U disk won't do, can you go to the provident fund center to d

1. The withdrawal process of housing provident fund is as follows:
1. The agent of the unit goes to the bank service outlets to collect and purchase the application for withdrawal of housing provident fund and cash (transfer) cheques
2. When an employee applies for withdrawing the housing provident fund, he / she shall provide relevant supporting materials to the unit according to the regulations. After verification, the unit shall fill in the application for withdrawing the housing provident fund and the cash (transfer) check, and affix the reserved seal. When the indivial housing provident fund account withdraws the housing provident fund from the centralized account of the management center, he / she shall, Bring the relevant certification materials to the business hall of the management center or the counter of the management department of the district and County Branch Center to apply directly
3. According to the regulations, employees should bring the "application form for drawing housing provident fund" and relevant supporting materials to the bank service outlets (district and county sub center management department) to apply for drawing housing provident fund
4. After the data provided by the staff are qualified, the staff shall handle the extraction audit for the staff, print the acceptance receipt and submit it to the staff for confirmation, and hand over a of the acceptance receipt and the original of the supporting materials to the staff
5. The extracted housing provident fund is transferred to the joint card savings account of the employee's housing provident fund.

2. If an employee has one of the following circumstances, he / she can withdraw the balance of his / her housing provident fund account:
1. He / she purchases, builds, renovates or overhauls his / her own housing
2
3. Totally losing the ability to work and terminating the labor relationship with the unit
4
5
6. The rent exceeds the prescribed proportion of the family's wage income. In accordance with the provisions of items 2, 3 and 4 of the preceding paragraph, the account of the employee's housing provident fund shall be cancelled at the same time when withdrawing the employee's housing provident fund. If an employee dies or is declared dead, the heirs and bequests of the employee may withdraw the balance of the employee's housing provident fund account; If there is no heir or bequeath, the balance in the employee's housing provident fund account shall be included in the value-added income of the housing provident fund. In addition to the above purposes, local provident fund centers also have other circumstances, please consult the local provident fund center
the following materials are required to withdraw the housing provident fund:
1. If the balance in the housing provident fund account is withdrawn, the unit concerned shall verify it and issue the withdrawal certificate
2. Employees should apply to the housing provident fund management center for withdrawing the housing provident fund with the withdrawal certificate. The management center of housing provident fund shall make a decision on whether to withdraw or not within 3 days from the date of accepting the application, and notify the applicant
3. If the withdrawal is approved, the payment proceres shall be handled at the entrusted bank
local provident fund centers have different conditions and proceres for withdrawing provident fund. Please consult local provident fund centers.

3. No, you just need to bring your ID card and the bank card issued by the corresponding provident fund payment bank.

4. Maybe their quality is too poor
you need to bring one with better quality. After all, it's very annoying to lose the data

5. It is estimated that there is another plan. You should check whether the telephone number is from the provident fund management center first

6.

According to Article 13 of the regulations on the administration of housing provident fund, the unit should go to the housing provident fund management center to register the payment of housing provident fund, which shall be reviewed by the housing provident fund management center, Each employee can only have one housing provident fund account. Article 14 of the regulations on the administration of housing provident fund shall register with the housing provident fund management center within 30 days from the date of establishment

And within 20 days from the date of registration, with the approval documents of the housing provident fund management center, go to the entrusted bank to handle the proceres for the establishment of the housing provident fund account for the employees of the unit

< / UL >

merger, separation, cancellation of the unit In case of dissolution or bankruptcy, the original unit or liquidation organization shall go to the housing provident fund management center to handle the change registration or cancellation registration within 30 days from the date of occurrence of the above situation, and shall hold the review documents of the housing provident fund management center within 20 days from the date of completion of the change registration or cancellation registration, To handle the proceres of transferring or sealing up the housing provident fund account for the employees of the unit in the entrusted bank, Go to the entrusted bank to handle the establishment or transfer proceres of employees' housing provident fund account Two batch documents of account opening change and one electronic version (the electronic version needs to be copied to the mobile U disk)

one of the employee's ID card

note: all the above documents need to be stamped with the official seal of the company

< / UL >

IV The amount of payment of provident fund is based on the proportion of personal wages, and the deposit proportion of units and employees is no less than 5% and no more than 12% respectively

7. To go to the provident fund management center for application< According to relevant regulations, the following conditions should be met:
(1) the unit where the employee belongs and the employee himself / herself should deposit the housing provident fund in full every month
(2) in line with the provisions of Article 24 of the regulations on the administration of housing Provident Fund:
1. Purchase, construction, renovation and overhaul of self occupied housing; Among them, "purchase" means that employees buy houses and own the ownership of the houses they buy. Houses can be public housing, commercial housing, affordable housing and second-hand housing“ "Construction" refers to the construction of houses by urban residents with the approval of the real estate administration, urban planning administration and other departments“ "Redevelopment" refers to the demolition, design and reconstruction of houses“ Overhaul "refers to the need to move or replace part of the main components of the housing, but not all of the housing
2. Employees are retired or retired
3. Employees have completely lost the ability to work and terminate the labor relationship with the unit
4. Employees who settle abroad
5. Employees who repay the principal and interest of house purchase loan
6. Rent exceeds the specified proportion of family wage income
7 If an employee dies or is declared dead,

the general proceres for withdrawing the housing provident fund are as follows:
(1) first, apply to the unit. After the unit reviews the relevant certificates submitted by the indivial, if it meets the withdrawal conditions, the unit shall fill in the approval form for withdrawing the housing provident fund and affix the reserved seal
(2) the handling personnel or indivial employees of the unit shall, together with the original and of relevant supporting materials, submit the approval form for indivial withdrawal of the provident fund to the provident fund center (hereinafter referred to as the provident fund center for opening an account) which establishes the housing provident fund account for the unit for approval. After the provident fund center completes the approval and entry business, the special seal for approval of provident fund shall be stamped on the approval form for indivial withdrawal of provident fund filled in by the unit
(3) the handling personnel or indivial employees of the unit shall handle the transfer business at the provident fund center where the account is opened by holding the approval form for indivial withdrawal of provident fund approved by the provident fund center and the "transfer voucher of housing provident fund management center" filled in and signed by the unit, and the provident fund center shall transfer the housing provident fund applied by the employees to the basic settlement account of the unit, The unit shall withdraw and pay to the employees.

8. Handling provident fund business includes company's account opening, employee's withdrawal and employee's loan< 1. A of the company's business license, one original and one
2. One original and one of the company's organization code certificate
3. One original and one of the opening license of the people's Bank of China
4. An original and a of the operator's ID card
5. Application form for opening an account of housing provident fund in XX city; You can download it from the website of the local housing provident fund management center
6. The company's official seal and seal (this must be taken, if you find that you don't have to take it, you don't need to use it)
7. USB flash disk (USB flash disk is not required for the card account of the provident fund company, but it is required for the designated bank to handle the deposit business, It is better to bring)

when employees handle the withdrawal of provident fund, they need to carry different withdrawal materials to the provident fund management center to handle the withdrawal proceres after meeting the withdrawal conditions of provident fund, and the approval period is three working days

to apply for provident fund loans, employees need to go to the provident fund management center to handle the withdrawal proceres after meeting the conditions of provident fund loans< Only employees who participate in the housing provident fund system are eligible to apply for housing provident fund loans, while employees who do not participate in the housing provident fund system are not eligible to apply for housing provident fund loans
2. To apply for the housing provident fund personal housing loan, those who participate in the housing provident fund system must also meet the following conditions: that is, the time of continuous deposit of housing provident fund shall not be less than six months before applying for the loan. Because, if the employee deposit housing provident fund behavior is abnormal, intermittent, that their income is unstable, easy to proce risk after the loan
3. When one spouse applies for housing provident fund loan, both spouses can not get housing provident fund loan until the principal and interest of the loan are paid off. Because housing provident fund loan is a kind of financial support to meet the basic housing needs of workers' families; Housing security type & quot; Financial support from the government
4. When applying for the housing provident fund loan, the loan applicant must have a relatively stable economic income and the ability to repay the loan, and there is no other outstanding debt that may affect the repayment ability of the housing provident fund loan. When employees are burdened with other debts, it is very risky to give housing provident fund loans, which violates the principle of safe operation of housing provident fund
5. The longest term of provident fund loan is no more than 30 years. For portfolio loans, the loan terms of provident fund loans and commercial housing loans must be consistent< Article 13 of the housing provident fund management center shall set up a special account for housing provident fund in the entrusted bank
the unit should go to the housing provident fund management center to register the payment of housing provident fund, and after the approval of the housing provident fund management center, go to the entrusted bank to go through the proceres for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account
the management center of housing provident fund shall establish a detailed account of employees' housing provident fund to record the deposit and withdrawal of employees' personal housing provident fund< Article 24 under any of the following circumstances, an employee may withdraw the balance of his / her housing provident fund account:
(1) purchase, build, rebuild or overhaul his / her own housing< (2) retired or retired; and< (3) totally losing the ability to work and terminating the labor relationship with the unit< (4) to settle down abroad< (5) repaying the principal and interest of the house purchase loan< (6) the rent exceeds the prescribed proportion of the family's wage income
in accordance with the provisions of (2), (3) and (4) of the preceding paragraph, if the employee's housing provident fund is withdrawn, the employee's housing provident fund account shall be cancelled at the same time
if the employee dies or is declared dead, the heirs and bequests of the employee can withdraw the balance in the employee's housing provident fund account; If there is no heir or bequeath, the balance in the employee's housing provident fund account shall be included in the value-added income of the housing provident fund< Article 25 If an employee withdraws the balance in the housing provident fund account, his unit shall verify it and issue the withdrawal certificate
employees should apply to the housing provident fund management center for drawing the housing provident fund with the drawing certificate. The management center of housing provident fund shall make a decision on whether to withdraw or not within 3 days from the date of accepting the application, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment proceres<

Article 26
employees who have deposited the housing provident fund can apply for housing provident fund loans from the housing provident fund management center when they purchase, construct, rebuild or overhaul their own housing
the housing provident fund management center shall make a decision on whether to grant or not to grant a loan within 15 days from the date of accepting the application, and notify the applicant; If a loan is granted, the entrusted bank shall go through the loan proceres
the risk of housing provident fund loan is borne by the housing provident fund management center< Article 27 when applying for housing provident fund loan, the applicant shall provide guarantee< Article 28 the housing provident fund management center can use the housing provident fund to purchase treasury bonds with the approval of the housing provident fund management committee on the premise of guaranteeing the withdrawal and loan of the housing provident fund
the housing provident fund management center shall not provide guarantee to others.

9. We need to go to the outlets to open the online self service of the provident fund. After opening, we can extract the provident fund from WeChat or Alipay.