Shanghai to buy second-hand housing several trading center
Now many people will buy a house, some people will buy a new house, some will buy second-hand, so when we buy a house, what should we go through? Let's take the transaction process of second-hand housing in Shanghai as an example. Let's discuss the transaction process of second-hand housing in Shanghai
second hand house in Shanghai
as the name suggests, that is to say, the house that has lived in is to be sold now. This kind of house is called second-hand house. That is, the house is not a new one, but an old one. Second hand housing in the sale is also a lot of process. Now many places are a lot of second-hand housing, so what is the transaction process of second-hand housing in Shanghai
Shanghai second-hand housing transaction process
first of all, before we buy second-hand housing, we must go to see more, walk around, confirm the house, and then we can talk about deposit or find a professional intermediary company. After confirmation, the contract can be signed, which is the most important part in the transaction process of second-hand housing in Shanghai. For example, to determine the area of the house, property management, decoration, property rights, whether it can be used as second-hand housing mortgage can be reflected in the contract, so we must carefully look at it when signing the contract. Then we need to determine the payment method, which is a one-time payment or a mortgage loan. A one-time payment is a full payment, and a mortgage loan is an installment. If it is a one-time payment, it is necessary to transfer the tax, room fee and commission to the designated regulatory account. If it is installment, it is necessary to pay the down payment to the designated regulatory account, then choose the loan method, and finally sign the contract. Then apply for the transfer proceres, pay the water and electricity charges, gas charges and so on, and then basically complete, you can wait at home to get the real estate certificate
precautions in the transaction process
in the second-hand housing transaction process, if you are not sure you can win, you can directly find an intermediary. In the process of finding an intermediary, you must choose a regular intermediary company, and do not let some small intermediary companies charge you extra fees, And in the process of dealing with second-hand housing transactions, we must see clearly every item in the contract, because this is the most favorable evidence if there are problems in the future, and whether the second-hand housing is in the rental period, we must ask clearly, buying a house is a major event for everyone, we must ask and see more. Don't be fooled by buying a house
buying a house is a major event in life, especially the second-hand house is now people's favorite. The first-hand house is too expensive, and the price of the second-hand house is acceptable to many people. Although the transaction process of the second-hand house is indeed a little more complicated than that of the commercial house, I believe you all understand it after reading the introction of Xiaobian, I hope you can all buy a good house, I wish you a happy purchase
2: it is sure that all the taxes and fees will be paid before the ownership can be transferred
Hello! I am Feng Qiang, senior account manager of Lianjia real estate. I graated from Xi'an Jiaotong University. Thank you for your attention in choosing Lianjia. I'm glad to serve you
the basic transaction process includes:
signing the sales contract → price verification, pre acceptance of transfer registration (4 working days) → paying taxes (1 working day) → receiving property certificate → bank loan (if any) → house handover
the basic steps of buying and selling second-hand houses are as follows:
1. Sign online to obtain the online contract, which is commonly known as the Yellow contract; In general, you can apply for a mortgage loan when you sign online; In this step, the chain home contract cases are generally signed in the chain home contract signing center
2. Under the loan contract, the buyer and the seller jointly go to the real estate trading center in the district where the real estate is located to handle the pre acceptance, that is, submit the materials of tax review, purchase restriction and pre transfer for pre examination
three or four working days later, the buyer and the Seller shall go to the real estate trading center in the district where the real estate is located to handle the tax payment proceres with their identification (original)
4. One working day later, the certificate receiver shall bring his / her ID card (original) and the comprehensive advance receipt of Shanghai real estate transaction tax registration (original) to the real estate transaction center in the district where the real estate is located
5. Take the new property certificate, other certificates and other loan materials to the loan bank to handle the mortgage loan; After the bank gets the materials. Two to four weeks to the owners< br />
160; 160; 160; 160; 160;
precautions:
1. "Working day" does not include legal holidays and weekends, and is calculated from the next day of receiving
2. If it is found that the application documents need to be supplemented and corrected ring the examination, the time limit shall be calculated from the completion date
3. The time limit of the above commitment shall not be implemented for the registration of notarial documents, inheritance and bequest in the submitted materials
4. If there is objection registration, the above commitment time limit will no longer be implemented, and the relevant time limit shall be implemented according to the requirements of Shanghai real estate registration technical provisions
5. The trading centers in different regions are slightly different, which shall be implemented according to the regulations of local trading centers 160; 160;< br />
160; 160; 160; 160; 160; 160;
the above information is collected on January 23, 2019. Due to the influence of policy timeliness, this paper is for reference only, and is not used as the basis of transaction
if my answer is helpful to you, please click adopt< br />
Second hand housing contract, which
1. Purchase the house, query the information, and see the house on the spot:
establish information communication channels with the seller through newspapers, Internet and other media sources. At the same time, the seller is required to provide corresponding legal documents, such as house ownership certificate, ID card, household register and other documents< 2. Signing a second-hand house sales contract:
after negotiating the price, confirming the transaction intention and providing the corresponding legal certificate of the house, the buyer can pay the purchase deposit. It is worth mentioning that paying the purchase deposit is not a necessary procere for commercial house sales. After negotiation and communication, both parties shall sign at least three copies of the house sales contract
3. Both parties go to the loan bank to handle the loan proceres:
if the buyer needs a loan to purchase a house, after the buyer and the seller reach an agreement, the loan bank will appoint an evaluation company to evaluate the house to be traded by both parties and confirm the loan amount. After both parties sign the house purchase and sale contract, both parties need to go to the loan bank to handle the loan proceres, After the bank approves the credit of the loan applicant, it will inform both parties to complete the change of property right. After the buyer obtains the certificate of ownership of the house property right, he shall handle the certificate of other rights accompanied by the bank. After the certificate of other rights is issued, the bank will issue the loan to the owner at one time
4. Both parties go to the property rights trading center to handle the transfer proceres:
after signing the contract, the buyer and the seller jointly go to the property rights trading center to apply for examination. The relevant departments will approve the transfer proceres for the houses that meet the listing conditions, and refuse the application in case of no property right or partial property right and without the written consent of the co owners of other property rights, so as to prohibit the listing and trading
5. Pay relevant taxes and fees
6. Both parties shall go to the property right trading center to handle property right formalities
after completing the registration of house property right change, the buyer and the Seller shall hand over the transaction materials to the certificate issuing department, and the Buyer shall apply for new property right certificate at the certificate issuing department with the notice of house ownership certificate
7. Pay off the balance and complete the transaction
8. The transaction will be completed after the buyer has paid off the house and the seller has delivered the house and settled all expenses (including water, gas, electricity, heating, property, cable, etc.) before delivery.
note: if you have a loan, you need to bring a loan contract, an original and a of the owner's ID card, a of the floor plan of the house on the property right certificate, a deed tax payment receipt, a 5 yuan stamp receipt, and 105 yuan in cash (including 80 yuan for other right certificates of the loan). That's all
best wishes for the whole family in 2010
thank you!
