technician who, according to the principle of automobile structure, comprehensively analyzes the scene of automobile collision and accident through scientific and systematic professional inspection, testing and investigation means, and scientifically and systematically evaluates the damage and pricing of vehicle collision repair by using vehicle damage assessment data and maintenance data

China's car ownership is showing an accelerated growth trend, and the auto insurance instry is also developing rapidly. At present, the scale of auto insurance market has exceeded 100 billion yuan, and it is still growing by more than 10% year by year. Automobile insurance business has become the development pillar and competition core of more and more insurance companies. In addition to PICC, pingbao and Taibao, more and more insurance companies and related institutions are participating in the automobile insurance market. In the business competition of automobile insurance, the core competitiveness comes from the competition of talents. Major insurance companies have begun to recruit and cultivate a large number of talents

6. You need to report the case to the traffic police first, then look at the other insurance company's report, wait for the traffic police's accident confirmation, then the other insurance company's on-site inspection, and then go to the designated place to determine the loss. After the loss is determined, you go to repair the car, and then the insurance company goes to the other party to settle the claim< 1. After the accident, keep the scene of the accident and report to the insurance company immediately
2. If the third party's loss is road facilities or the third party's loss is vehicles, report to the traffic police department
2. On site treatment -
1. The insurance company's personnel arrive at the scene and issue the investigation report
2. The traffic police department arrives at the scene and issue the accident confirmation certificate
reminder: generally, if the insurance company requests to report the case to the traffic police when reporting the case to the insurance company, the insurance company's personnel do not need to go to the scene for treatment< If the third party is not a motor vehicle, it is better to ask the insurance company personnel to reach a loss assessment price recognized by the three parties (the third party, the insurance company, and the owner) directly ring the on-site treatment. If the loss can not be assessed on the spot, it is better to ask the insurance company personnel to reach a loss assessment price recognized by the three parties (the third party, the insurance company, and the owner), Ask the insurance company to give the loss assessment price
reminder: if the insurance company agrees to the third party's commitment on the amount of claim without the permission of the insurance company, the insurance company has the right to overturn the commitment. If there is a gap between the re approved price and the requirements of the third party, the gap will be borne by the car owners themselves

7.

If there is no of the other party's compulsory traffic insurance policy, it's OK to ask the other party to provide the policy number of compulsory traffic insurance, which is basically approved by the insurance company. If you can't provide it, you can't pay 100 yuan in the compensation, that is to say, you can't pay 100 yuan less.

to learn more about insurance, you can go to > > "more insurance, more insurance" for free consultation

8. What does punishing him have to do with you? When you go to the traffic police brigade, his car has compulsory traffic insurance. How will the traffic police punish you? Whether there is compulsory traffic insurance has nothing to do with the determination of liability.