Does Libra go to the center
the people's Bank of China has been studying legal digital currency since 2014. According to the relevant person in charge of the digital currency Research Institute of the people's Bank of China, at present, the research and development of digital RMB is steadily advancing. Under the premise of adhering to double-layer operation, currency (M0) substitution in circulation and controllable anonymity, the digital RMB system has basically completed the top-level design, standard formulation, function research and development, joint debugging and testing, etc., and followed the principles of steady, safe, controllable, innovative and stable development The principle of practicality
the relevant person in charge of the digital currency Research Institute of the people's Bank of China stressed that the current online transmission of DC / EP information is the test content in the process of technology research and development, which does not mean the official launch of digital RMB. The current closed test of digital RMB will not affect the commercial operation of listed companies, nor will it affect the RMB issuance and circulation system, financial market and social economy outside the test environment< In short, the digital currency of the people's Bank of China is the electronic version of RMB
when it comes to digital currency, your first reaction may be bitcoin or Libra, which Facebook plans to launch< However, unlike these so-called digital currencies, the digital currency to be launched by the Central Bank of China has national credit endorsement, which can be said to be the electronic version of RMB. Therefore, the digital currency of the central bank has the nature of legal compensation
more importantly, with the endorsement of the state, the value of the central bank's digital currency will be more stable. Bitcoin and other so-called virtual currencies can not guarantee the stability of currency value, so it is common to be "cut leeks"
from the perspective of usage scenarios, the central bank's digital currency does not pay interest, and can be used in small, retail and high-frequency business scenarios, which is no different from paper money. At the same time, the use should comply with all the existing regulations on cash management, anti money laundering and anti-terrorism financing.
moreover, in terms of my personal cognition. I think it's uneconomical to make a spaceship from the moon. If you have time, manpower and material resources to empty the moon, it's better to do it yourself. In fact, the shape of the planet is completely maintained by gravity, and digging out the moon is bound to lead to the collapse of the moon. Moreover, the structural strength of the planet is not as indestructible as we think. Even if we make the moon into a spaceship, its shell will easily collapse under the acceleration of the thruster.
Libra coin is safe as a virtual currency. To this end, Facebook also launched a series of programs to solve security problems. Facebook launches cryptocurrency system & quot; Libra & quot;. Libra system is operated and managed by Facebook and more than 20 partners. Each partner participates in the operation in the form of initial verifier node, and they share a transparent transaction classification account to reflect all activities on the network
Therefore, the security of Libra as a virtual currency need not be considered. I believe that the advent of Libra as a virtual currency will bring a new innovation to our worldlibra want to compete with Alipay and WeChat? I don't know how to talk about this topic Strong>

so Libra and WeChat have no need to compete with Alipay, the difference between them is very large, and Libra's real competitor is not WeChat, but legal tender. p>
we should neither despise the development of Libra nor be afraid of it. It will hit the domestic means of payment, but we should treat it rationally strong>
Libra is a payment currency released by the well-known social software Facebook, which is called Libra coin . Recently, there have been some rumors that Libra coin will compete with wechat payment means. As for the result of the competition, I don't know who will win, but I usually use wechat payment means
whether it's the AA system for friends to go out for dinner or the money relationship in interpersonal communication, it can be realized by wechat payment
in general, wechat is a convenient means of payment , of course, it will win the user's use efficiency, and various means of payment will certainly improve our living standards and make our life more convenient
