Do you need to report insurance before you go to the insurance c

1.

Take ping an automobile insurance as an example: the claim settlement process can not be operated by other agents, and it needs to be handled by the applicant himself

vehicle insurance fast claim process

1. Call 95511 to report the accident

call 95511-9 to report the accident immediately after the accident, and the claim officer will arrange assistance according to the accident situation

2. Accident investigation

confirm accident insurance liability, loss situation and cost, and recommend loss repair scheme

3. Confirm the loss repair plan and select the repair method of the damaged property, including the selection of vehicle repair plant, etc; In line with the fast claim conditions, customers can go through the fast claim channel, which is completed in 4 steps

4. After the claim information is reviewed, the case is closed. Ping An through bank transfer, the compensation payment to complete the claim. Car owners who meet certain conditions can enjoy immediate payment of compensation

< H2 > extended information:

Ping'an has opened a fast compensation channel for car owners who meet the following conditions:

1. Pure car damage accident

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3. The accident responsibility is clear, and the claim materials are effective and safe

4. The invoice and claim settlement materials agreed to be collected and submitted by Ping'an express compensation Co., Ltd

2.

Contact the insurance

1. According to Article 76 of the road traffic safety law of the people's Republic of China, the liability for compensation shall be negotiated by itself or under the guidance of the insurance company's personnel who investigate and determine the loss

If there is no insurance claim, it can be negotiated and performed under the principle of equality and voluntariness

(1) after reporting the case to the insurance company, go to the nearest traffic accident quick claim center or the place designated by the insurance company for accident loss investigation, loss determination and claim settlement

(2) obtain the confirmation letter of traffic accident loss issued by the investigators after the accident loss survey

(3) fill in the insurance claim form according to the regulations, and according to the agreement with the insurance company, go to the quick claim center to handle the insurance claim with the relevant materials

extended data:

1. It is not suitable to evacuate from the scene in five cases of traffic accidents

2. Vehicles carrying explosives, flammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease pathogens and other dangerous goods

3. The motor vehicle has no license plate, no inspection mark, no insurance mark, or the motor vehicle driver has no valid driving license

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5. The driver had drinking, taking psychotropic drugs or narcotic drugs controlled by the state and other immovable situations

The parties concerned should protect the scene and immediately report to the police:

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2. The parties have disputes about the facts or causes

3. The motor vehicle has no license plate, no inspection mark and no insurance mark

4. Vehicles carrying explosives, inflammable and explosive chemicals, toxic, radioactive, corrosive, infectious disease sources and other dangerous goods

3.

This kind of thing is divided into two categories, one is caused by itself, the other is caused by the third party

the first; If the loss is caused by itself, you don't need to call the police. You just need to call the insurance company. The insurance company will designate a repair shop or place to repair, and you will go to the place designated by the insurance company to repair. Basically, you don't need to pay in advance, because the designated shop will have relevant insurance company personnel, who will settle the claim and repair at the first time, You need to bring your ID and vehicle with you. Then the claim will be settled in one day, and you just need to wait for the vehicle repair to be completed

the second; If the car owner and others (the third party) have an accident, you need to pay attention here. You can pay in advance or negotiate to go to your own designated repair shop. There are two types

1. If the third party and the car owner are willing to go to the repair shop selected by the car owner for repair, there is no need to pay any cash to the third party on the spot

2. If the third party asks the owner to repair the vehicle in the repair shop selected by the owner, that is to say, if the third party does not agree to repair the vehicle with the owner in the repair shop selected by the owner, the third party will definitely ask the owner to pay a part of the cost, which is also called deposit or deposit, because they may worry that they will not find the owner or admit it, But you have to remember to pay the invoice or receipt, and don't pay too much. The cost of repair is almost the same, because if you pay too much, the third party won't admit it, and you will suffer a loss

but remember to call the police or the insurance company of your vehicle in the first time, because the insurance company will have a relevant system in more than 24 hours, and if it is out of date, it is the owner who will suffer

extended information:

often many car owners are at a loss after an accident, and they will deal with things according to the opinions of the insurance company or the traffic police, but they still need to pay attention to many things, especially the following points

in case of an accident with others, the owner must pay the repair cost to the third party or the repair shop chosen by the third party after the repair of the third party's vehicle. However, the insurance claim can only be made after obtaining the repair invoice and maintenance certificate of the third party. If the third party does not provide the relevant information to the owner or cannot find the third party afterwards, the third party shall pay the repair cost to the third party, During this period, the insurance company will not compensate for the repair expenses incurred by the third party. We must pay attention to this kind of expenses

there is another way, if the third party is willing to repair the vehicle with the owner in the repair shop designated by the owner, it will be relatively simple. If the third party is not willing to repair the vehicle in the repair shop designated by the owner, it will certainly advance money, so it is necessary to ask for the invoice or the bill for repairing the vehicle, so as to guard against the third party's later denial and asking for the invoice and receipt, It is a kind of insurance to guard against the third party's denial afterwards

reference: vehicle insurance claim procere_ Network

vehicle insurance claim procere_ Network

4. You have to call the company

5. It depends on the arrangement of the insurance company. If you are asked to go to the claim center, you can go! Should be everything has a result! Just let you handle the procere!

6.

In this case, it is necessary to close the case before settling the claim. Because the settlement of claims is a document of the traffic police department. After the case is closed, go to the insurance company. The insured carries the driver's license, vehicle license, ID card and bank card of the insured

< H2 > extended data:

auto insurance claim is that after a traffic accident, the owner of the car goes to the insurance company to settle the claim. The basic process of claim settlement includes: report, survey and loss determination, sign and review claim documents, adjustment and review, approval, claim settlement and so on

the work of automobile insurance claims has obvious characteristics: the insured is public, the loss rate is high and the loss range is small, the subject matter is mobile, the degree of being subject to the repair shop is large, and the moral hazard is common