Go to work in CITIC Credit Card Center to check credit

1. The credit card center of China CITIC Bank is generally authorized to check the credit information, because the bank can check your personal credit information and does not need a paper credit report.

2. There are two most effective ways to apply for a large amount of credit card
one of the most effective ways is to submit a property certificate
for a large amount of credit card, the choice of a bank's credit card does not matter. What matters is whether your property certificate meets the requirements of the bank
generally speaking, property certificate includes: real estate, car property, financial procts, etc
taking Minsheng Bank as an example, its large credit cards are divided into diamond card (starting from 200000), luxury platinum card (starting from 80000) and standard platinum card (starting from 40000)
if you want to provide real estate under your own name, the required conditions are: the standard platinum card requires a real estate value of more than 800000, the luxury platinum card requires 1.6 million, and the diamond card requires a real estate value of more than 3.2 million
however, the bank does not accept vehicle property certificate
while China Guangfa bank and China Merchants Bank accept the relevant certificates of automobile instry
the second most effective way: to apply for a card with a card
applying for a card with a card is an effective way to apply for a large amount of credit card. Taking Minsheng Bank as an example, it does not need to provide any additional proof of assets when using the card: the applicant should have a credit card that has been used for more than half a year, and the credit limit of the card should be at least more than 40000. The processing conditions are as follows: Standard platinum card can be used when the original card limit is more than 40000, luxury platinum card can be used when the card limit is more than 80000, and diamond card can be used when the card limit is more than 150000
to apply for a large credit card, according to the standard of the bank scoring system, some conditions are shared, such as good credit record, superior career, stable high income, high deposit, etc
if you can't get a recommendation card, you have to pay for it

if you want to cash in, you can call me.

3. Applying for a bank credit card has nothing to do with having made a credit report. Only when there is a bad credit record can it affect the card handling. Taking the application for credit card of Agricultural Bank of China as an example, the bank will not only inquire about the credit information of the applicant, but also refer to the personal information of the applicant's face, such as age, work stability, income, personal credit and so on. The handling methods are as follows:
1. When applying for a branch, the applicant must fill in the application form for Jinsui credit card of Agricultural Bank of China and provide the identity certificate, ID card refers to the original and of the applicant's valid ID card, work certificate and financial documents (additional materials are required for special card types) submitted to the business outlets of ABC for processing. The more materials submitted by the applicant, the more concive to the approval and improvement of credit. The specific materials required will vary from branch to branch. For details, please consult the customer manager of the branch. The staff of ABC will assist you in completing and submitting the credit card application materials
2. To apply online, the applicant needs to log on the official website of ABC, select the corresponding proct in the "proct recommendation" of the credit card column, and click "apply now". According to the prompts on the page, select the city or city where the card is to be collected and the specific branch, fill in the personal information and contact information of the applicant according to the prompts on the page, and finally submit the application. Generally, within 3 working days after the application is submitted, the Agricultural Bank of China will have a Commissioner to contact the applicant.

4. It's important. It's very important. You can do a good job of explanation. When it was overe, you didn't know, so you delayed the repayment.

5. No
but the query record will be displayed on the credit reference
the purpose is credit card approval.

6. You can try to log in to the website of the credit reference center of the people's Bank of China from time to time http://www.pbccrc.org.cn/ At present, the credit reference center does not authorize any third party application (APP) to provide personal credit report query service
if you apply for a credit card, you can find it here.

7. Credit report is divided into personal credit report and enterprise credit report. It is a record of personal credit information issued by the credit reference center of the people's Bank of China, which is used to query the social credit of indivials or enterprises.

8. If the customer service is in a good mood, it will be criticized

9. As long as it's not that you've left, there's no problem

10. No more
when a bank applies for a credit card, the bank credit card center will only query the bank's personal credit information once to decide whether to withdraw the card.