Do you have to go to the claim center after a car crash
Contact the insurance
1. According to Article 76 of the road traffic safety law of the people's Republic of China, the liability for compensation shall be negotiated by itself or under the guidance of the insurance company's personnel who investigate and determine the loss
If there is no insurance claim, it can be negotiated and performed under the principle of equality and voluntariness (1) after reporting the case to the insurance company, go to the nearest traffic accident quick claim center or the place designated by the insurance company for accident loss investigation, loss determination and claim settlement(2) obtain the confirmation letter of traffic accident loss issued by the investigators after the accident loss survey
(3) fill in the insurance claim form according to the regulations, and according to the agreement with the insurance company, go to the quick claim center to handle the insurance claim with the relevant materials
extended data:
1. It is not suitable to evacuate from the scene in five cases of traffic accidents
2. Vehicles carrying explosives, flammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease pathogens and other dangerous goods
3. The motor vehicle has no license plate, no inspection mark, no insurance mark, or the motor vehicle driver has no valid driving license
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5. The driver had drinking, taking psychotropic drugs or narcotic drugs controlled by the state and other immovable situations
The parties concerned should protect the scene and immediately report to the police:1
2. The parties have disputes about the facts or causes
3. The motor vehicle has no license plate, no inspection mark and no insurance mark
4. Vehicles carrying explosives, inflammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease sources and other dangerous goods
the other party is fully responsible, and you don't have to bear any repair costs, but the normal procere of the other party's insurance company's claim settlement is:
1. If your vehicle loss does not exceed 2000 yuan, it will be compensated through the compulsory "compulsory traffic insurance" of the state, which requires both parties and the vehicle to go through the agreement proceres at the quick claim center, and then the loss will be assessed
2. If your vehicle loss exceeds 2000 yuan, the excess part will be compensated by commercial insurance, which will involve the traffic police's judgment of accident liability
it is mentioned in both cases that it is not clear in the question whether the other party's full responsibility has passed the traffic police ruling or determined by itself. If it is determined by itself, it should be handled according to one item.
2. After the motor vehicle insurance accident, in order to facilitate the insurance claims of accident losses, the insured should do:
(1) try to take necessary and reasonable measures to prevent or rece the losses, otherwise, the insurer will not be liable for the expanded losses
(2) inform the insurer immediately and explain in writing the cause, process and loss of the accident; If it is difficult to determine the nature, cause and degree of loss of the insured accident e to intentional or serious negligence, the insurer shall not be liable for the part that cannot be determined, except that the insurer has known or should have known the occurrence of the insured accident in time through other channels
(3) protect the scene of the accident, allow and assist the insurer to investigate the accident; The insurer shall not be liable for the part that cannot be determined or verified if it refuses or hinders the insurer from investigating the accident, resulting in the failure to determine the cause of the accident or verify the loss.
