What materials do you need to withdraw the provident fund from t
There are certain preconditions for withdrawing the provident fund. Applicants are required to buy houses, or retire, or go abroad to settle down. In different situations, the information that applicants need to submit will vary, and there may also be differences in different regions. Today, let's Take Qinhuang as an example to talk about different situations. What information should be prepared to withdraw the provident fund
The application form can be downloaded from the central website. 2. One original and one of the ID card of the withdrawer. 3. The joint name card of the withdrawer's provident fund or one of the debit cards of the city's instry, construction and agriculture. 4. Marriage certificate or household register, If it is not necessary to withdraw the owner's own provident fund, it is necessary to provide the original and one of the housing provident fund for the spouse of the owner.
5, It can be downloaded from the website of the center
2. One original and one of the ID card of the extractor
3. One of the co branded cards of provident fund under the name of the extractor or one of the debit cards of instry, construction and agriculture for opening an account in the city
4. Marriage certificate or household register is not required for the withdrawal of the owner's own provident fund, and one original and one is required for the withdrawal of the owner's spouse's provident fund
5, The original and should be provided for the first loan repayment and withdrawal, and only the original should be provided from the second loan repayment and withdrawal
6. For the house purchase contract, invoice or house property certificate corresponding to the loan, the original and should be provided for the first loan repayment and withdrawal, and only the original should be provided from the second loan repayment and withdrawal
7, In the month when employees handle the withdrawal business, they need to print the statement and affix the bank seal to the Credit Department of the lending bank. If they have not withdrawn for many years, they need to print the loan statement for many years, It can be downloaded from the website of the center
2. One original and one of the ID card of the extractor
3. One of the provident fund joint card under the name of the extractor or the debit card of the city's instry, construction and agriculture account opening
4. One original and one of the labor contract termination certificate
4 Materials required for withdrawing the housing provident fund e to job transfer and household registration move out of the city One of the agricultural debit cards
4. One original and one of the proof of work transfer
5. One original and one of the certificate of foreign household register or account moving out
the above is the information that should be prepared by the small editor for you to collect the provident fund in different situations. I hope you can help you
(the above answers were published on October 10, 2015, and the current relevant purchase policies are subject to the actual situation)
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The following certification materials should be provided for the withdrawal of housing provident fund by the employees when they apply for the withdrawal of housing provident fund:
1. One of the retirement approval document or the original of the retirement card and the ID card
2. The application form of housing provident fund withdrawal with the reserved seal of the unit housing provident fund
(2) the following supporting materials should be provided for the application of the employee to withdraw the housing provident fund for settlement abroad:1. Passport verification for settlement abroad, one original and one of the approval document or supporting materials for terminating the labor relationship with the unit
2. The application form of housing provident fund withdrawal with the reserved seal of the unit housing provident fund
Third, the following proof materials should be provided for the death of employees to withdraw housing provident fund:1. The original and one of the death certificate or household registration cancellation certificate provided by the hospital P>
2, successor's inheritance proof (e.g.: spouse should provide marriage certificate, parents and children relationship to provide registered residence certificate and unit certificate)
3, the attorney's letter of attorney signed by the successor and the original and photo of the identity card of the agent. p>
4. The application form of housing provident fund withdrawal with the reserved seal of the unit housing provident fund
(4) the employee who has lost the ability to work should provide the following supporting materials for withdrawing the housing provident fund:1. The original and one of the supporting documents issued by the labor department or the hospital
2. The original and one of the certificate of termination of labor relationship with the unit
3. The application form of housing provident fund withdrawal with the reserved seal of the unit housing provident fund
(5) the following supporting materials should be provided when the employee applies for housing accumulation fund when purchasing commercial housing:1. The original purchase contract verified by the real estate exchange P>
2, the first payment invoice and identity card original
3, the spouse, parents and children of the purchaser, the registered residence relationship should be provided. p>
4. The completed and sealed application form for drawing housing provident fund from employees' purchase (construction) of housing and the application form for drawing housing provident fund with the reserved seal of unit housing provident fund
(6) the following supporting materials should be provided when the employee applies for drawing the housing provident fund for self built housing:1. One of the construction permit issued by the construction department, one of the applicant's ID card and one of the original
2. If the spouse, parents and children of the owner apply for drawing the housing provident fund, the original certificate of the relationship with the owner should be provided
The applicant's company name, account and Bank of deposit4. The application form of housing provident fund withdrawal with the reserved seal of the unit housing provident fund
(7) the proof materials that should be provided for the employees to apply for withdrawing the housing provident fund when purchasing the housing reform house:1. One of the payment notice issued by the housing reform office
2. A of the statement of unit selling public housing or the list of employees purchasing fund-raising housing or the calculation sheet printed by the housing reform office
3. The original ID card of the applicant
If the buyer's spouse, parents and children withdraw the housing provident fund, the proof of the relationship with the buyer should be provided5. The completed and sealed application form for drawing housing provident fund from employees' purchase (construction) houses and the application form for drawing housing provident fund with the reserved seal of the unit's housing provident fund
8. Employees who purchase second-hand houses and do not apply for mortgage loans to withdraw housing provident fund should provide the following supporting materials1
2. The property right certificate after the transfer of ownership (within months after the issue of the property right certificate)
3. Proof of the relationship with the buyer should be provided if the buyer's spouse, parents and children withdraw the housing provident fund
The applicant's company name, account and Bank of deposit5. The application form of housing provident fund withdrawal with the reserved seal of the unit housing provident fund
9. When employees purchase second-hand houses and apply for mortgage loans, they should provide the following supporting materials to withdraw housing accumulation fund:1. The original purchase contract verified by the real estate exchange
2. Original invoice of down payment
3. The account and Bank of the agency
4. The application form of housing provident fund withdrawal with the reserved seal of the unit housing provident fund
10. When applying for housing provident fund to repay personal housing mortgage loan, employees should provide the following supporting materials:1. Original legal loan contract
2. The borrower's spouse, parents and children should provide proof of their relationship with the borrower when they apply for drawing housing provident fund
3. Completed and signed application form for employees to withdraw housing provident fund for housing mortgage loan and application form for drawing housing provident fund with reserved seal of housing provident fund of the unit
extended data
housing provident fund refers to the long-term housing savings deposited by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non enterprise units, social groups and their employees<
the definition of housing provident fund includes the following five aspects:
(1) housing provident fund is only established in urban areas, but not in rural areas
(2) only in-service employees can establish the housing provident fund system. Urban residents without jobs and retired workers shall not implement the housing provident fund system (3) the housing provident fund consists of two parts, one is deposited by the employee's unit, the other is deposited by the employee himself. After the employee's indivial deposit part is withheld by the unit, it shall be deposited into the indivial account of housing provident fund together with the deposit part of the unit (4) the long-term nature of housing provident fund. Once the housing provident fund system has been established, the employees must pay in accordance with the regulations continuously ring their working period. Except for the employees' retirement or other circumstances specified in the regulations on the administration of housing provident fund, it shall not be suspended or interrupted. It reflects the stability, unity, standardization and compulsion of housing accumulation fund (5) housing provident fund is a personal housing fund which is specially used for housing consumption expenditure by employees according to regulations. It has two characteristics:one is accumulation, that is, although housing provident fund is a part of employees' wages, it is not issued in cash and must be deposited in the special account opened by housing provident fund management center in the entrusted bank, Special account management shall be implemented
The second is specificity. The housing provident fund is used for special purpose, which can only be used for purchasing, building, overhauling or paying rent ring the storage period. Only when the employee retires, dies, completely loses the ability to work and terminates the labor relationship with the unit or moves out of the original city of residence, can he withdraw the housing accumulation fund in his account According to China's regulations, all enterprises should deposit and pay housing accumulation fund to their employees, regardless of state-owned enterprises and private enterprisesWhen withdrawing the housing provident fund, the employee shall provide the application form for withdrawing the housing provident fund sealed by the unit, the original and of the extractor's ID card, and the following supporting materials:
(1) for non mortgage purchase of self occupied housing, the following supporting materials shall be provided:
for purchase of first-hand building, the house purchase contract (or pre-sale contract) shall be provided when withdrawing for the first time Purchase invoice (or receipt) and a of the original
for those who purchase second-hand buildings, the original and a of the real estate ownership certificate and deed tax payment certificate shall be provided at the time of first extraction
if the land acquisition compensation increases the housing area, the original and a of the housing demolition and resettlement agreement and the invoice for increasing the housing area shall be provided when the land acquisition compensation is first extracted
(2) mortgage purchase of self occupied housing:
provide the original and a of the loan contract signed with the bank when withdrawing for the first time
(3) rent for self use:
provide the original and a of the lease contract (refer to the contract registered by the housing management department or the public housing lease contract signed with the unit) and the rent invoice (or receipt) at the time of first withdrawal
(4) retirement: provide the original and a of the certificate
for those who have reached the legal retirement age, the original and a of the ID card shall be provided
(5) those who completely lose the ability to work and terminate the labor relationship with their unit: provide the original and a of the certificate issued by the hospital at or above the municipal level and the certificate issued by the staff and workers terminating the labor relationship with their unit
(6) exit settlement: provide the original and a of the visa and passport
(7) termination of labor relations between employees with non registered permanent residence in the city and their units: provide the original and a of the proof of termination of labor relations between employees and their units
(8) if the registered permanent residence moves out of the city and terminates the labor relationship with the unit to which the employee belongs: provide the original and a of the certificate of the registered permanent residence moving out and the certificate of the employee terminating the labor relationship with the unit to which the employee belongs
(9) unemployed (or laid-off) persons, male 45 years old (including 45 years old), female 40 years old (including 40 years old) or above, and continuously unemployed (or laid-off) for more than 12 months: provide the original and a of the unemployment certificate (or laid-off certificate)
(10) if an employee dies or is declared dead, his or her heirs or bequests shall provide the employee's death certificate, the certificate of legal inheritance right or bequest right notarized by the notary organ, the original and a of the household register
If I can't handle the extraction in person and entrust others to handle it, I need to provide the power of attorney notarized by the notary organ and the original and a of the ID card of the employee and the client
extended data:
housing provident fund refers to the long-term housing savings deposited by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, public institutions, private non enterprise units, social organizations and their employees
in 2011, the Ministry of housing and urban rural development (MOHURD) is working with various departments to study and revise the regulations on provident fund, and let go of the regulations on indivial drawing provident fund to pay housing rent. In 2013, some cities introced measures to allow employees suffering from major diseases or their immediate family members to withdraw provident fund for emergency treatment
in 2014, the three departments issued a document to cancel the charge items of housing provident fund personal housing loan insurance, notarization, new house evaluation and mandatory institutional guarantee, so as to rece the burden of loan workers
in 2015, the regulations on the administration of housing provident fund (Revised Draft) proposed to stipulate that the deposit ratio of housing provident fund of employees and units should not be less than 5% and not more than 12%
from July 1, 2017, all the housing provident fund management centers in China will handle the transfer and continuation of housing provident fund through the platform in accordance with the requirements of the "operating proceres for the transfer and continuation of national housing provident fund" issued by the Ministry of housing and urban rural development
from July 1, 2018, many cities in China will adjust the upper limit of housing provident fund payment base or monthly payment amount
1、 The information required for the first withdrawal of the provident fund is as follows:
1. The original and of the loan contract
2. A of the house purchase contract
3. Original and of down payment invoice
4. Extract the original and of the employee's ID card
5< (2) the requirements for drawing the provident fund:
1. Purchasing, constructing, rebuilding or overhauling the self occupied housing
2
3
4
5
6
7
8. Family life is seriously difficult e to unexpected events
9
10. Those who are sentenced to death, life imprisonment or fixed-term imprisonment while in service reach the national legal retirement age when the term of imprisonment expires
11. Dead or declared dead
extended information:
I. withdrawal of purchase provident fund
1. Withdrawal of first-hand house:
(1) original and of purchase contract or purchase agreement
(2) the original and of the purchase invoice
(3) the original and of the employee's ID card shall be extracted from the provident fund
(4) the provident fund withdraws the employee's Bank savings account number; In addition to the above information, the original and of the marital relationship certificate and the of the main buyer's provident fund withdrawal record shall be provided
(1) the original and of the house property certificate(2) original and of deed tax payment certificate
(3) the original and of the employee's ID card shall be extracted from the provident fund
(4) the provident fund withdraws the employee's Bank savings account number; In addition to the above information, the original and of the marital relationship certificate and the of the main buyer's provident fund withdrawal record shall be provided
(1) the original and of the purchase agreement or purchase certificate issued by the housing management department of the unit(2) the original and of the house purchase receipt
(1) application form for drawing housing provident fund issued by the finance department or labor department of the unit (2) one original and one of ID card; if drawing the provident fund of the spouse, one original and one of marriage certificate and household register should be provided at the same time (3) loan contract, Go to the loan department of the lending bank to print the repayment statement of personal housing loan of the previous year (from the month of drawing to the month of the previous year) and ask the bank to seal it (4) if you use the passbook to repay the loan, you must provide the repayment passbook and a of the passbook; If the bank card is used to repay the loan, a detailed bank card issued by the bank counter in the latest year should be provided (5) go to the loan department of the lending bank to sign the agreement on withdrawing housing provident fund and returning housing provident fund loan (if both husband and wife withdraw, both husband and wife should sign and press their fingerprints, and fill in the bank account completely, Direct to personal account)note: the employee should be present, sign on the "withdrawal application form" and press the fingerprint (the provident fund is remitted to the personal repayment account)
Need to prepare: ID card, spouse ID card, husband wife relationship certificate, common house ownership, and co owner ID card. If the house ownership certificate is obtained, the house ownership certificate and deed tax payment certificate shall be provided; If the house ownership certificate has not been obtained, the commercial house sales contract and the commercial house sales contract shall be provided P>
in the place where the registered residence is to purchase a house, it should provide registered residence booklet and photo. When purchasing a house in the place where they work, they shall provide the labor relationship certificate and business license of the unit; The original and copies of the above materials. In the housing provident fund center for business
extended data
provident fund change proceres:
if the employee transfers the unit e to job change or terminates the labor relationship with the original unit, he / she shall go to the housing provident fund management center for change registration within 30 days from the date of termination of labor relationship. The unit shall fill in the "housing accumulation fund change form" and "housing accumulation fund allocation certificate", and go to the entrusted bank to handle the employee housing accumulation fund with the approval documents of the housing accumulation fund management center. Proceres for the transfer or storage of gold<
if the laborer leaves the work unit and only interrupts the wage relationship but still retains the labor relationship, the payment of housing provident fund is interrupted ring the interruption period, but the employee's housing provident fund account remains unchanged, and the remaining housing principal and interest are provident fund and are still in the employee's housing provident fund account. The unit shall go through the proceres of sealing up the housing accumulation fund from the workers
